Home Mf Research Hdfc Medium Term Debt Fund Regular Plan Growth

HDFC Medium Term Debt Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
56.74 0.09%
AUM (Fund Size)
N/A
Expense Ratio
1.28%
Exit load
Nil
Risk
N/A
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,002.39
0.24 %
Two Week 2025-07-03 ₹1,000.00 ₹1,003.57
0.36 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.52
0.65 %
Three Months 2025-04-21 ₹3,000.00 ₹3,029.54
0.98 %
Six Months 2025-01-20 ₹6,000.00 ₹6,159.98
2.67 %
One Year 2024-07-18 ₹12,000.00 ₹12,598.27
4.99 %
Three Year 2022-07-19 ₹36,000.00 ₹40,820.41
13.39 %
Five Year 2020-07-20 ₹60,000.00 ₹71,896.74
19.83 %
Ten Year 2015-07-21 ₹120,000.00 ₹173,227.90
44.36 %
Since Inception 2002-02-06 ₹286,000.00 ₹775,048.77
171.00 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 140%
Debt 47%
Others 0%

Sectors Holding in HDFC Medium Term Debt Fund - Regular Plan - Growth

Other
44%
IND - AA-
2%
IND - AA
1%
Transport Infrastructure
0%
Construction
3%
Realty
0%
Banks
28%
Petroleum Products
7%
IT - Software
25%
Telecom - Services
3%
Diversified FMCG
12%
Automobiles
15%
Finance
1%
Pharmaceuticals & Biotechnology
6%
Retailing
1%
Power
1%
Consumer Durables
5%
Aerospace & Defense
9%
Ferrous Metals
0%
Cement & Cement Products
0%
Transport Services
0%
Oil
0%
Non - Ferrous Metals
0%
Consumable Fuels
4%
Food Products
9%
Insurance
0%
Diversified Metals
0%
Agricultural Food & Other Products
0%
Healthcare Services
0%
Leisure Services
2%
Metals & Minerals Trading
0%
Beverages
2%
Personal Products
3%
Gas
0%
Chemicals & Petrochemicals
2%
Auto Components
1%
Electrical Equipment
1%

