Home Mf Research Dsp Savings Fund Regular Plan Growth

DSP Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
52.92 0.02%
AUM (Fund Size)
N/A
Expense Ratio
0.48%
Exit load
N/A
Risk
N/A
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.25
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.36
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.77
0.58 %
Three Months 2025-04-21 ₹3,000.00 ₹3,034.94
1.16 %
Six Months 2025-01-20 ₹6,000.00 ₹6,135.57
2.26 %
One Year 2024-07-18 ₹12,000.00 ₹12,507.76
4.23 %
Three Year 2022-07-19 ₹36,000.00 ₹40,356.63
12.10 %
Five Year 2020-07-20 ₹60,000.00 ₹70,944.09
18.24 %
Ten Year 2015-07-21 ₹120,000.00 ₹165,933.51
38.28 %
Since Inception 2000-01-03 ₹311,000.00 ₹764,686.22
145.88 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 76%
Debt N/A
Others N/A

Sectors Holding in DSP Savings Fund - Regular Plan - Growth

Government Securities
84%
Industrial Products
21%
IT - Software
50%
Fertilizers & Agrochemicals
15%
Auto Components
16%
Gas
12%
Personal Products
11%
Pharmaceuticals & Biotechnology
16%
Capital Markets
9%
Consumer Durables
13%
Textiles & Apparels
9%
Chemicals & Petrochemicals
9%
Finance
36%
Healthcare Services
4%
Minerals & Mining
4%
Banks
58%
Non - Ferrous Metals
2%
IT - Services
3%
Diversified
2%
Entertainment
2%
Industrial Manufacturing
2%
Petroleum Products
19%
Automobiles
10%
Diversified FMCG
12%
Construction
10%
Telecom - Services
6%
Power
4%
Cement & Cement Products
4%
Ferrous Metals
2%
Food Products
1%
Insurance
2%
Oil
3%
Consumable Fuels
2%
Transport Infrastructure
2%
Metals & Minerals Trading
0%
Agricultural Food & Other Products
0%
Banking
52%
Government Security
12%
Money Market
1%
Alternative Investment
0%
Cash & Cash Equivalent
0%
Others
95%
Money Market Instruments
3%
Cash & Cash Equivalent
0%
DEBT INSTRUMENTS
25%
GOVERNMENT SECURITIES
37%
MONEY MARKET INSTRUMENTS
2%
ALTERNATIVE INVESTMENT FUNDS
0%
CASH & CASH EQUIVALENT
0%
Electrical Equipment
4%
Realty
2%
Leisure Services
1%
Aerospace & Defense
1%
Transport Services
1%
Agricultural, Commercial & Construction Vehicles
0%
Retailing
0%

