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Home Mf Research Dsp Savings Fund Regular Plan Growth
DSP Mutual Fund

DSP Savings Fund - Regular Plan - Growth

Debt Debt Ultra Short Duration
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
52.46 0.05%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.48%
Expense Ratio (Direct)
0.25%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.73
0.17 %
Two Week 2025-05-19 ₹1,000.00 ₹1,003.51
0.35 %
1 Month 2025-05-05 ₹1,000.00 ₹1,006.25
0.62 %
Three Months 2025-03-05 ₹3,000.00 ₹3,040.83
1.36 %
Six Months 2024-12-05 ₹6,000.00 ₹6,139.52
2.33 %
One Year 2024-06-03 ₹12,000.00 ₹12,510.02
4.25 %
Three Year 2022-06-06 ₹36,000.00 ₹40,325.78
12.02 %
Five Year 2020-06-04 ₹60,000.00 ₹70,783.23
17.97 %
Ten Year 2015-06-08 ₹120,000.00 ₹165,644.51
38.04 %
Since Inception 2000-01-03 ₹310,000.00 ₹756,937.91
144.17 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
8.28% GOI 2027 Government Securities SOV 22.14
7.17% GOI 2028 Government Securities SOV 16.82
8.26% GOI 2027 Government Securities SOV 15.18
8.60% GOI 2028 Government Securities SOV 11.56
8.25% Gujarat SDL 2028 Government Securities SOV 5.14
8.15% Tamil Nadu SDL 2028 Government Securities SOV 3.35
7.06% GOI 2028 Government Securities SOV 3.18
8.05% Gujarat SDL 2028 Government Securities SOV 3.14
8.19% Gujarat SDL 2028 Government Securities SOV 1.91
8.03% Karnataka SDL 2028 Government Securities SOV 1.60
8.26% Gujarat SDL 2028 Government Securities SOV 1.41
7.88% Madhya Pradesh SDL 2028 Government Securities SOV 1.17
6.98% Maharashtra SDL 2028 Government Securities SOV 1.04
8.14% Haryana SDL 2028 Government Securities SOV 1.04
8.16% Gujarat SDL 2028 Government Securities SOV 0.93
8.33% Madhya Pradesh SDL 2028 Government Securities SOV 0.74
8.35% Gujarat SDL 2028 Government Securities SOV 0.71
8.06% Tamil Nadu SDL 2028 Government Securities SOV 0.69
7.36% Maharashtra SDL 2028 Government Securities SOV 0.68
7.49% Gujarat SDL 2028 Government Securities SOV 0.66
8.39% Gujarat SDL 2028 Government Securities SOV 0.58
6.99% Telangana SDL 2028 Government Securities SOV 0.58
8.34% Uttar Pradesh SDL 2028 Government Securities SOV 0.47
8.05% Madhya Pradesh SDL 2028 Government Securities SOV 0.46
7.22% Gujarat SDL 2028 Government Securities SOV 0.45
6.98% Telangana SDL 2028 Government Securities SOV 0.41
8.15% Chattisgarh SDL 2028 Government Securities SOV 0.30
8.23% Gujarat SDL 2028 Government Securities SOV 0.30
8.39% Uttar Pradesh SDL 2028 Government Securities SOV 0.30
7.98% Uttar Pradesh SDL 2028 Government Securities SOV 0.28
6.97% Karnataka SDL 2028 Government Securities SOV 0.27
8.00% Karnataka SDL 2028 Government Securities SOV 0.23
8.28% Chattisgarh SDL 2028 Government Securities SOV 0.19
8.11% Chattisgarh SDL 2028 Government Securities SOV 0.15
8.28% Tamil Nadu SDL 2028 Government Securities SOV 0.08
7.92% Uttar Pradesh SDL 2028 Government Securities SOV 0.05
7.75% Gujarat SDL 2028 Government Securities SOV 0.05
8.14% Uttar Pradesh SDL 2028 Government Securities SOV 0.02
Cummins India Limited Industrial Products equity 2.94
Supreme Industries Limited Industrial Products equity 2.38
Polycab India Limited Industrial Products equity 2.37
KEI Industries Limited Industrial Products equity 2.17
Astral Limited Industrial Products equity 2.06
