Home Mf Research Hsbc Low Duration Fund Regular Growth Formerly Known As Lt Low Duration Fund Growth

HSBC Low Duration Fund - Regular Growth (formerly Known As L&T Low Duration Fund - Growth )

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  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2026-01-28)
29.59 -0.02%
AUM (Fund Size)
49
Expense Ratio
0.89%
Exit load
Nil (w.e.f. July 9, 2020)
Risk
Low to Moderate
AMC
HSBC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-01-21 ₹1,000.00 ₹1,001.16
0.12 %
Two Week 2026-01-13 ₹1,000.00 ₹1,000.76
0.08 %
One Month 2025-12-29 ₹1,000.00 ₹1,001.74
0.17 %
Three Months 2025-10-30 ₹3,000.00 ₹3,016.84
0.56 %
Six Months 2025-08-01 ₹6,000.00 ₹6,076.51
1.28 %
One Year 2025-01-28 ₹12,000.00 ₹12,413.38
3.44 %
Three Year 2023-01-30 ₹36,000.00 ₹40,399.43
12.22 %
Five Year 2021-01-29 ₹60,000.00 ₹71,667.94
19.45 %
Ten Year 2016-02-01 ₹120,000.00 ₹166,907.02
39.09 %
Since Inception 2010-12-04 ₹185,000.00 ₹320,223.84
73.09 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 63%
Others 0%

Sectors Holding in HSBC Low Duration Fund - Regular Growth (formerly Known As L&T Low Duration Fund - Growth )

Other
60%
AIF
0%

Companies Holding in HSBC Low Duration Fund - Regular Growth (formerly Known As L&T Low Duration Fund - Growth )

National Bank For Agriculture & Rural Development^
0.62%
Rec Limited
2.98%
Small Industries Development Bank Of India
2.86%
Indian Railway Finance Corporation Limited
3.15%
LIC Housing Finance Limited^
3.13%
Bajaj Finance Limited
3.07%
Bajaj Housing Finance Limited
3.06%
National Housing Bank
3.05%
Kotak Mahindra Prime Limited
3.03%
Vedanta Limited
3.00%
Muthoot Finance Limited
1.85%
Power Finance Corporation Limited^
1.84%
HDB Financial Services Limited
1.84%
LIC Housing Finance Limited
1.26%
Mindspace Business Parks REIT
1.81%
MAS Financial Services Limited
1.77%
Aditya Birla Real Estate Limited
1.29%
Piramal Finance Limited
1.25%
Hinduja Leyland Finance Limited
1.21%
IndoStar Capital Finance Limited
1.15%
IIFL Finance Limited
1.08%
Embassy Office Parks REIT
0.71%
National Bank For Agriculture & Rural Development
0.64%
Export Import Bank Of India
2.85%
GOI FRB - 22SEP2033
3.78%
7.38% GOI 20JUN2027
1.84%
GOI FRB 04OCT2028
1.83%
7.06% GOI 10APR2028
1.24%
5.15% GOI 09NOV2025
1.19%
7.02% GOI 27MAY2027
0.61%
Kotak Mahindra Bank Limited
5.74%
Canara Bank
2.87%
Axis Bank Limited
1.12%
HDFC Bank Limited^
2.84%
HDFC Bank Limited
2.79%
Mindspace Business Parks REIT Limited
1.68%
Pay Fixed/Receive Float_02/04/2027
-0.02%
CDMDF CLASS A2
0.21%
Treps
5.32%
Net Current Assets (including Cash & Bank Balances)
-3.84%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.89
Expense Ratio Direct
0.39
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Shriram Ramanathan
24 Years Experience
Mohd Asif Rizwi
15 Years Experience

Exit load

Nil (w.e.f. July 9, 2020)

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