Companies Holding in HDFC Medium Term Debt Fund - Regular Plan - Growth

7.18% GOI MAT 240737
8.23%
7.23% GOI MAT 150439
5.11%
6.79% GOI MAT 071034
3.20%
7.3% GOI MAT 190653
1.64%
Floating Rate GOI 2034
1.31%
6.54% GOI MAT 170132
1.19%
7.09% GOI MAT 050854
1.06%
7.18% GOI MAT 140833
0.95%
6.67% GOI MAT 151235
0.93%
7.41% GOI MAT 191236
0.70%
7.54% GOI MAT 230536
0.70%
Floating Rate GOI 2033
0.67%
7.25% GOI MAT 120663
0.41%
7.34% GOI MAT 220464
0.41%
6.92% GOI MAT 181139
0.27%
6.95% GOI MAT 161261
0.26%
Tata Steel Ltd.
3.83%
Kalpataru Projects International Ltd
1.16%
SBFC Finance Limited
2.56%
SK FINANCE LIMITED
2.55%
The Tata Power Company Ltd.
2.00%
Power Finance Corporation Ltd.
0.27%
Motilal Oswal Home Fin Ltd. (Erst Aspire Home Fin)
1.95%
Truhome Finance Limited
1.94%
IIFL Finance Limited
1.93%
Bajaj Housing Finance Ltd.
0.80%
Pipeline Infrastructure Pvt. Ltd.
1.59%
Aadhar Housing Finance Limited
1.56%
India Grid Trust
0.65%
Housing And Urban Development Corporation Ltd.
0.65%
Cholamandalam Investment & Finance Co. Ltd.
1.32%
Indian Oil Corporation Ltd.
1.32%
National Bank For Agri & Rural Dev.
0.66%
Godrej Industries Ltd.
1.31%
Tata Power Renewable Energy Limited
1.31%
Infopark Properties Limited
1.30%
JM FINANCIAL HOME LOANS LIMITED
0.65%
TVS Credit Services Ltd
1.30%
Nuvoco Vistas Corporation Ltd.
1.29%
TMF Holdings Ltd. (Perpetual)
1.27%
NTPC Limited
0.26%
Indian Railways Finance Corp. Ltd.
0.68%
LIC Housing Finance Ltd.
0.82%
Grasim Industries Ltd.
0.66%
Mahindra Rural Housing Finance Ltd
0.66%
ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited)
0.65%
Small Industries Development Bank
0.66%
Muthoot Finance Ltd.
0.65%
Sikka Port And Terminal Ltd.
0.52%
JM Financial Asset Reconstruction Co. Limited
0.26%
Tata Motors Ltd.
0.26%
Vajra 009 (PTC Backed By Loan Receivables Originated By Veritas Finance Private Limited)
1.04%
Universe Trust Dec 2024 (PTC Backed By Loan Receivables Originated By IKF Finance Limited)
0.96%
Indus Infra Trust
0.72%
Capital Infra Trust
0.60%
Embassy Office Parks REIT
0.79%
TREPS - Tri-party Repo
1.85%
Corporate Debt Market Development Fund
0.30%
Net Current Assets
2.72%
HDFC Bank Ltd.
10.92%
ICICI Bank Ltd.
7.53%
Reliance Industries Ltd.
7.10%
Infosys Limited
4.15%
Bharti Airtel Ltd.
3.68%
Larsen And Toubro Ltd.
3.18%
ITC LIMITED
2.87%
Tata Consultancy Services Ltd.
2.61%
Axis Bank Ltd.
2.51%
State Bank Of India
2.30%
Kotak Mahindra Bank Limited
2.25%
Mahindra & Mahindra Ltd.
1.95%
Bajaj Finance Ltd.
1.77%
Hindustan Unilever Ltd.
1.54%
Sun Pharmaceutical Industries Ltd.
1.34%
HCL Technologies Ltd.
1.28%
Eternal Limited
1.22%
Maruti Suzuki India Limited
1.19%
NTPC Limited
1.17%
Tata Motors Ltd.
1.11%
Titan Company Ltd.
1.08%
Bharat Electronics Ltd.
1.02%
Tata Steel Ltd.
0.98%
Power Grid Corporation Of India Ltd.
0.97%
UltraTech Cement Limited
0.96%
Trent Ltd.
0.93%
Bajaj Finserv Ltd.
0.81%
Adani Ports & Special Economic Zone
0.78%
InterGlobe Aviation Ltd.
0.77%
Asian Paints Limited
0.75%
Tech Mahindra Ltd.
0.74%
Grasim Industries Ltd.
0.72%
Bajaj Auto Limited
0.70%
Hindustan Aeronautics Limited
0.70%
JSW Steel Ltd.
0.70%
Jio Financial Services Limited
0.69%
Oil & Natural Gas Corporation Ltd.
0.69%
Hindalco Industries Ltd.