Companies Holding in DSP Savings Fund - Regular Plan - Growth

8.28% GOI 2027
22.14%
7.17% GOI 2028
16.82%
8.26% GOI 2027
15.18%
8.60% GOI 2028
11.56%
8.25% Gujarat SDL 2028
5.14%
8.15% Tamil Nadu SDL 2028
3.35%
7.06% GOI 2028
3.18%
8.05% Gujarat SDL 2028
3.14%
8.19% Gujarat SDL 2028
1.91%
8.03% Karnataka SDL 2028
1.60%
8.26% Gujarat SDL 2028
1.41%
7.88% Madhya Pradesh SDL 2028
1.17%
6.98% Maharashtra SDL 2028
1.04%
8.14% Haryana SDL 2028
1.04%
8.16% Gujarat SDL 2028
0.93%
8.33% Madhya Pradesh SDL 2028
0.74%
8.35% Gujarat SDL 2028
0.71%
8.06% Tamil Nadu SDL 2028
0.69%
7.36% Maharashtra SDL 2028
0.68%
7.49% Gujarat SDL 2028
0.66%
8.39% Gujarat SDL 2028
0.58%
6.99% Telangana SDL 2028
0.58%
8.34% Uttar Pradesh SDL 2028
0.47%
8.05% Madhya Pradesh SDL 2028
0.46%
7.22% Gujarat SDL 2028
0.45%
6.98% Telangana SDL 2028
0.41%
8.15% Chattisgarh SDL 2028
0.30%
8.23% Gujarat SDL 2028
0.30%
8.39% Uttar Pradesh SDL 2028
0.30%
7.98% Uttar Pradesh SDL 2028
0.28%
6.97% Karnataka SDL 2028
0.27%
8.00% Karnataka SDL 2028
0.23%
8.28% Chattisgarh SDL 2028
0.19%
8.11% Chattisgarh SDL 2028
0.15%
8.28% Tamil Nadu SDL 2028
0.08%
7.92% Uttar Pradesh SDL 2028
0.05%
7.75% Gujarat SDL 2028
0.05%
8.14% Uttar Pradesh SDL 2028
0.02%
Cummins India Limited
2.94%
Supreme Industries Limited
2.38%
Polycab India Limited
2.37%
KEI Industries Limited
2.17%
Astral Limited
2.06%
Carborundum Universal Limited
1.74%
AIA Engineering Limited
1.67%
Grindwell Norton Limited
1.64%
SKF India Limited
1.60%
APL Apollo Tubes Limited
1.46%
Persistent Systems Limited
3.68%
Tata Elxsi Limited
2.85%
Oracle Financial Services Software Limited
2.67%
Coforge Limited
2.54%
MphasiS Limited
2.33%
PI Industries Limited
2.82%
Coromandel International Limited
2.31%
Bayer Cropscience Limited
1.50%
Sumitomo Chemical India Limited
1.25%
Tube Investments Of India Limited
2.84%
Balkrishna Industries Limited
1.73%
Schaeffler India Limited
1.54%
Petronet LNG Limited
2.49%
Indraprastha Gas Limited
2.02%
Gujarat Gas Limited
1.16%
Procter & Gamble Hygiene And Health Care Limited
3.46%
Emami Limited
2.14%
Abbott India Limited
2.16%
GlaxoSmithKline Pharmaceuticals Limited
1.72%
Ajanta Pharma Limited
1.56%
HDFC Asset Management Company Limited
3.15%
ICICI Securities Limited
1.52%
Voltas Limited
2.06%
Kajaria Ceramics Limited
1.47%
Kansai Nerolac Paints Limited
0.92%
Page Industries Limited
3.03%
K.P.R. Mill Limited
1.05%
Solar Industries India Limited
2.52%
Atul Limited
1.45%
Muthoot Finance Limited
1.78%
CRISIL Limited
1.34%
Syngene International Limited
1.59%
Dr. Lal Path Labs Ltd.
1.34%
NMDC Limited
2.13%
AU Small Finance Bank Limited
1.97%
Hindustan Zinc Limited
1.91%
L&T Technology Services Limited
1.82%
3M India Limited
1.40%
Sun TV Network Limited
1.31%
Honeywell Automation India Limited
1.28%
HDFC Bank Limited
11.01%
ICICI Bank Limited
7.74%
State Bank Of India
3.03%
Axis Bank Limited
3.00%
Kotak Mahindra Bank Limited
2.41%
IndusInd Bank Limited
0.86%
Infosys Limited
6.11%
Tata Consultancy Services Limited
4.02%
HCL Technologies Limited
1.57%
Tech Mahindra Limited
0.89%
Wipro Limited
0.67%
LTIMindtree Limited
0.47%
Reliance Industries Limited
9.22%
Bharat Petroleum Corporation Limited
0.62%
Mahindra & Mahindra Limited
2.55%
Tata Motors Limited
1.84%
Maruti Suzuki India Limited
1.57%
Bajaj Auto Limited
0.98%
Hero MotoCorp Limited
0.65%
Eicher Motors Limited
0.62%
ITC Limited
4.14%
Hindustan Unilever Limited
2.19%
Larsen & Toubro Limited
4.03%
Sun Pharmaceutical Industries Limited
1.68%
Dr. Reddy's Laboratories Limited
0.74%
Cipla Limited
0.73%
Divi's Laboratories Limited
0.57%
Bharti Airtel Limited
3.61%
Bajaj Finance Limited
1.72%
Bajaj Finserv Limited
0.81%
Shriram Finance Limited
0.74%
NTPC Limited
1.79%