Carborundum Universal Limited Industrial Products equity 1.74
AIA Engineering Limited Industrial Products equity 1.67
Grindwell Norton Limited Industrial Products equity 1.64
SKF India Limited Industrial Products equity 1.60
APL Apollo Tubes Limited Industrial Products equity 1.46
Persistent Systems Limited IT - Software equity 3.68
Tata Elxsi Limited IT - Software equity 2.85
Oracle Financial Services Software Limited IT - Software equity 2.67
Coforge Limited IT - Software equity 2.54
MphasiS Limited IT - Software equity 2.33
PI Industries Limited Fertilizers & Agrochemicals equity 2.82
Coromandel International Limited Fertilizers & Agrochemicals equity 2.31
Bayer Cropscience Limited Fertilizers & Agrochemicals equity 1.50
Sumitomo Chemical India Limited Fertilizers & Agrochemicals equity 1.25
Tube Investments of India Limited Auto Components equity 2.84
Balkrishna Industries Limited Auto Components equity 1.73
Schaeffler India Limited Auto Components equity 1.54
Petronet LNG Limited Gas equity 2.49
Indraprastha Gas Limited Gas equity 2.02
Gujarat Gas Limited Gas equity 1.16
Procter & Gamble Hygiene and Health Care Limited Personal Products equity 3.46
Emami Limited Personal Products equity 2.14
Abbott India Limited Pharmaceuticals & Biotechnology equity 2.16
GlaxoSmithKline Pharmaceuticals Limited Pharmaceuticals & Biotechnology equity 1.72
Ajanta Pharma Limited Pharmaceuticals & Biotechnology equity 1.56
HDFC Asset Management Company Limited Capital Markets equity 3.15
ICICI Securities Limited Capital Markets equity 1.52
Voltas Limited Consumer Durables equity 2.06
Kajaria Ceramics Limited Consumer Durables equity 1.47
Kansai Nerolac Paints Limited Consumer Durables equity 0.92
Page Industries Limited Textiles & Apparels equity 3.03
K.P.R. Mill Limited Textiles & Apparels equity 1.05
Solar Industries India Limited Chemicals & Petrochemicals equity 2.52
Atul Limited Chemicals & Petrochemicals equity 1.45
Muthoot Finance Limited Finance equity 1.78
CRISIL Limited Finance equity 1.34
Syngene International Limited Healthcare Services equity 1.59
Dr. Lal Path Labs Ltd. Healthcare Services equity 1.34
NMDC Limited Minerals & Mining equity 2.13
AU Small Finance Bank Limited Banks equity 1.97
Hindustan Zinc Limited Non - Ferrous Metals equity 1.91
L&T Technology Services Limited IT - Services equity 1.82
3M India Limited Diversified equity 1.40
Sun TV Network Limited Entertainment equity 1.31
Honeywell Automation India Limited Industrial Manufacturing equity 1.28
HDFC Bank Limited Banks Equity 11.01
ICICI Bank Limited Banks Equity 7.74
State Bank of India Banks Equity 3.03
Axis Bank Limited Banks Equity 3.00
Kotak Mahindra Bank Limited Banks Equity 2.41
IndusInd Bank Limited Banks Equity 0.86
Infosys Limited IT - Software Equity 6.11
Tata Consultancy Services Limited IT - Software Equity 4.02
HCL Technologies Limited IT - Software Equity 1.57
Tech Mahindra Limited IT - Software Equity 0.89
Wipro Limited IT - Software Equity 0.67
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
0.58
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : (), Unknown (Unknown), (), (), (), (), Unknown (Unknown), (), (),
  • Expense ration regular : 0.48
  • Expense ration direct : 0.25
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt

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