Home Mf Research Hdfc Low Duration Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Low Duration Fund - Regular Plan - Growth

Debt Debt Low Duration
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-23)
57.80 0.06%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-16 ₹1,000.00 ₹1,001.60
0.16 %
Two Week 2025-06-09 ₹1,000.00 ₹1,000.65
0.07 %
One Month 2025-05-26 ₹1,000.00 ₹1,005.11
0.51 %
Three Months 2025-03-25 ₹3,000.00 ₹3,042.12
1.40 %
Six Months 2024-12-26 ₹6,000.00 ₹6,151.15
2.52 %
One Year 2024-06-24 ₹12,000.00 ₹12,536.99
4.47 %
Three Year 2022-06-24 ₹36,000.00 ₹40,446.71
12.35 %
Five Year 2020-06-24 ₹60,000.00 ₹71,149.03
18.58 %
Ten Year 2015-06-26 ₹120,000.00 ₹168,956.28
40.80 %
Since Inception 2000-05-26 ₹306,000.00 ₹806,348.30
163.51 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Floating Rate GOI 2033 - Debt 4.90
7.59% GOI MAT 071231 - Debt 4.34
Floating Rate GOI 2028 - Debt 1.74
6.82% Bihar SDL - ISD 140721 Mat 140728 - Debt 0.46
8.21% Haryana UDAY SDL - Mat 310326 - Debt 0.12
7.20% Karnataka SDL Mat 231029 - Debt 0.02
GOI STRIPS - Mat 170627 - Debt 0.02
GOI STRIPS - Mat 171226 - Debt 0.02
GOI STRIPS - Mat 171227 - Debt 0.02
7.84% Maharashtra SDL MAT 130726 - Debt 0.01
7.90% Tamil Nadu SDL UDAY - Mat 220327 - Debt 0.01
Sikka Port and Terminal Ltd. - Debt 0.29
MANGALORE REFINERY AND PETROCHEMICA - Debt 3.03
ADITYA BIRLA RENEWABLES LIMITED - Debt 1.93
Bajaj Housing Finance Ltd. - Debt 0.24
National Bank for Agri & Rural Dev. - Debt 0.12
Jamnagar Utilities & Power Pvt. Limited - Debt 1.76
HDB Financial Services Ltd. - Debt 0.07
Power Finance Corporation Ltd. - Debt 0.33
Small Industries Development Bank - Debt 0.05
REC Limited. - Debt 0.12
National Housing Bank - Debt 0.12
CanFin Homes Ltd. - Debt 1.20
LIC Housing Finance Ltd. - Debt 0.12
TATA Capital Housing Finance Ltd. - Debt 0.70
Export - Import Bank of India - Debt 0.45
Muthoot Finance Ltd. - Debt 0.21
SMFG India Credit Company Ltd - Debt 0.72
Embassy Office Parks REIT - Debt 0.71
IIFL Finance Limited - Debt 0.71
Poonawalla Fincorp Ltd - Debt 0.12
Truhome Finance Limited IND - AA Debt 0.71
National Highways Authority of India - Debt 0.62
Bharti Telecom Limited - Debt 0.12
Housing and Urban Development Corporation Ltd. - Debt 0.12
JM Financial Credit Solutions Ltd. - Debt 0.48
John Deere Financial India Pvt. Ltd. - Debt 0.48
Mahindra Rural Housing Finance Ltd - Debt 0.33
NTPC Limited - Debt 0.48
Sundaram Home Finance Limited - Debt 0.12
Tata Capital Ltd. - Debt 0.24
Motilal Oswal Finvest Limited - Debt 0.47
Kalpataru Projects International Ltd - Debt 0.36
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited) - Debt 0.24
Pipeline Infrastructure Pvt. Ltd. - Debt 0.36
JM Financial Products Ltd. - Debt 0.35
Axis Finance Ltd. IND - AAA Debt 0.24
Cholamandalam Investment & Finance Co. Ltd. - Debt 0.24
ICICI Home Finance Ltd - Debt 0.24
JM FINANCIAL HOME LOANS LIMITED - Debt 0.24
Kotak Mahindra Investments Ltd. - Debt 0.10
Nuvoco Vistas Corporation Ltd. - Debt 0.21
Arka Fincap Limited - Debt 0.17
TVS Credit Services Ltd - Debt 0.17
Kotak Mahindra Prime Ltd. - Debt 0.12
Citicorp Finance (India) Ltd. - Debt 0.12
HDFC Bank Ltd. - Debt 0.02
Indian Railways Finance Corp. Ltd. - Debt 0.05
Mahindra & Mahindra Financial Services Ltd. - Debt 0.12
Nomura Capital India Pvt. Ltd. IND - AAA Debt 0.12
JM Financial Asset Reconstruction Co. Limited - Debt 0.05
TMF Holdings Ltd. - Debt 0.60
India Universal Trust AL2 (PTC backed by loan receivables originated by HDFC Bank Limited) - Debt 0.93
Sansar Trust July 2023 II (PTC backed by loan receivables originated by Shriram Finance Limited) - Debt 0.93
Dhruva XXIV (PTC backed by loan receivables originated by Five-Star Business Finance Limited) - Debt 0.78
Vajra 014 (PTC backed by loan receivables originated by Veritas Finance Private Limited) - Debt 0.43
Punjab National Bank IND - A1+ Debt 1.68
Bank of Baroda IND - A1+ Debt 1.12
The Federal Bank Ltd. - Debt 0.11
Bank of India - Debt 0.45
Canara Bank - Debt 0.45
Tata Teleservices (Maharashtra) Ltd. - Debt 1.60
TREPS - Tri-party Repo - Debt 0.23
Corporate Debt Market Development Fund - - 0.25
Net Current Assets - - 2.27
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : -
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt

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