Home Mf Research Hdfc Liquid Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Liquid Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-18)
5,113.59 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.28%
Expense Ratio (Direct)
0.20%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹1,001.01
0.10 %
Two Week 2025-06-03 ₹1,000.00 ₹1,002.57
0.26 %
One Month 2025-05-19 ₹1,000.00 ₹1,005.35
0.53 %
Three Months 2025-03-20 ₹3,000.00 ₹3,033.59
1.12 %
Six Months 2024-12-20 ₹6,000.00 ₹6,121.42
2.02 %
One Year 2024-06-18 ₹12,000.00 ₹12,467.14
3.89 %
Three Year 2022-06-19 ₹36,000.00 ₹40,170.14
11.58 %
Five Year 2020-06-19 ₹60,000.00 ₹70,625.58
17.71 %
Since Inception 2015-08-30 ₹120,000.00 ₹161,468.18
34.56 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
5.22% GOI MAT 150625 - Debt 2.34
National Bank for Agri & Rural Dev. - Debt 0.39
LIC Housing Finance Ltd. - Debt 0.04
HDFC Bank Ltd. - Debt 0.32
Bajaj Housing Finance Ltd. - Debt 0.39
Small Industries Development Bank - Debt 1.08
Mahindra & Mahindra Financial Services Ltd. - Debt 0.45
Bajaj Finance Ltd. - Debt 0.25
HDB Financial Services Ltd. - Debt 0.08
Mahindra Rural Housing Finance Ltd - Debt 0.14
L&T Finance Ltd. - Debt 1.15
Power Finance Corporation Ltd. - Debt 2.31
Punjab National Bank IND - A1+ Debt 2.59
Bank of Baroda IND - A1+ Debt 0.23
IDBI Bank Limited - Debt 2.32
Bank of India - Debt 1.55
RBL Bank Ltd. - Debt 1.55
IDFC First Bank Limited - Debt 0.77
UCO Bank - Debt 0.77
Axis Bank Ltd. - Debt 0.52
Indian Bank - Debt 0.09
NTPC Limited - Debt 5.40
Reliance Jio Infocomm Ltd. - Debt 0.62
Reliance Retail ventures Ltd. - Debt 2.32
Bharti Telecom Limited - Debt 1.84
Tata Capital Ltd. - Debt 1.39
Aditya Birla Capital ltd. - Debt 0.38
ICICI Securities Ltd - Debt 0.01
MANGALORE REFINERY AND PETROCHEMICA - Debt 1.15
Tata Steel Ltd. - Debt 1.15
Tata Communications Limited - Debt 1.07
Nuvoco Vistas Corporation Ltd. - Debt 0.92
Indian Oil Corporation Ltd. - Debt 0.77
Jio Credit Ltd - Debt 0.77
Sikka Port and Terminal Ltd. - Debt 0.77
IIFL Finance Limited - Debt 0.76
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited) - Debt 0.61
Tata Teleservices Ltd. - Debt 0.54
AXIS Securities Limited - Debt 0.08
IIFL CAPITAL SERVICES LIMITED - Debt 0.46
Kotak Securities Ltd. - Debt 0.31
Reliance Industries Ltd. - Debt 0.39
Poonawalla Fincorp Ltd - Debt 0.38
Infina Finance Pvt. Ltd. - Debt 0.04
SBICap Securities Limited - Debt 0.15
Aditya Birla Money Limited - Debt 0.15
CNH Industrial Capital (India) Private Limited - Debt 0.15
HSBC InvestDirect Financial Services (India) Ltd. - Debt 0.15
IGH Holdings Private Limited - Debt 0.15
Export - Import Bank of India - Debt 0.08
Godrej Industries Ltd. - Debt 0.11
Standard Chartered Capital Limited - Debt 0.08
Bajaj Financial Securities Limited - Debt 0.04
91 Days TBILL ISD 270325 MAT 260625 - Debt 8.81
91 Days TBILL MAT 190625 - Debt 4.81
91 Days TBILL MAT 030725 - Debt 1.57
91 Days Tbill ISD 220525 Mat 210825 - Debt 1.53
182 Days Tbill MAT 240725 - Debt 0.77
182 Days Tbill MAT 190625 - Debt 0.04
TREPS - Tri-party Repo - Debt 0.07
Reverse Repo - Debt 3.30
Corporate Debt Market Development Fund - - 0.29
Net Current Assets - - -7.68
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
50
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Anupam Joshi (Over 18 years), Swapnil Jangam (Over 13 years),
  • Expense ration regular : 0.28
  • Expense ration direct : 0.20
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : debt
Exit load
{"Day 1":"0.0070%","Day 2":"0.0065%","Day 3":"0.0060%","Day 4":"0.0055%","Day 5":"0.0050%","Day 6":"0.0045%","Day 7 onwards":"Nil"}

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