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HDFC Liquid Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
5,138.59 0.01%
AUM (Fund Size)
N/A
Expense Ratio
0.28%
Exit load
{"Day 1":"0.0070%","Day 2":"0.0065%","Day 3":"0.0060%","Day 4":"0.0055%","Day 5":"0.0050%","Day 6":"0.0045%","Day 7 onwards":"Nil"}
Risk
N/A
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.08
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.23
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.89
0.49 %
Three Months 2025-04-19 ₹3,000.00 ₹3,030.43
1.01 %
Six Months 2025-01-19 ₹6,000.00 ₹6,115.97
1.93 %
One Year 2024-07-18 ₹12,000.00 ₹12,456.69
3.81 %
Three Year 2022-07-19 ₹36,000.00 ₹40,146.36
11.52 %
Five Year 2020-07-19 ₹60,000.00 ₹70,670.18
17.78 %
Since Inception 2015-08-30 ₹121,000.00 ₹163,259.08
34.92 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 41%
Others -7%

Sectors Holding in HDFC Liquid Fund - Regular Plan - Growth

Other
32%
IND - A1+
2%

Companies Holding in HDFC Liquid Fund - Regular Plan - Growth

5.22% GOI MAT 150625
2.34%
National Bank For Agri & Rural Dev.
0.39%
LIC Housing Finance Ltd.
0.04%
HDFC Bank Ltd.
0.32%
Bajaj Housing Finance Ltd.
0.39%
Small Industries Development Bank
1.08%
Mahindra & Mahindra Financial Services Ltd.
0.45%
Bajaj Finance Ltd.
0.25%
HDB Financial Services Ltd.
0.08%
Mahindra Rural Housing Finance Ltd
0.14%
L&T Finance Ltd.
1.15%
Power Finance Corporation Ltd.
2.31%
Punjab National Bank
2.59%
Bank Of Baroda
0.23%
IDBI Bank Limited
2.32%
Bank Of India
1.55%
RBL Bank Ltd.
1.55%
IDFC First Bank Limited
0.77%
UCO Bank
0.77%
Axis Bank Ltd.
0.52%
Indian Bank
0.09%
NTPC Limited
5.40%
Reliance Jio Infocomm Ltd.
0.62%
Reliance Retail Ventures Ltd.
2.32%
Bharti Telecom Limited
1.84%
Tata Capital Ltd.
1.39%
Aditya Birla Capital Ltd.
0.38%
ICICI Securities Ltd
0.01%
MANGALORE REFINERY AND PETROCHEMICA
1.15%
Tata Steel Ltd.
1.15%
Tata Communications Limited
1.07%
Nuvoco Vistas Corporation Ltd.
0.92%
Indian Oil Corporation Ltd.
0.77%
Jio Credit Ltd
0.77%
Sikka Port And Terminal Ltd.
0.77%
IIFL Finance Limited
0.76%
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)
0.61%
Tata Teleservices Ltd.
0.54%
AXIS Securities Limited
0.08%
IIFL CAPITAL SERVICES LIMITED
0.46%
Kotak Securities Ltd.
0.31%
Reliance Industries Ltd.
0.39%
Poonawalla Fincorp Ltd
0.38%
Infina Finance Pvt. Ltd.
0.04%
SBICap Securities Limited
0.15%
Aditya Birla Money Limited
0.15%
CNH Industrial Capital (India) Private Limited
0.15%
HSBC InvestDirect Financial Services (India) Ltd.
0.15%
IGH Holdings Private Limited
0.15%
Export - Import Bank Of India
0.08%
Godrej Industries Ltd.
0.11%
Standard Chartered Capital Limited
0.08%
Bajaj Financial Securities Limited
0.04%
91 Days TBILL ISD 270325 MAT 260625
8.81%
91 Days TBILL MAT 190625
4.81%
91 Days TBILL MAT 030725
1.57%
91 Days Tbill ISD 220525 Mat 210825
1.53%
182 Days Tbill MAT 240725
0.77%
182 Days Tbill MAT 190625
0.04%
TREPS - Tri-party Repo
0.07%
Reverse Repo
3.30%
Corporate Debt Market Development Fund
0.29%
Net Current Assets
-7.68%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 50

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.28
Expense Ratio Direct
0.20
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Anupam Joshi
Over 18 years Experience
Swapnil Jangam
Over 13 years Experience

Exit load

{"Day 1":"0.0070%","Day 2":"0.0065%","Day 3":"0.0060%","Day 4":"0.0055%","Day 5":"0.0050%","Day 6":"0.0045%","Day 7 onwards":"Nil"}

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