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DSP Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2026-07-17)
₹56.13 0.05%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
N/A
Risk
N/A
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-07-10 ₹1,000.00 ₹1,000.78
0.08 %
Two Week 2026-07-02 ₹1,000.00 ₹1,000.70
0.07 %
One Month 2026-06-17 ₹1,000.00 ₹1,006.45
0.65 %
Three Months 2026-04-20 ₹3,000.00 ₹3,034.91
1.16 %
Six Months 2026-01-19 ₹6,000.00 ₹6,117.06
1.95 %
One Year 2025-07-17 ₹12,000.00 ₹12,416.03
3.47 %
Three Year 2023-07-18 ₹36,000.00 ₹39,964.19
11.01 %
Five Year 2021-07-19 ₹60,000.00 ₹71,200.17
18.67 %
Ten Year 2016-07-19 ₹120,000.00 ₹165,664.45
38.05 %
Since Inception 2001-01-01 ₹311,000.00 ₹760,170.41
144.43 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in DSP Savings Fund - Regular Plan - Growth

Capital Goods
7%
Construction Materials
3%
Information Technology
34%
Automobile
1%
Power
6%
Financial Services
51%
Industrials
0%
Materials
19%
Textiles
0%
Consumer Durables
0%
Realty
2%
Food Processing
0%
Insurance
4%
Consumer Services
1%
Business Services
0%
Oil & Gas
10%
Healthcare
8%
Metals & Mining
1%
Telecommunication
5%
Sovereign
58%
Cash
4%
Auto Ancillary
8%
Auto
6%
Tobacco
6%
Beverages
6%
Household Appliances
6%
Electricals
6%
Farming
6%
Construction
6%
Tyres
6%
IT Services
20%
Food
4%
Consumer Goods
4%
Aerospace
4%
SOV
81%
Banking
132%
Telecommunications
16%
FMCG
6%
Oil, Gas & Consumable Fuels
4%
Automobile And Auto Components
9%
Services
0%
ETF
1%
REIT
4%
InvIT
4%
Finance
26%
Government
16%
Financials
76%
Energy
40%
Consumer Staples
26%

