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HDFC Income Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
58.64 0.12%
AUM (Fund Size)
N/A
Expense Ratio
1.39%
Exit load
Nil
Risk
N/A
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,002.62
0.26 %
Two Week 2025-07-03 ₹1,000.00 ₹1,003.53
0.35 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.24
0.42 %
Three Months 2025-04-21 ₹3,000.00 ₹3,008.01
0.27 %
Six Months 2025-01-20 ₹6,000.00 ₹6,130.19
2.17 %
One Year 2024-07-18 ₹12,000.00 ₹12,550.88
4.59 %
Three Year 2022-07-19 ₹36,000.00 ₹40,802.07
13.34 %
Five Year 2020-07-20 ₹60,000.00 ₹70,915.07
18.19 %
Ten Year 2015-07-21 ₹120,000.00 ₹164,122.12
36.77 %
Since Inception 2000-09-11 ₹303,000.00 ₹760,357.27
150.94 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 175%
Others 1%

Sectors Holding in HDFC Income Fund - Regular Plan - Growth

Other
176%
Realty
0%

Companies Holding in HDFC Income Fund - Regular Plan - Growth

7.18% GOI MAT 240737
18.99%
7.41% GOI MAT 191236
11.36%
7.54% GOI MAT 230536
10.91%
7.23% GOI MAT 150439
8.44%
6.79% GOI MAT 071034
4.35%
6.92% GOI MAT 181139
2.75%
7.59% GOI MAT 071231
2.68%
Floating Rate GOI 2034
2.68%
7.25% GOI MAT 120663
2.21%
6.33% GOI MAT 050535
1.91%
7.09% GOI MAT 050854
1.63%
7.1% GOI MAT 080434
1.53%
7.34% GOI MAT 220464
1.12%
7.3% GOI MAT 190653
1.11%
6.68% GOI MAT 170931
1.08%
7.09% GOI MAT 251174
1.08%
6.9% GOI MAT 150465
0.53%
6.62% GOI MAT 281151
0.52%
6.72% Gujarat SDL - ISD 090621 Mat 090630
0.14%
7.95% GOI MAT 280832
0.04%
6.19% GOI MAT 160934
0.03%
NTPC Limited
1.10%
Bajaj Housing Finance Ltd.
2.64%
India Grid Trust
2.43%
National Bank For Agri & Rural Dev.
2.17%
State Bank Of India
1.68%
LIC Housing Finance Ltd.
1.61%
Altius Telecom Infrastructure Trust
1.07%
Embassy Office Parks REIT
0.42%
TREPS - Tri-party Repo
1.24%
Corporate Debt Market Development Fund
0.25%
Net Current Assets
1.75%
HDFC Corporate Bond Fund - Growth Option - Direct Plan
60.28%
HDFC ARBITRAGE FUND - Direct Plan - Wholesale Growth Option
38.76%
Net Current Assets
-0.28%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 11.16

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.39
Expense Ratio Direct
0.80
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Shobhit Mehrotra
over 31 years Experience
Dhruv Muchhal
over 10 years Experience

Exit load

Nil

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