Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Hsbc Crisil Ibx 5050 Gilt Plus Sdl Apr 2028
HSBC Mutual Fund

HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028

Debt Debt Gilt
Fund House : HSBC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-20)
12.47 0.00%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.43%
Expense Ratio (Direct)
0.23%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.01
0.10 %
Two Week 2025-06-05 ₹1,000.00 ₹1,000.22
0.02 %
One Month 2025-05-21 ₹1,000.00 ₹1,004.21
0.42 %
Three Months 2025-03-24 ₹3,000.00 ₹3,050.07
1.67 %
Six Months 2024-12-23 ₹6,000.00 ₹6,186.94
3.12 %
One Year 2024-06-20 ₹12,000.00 ₹12,651.56
5.43 %
Three Year 2022-06-21 ₹36,000.00 ₹41,095.18
14.15 %
Since Inception 2022-03-31 ₹40,000.00 ₹45,795.93
14.49 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.06% GOI 10APR28 - Debt 29.18
7.36% MAHARASHTRA 12APR28 SDL - Debt 7.95
7.38% GOI 20JUN2027 - Debt 7.91
8.05% GUJARAT SDL 31JAN2028 - Debt 6.43
8.05% TAMILNADU SDL 18APR2028 - Debt 5.96
GOI 07.17% 08JAN28 - Debt 5.52
6.97% KARNATAKA 26FEB2028 SDL - Debt 4.60
6.97% MAHARASHTRA 18FEB2028 SDL - Debt 2.98
7.88% MADHYA PRADESH 24JAN28 SDL - Debt 2.78
GOI 08.28% 21SEP27 - Debt 2.78
6.98% MAHARASHTRA 26FEB2028 SDL - Debt 2.71
GOI 08.26% 02AUG2027 - Debt 1.96
8.20% HARYANA 31JAN28 SDL - Debt 1.40
08.23 GUJARAT SDL 21FEB2028 - Debt 1.40
8.28% TAMILNADU SDL 14MAR2028 - Debt 1.40
8.27% UTTARPRADESH SDL14MAR2028 - Debt 1.39
7.92% UTTAR PRADESH 24JAN2028 SDL - Debt 1.39
7.77% ANDHRA PRADESH SDL RED 10-JAN-2028 - Debt 1.39
8.00% SDL-KERALA M- 11-APR-2028 - Debt 1.38
8.14% HARYANA 27MAR28 SDL - Debt 1.19
GOI 06.79% 15MAY2027 - Debt 1.14
8.00% KARNATAKA SDL RED 17-JAN-2028 - Debt 1.12
7.79% KARNATAKA 03Jan2028 SDL - Debt 1.12
7.75% GUJARAT 10JAN28 SDL - Debt 1.11
8.03% KARNATAKA SDL 31JAN2028 - Debt 0.84
8.14% SDL Uttarakhand 27Mar2028 - Debt 0.83
8.15% CHHATTISGARH 27MAR28 SDL - Debt 0.55
7.50% TELANGANA SDL RED 15-APR-2028 - Debt 0.54
7.59% Uttarakhand 25 Oct 2027 SDL - Debt 0.54
7.64% KARNATAKA SDL RED 08-NOV-2027 - Debt 0.04
Treps - Debt 0.52
Net Current Assets (including cash & bank balances) - Cash -0.05
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
3.46
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Kapil Punjabi (17 Years), Mahesh Chhabria (14 Years),
  • Expense ration regular : 0.43
  • Expense ration direct : 0.23
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
Nil

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?