Power Grid Corporation Of India Limited
1.44%
Titan Company Limited
1.31%
Asian Paints Limited
1.26%
UltraTech Cement Limited
1.24%
Grasim Industries Limited
0.93%
Tata Steel Limited
1.23%
JSW Steel Limited
0.80%
Nestle India Limited
0.79%
Britannia Industries Limited
0.62%
SBI Life Insurance Company Limited
0.72%
HDFC Life Insurance Company Limited
0.68%
Oil & Natural Gas Corporation Limited
1.18%
Coal India Limited
1.08%
Adani Ports And Special Economic Zone Limited
1.04%
Hindalco Industries Limited
0.89%
Adani Enterprises Limited
0.75%
Tata Consumer Products Limited
0.68%
Apollo Hospitals Enterprise Limited
0.60%
National Bank For Agriculture And Rural Development
9.85%
Small Industries Development Bank Of India
8.82%
Union Bank Of India
7.76%
HDFC Bank Limited
5.69%
Indian Bank
5.17%
ICICI Bank Limited
4.67%
IDFC First Bank Limited
4.14%
IndusInd Bank Limited
4.14%
Bank Of Baroda
3.11%
The Federal Bank Limited
2.07%
Punjab National Bank
1.04%
Axis Bank Limited
0.52%
LIC Housing Finance Limited
4.67%
ICICI Securities Limited
4.64%
Bajaj Housing Finance Limited
4.14%
Hero Fincorp Limited
4.12%
Axis Securities Limited
3.10%
Mahindra & Mahindra Financial Services Limited
3.09%
Aditya Birla Finance Limited
2.58%
Muthoot Finance Limited
2.08%
HSBC Investdirect Financial Services (India) Limited
1.03%
364 DAYS T-BILL 2025
12.97%
TREPS / Reverse Repo Investments
1.54%
SBI Funds Management Pvt Ltd/Fund Parent
0.27%
Net Receivables/Payables
-1.21%
Persistent Systems Limited
3.68%
Tata Elxsi Limited
2.85%
Oracle Financial Services Software Limited
2.68%
Coforge Limited
2.55%
MphasiS Limited
2.34%
PI Industries Limited
2.82%
Coromandel International Limited
2.31%
Bayer Cropscience Limited
1.51%
Sumitomo Chemical India Limited
1.25%
Tube Investments Of India Limited
2.84%
Balkrishna Industries Limited
1.73%
Schaeffler India Limited
1.55%
Petronet LNG Limited
2.49%
Indraprastha Gas Limited
2.02%
Gujarat Gas Limited
1.16%
Procter & Gamble Hygiene And Health Care Limited
3.46%
Emami Limited
2.14%
Abbott India Limited
2.16%
GlaxoSmithKline Pharmaceuticals Limited
1.72%
Ajanta Pharma Limited
1.57%
HDFC Asset Management Company Limited
3.16%
ICICI Securities Limited
1.52%
Voltas Limited
2.06%
Kajaria Ceramics Limited
1.48%
Kansai Nerolac Paints Limited
0.93%
Page Industries Limited
3.04%
K.P.R. Mill Limited
1.05%
Solar Industries India Limited
2.52%
Atul Limited
1.46%
Muthoot Finance Limited
1.78%
CRISIL Limited
1.34%
Syngene International Limited
1.59%
Dr. Lal Path Labs Ltd.
1.34%
NMDC Limited
2.14%
AU Small Finance Bank Limited
1.97%
Hindustan Zinc Limited
1.92%
L&T Technology Services Limited
1.83%
3M India Limited
1.40%
Sun TV Network Limited
1.31%
Honeywell Automation India Limited
1.29%
Bluebox Global Technology Fund
36.31%
IShares NASDAQ 100 UCITS ETF
31.41%
IVZ NASDAQ 100 EW ACC
13.63%
KraneShares CSI China Internet UCITS ETF
13.04%
Bluebox Precision Medicine Fund
2.15%
TREPS / Reverse Repo Investments
3.66%
Net Receivables/Payables
-0.20%
Power Grid Corporation Of India Limited
5.98%
REC Limited
5.78%
Indian Oil Corporation Limited
5.75%
Power Finance Corporation Limited
4.21%
Export-Import Bank Of India
2.94%
National Bank For Agriculture And Rural Development
2.91%
HDFC Bank Limited
2.91%
NTPC Limited
0.51%
7.32% GOI 2030
12.88%
7.02% GOI 2031
8.60%
7.10% GOI 2029
5.81%
7.06% GOI 2028
5.80%
7.37% GOI 2028
2.93%
7.10% GOI 2034
2.92%
5.74% GOI 2026
2.79%
5.63% GOI 2026
1.66%
7.38% GOI 2027
0.58%
7.83% Gujarat SDL 2026
0.17%
TREPS / Reverse Repo Investments
2.62%
SBI Funds Management Pvt Ltd/Fund Parent
0.29%
Net Receivables/Payables
0.37%
Cash Margin
0.01%
HDFC Bank Limited
11.01%
ICICI Bank Limited
7.74%
State Bank Of India
3.03%
Axis Bank Limited
