Home Mf Research Franklin India Money Market Fund Growth

Franklin India Money Market Fund - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2026-08-21)
₹53.90 0.00%
AUM (Fund Size)
3919.85 Cr
Expense Ratio
N/A
Exit load
N/A
Risk
Low to Moderate
AMC
Franklin Templeton Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-08-14 ₹1,000.00 ₹1,000.33
0.03 %
Two Week 2026-08-06 ₹1,000.00 ₹1,002.11
0.21 %
One Month 2026-07-22 ₹1,000.00 ₹1,005.66
0.57 %
Three Months 2026-05-25 ₹3,000.00 ₹3,037.00
1.23 %
Six Months 2026-02-23 ₹6,000.00 ₹6,120.25
2.00 %
One Year 2025-08-21 ₹12,000.00 ₹12,422.89
3.52 %
Three Year 2023-08-22 ₹36,000.00 ₹40,086.67
11.35 %
Five Year 2021-08-23 ₹60,000.00 ₹71,665.99
19.44 %
Ten Year 2016-08-23 ₹120,000.00 ₹168,133.04
40.11 %
Since Inception 2002-02-11 ₹299,000.00 ₹787,192.94
163.28 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in Franklin India Money Market Fund - Growth

Finance
80.67%
Banking
29.8%
Sovereign
12.84%
Utilities
9.75%
Engineering
8.56%
IT Services
5.9%
Aerospace
5.43%
Energy
5.12%
Oil & Gas
4.86%
Infrastructure
4.5%
Pharmaceuticals
4.48%
Telecommunications
3.66%
Automobile
2.72%
Investment
1.92%
Telecom
1.9%
Metals
1.75%
Insurance
1.45%

Companies Holding in Franklin India Money Market Fund - Growth

State Bank Of India
10.13%
Housing Development Finance Corporation
9.84%
NTPC Limited
9.75%
Larsen & Toubro Limited
8.56%
ICICI Bank
6.54%
IndusInd Bank
5.67%
Hindustan Aeronautics Limited
5.43%
Power Finance Corporation Ltd.
5.35%
Reliance Industries Limited
5.12%
Bharat Petroleum Corporation Ltd.
4.86%
Adani Ports And SEZ
4.50%
Tata Consultancy Services
4.25%
SREI Infrastructure Finance Ltd.
2.85%
HDFC Bank
2.75%
Yes Bank
2.51%
Axis Bank
2.20%
Bharti Airtel
1.90%
Tata Steel Limited
1.75%
Infosys Ltd.
1.65%
Minda Industries Ltd.
1.52%
ICICI Lombard
1.45%
Maruti Suzuki India Ltd.
1.20%
Aditya Birla Finance Ltd
0.96%
182 DTB (19-JUN-2025)
8.49%
364 DTB (28-AUG-2025)
2.29%
5.22% GOI 2025 (15-JUN-2025)
1.94%
364 DTB (22-JAN-2026)
0.12%
Axis Bank Ltd
9.56%
Small Industries Development Bank Of India
8.17%
Canara Bank
7.25%
HDFC Bank Ltd
7.19%
National Bank For Agriculture & Rural Development
6.29%
LIC Housing Finance Ltd
4.55%
Indian Bank
3.84%
Bank Of Baroda
3.79%
Bharti Telecom Ltd
3.66%
Hero Fincorp Ltd
3.58%
Mankind Pharma Ltd
3.52%
Infina Finance Pvt Ltd
2.88%
IDBI Bank Ltd
2.69%
Pilani Investment And Industries Corporation Ltd
1.92%
Muthoot Finance Ltd
1.88%
Piramal Enterprises Ltd
0.96%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 0.61 Years 222 Days

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate

Scheme Objective

The primary objective of the scheme is to provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
NIFTY Money Market Index A-I
Fund managers
Rohan Maru
18 years Experience
Chandni Gupta
19 years Experience
Rahul Goswami
26 years Experience

FAQs

Is a Mutual Fund with a Lower NAV Better?

What Are the Charges in Mutual Fund Investments?

What Are the Tax Benefits of Mutual Funds?

Is It a Good Time to Invest in Mutual Funds?

What Is the Difference Between Dividend and Growth Plans?

Should I Invest in Infrastructure Funds?

What Are Sector-Specific Funds/Schemes?

What Happens If I Miss an SIP Payment?

How Can I Compare Different Mutual Funds?