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DSP Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2026-01-16)
54.34 -0.01%
AUM (Fund Size)
84
Expense Ratio
0.39%
Exit load
Nil
Risk
Low to Moderate Risk
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-01-09 ₹1,000.00 ₹1,000.32
0.03 %
Two Week 2026-01-01 ₹1,000.00 ₹1,000.58
0.06 %
One Month 2025-12-17 ₹1,000.00 ₹1,003.35
0.34 %
Three Months 2025-10-20 ₹3,000.00 ₹3,022.24
0.74 %
Six Months 2025-07-21 ₹6,000.00 ₹6,088.13
1.47 %
One Year 2025-01-16 ₹12,000.00 ₹12,399.12
3.33 %
Three Year 2023-01-17 ₹36,000.00 ₹40,021.61
11.17 %
Five Year 2021-01-18 ₹60,000.00 ₹70,898.47
18.16 %
Ten Year 2016-01-19 ₹120,000.00 ₹165,259.53
37.72 %
Since Inception 2001-01-01 ₹305,000.00 ₹729,966.76
139.33 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in DSP Savings Fund - Regular Plan - Growth

Industrial Products
13%
IT - Software
11%
Personal Products
9%
Auto Components
4%
Fertilizers & Agrochemicals
4%
Pharmaceuticals & Biotechnology
3%
Gas
3%
Capital Markets
4%
Consumer Durables
3%
Textiles & Apparels
3%
Finance
2%
Agricultural Food & Other Products
3%
Industrial Manufacturing
2%
Chemicals & Petrochemicals
2%
Non - Ferrous Metals
2%
Minerals & Mining
2%
IT - Services
1%
Diversified
1%
Aerospace & Defense
1%
Healthcare Services
1%
Entertainment
0%
Technology
50%
Exchange Traded Funds
44%
Healthcare
2%
Money Market Instruments
2%
Cash & Cash Equivalent
0%

Companies Holding in DSP Savings Fund - Regular Plan - Growth

Cummins India Limited
2.62%
Polycab India Limited
2.30%
APL Apollo Tubes Limited
2.00%
KEI Industries Limited
1.98%
Supreme Industries Limited
1.91%
Astral Limited
1.60%
AIA Engineering Limited
1.55%
SKF India Limited
1.28%
Grindwell Norton Limited
1.26%
Carborundum Universal Limited
1.23%
Persistent Systems Limited
3.35%
Coforge Limited
2.91%
Tata Elxsi Limited
2.41%
KPIT Technologies Limited
2.33%
Oracle Financial Services Software Limited
1.96%
MphasiS Limited
1.96%
Colgate Palmolive (India) Limited
5.47%
Procter & Gamble Hygiene And Health Care Limited
3.64%
Emami Limited
1.76%
Tube Investments Of India Limited
2.07%
Balkrishna Industries Limited
1.61%
Schaeffler India Limited
1.54%
PI Industries Limited
2.19%
Coromandel International Limited
1.84%
Bayer Cropscience Limited
1.15%
Abbott India Limited
1.93%
GlaxoSmithKline Pharmaceuticals Limited
1.65%
Ajanta Pharma Limited
1.50%
Petronet LNG Limited
1.90%
Indraprastha Gas Limited
1.55%
Gujarat Gas Limited
1.02%
HDFC Asset Management Company Limited
3.00%
Nippon Life India Asset Management Limited
1.42%
Dixon Technologies (India) Limited
2.81%
Berger Paints (I) Limited
1.60%
Page Industries Limited
2.92%
K.P.R. Mill Limited
1.09%
CRISIL Limited
1.94%
Muthoot Finance Limited
1.81%
Marico Limited
3.37%
Mazagon Dock Shipbuilders Limited
1.87%
Honeywell Automation India Limited
1.07%
Solar Industries India Limited
2.37%
Hindustan Zinc Limited
2.36%
NMDC Limited
2.04%
L&T Technology Services Limited
1.91%
3M India Limited
1.45%
Bharat Dynamics Limited
1.42%
Syngene International Limited
1.16%
Sun TV Network Limited
0.90%
Bluebox Global Technology Fund
36.49%
IShares NASDAQ 100 UCITS ETF
31.47%
KRANESHARES CSI CHINA INTRNT
14.48%
IVZ NASDAQ 100 EW ACC
13.07%
Bluebox Precision Medicine Fund
2.28%
TREPS / Reverse Repo Investments
2.74%
Net Receivables/Payables
-0.53%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.39
Expense Ratio Direct
0.15
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Diipesh Shah
Experience
Anil Ghelani
Experience
Unknown
Unknown Experience

Exit load

Nil

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