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HDFC ELSS Tax saver - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
1,403.68 -0.78%
AUM (Fund Size)
56
Expense Ratio
1.66%
Exit load
NIL
Risk
Very High Risk
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹993.43
-0.66 %
Two Week 2025-07-03 ₹1,000.00 ₹989.31
-1.07 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.86
0.69 %
Three Months 2025-04-21 ₹3,000.00 ₹3,045.57
1.52 %
Six Months 2025-01-20 ₹6,000.00 ₹6,327.14
5.45 %
One Year 2024-07-18 ₹12,000.00 ₹12,627.33
5.23 %
Three Year 2022-07-19 ₹36,000.00 ₹49,549.68
37.64 %
Five Year 2020-07-20 ₹60,000.00 ₹104,703.73
74.51 %
Ten Year 2015-07-21 ₹120,000.00 ₹294,004.61
145.00 %
Since Inception 2000-03-30 ₹309,000.00 ₹5,191,231.09
1,580.01 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 63%
Debt 8%
Others 0%

Sectors Holding in HDFC ELSS Tax saver - Regular Plan - Growth

Banks
31%
Insurance
4%
Pharmaceuticals & Biotechnology
4%
Automobiles
9%
Telecom - Services
3%
IT - Software
4%
Ferrous Metals
2%
Power
1%
Healthcare Services
1%
Transport Services
1%
Oil
1%
Agricultural, Commercial & Construction Vehicles
1%
Construction
1%
Auto Components
0%
Beverages
0%
Cement & Cement Products
0%
Consumer Durables
0%
Retailing
0%
Realty
0%
Commercial Services & Supplies
0%
IT - Services
0%
Entertainment
0%
Fertilizers & Agrochemicals
0%
Petroleum Products
0%
Other
8%

Companies Holding in HDFC ELSS Tax saver - Regular Plan - Growth

HDFC Bank Ltd.
9.81%
ICICI Bank Ltd.
9.67%
Axis Bank Ltd.
8.69%
SBI Life Insurance Company Ltd.
4.96%
Cipla Ltd.
4.81%
Kotak Mahindra Bank Limited
4.41%
Maruti Suzuki India Limited
4.12%
Bharti Airtel Ltd.
3.84%
HCL Technologies Ltd.
3.33%
Bajaj Auto Limited
2.48%
Hyundai Motor India Limited
2.25%
State Bank Of India
1.97%
JSW Steel Ltd.
1.81%
Power Grid Corporation Of India Ltd.
1.76%
Tata Steel Ltd.
1.47%
Infosys Limited
1.42%
Eicher Motors Ltd.
1.38%
Apollo Hospitals Enterprise Ltd.
1.36%
InterGlobe Aviation Ltd.
1.30%
Oil & Natural Gas Corporation Ltd.
1.02%
ESCORTS KUBOTA LIMITED
1.01%
Larsen And Toubro Ltd.
1.01%
Dr. Lal Path Labs Ltd
0.97%
Tech Mahindra Ltd.
0.96%
Bosch Limited
0.95%
Mahindra & Mahindra Ltd.
0.95%
United Spirits Limited
0.92%
Birla Corporation Ltd.
0.84%
Bajaj Electricals Ltd.
0.83%
Metropolis Healthcare Ltd.
0.82%
The Federal Bank Ltd.
0.80%
Shoppers Stop Ltd.
0.77%
Crompton Greaves Consumer Elec. Ltd.
0.75%
Havells India Ltd.
0.74%
Star Health And Allied Insurance Company Ltd
0.73%
Prestige Estates Projects Ltd.
0.71%
Karur Vysya Bank Ltd.
0.67%
Lupin Ltd.
0.59%
The Ramco Cements Ltd.
0.59%
Teamlease Services Ltd.
0.53%
Medi Assist Healthcare Services Limited
0.42%
Cyient Ltd.
0.39%
Popular Vehicles And Services Limited
0.38%
JK Lakshmi Cement Ltd
0.36%
Bharti Airtel Ltd. - PARTLY PAID UP SHARES
0.33%
Zee Entertainment Enterprises Ltd.
0.32%
Delhivery Limited
0.22%
Sumitomo Chemical India Ltd
0.22%
Ashok Leyland Ltd
0.20%
Reliance Industries Ltd.
0.17%
ZF Commercial Vehicle Control Systems India Ltd
0.14%
Equitas Small Finance Bank Ltd
0.10%
Greenpanel Industries Limited
0.10%
7.38% GOI MAT 200627
0.31%
TREPS - Tri-party Repo
8.41%
Net Current Assets
-0.07%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.66
Expense Ratio Direct
1.06
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

NIL

FAQs

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