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Home Mf Research Bandhan Financial Services Fund Regular Plan Growth
Bandhan Mutual Fund

Bandhan Financial Services Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic
Fund House : Bandhan Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • SI
NAV (as on 2025-06-03)
14.48 -0.67%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.22%
Expense Ratio (Direct)
0.55%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹995.53
-0.45 %
Two Week 2025-05-19 ₹1,000.00 ₹998.28
-0.17 %
1 Month 2025-05-05 ₹1,000.00 ₹1,021.30
2.13 %
Three Months 2025-03-05 ₹3,000.00 ₹3,242.27
8.08 %
Six Months 2024-12-05 ₹6,000.00 ₹6,430.87
7.18 %
One Year 2024-06-03 ₹12,000.00 ₹12,872.84
7.27 %
Since Inception 2023-07-28 ₹23,000.00 ₹27,199.80
18.26 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI Bank Banks - 15.11
HDFC Bank Banks - 14.75
Axis Bank Banks - 7.98
Kotak Mahindra Bank Banks - 5.86
Jio Financial Services Finance - 4.65
Cholamandalam Invt and Fin Co Finance - 4.18
Shriram Finance Finance - 3.20
PB Fintech Financial Technology (Fintech) - 2.15
Repco Home Finance Finance - 2.08
Aditya Birla Sun Life AMC Capital Markets - 2.03
IndusInd Bank Banks - 1.97
Prudent Corporate Advisory Services Capital Markets - 1.59
Cholamandalam Financial Holdings Finance - 1.18
Home First Finance Company India Finance - 1.16
Can Fin Homes Finance - 1.15
Central Depository Services (India) Capital Markets - 1.14
Manappuram Finance Finance - 1.10
Aadhar Housing Finance Finance - 1.10
Aavas Financiers Finance - 1.07
Bajaj Finserv Finance - 1.05
Star Health And Allied Insurance Company Insurance - 1.04
Go Digit General Insurance Insurance - 1.03
BSE Capital Markets - 1.02
ICICI Lombard General Insurance Company Insurance - 1.02
Mahindra & Mahindra Financial Services Finance - 1.02
SBI Life Insurance Company Insurance - 1.02
HDFC Life Insurance Company Insurance - 1.01
Medi Assist Healthcare Services Insurance - 1.00
State Bank of India Banks - 1.00
SBI Cards and Payment Services Finance - 0.99
Others Equity Total - - 13.67
Equity Total - - 98.32
Net Cash and Cash Equivalent - - 1.68
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Sumit Agarwal (), Mr. Harshvardhan Agarwal (), Mr. Harshal Joshi (), Ms. Ritika Behera (), Mr. Gaurav Satra (),
  • Expense ration regular : 2.22
  • Expense ration direct : 0.55
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : equity
Exit load
If redeemed/switched out on/within 30 days from the date of allotment - 0.5% of the applicable NAV; If redeemed/switched out after 30 days from the date of allotment - Nil.

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