0.68%
Coal India Ltd.
0.67%
Shriram Finance Ltd.
0.66%
Nestle India Ltd.
0.63%
Divis Laboratories Ltd.
0.62%
Cipla Ltd.
0.61%
HDFC Life Insurance Company Limited
0.61%
SBI Life Insurance Company Ltd.
0.60%
Dr Reddys Laboratories Ltd.
0.56%
Vedanta Ltd.
0.55%
Eicher Motors Ltd.
0.54%
Tata Consumer Products Limited
0.53%
Wipro Ltd.
0.52%
Apollo Hospitals Enterprise Ltd.
0.51%
Cholamandalam Investment & Finance Co. Ltd.
0.50%
Indian Hotels Company Ltd.
0.50%
The Tata Power Company Ltd.
0.49%
ADANI ENTERPRISES LIMTIED
0.48%
Britannia Industries Ltd.
0.48%
TVS Motor Company Ltd.
0.48%
Varun Beverages Ltd
0.47%
Bharat Petroleum Corporation Ltd.
0.46%
Godrej Consumer Products Ltd.
0.44%
Power Finance Corporation Ltd.
0.44%
Avenue Supermarts Ltd.
0.43%
Bajaj Holdings & Investment Ltd
0.43%
Hero MotoCorp Ltd.
0.41%
INFO EDGE (INDIA) LIMITED
0.41%
Indusind Bank Ltd.
0.40%
Indian Oil Corporation Ltd.
0.39%
DLF LIMITED
0.38%
GAIL (India) Ltd.
0.38%
REC Limited.
0.37%
Pidilite Industries Ltd.
0.35%
Bank Of Baroda
0.34%
LTIMindtree Limited
0.34%
ICICI Lombard General Insurance Co
0.33%
Samvardhana Motherson International Ltd.
0.33%
United Spirits Limited
0.33%
Adani Power (Mundra) Limited
0.32%
CG Power And Industrial Solutions Ltd.
0.32%
Shree Cement Ltd.
0.30%
Canara Bank
0.29%
Macrotech Developers Limited
0.29%
Havells India Ltd.
0.28%
Ambuja Cements Ltd.
0.27%
Jindal Steel & Power Ltd.
0.27%
Punjab National Bank
0.27%
Torrent Pharmaceuticals Ltd.
0.24%
ABB India Ltd.
0.23%
Adani Energy Solutions Limited
0.23%
Adani Green Energy Limited
0.23%
Dabur India Ltd.
0.21%
Siemens Ltd.
0.21%
Bosch Limited
0.20%
ICICI Prudential Life Insurance Company Ltd.
0.19%
JSW Energy Ltd.
0.19%
Indian Railways Finance Corp. Ltd.
0.18%
Hyundai Motor India Limited
0.17%
Zydus Lifesciences Limited
0.17%
Life Insurance Corporation Of India
0.16%
Siemens Energy India Limited
0.15%
Swiggy Limited
0.10%
Bajaj Housing Finance Ltd.
0.08%
TREPS - Tri-party Repo
2.54%
Net Current Assets
-2.40%
Nestle India Ltd.
5.58%
HDFC Bank Ltd.
5.44%
Bharat Electronics Ltd.
5.17%
Hindustan Unilever Ltd.
5.04%
Coal India Ltd.
4.74%
Maruti Suzuki India Limited
4.44%
Britannia Industries Ltd.
4.41%
ITC LIMITED
4.39%
HCL Technologies Ltd.
4.31%
Tata Consultancy Services Ltd.
4.16%
Infosys Limited
4.10%
Asian Paints Limited
3.99%
Hindustan Aeronautics Limited
3.78%
Bajaj Auto Limited
3.70%
Eicher Motors Ltd.
3.21%
Divis Laboratories Ltd.
2.92%
Dr Reddys Laboratories Ltd.
2.88%
Hero MotoCorp Ltd.
2.72%
Tech Mahindra Ltd.
2.68%
Pidilite Industries Ltd.
2.59%
LTIMindtree Limited
2.31%
United Spirits Limited
2.23%
Wipro Ltd.
2.19%
Indian Railway Catering And Tourism Corp Ltd
2.16%
Godrej Consumer Products Ltd.
2.06%
Havells India Ltd.
1.98%
ABB India Ltd.
1.85%
Dabur India Ltd.
1.70%
Bosch Limited
1.59%
Zydus Lifesciences Limited
1.57%
Net Current Assets
0.11%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 5.40

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.28
Expense Ratio Direct
0.60
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Shobhit Mehrotra
Over 31 years Experience
Dhruv Muchhal
Over 10 years Experience

Exit load

Nil

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