Companies Holding in DSP Savings Fund - Regular Plan - Growth

Schaeffler India Ltd.
0.73%
Kajaria Ceramics Ltd.
0.71%
Timken India Ltd.
0.70%
L&T Technology Services Ltd.
0.70%
Endurance Technologies Ltd.
0.68%
Power Grid Corporation Of India Ltd.
0.66%
HDFC Life Insurance Company Ltd.
0.62%
ZF Commercial Vehicle Control Systems India Ltd.
0.56%
Cholamandalam Investment & Finance Co. Ltd.
0.53%
TVS Motor Company Ltd.
0.52%
Honeywell Automation India Ltd.
0.51%
Grindwell Norton Ltd.
0.51%
Page Industries Ltd.
0.49%
Sona Blw Precision Forgings Ltd.
0.48%
Ltimindtree Ltd.
0.44%
Hawkins Cookers Ltd.
0.43%
DLF Ltd.
0.42%
Balrampur Chini Mills Ltd.
0.42%
ICICI Lombard General Insurance Company Ltd.
0.41%
AIA Engineering Ltd.
0.41%
Thermax Ltd.
0.33%
FSN E-Commerce Ventures Ltd.
0.33%
ESAB India Ltd.
0.33%
HDFC Asset Management Co. Ltd.
0.32%
ABB India Ltd.
0.32%
Chalet Hotels Ltd.
0.31%
Carborundum Universal Ltd.
0.29%
Pitti Engineering Ltd.
0.28%
Teamlease Services Ltd.
0.23%
Nuvoco Vistas Corporation Ltd.
0.22%
V-Guard Industries Ltd.
0.19%
HDFC Bank Ltd.
3.45%
ICICI Bank Ltd.
2.36%
Reliance Industries Ltd.
2.14%
Infosys Ltd.
2.00%
Maruti Suzuki India Ltd.
1.53%
Larsen & Toubro Ltd.
1.51%
Tata Consultancy Services Ltd.
1.21%
State Bank Of India
1.15%
Ultratech Cement Ltd.
1.10%
Axis Bank Ltd.
1.05%
Kotak Mahindra Bank Ltd.
1.01%
Abbott India Ltd.
0.92%
Jubilant Foodworks Ltd.
0.87%
Divi's Laboratories Ltd.
0.87%
Hindalco Industries Ltd.
0.84%
V-Guard Industries Ltd.
0.09%
Bharat Sanchar Nigam Ltd.
5.91%
Torrent Power Ltd.
3.00%
Sundaram Finance Ltd.
2.99%
REC Ltd.
2.97%
Power Finance Corporation Ltd.
2.94%
Union Bank Of India
2.92%
Tata Power Renewable Energy Ltd.
2.92%
Godrej Properties Ltd.
2.92%
Government Of India
47.34%
State Government Of Maharashtra
2.95%
Cash, Cash Equivalents And Others
3.86%
Minda Industries Ltd.
4.12%
SML Isuzu Ltd.
3.95%
VST Industries Ltd.
3.89%
Mohan Meakin Ltd.
3.85%
Hawkins Cookers Ltd.
3.78%
Crompton Greaves Consumer Electricals Ltd.
3.57%
Edelweiss Financial Services Ltd.
3.44%
Kaveri Seed Company Ltd.
3.32%
Astral Ltd.
3.25%
Poonawalla Fincorp Ltd.
3.14%
Balkrishna Industries Ltd.
3.08%
Sundaram Finance Ltd.
2.99%
Poly Medicure Ltd.
2.98%
Gladys Simulations Ltd.
2.89%
Jubilant Foodworks Ltd.
2.81%
ICICI Prudential Life Insurance Co. Ltd.
2.74%
Marico Ltd.
2.68%
Hindustan Aeronautics Ltd.
2.61%
8.28% GOI 2027
22.96%
7.17% GOI 2028
17.53%
8.60% GOI 2028
11.99%
8.26% GOI 2027
9.04%
7.06% GOI 2028
6.63%
8.25% Gujarat SDL 2028
5.34%
8.15% Tamil Nadu SDL 2028
3.49%
8.05% Gujarat SDL 2028
3.26%
6.98% Maharashtra SDL 2028
2.33%
8.19% Gujarat SDL 2028
1.91%
8.26% Gujarat SDL 2028
1.47%
8.14% Haryana SDL 2028
1.08%
8.16% Gujarat SDL 2028
0.97%
8.33% Madhya Pradesh SDL 2028
0.77%
8.06% Tamil Nadu SDL 2028
0.72%
7.36% Maharashtra SDL 2028
0.71%
8.35% Gujarat SDL 2028
0.71%
7.49% Gujarat SDL 2028
0.69%
6.99% Telangana SDL 2028
0.60%
8.39% Gujarat SDL 2028
0.60%
8.05% Madhya Pradesh SDL 2028
0.48%
8.34% Uttar Pradesh SDL 2028
0.47%
7.22% Gujarat SDL 2028
0.47%
6.98% Telangana SDL 2028
0.43%
8.15% Chattisgarh SDL 2028
0.31%
8.39% Uttar Pradesh SDL 2028
0.31%
8.23% Gujarat SDL 2028
0.30%
7.98% Uttar Pradesh SDL 2028
0.29%
6.97% Karnataka SDL 2028
0.28%
8.00% Karnataka SDL 2028
0.24%
8.28% Chattisgarh SDL 2028
0.20%
8.11% Chattisgarh SDL 2028
0.16%
8.28% Tamil Nadu SDL 2028
0.09%
7.92% Uttar Pradesh SDL 2028
0.05%
7.75% Gujarat SDL 2028
0.05%
8.14% Uttar Pradesh SDL 2028
0.02%
Infosys Technologies
5.75%
HDFC Bank Ltd
5.25%
Reliance Industries Ltd
4.78%
Infosys Ltd
3.60%
Tata Consultancy Services Ltd
5.00%
ICICI Bank Ltd
4.25%
Bharti Airtel Ltd
3.50%
Hindustan Unilever Ltd
3.80%
HDFC Bank Ltd.
7.43%
ICICI Bank Ltd.
4.79%
Reliance Industries Ltd.
4.47%
Infosys Ltd.
4.20%
Maruti Suzuki India Ltd.
3.34%
Larsen & Toubro Ltd.
3.07%
Tata Consultancy Services Ltd.
2.60%
Ultratech Cement Ltd.
2.42%
State Bank Of India
2.36%
Kotak Mahindra Bank Ltd.
2.28%
Divi's Laboratories Ltd.
2.16%
Abbott India Ltd.
2.16%
Axis Bank Ltd.
2.12%
Jubilant Foodworks Ltd.
1.86%
Hindalco Industries Ltd.
1.76%
L&T Technology Services Ltd.
1.69%
Schaeffler India Ltd.
1.51%
Timken India Ltd.
1.49%
Kajaria Ceramics Ltd.
