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Home Mf Research Hdfc Liquid Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Liquid Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-03)
5,100.49 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.28%
Expense Ratio (Direct)
0.20%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.24
0.12 %
Two Week 2025-05-19 ₹1,000.00 ₹1,002.77
0.28 %
1 Month 2025-05-04 ₹1,000.00 ₹1,005.35
0.54 %
Three Months 2025-03-05 ₹3,000.00 ₹3,033.71
1.12 %
Six Months 2024-12-05 ₹6,000.00 ₹6,122.27
2.04 %
One Year 2024-06-03 ₹12,000.00 ₹12,470.87
3.92 %
Three Year 2022-06-04 ₹36,000.00 ₹40,177.76
11.60 %
Five Year 2020-06-04 ₹60,000.00 ₹70,592.10
17.65 %
Since Inception 2015-08-30 ₹119,000.00 ₹160,055.67
34.50 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
GOI STRIPS - Mat 190924 Sovereign Government Security 0.08
GOI STRIPS - Mat 120924 Sovereign Government Security 0.02
91 Days TBill ISD 040724 Mat 031024 Sovereign T-Bill 10.25
91 Days Tbill MAT 181024 Sovereign T-Bill 4.73
91 Days Tbill MAT 080824 Sovereign T-Bill 2.25
182 Days TBill ISD 210324 Mat 190924 Sovereign T-Bill 1.44
91 Days Tbill MAT 101024 Sovereign T-Bill 0.48
91 Days TBill Mat 020824 Sovereign T-Bill 0.34
91 DAYS T-BILL Mat 260924 Sovereign T-Bill 0.32
182 Days Tbill ISD 070324 MAT 050924 Sovereign T-Bill 0.26
182 Day Tbill Mat 260924 Sovereign T-Bill 0.07
182 Days Tbill ISD 290224 Mat 290824 Sovereign T-Bill 0.06
182 Days TBill Mat 220824 Sovereign T-Bill 0.03
HDFC Bank Ltd. Banking Credit Exposure 0.76
Power Finance Corporation Ltd. Finance Credit Exposure 0.57
LIC Housing Finance Ltd. Finance Credit Exposure 0.45
TMF Holdings Ltd. Finance Credit Exposure 0.29
Larsen and Toubro Ltd. Construction Credit Exposure 0.20
Aditya Birla Finance Ltd. Finance Credit Exposure 0.18
ICICI Home Finance Ltd Finance Credit Exposure 0.18
TATA Capital Housing Finance Ltd. Finance Credit Exposure 0.16
Tata Capital Ltd. Finance Credit Exposure 0.14
REC Limited. Finance Credit Exposure 0.11
Sundaram Home Finance Limited Finance Credit Exposure 0.09
Mahindra Rural Housing Finance Ltd Finance Credit Exposure 0.08
Jamnagar Utilities & Power Pvt. Ltd. Utilities Credit Exposure 0.04
Union Bank of India Banking Certificate of Deposit 7.02
Bank of Baroda Banking Certificate of Deposit 6.79
Punjab National Bank Banking Certificate of Deposit 6.39
IDBI Bank Limited Banking Certificate of Deposit 4.80
Canara Bank Banking Certificate of Deposit 3.45
Indian Bank Banking Certificate of Deposit 2.40
Bank of Maharashtra Banking Certificate of Deposit 2.00
Indusind Bank Ltd. Banking Certificate of Deposit 1.99
Axis Bank Ltd. Banking Certificate of Deposit 1.00
Bank of India Banking Certificate of Deposit 0.80
Punjab & Sind Bank Banking Certificate of Deposit 0.24
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
50
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Anupam Joshi (Over 18 years), Swapnil Jangam (Over 13 years),
  • Expense ration regular : 0.28
  • Expense ration direct : 0.20
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : debt
Exit load
{"Day 1":"0.0070%","Day 2":"0.0065%","Day 3":"0.0060%","Day 4":"0.0055%","Day 5":"0.0050%","Day 6":"0.0045%","Day 7 onwards":"Nil"}

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