Home Mf Research Bandhan Medium To Long Duration Fund Regular Plan Growth Formerly Known As Bandhan Bond Fund Income

Bandhan Medium To Long Duration Fund-Regular Plan-Growth (Formerly Known As Bandhan Bond Fund Income

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Fund info
NAV (as on 2026-08-20)
₹67.95 -0.33%
AUM (Fund Size)
430.95 Cr
Expense Ratio
2.01%%
Exit load
Exit load of 1,000.00% if redeemed within 365 days.
Risk
Moderate
AMC
Bandhan Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-08-13 ₹1,000.00 ₹993.70
-0.63 %
Two Week 2026-08-05 ₹1,000.00 ₹1,000.19
0.02 %
One Month 2026-07-21 ₹1,000.00 ₹1,001.24
0.12 %
Three Months 2026-05-22 ₹3,000.00 ₹3,038.83
1.29 %
Six Months 2026-02-23 ₹6,000.00 ₹6,138.80
2.31 %
One Year 2025-08-20 ₹12,000.00 ₹12,415.55
3.46 %
Three Year 2023-08-21 ₹36,000.00 ₹39,230.93
8.97 %
Five Year 2021-08-23 ₹60,000.00 ₹69,070.67
15.12 %
Ten Year 2016-08-22 ₹120,000.00 ₹160,290.36
33.58 %
Since Inception 2001-01-01 ₹313,000.00 ₹839,488.79
168.21 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in Bandhan Medium To Long Duration Fund-Regular Plan-Growth (Formerly Known As Bandhan Bond Fund Income

Other
200%

Companies Holding in Bandhan Medium To Long Duration Fund-Regular Plan-Growth (Formerly Known As Bandhan Bond Fund Income

7.3% GOI (MD 19/06/2053)
77.67%
7.46% GOI (MD 06/11/2073)
9.04%
6.68% GOI (MD 07/07/2040)
8.81%
Triparty Repo TRP_010726
2.89%
Corporate Debt Market Development Fund Class A2
1.07%
Net Current Assets
0.52%
7.24% GOI (MD 18/08/2055)
26.47%
6.68% GOI (MD 07/07/2040)
10.85%
7.36% GOI (MD 12/09/2052)
8.89%
7.3% GOI (MD 19/06/2053)
3.25%
6.9% GOI (MD 15/04/2065)
0.65%
6.79% GOI (MD 15/05/2027)
0.23%
7.73% GOI (MD 19/12/2034)
0.09%
7.46% Indian Railway Finance Corporation Limited
5.87%
7.85% Bajaj Finance Limited
5.83%
7.14% Export Import Bank Of India
5.83%
6.74% Small Industries Dev Bank Of India
5.74%
7.88% Bajaj Finance Limited
2.33%
7.685% Tata Capital Housing Finance Limited
2.32%
7.1% Bajaj Housing Finance Limited
2.30%
6.9% LIC Housing Finance Limited
1.15%
8.098% Tata Capital Limited
0.47%
Axis Bank Limited
4.51%
Bank Of Baroda
4.47%
Punjab National Bank
4.46%
Triparty Repo TRP_010726
1.30%
Corporate Debt Market Development Fund Class A2
0.35%
Cash Margin - CCIL
0.01%
Net Current Assets
2.63%

Risk Ratios

Std. Deviation 3.54%
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 13.98 Years

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate

Scheme Objective

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium to long term such that the Macaulay duration of the portfolio is between 4 years and 7 years. A Scheme with Relatively High Interest Rate Risk and Relatively Low Credit Risk. (In case of anticipated adverse situation, macaulay duration of the portfolio could be between 1 year and 7 years)

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.01%
Expense Ratio Direct
0.99%
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY Medium to Long Duration Debt Index A-III
Fund managers
Gautam Kaul
20 years Experience
Suyash Choudhary
20 years Experience

Exit Load

Exit load of 1,000.00% if redeemed within 365 days .

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