3.00%
Kotak Mahindra Bank Limited
2.41%
IndusInd Bank Limited
0.86%
Infosys Limited
6.11%
Tata Consultancy Services Limited
4.02%
HCL Technologies Limited
1.57%
Tech Mahindra Limited
0.89%
Wipro Limited
0.67%
LTIMindtree Limited
0.47%
Reliance Industries Limited
9.22%
Bharat Petroleum Corporation Limited
0.62%
Mahindra & Mahindra Limited
2.55%
Tata Motors Limited
1.84%
Maruti Suzuki India Limited
1.57%
Bajaj Auto Limited
0.98%
Hero MotoCorp Limited
0.65%
Eicher Motors Limited
0.62%
ITC Limited
4.14%
Hindustan Unilever Limited
2.19%
Larsen & Toubro Limited
4.03%
Sun Pharmaceutical Industries Limited
1.68%
Dr. Reddy's Laboratories Limited
0.74%
Cipla Limited
0.73%
Divi's Laboratories Limited
0.57%
Bharti Airtel Limited
3.61%
Bajaj Finance Limited
1.72%
Bajaj Finserv Limited
0.81%
Shriram Finance Limited
0.74%
NTPC Limited
1.79%
Power Grid Corporation Of India Limited
1.44%
Titan Company Limited
1.31%
Asian Paints Limited
1.26%
UltraTech Cement Limited
1.24%
Grasim Industries Limited
0.93%
Tata Steel Limited
1.23%
JSW Steel Limited
0.80%
Nestle India Limited
0.79%
Britannia Industries Limited
0.62%
SBI Life Insurance Company Limited
0.72%
HDFC Life Insurance Company Limited
0.68%
Oil & Natural Gas Corporation Limited
1.18%
Coal India Limited
1.08%
Adani Ports And Special Economic Zone Limited
1.04%
Hindalco Industries Limited
0.89%
Adani Enterprises Limited
0.75%
Tata Consumer Products Limited
0.68%
Apollo Hospitals Enterprise Limited
0.60%
Bharat Forge Limited
3.50%
Balkrishna Industries Limited
2.55%
UNO Minda Limited
2.43%
Schaeffler India Limited
1.55%
Apollo Tyres Limited
0.99%
IPCA Laboratories Limited
3.38%
Alkem Laboratories Limited
2.89%
Alembic Pharmaceuticals Limited
1.89%
Supreme Industries Limited
2.44%
Polycab India Limited
2.12%
APL Apollo Tubes Limited
1.17%
Timken India Limited
1.00%
KEI Industries Limited
0.94%
Ratnamani Metals & Tubes Limited
0.15%
Coforge Limited
3.29%
Infosys Limited
2.25%
MphasiS Limited
1.99%
KPIT Technologies Limited
0.27%
Atul Limited
2.78%
Jubilant Ingrevia Limited
1.35%
Gujarat Fluorochemicals Limited
0.97%
Tata Chemicals Limited
0.77%
Dixon Technologies (India) Limited
1.94%
Voltas Limited
1.91%
Kajaria Ceramics Limited
1.18%
Crompton Greaves Consumer Electricals Limited
0.76%
The Federal Bank Limited
3.05%
AU Small Finance Bank Limited
1.24%
Bank Of India
0.99%
Power Finance Corporation Limited
2.56%
L&T Finance Limited
1.22%
IIFL Finance Limited
0.74%
Can Fin Homes Limited
0.71%
CG Power And Industrial Solutions Limited
2.04%
Thermax Limited
1.41%
Apar Industries Limited
1.09%
Coromandel International Limited
2.96%
Dhanuka Agritech Limited
1.44%
The Phoenix Mills Limited
2.58%
Gujarat Gas Limited
1.49%
GAIL (India) Limited
1.07%
Max Financial Services Limited
2.48%
Hero MotoCorp Limited
2.36%
Techno Electric & Engineering Company Limited
2.26%
JK Cement Limited
2.18%
Jubilant Foodworks Limited
1.35%
Westlife Foodworld Limited
0.76%
Emami Limited
1.94%
Nippon Life India Asset Management Limited
1.80%
Page Industries Limited
1.77%
Hindustan Aeronautics Limited
1.76%
Hatsun Agro Product Limited
1.76%
Oil India Limited
1.68%
Container Corporation Of India Limited
1.22%
Cyient Limited
1.12%
Hindustan Petroleum Corporation Limited
1.01%
Escorts Kubota Limited
0.79%
Fortis Healthcare Limited
0.21%
Info Edge (India) Limited
%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 0.58

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.48
Expense Ratio Direct
0.25
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Experience
Unknown
Unknown Experience
Experience
Experience
Experience
Experience
Unknown
Unknown Experience
Experience
Experience

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