Home Mf Research Bandhan Financial Services Fund Regular Plan Growth

Bandhan Financial Services Fund - Regular Plan - Growth

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  • 1Y
  • SI
Fund info
NAV (as on 2025-07-18)
14.79 -0.97%
AUM (Fund Size)
N/A
Expense Ratio
2.22%
Exit load
If redeemed/switched out on/within 30 days from the date of allotment - 0.5% of the applicable NAV; If redeemed/switched out after 30 days from the date of allotment - Nil.
Risk
N/A
AMC
Bandhan Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹991.62
-0.84 %
Two Week 2025-07-03 ₹1,000.00 ₹991.95
-0.80 %
One Month 2025-06-18 ₹1,000.00 ₹1,008.52
0.85 %
Three Months 2025-04-21 ₹3,000.00 ₹3,061.75
2.06 %
Six Months 2025-01-20 ₹6,000.00 ₹6,445.52
7.43 %
One Year 2024-07-18 ₹12,000.00 ₹12,992.38
8.27 %
Since Inception 2023-07-28 ₹25,000.00 ₹29,791.05
19.16 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others 189%

Sectors Holding in Bandhan Financial Services Fund - Regular Plan - Growth

Banks
43%
Finance
21%
Financial Technology (Fintech)
2%
Capital Markets
5%
Insurance
6%
Other
112%

Companies Holding in Bandhan Financial Services Fund - Regular Plan - Growth

ICICI Bank
15.11%
HDFC Bank
14.75%
Axis Bank
7.98%
Kotak Mahindra Bank
5.86%
Jio Financial Services
4.65%
Cholamandalam Invt And Fin Co
4.18%
Shriram Finance
3.20%
PB Fintech
2.15%
Repco Home Finance
2.08%
Aditya Birla Sun Life AMC
2.03%
IndusInd Bank
1.97%
Prudent Corporate Advisory Services
1.59%
Cholamandalam Financial Holdings
1.18%
Home First Finance Company India
1.16%
Can Fin Homes
1.15%
Central Depository Services (India)
1.14%
Manappuram Finance
1.10%
Aadhar Housing Finance
1.10%
Aavas Financiers
1.07%
Bajaj Finserv
1.05%
Star Health And Allied Insurance Company
1.04%
Go Digit General Insurance
1.03%
BSE
1.02%
ICICI Lombard General Insurance Company
1.02%
Mahindra & Mahindra Financial Services
1.02%
SBI Life Insurance Company
1.02%
HDFC Life Insurance Company
1.01%
Medi Assist Healthcare Services
1.00%
State Bank Of India
1.00%
SBI Cards And Payment Services
0.99%
Others Equity Total
13.67%
Equity Total
98.32%
Net Cash And Cash Equivalent
1.68%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.22
Expense Ratio Direct
0.55
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Sumit Agarwal
Experience
Mr. Harshvardhan Agarwal
Experience
Mr. Harshal Joshi
Experience
Ms. Ritika Behera
Experience
Mr. Gaurav Satra
Experience

Exit load

If redeemed/switched out on/within 30 days from the date of allotment - 0.5% of the applicable NAV; If redeemed/switched out after 30 days from the date of allotment - Nil.

FAQs

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