1.42%
Endurance Technologies Ltd.
1.40%
HDFC Life Insurance Company Ltd.
1.31%
ZF Commercial Vehicle Control Systems India Ltd.
1.28%
Power Grid Corporation Of India Ltd.
1.28%
Cholamandalam Investment & Finance Co. Ltd.
1.20%
TVS Motor Company Ltd.
1.12%
Honeywell Automation India Ltd.
1.11%
Grindwell Norton Ltd.
1.08%
AIA Engineering Ltd.
1.07%
Sona Blw Precision Forgings Ltd.
1.06%
Page Industries Ltd.
0.99%
ICICI Lombard General Insurance Company Ltd.
0.95%
Balrampur Chini Mills Ltd.
0.95%
Ltimindtree Ltd.
0.94%
DLF Ltd.
0.93%
ESAB India Ltd.
0.88%
Hawkins Cookers Ltd.
0.77%
Pitti Engineering Ltd.
0.73%
FSN E-Commerce Ventures Ltd.
0.73%
Thermax Ltd.
0.72%
HDFC Asset Management Co. Ltd.
0.70%
ABB India Ltd.
0.70%
Chalet Hotels Ltd.
0.67%
Carborundum Universal Ltd.
0.66%
Teamlease Services Ltd.
0.50%
Nuvoco Vistas Corporation Ltd.
0.44%
V-Guard Industries Ltd.
0.43%
Housing And Urban Development Corporation Ltd.
0.37%
Government Of India
9.66%
State Government Of Gujarat
0.36%
SBI Gold ETF
1.21%
Embassy Office Parks Reit
2.15%
Nexus Select Trust
2.04%
National Highways Infra Trust
2.42%
Cube Highways Trust
2.24%
Cash, Cash Equivalents And Others
1.82%
Small Industries Development Bank Of India
10.56%
HDFC Bank Limited
9.38%
Axis Bank Limited
9.34%
Punjab National Bank
6.78%
Union Bank Of India
6.13%
Canara Bank
5.07%
IndusInd Bank Limited
4.40%
The Federal Bank Limited
3.07%
IDFC First Bank Limited
2.46%
Bank Of Baroda
1.89%
Kotak Mahindra Bank Limited
1.85%
ICICI Bank Limited
1.23%
Indian Bank
0.61%
Export-Import Bank Of India
0.61%
Bharti Telecom Limited
5.07%
Muthoot Finance Limited
3.64%
Tata Capital Housing Finance Limited
2.49%
Standard Chartered Capital Limited
2.46%
Axis Securities Limited
2.41%
Fedbank Financial Services Limited
1.91%
Deutsche Investments India Private Limited
1.27%
Hero Housing Finance Limited
1.25%
Hero Fincorp Limited
1.23%
Aditya Birla Finance Limited
0.62%
182 DAYS T-BILL 2025
6.34%
364 DAYS T-BILL 2025
2.05%
NABARD
16.00%
RELIANCE INDUSTRIES
14.50%
STATE BANK OF INDIA
12.30%
HDFC BANK
10.75%
ULTRATECH CEMENT
9.10%
ITC LIMITED
8.50%
TATA CONSULTANCY SERVICES
7.25%
BHARAT PETROLEUM
6.60%
HINDUSTAN UNILEVER
5.90%
Small Industries Development Bank Of India
10.56%
HDFC Bank Limited
9.38%
Axis Bank Limited
9.34%
Punjab National Bank
6.78%
Union Bank Of India
6.13%
Canara Bank
5.07%
IndusInd Bank Limited
4.40%
The Federal Bank Limited
3.07%
IDFC First Bank Limited
2.46%
Bank Of Baroda
1.89%
Kotak Mahindra Bank Limited
1.85%
ICICI Bank Limited
1.23%
Indian Bank
0.61%
Export-Import Bank Of India
0.61%
Bharti Telecom Limited
5.07%
Muthoot Finance Limited
3.64%
Tata Capital Housing Finance Limited
2.49%
Standard Chartered Capital Limited
2.46%
Axis Securities Limited
2.41%
Fedbank Financial Services Limited
1.91%
Deutsche Investments India Private Limited
1.27%
Hero Housing Finance Limited
1.25%
Hero Fincorp Limited
1.23%
Aditya Birla Finance Limited
0.62%
182 DAYS T-BILL 2025
6.34%
364 DAYS T-BILL 2025
2.05%
NABARD
16.00%
RELIANCE INDUSTRIES
14.50%
STATE BANK OF INDIA
12.30%
HDFC BANK
10.75%
ULTRATECH CEMENT
9.10%
ITC LIMITED
8.50%
TATA CONSULTANCY SERVICES
7.25%
BHARAT PETROLEUM
6.60%
HINDUSTAN UNILEVER
5.90%
Infosys Technologies
5.75%
HDFC Bank Ltd
5.25%
Reliance Industries Ltd
4.78%
Infosys Ltd
3.60%
Tata Consultancy Services Ltd
5.00%
ICICI Bank Ltd
4.25%
Bharti Airtel Ltd
3.50%
Hindustan Unilever Ltd
3.80%
Minda Industries Ltd.
4.12%
SML Isuzu Ltd.
3.95%
VST Industries Ltd.
3.89%
Mohan Meakin Ltd.
3.85%
Hawkins Cookers Ltd.
3.78%
Crompton Greaves Consumer Electricals Ltd.
3.57%
Edelweiss Financial Services Ltd.
3.44%
Kaveri Seed Company Ltd.
3.32%
Astral Ltd.
3.25%
Poonawalla Fincorp Ltd.
3.14%
Balkrishna Industries Ltd.
3.08%
Sundaram Finance Ltd.
2.99%
Poly Medicure Ltd.
2.98%
Gladys Simulations Ltd.
2.89%
Jubilant Foodworks Ltd.
2.81%
ICICI Prudential Life Insurance Co. Ltd.
2.74%
Marico Ltd.
2.68%
Hindustan Aeronautics Ltd.
2.61%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Diipesh Shah
Experience
Anil Ghelani
Experience
Unknown
Unknown Experience
Anil Ghelani
Experience
Diipesh Shah
Experience

FAQs

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