Home Mf Research Hdfc Low Duration Fund Regular Plan Growth

HDFC Low Duration Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2025-07-18)
58.09 0.03%
AUM (Fund Size)
167
Expense Ratio
1.04%
Exit load
NIL
Risk
Low to Moderate Risk
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.21
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.39
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.91
0.59 %
Three Months 2025-04-21 ₹3,000.00 ₹3,035.34
1.18 %
Six Months 2025-01-20 ₹6,000.00 ₹6,146.52
2.44 %
One Year 2024-07-18 ₹12,000.00 ₹12,537.89
4.48 %
Three Year 2022-07-19 ₹36,000.00 ₹40,459.92
12.39 %
Five Year 2020-07-20 ₹60,000.00 ₹71,220.65
18.70 %
Ten Year 2015-07-21 ₹120,000.00 ₹169,062.63
40.89 %
Since Inception 2000-05-26 ₹307,000.00 ₹811,467.53
164.32 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 18%
Others 2%

Sectors Holding in HDFC Low Duration Fund - Regular Plan - Growth

Other
18%
IND - AA
0%
IND - AAA
0%
IND - A1+
2%

Companies Holding in HDFC Low Duration Fund - Regular Plan - Growth

Floating Rate GOI 2033
4.90%
7.59% GOI MAT 071231
4.34%
Floating Rate GOI 2028
1.74%
6.82% Bihar SDL - ISD 140721 Mat 140728
0.46%
8.21% Haryana UDAY SDL - Mat 310326
0.12%
7.20% Karnataka SDL Mat 231029
0.02%
GOI STRIPS - Mat 170627
0.02%
GOI STRIPS - Mat 171226
0.02%
GOI STRIPS - Mat 171227
0.02%
7.84% Maharashtra SDL MAT 130726
0.01%
7.90% Tamil Nadu SDL UDAY - Mat 220327
0.01%
Sikka Port And Terminal Ltd.
0.29%
MANGALORE REFINERY AND PETROCHEMICA
3.03%
ADITYA BIRLA RENEWABLES LIMITED
1.93%
Bajaj Housing Finance Ltd.
0.24%
National Bank For Agri & Rural Dev.
0.12%
Jamnagar Utilities & Power Pvt. Limited
1.76%
HDB Financial Services Ltd.
0.07%
Power Finance Corporation Ltd.
0.33%
Small Industries Development Bank
0.05%
REC Limited.
0.12%
National Housing Bank
0.12%
CanFin Homes Ltd.
1.20%
LIC Housing Finance Ltd.
0.12%
TATA Capital Housing Finance Ltd.
0.70%
Export - Import Bank Of India
0.45%
Muthoot Finance Ltd.
0.21%
SMFG India Credit Company Ltd
0.72%
Embassy Office Parks REIT
0.71%
IIFL Finance Limited
0.71%
Poonawalla Fincorp Ltd
0.12%
Truhome Finance Limited
0.71%
National Highways Authority Of India
0.62%
Bharti Telecom Limited
0.12%
Housing And Urban Development Corporation Ltd.
0.12%
JM Financial Credit Solutions Ltd.
0.48%
John Deere Financial India Pvt. Ltd.
0.48%
Mahindra Rural Housing Finance Ltd
0.33%
NTPC Limited
0.48%
Sundaram Home Finance Limited
0.12%
Tata Capital Ltd.
0.24%
Motilal Oswal Finvest Limited
0.47%
Kalpataru Projects International Ltd
0.36%
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)
0.24%
Pipeline Infrastructure Pvt. Ltd.
0.36%
JM Financial Products Ltd.
0.35%
Axis Finance Ltd.
0.24%
Cholamandalam Investment & Finance Co. Ltd.
0.24%
ICICI Home Finance Ltd
0.24%
JM FINANCIAL HOME LOANS LIMITED
0.24%
Kotak Mahindra Investments Ltd.
0.10%
Nuvoco Vistas Corporation Ltd.
0.21%
Arka Fincap Limited
0.17%
TVS Credit Services Ltd
0.17%
Kotak Mahindra Prime Ltd.
0.12%
Citicorp Finance (India) Ltd.
0.12%
HDFC Bank Ltd.
0.02%
Indian Railways Finance Corp. Ltd.
0.05%
Mahindra & Mahindra Financial Services Ltd.
0.12%
Nomura Capital India Pvt. Ltd.
0.12%
JM Financial Asset Reconstruction Co. Limited
0.05%
TMF Holdings Ltd.
0.60%
India Universal Trust AL2 (PTC Backed By Loan Receivables Originated By HDFC Bank Limited)
0.93%
Sansar Trust July 2023 II (PTC Backed By Loan Receivables Originated By Shriram Finance Limited)
0.93%
Dhruva XXIV (PTC Backed By Loan Receivables Originated By Five-Star Business Finance Limited)
0.78%
Vajra 014 (PTC Backed By Loan Receivables Originated By Veritas Finance Private Limited)
0.43%
Punjab National Bank
1.68%
Bank Of Baroda
1.12%
The Federal Bank Ltd.
0.11%
Bank Of India
0.45%
Canara Bank
0.45%
Tata Teleservices (Maharashtra) Ltd.
1.60%
TREPS - Tri-party Repo
0.23%
Corporate Debt Market Development Fund
0.25%
Net Current Assets
2.27%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.04
Expense Ratio Direct
0.45
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

NIL

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?