HDFC Liquid Fund - Regular Plan - Growth
Debt
Debt Liquid
Fund House : HDFC Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- SI
NAV (as on
2025-06-18)
5,113.59 0.02%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.28%
Expense Ratio
(Direct)
0.20%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-11 | ₹1,000.00 | ₹1,001.01 |
0.10 %
|
| Two Week | 2025-06-03 | ₹1,000.00 | ₹1,002.57 |
0.26 %
|
| One Month | 2025-05-19 | ₹1,000.00 | ₹1,005.35 |
0.53 %
|
| Three Months | 2025-03-20 | ₹3,000.00 | ₹3,033.59 |
1.12 %
|
| Six Months | 2024-12-20 | ₹6,000.00 | ₹6,121.42 |
2.02 %
|
| One Year | 2024-06-18 | ₹12,000.00 | ₹12,467.14 |
3.89 %
|
| Three Year | 2022-06-19 | ₹36,000.00 | ₹40,170.14 |
11.58 %
|
| Five Year | 2020-06-19 | ₹60,000.00 | ₹70,625.58 |
17.71 %
|
| Since Inception | 2015-08-30 | ₹120,000.00 | ₹161,468.18 |
34.56 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| 5.22% GOI MAT 150625 | - | Debt | 2.34 |
| National Bank for Agri & Rural Dev. | - | Debt | 0.39 |
| LIC Housing Finance Ltd. | - | Debt | 0.04 |
| HDFC Bank Ltd. | - | Debt | 0.32 |
| Bajaj Housing Finance Ltd. | - | Debt | 0.39 |
| Small Industries Development Bank | - | Debt | 1.08 |
| Mahindra & Mahindra Financial Services Ltd. | - | Debt | 0.45 |
| Bajaj Finance Ltd. | - | Debt | 0.25 |
| HDB Financial Services Ltd. | - | Debt | 0.08 |
| Mahindra Rural Housing Finance Ltd | - | Debt | 0.14 |
| L&T Finance Ltd. | - | Debt | 1.15 |
| Power Finance Corporation Ltd. | - | Debt | 2.31 |
| Punjab National Bank | IND - A1+ | Debt | 2.59 |
| Bank of Baroda | IND - A1+ | Debt | 0.23 |
| IDBI Bank Limited | - | Debt | 2.32 |
| Bank of India | - | Debt | 1.55 |
| RBL Bank Ltd. | - | Debt | 1.55 |
| IDFC First Bank Limited | - | Debt | 0.77 |
| UCO Bank | - | Debt | 0.77 |
| Axis Bank Ltd. | - | Debt | 0.52 |
| Indian Bank | - | Debt | 0.09 |
| NTPC Limited | - | Debt | 5.40 |
| Reliance Jio Infocomm Ltd. | - | Debt | 0.62 |
| Reliance Retail ventures Ltd. | - | Debt | 2.32 |
| Bharti Telecom Limited | - | Debt | 1.84 |
| Tata Capital Ltd. | - | Debt | 1.39 |
| Aditya Birla Capital ltd. | - | Debt | 0.38 |
| ICICI Securities Ltd | - | Debt | 0.01 |
| MANGALORE REFINERY AND PETROCHEMICA | - | Debt | 1.15 |
| Tata Steel Ltd. | - | Debt | 1.15 |
| Tata Communications Limited | - | Debt | 1.07 |
| Nuvoco Vistas Corporation Ltd. | - | Debt | 0.92 |
| Indian Oil Corporation Ltd. | - | Debt | 0.77 |
| Jio Credit Ltd | - | Debt | 0.77 |
| Sikka Port and Terminal Ltd. | - | Debt | 0.77 |
| IIFL Finance Limited | - | Debt | 0.76 |
| ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited) | - | Debt | 0.61 |
| Tata Teleservices Ltd. | - | Debt | 0.54 |
| AXIS Securities Limited | - | Debt | 0.08 |
| IIFL CAPITAL SERVICES LIMITED | - | Debt | 0.46 |
| Kotak Securities Ltd. | - | Debt | 0.31 |
| Reliance Industries Ltd. | - | Debt | 0.39 |
| Poonawalla Fincorp Ltd | - | Debt | 0.38 |
| Infina Finance Pvt. Ltd. | - | Debt | 0.04 |
| SBICap Securities Limited | - | Debt | 0.15 |
| Aditya Birla Money Limited | - | Debt | 0.15 |
| CNH Industrial Capital (India) Private Limited | - | Debt | 0.15 |
| HSBC InvestDirect Financial Services (India) Ltd. | - | Debt | 0.15 |
| IGH Holdings Private Limited | - | Debt | 0.15 |
| Export - Import Bank of India | - | Debt | 0.08 |
| Godrej Industries Ltd. | - | Debt | 0.11 |
| Standard Chartered Capital Limited | - | Debt | 0.08 |
| Bajaj Financial Securities Limited | - | Debt | 0.04 |
| 91 Days TBILL ISD 270325 MAT 260625 | - | Debt | 8.81 |
| 91 Days TBILL MAT 190625 | - | Debt | 4.81 |
| 91 Days TBILL MAT 030725 | - | Debt | 1.57 |
| 91 Days Tbill ISD 220525 Mat 210825 | - | Debt | 1.53 |
| 182 Days Tbill MAT 240725 | - | Debt | 0.77 |
| 182 Days Tbill MAT 190625 | - | Debt | 0.04 |
| TREPS - Tri-party Repo | - | Debt | 0.07 |
| Reverse Repo | - | Debt | 3.30 |
| Corporate Debt Market Development Fund | - | - | 0.29 |
| Net Current Assets | - | - | -7.68 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
50
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Anupam Joshi (Over 18 years), Swapnil Jangam (Over 13 years),
- Expense ration regular : 0.28
- Expense ration direct : 0.20
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹1,000.00
- Type : debt
Exit load
{"Day 1":"0.0070%","Day 2":"0.0065%","Day 3":"0.0060%","Day 4":"0.0055%","Day 5":"0.0050%","Day 6":"0.0045%","Day 7 onwards":"Nil"}
FAQs
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