HDFC Low Duration Fund - Regular Plan - Growth
Debt
Debt Low Duration
Fund House : HDFC Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-23)
57.80 0.06%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
-%
Expense Ratio
(Direct)
-%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-16 | ₹1,000.00 | ₹1,001.60 |
0.16 %
|
| Two Week | 2025-06-09 | ₹1,000.00 | ₹1,000.65 |
0.07 %
|
| One Month | 2025-05-26 | ₹1,000.00 | ₹1,005.11 |
0.51 %
|
| Three Months | 2025-03-25 | ₹3,000.00 | ₹3,042.12 |
1.40 %
|
| Six Months | 2024-12-26 | ₹6,000.00 | ₹6,151.15 |
2.52 %
|
| One Year | 2024-06-24 | ₹12,000.00 | ₹12,536.99 |
4.47 %
|
| Three Year | 2022-06-24 | ₹36,000.00 | ₹40,446.71 |
12.35 %
|
| Five Year | 2020-06-24 | ₹60,000.00 | ₹71,149.03 |
18.58 %
|
| Ten Year | 2015-06-26 | ₹120,000.00 | ₹168,956.28 |
40.80 %
|
| Since Inception | 2000-05-26 | ₹306,000.00 | ₹806,348.30 |
163.51 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Floating Rate GOI 2033 | - | Debt | 4.90 |
| 7.59% GOI MAT 071231 | - | Debt | 4.34 |
| Floating Rate GOI 2028 | - | Debt | 1.74 |
| 6.82% Bihar SDL - ISD 140721 Mat 140728 | - | Debt | 0.46 |
| 8.21% Haryana UDAY SDL - Mat 310326 | - | Debt | 0.12 |
| 7.20% Karnataka SDL Mat 231029 | - | Debt | 0.02 |
| GOI STRIPS - Mat 170627 | - | Debt | 0.02 |
| GOI STRIPS - Mat 171226 | - | Debt | 0.02 |
| GOI STRIPS - Mat 171227 | - | Debt | 0.02 |
| 7.84% Maharashtra SDL MAT 130726 | - | Debt | 0.01 |
| 7.90% Tamil Nadu SDL UDAY - Mat 220327 | - | Debt | 0.01 |
| Sikka Port and Terminal Ltd. | - | Debt | 0.29 |
| MANGALORE REFINERY AND PETROCHEMICA | - | Debt | 3.03 |
| ADITYA BIRLA RENEWABLES LIMITED | - | Debt | 1.93 |
| Bajaj Housing Finance Ltd. | - | Debt | 0.24 |
| National Bank for Agri & Rural Dev. | - | Debt | 0.12 |
| Jamnagar Utilities & Power Pvt. Limited | - | Debt | 1.76 |
| HDB Financial Services Ltd. | - | Debt | 0.07 |
| Power Finance Corporation Ltd. | - | Debt | 0.33 |
| Small Industries Development Bank | - | Debt | 0.05 |
| REC Limited. | - | Debt | 0.12 |
| National Housing Bank | - | Debt | 0.12 |
| CanFin Homes Ltd. | - | Debt | 1.20 |
| LIC Housing Finance Ltd. | - | Debt | 0.12 |
| TATA Capital Housing Finance Ltd. | - | Debt | 0.70 |
| Export - Import Bank of India | - | Debt | 0.45 |
| Muthoot Finance Ltd. | - | Debt | 0.21 |
| SMFG India Credit Company Ltd | - | Debt | 0.72 |
| Embassy Office Parks REIT | - | Debt | 0.71 |
| IIFL Finance Limited | - | Debt | 0.71 |
| Poonawalla Fincorp Ltd | - | Debt | 0.12 |
| Truhome Finance Limited | IND - AA | Debt | 0.71 |
| National Highways Authority of India | - | Debt | 0.62 |
| Bharti Telecom Limited | - | Debt | 0.12 |
| Housing and Urban Development Corporation Ltd. | - | Debt | 0.12 |
| JM Financial Credit Solutions Ltd. | - | Debt | 0.48 |
| John Deere Financial India Pvt. Ltd. | - | Debt | 0.48 |
| Mahindra Rural Housing Finance Ltd | - | Debt | 0.33 |
| NTPC Limited | - | Debt | 0.48 |
| Sundaram Home Finance Limited | - | Debt | 0.12 |
| Tata Capital Ltd. | - | Debt | 0.24 |
| Motilal Oswal Finvest Limited | - | Debt | 0.47 |
| Kalpataru Projects International Ltd | - | Debt | 0.36 |
| ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited) | - | Debt | 0.24 |
| Pipeline Infrastructure Pvt. Ltd. | - | Debt | 0.36 |
| JM Financial Products Ltd. | - | Debt | 0.35 |
| Axis Finance Ltd. | IND - AAA | Debt | 0.24 |
| Cholamandalam Investment & Finance Co. Ltd. | - | Debt | 0.24 |
| ICICI Home Finance Ltd | - | Debt | 0.24 |
| JM FINANCIAL HOME LOANS LIMITED | - | Debt | 0.24 |
| Kotak Mahindra Investments Ltd. | - | Debt | 0.10 |
| Nuvoco Vistas Corporation Ltd. | - | Debt | 0.21 |
| Arka Fincap Limited | - | Debt | 0.17 |
| TVS Credit Services Ltd | - | Debt | 0.17 |
| Kotak Mahindra Prime Ltd. | - | Debt | 0.12 |
| Citicorp Finance (India) Ltd. | - | Debt | 0.12 |
| HDFC Bank Ltd. | - | Debt | 0.02 |
| Indian Railways Finance Corp. Ltd. | - | Debt | 0.05 |
| Mahindra & Mahindra Financial Services Ltd. | - | Debt | 0.12 |
| Nomura Capital India Pvt. Ltd. | IND - AAA | Debt | 0.12 |
| JM Financial Asset Reconstruction Co. Limited | - | Debt | 0.05 |
| TMF Holdings Ltd. | - | Debt | 0.60 |
| India Universal Trust AL2 (PTC backed by loan receivables originated by HDFC Bank Limited) | - | Debt | 0.93 |
| Sansar Trust July 2023 II (PTC backed by loan receivables originated by Shriram Finance Limited) | - | Debt | 0.93 |
| Dhruva XXIV (PTC backed by loan receivables originated by Five-Star Business Finance Limited) | - | Debt | 0.78 |
| Vajra 014 (PTC backed by loan receivables originated by Veritas Finance Private Limited) | - | Debt | 0.43 |
| Punjab National Bank | IND - A1+ | Debt | 1.68 |
| Bank of Baroda | IND - A1+ | Debt | 1.12 |
| The Federal Bank Ltd. | - | Debt | 0.11 |
| Bank of India | - | Debt | 0.45 |
| Canara Bank | - | Debt | 0.45 |
| Tata Teleservices (Maharashtra) Ltd. | - | Debt | 1.60 |
| TREPS - Tri-party Repo | - | Debt | 0.23 |
| Corporate Debt Market Development Fund | - | - | 0.25 |
| Net Current Assets | - | - | 2.27 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : -
- Expense ration regular : -
- Expense ration direct : -
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹-
- Type : debt
FAQs
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