Home Mf Research Hsbc Tax Saver Equity Fund Regular Plan Growth

HSBC Tax Saver Equity Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2025-07-18)
96.12 -0.61%
AUM (Fund Size)
57
Expense Ratio
2.46%
Exit load
Exit Load : Nil The exit loads set forth above is subject to change at the discretion of the AMC and such changes shall be implemented prospectively
Risk
Very High
AMC
HSBC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,009.44
0.94 %
Two Week 2025-07-03 ₹1,000.00 ₹994.32
-0.57 %
One Month 2025-06-18 ₹1,000.00 ₹1,025.32
2.53 %
Three Months 2025-04-21 ₹3,000.00 ₹3,151.22
5.04 %
Six Months 2025-01-20 ₹6,000.00 ₹6,513.62
8.56 %
One Year 2024-07-18 ₹12,000.00 ₹12,874.89
7.29 %
Three Year 2022-07-19 ₹36,000.00 ₹50,073.74
39.09 %
Five Year 2020-07-20 ₹60,000.00 ₹99,214.73
65.36 %
Ten Year 2015-07-21 ₹120,000.00 ₹280,334.01
133.61 %
Since Inception 2007-01-05 ₹226,000.00 ₹1,035,621.15
358.24 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 72%
Debt 1%
Others N/A

Sectors Holding in HSBC Tax Saver Equity Fund - Regular Plan - Growth

Banks
17%
Capital Markets
8%
Petroleum Products
4%
IT - Software
5%
Telecom - Services
3%
Consumer Durables
9%
Financial Technology (Fintech)
3%
Automobiles
2%
Industrial Products
2%
Pharmaceuticals & Biotechnology
5%
Fertilizers & Agrochemicals
1%
Retailing
1%
Realty
2%
Construction
2%
Beverages
1%
Healthcare Equipment & Supplies
2%
Chemicals & Petrochemicals
1%
Healthcare Services
1%
Agricultural Food & Other Products
1%
Textiles & Apparels
1%
Personal Products
1%
Entertainment
0%
Auto Components
0%
Finance
0%
Aerospace & Defense
0%
Electrical Equipment
0%
Other
1%

Companies Holding in HSBC Tax Saver Equity Fund - Regular Plan - Growth

ICICI Bank Limited
7.38%
HDFC Bank Limited
5.52%
Multi Commodity Exchange Of India Limited
4.44%
Reliance Industries Limited
4.37%
Infosys Limited
4.00%
Bharti Airtel Limited
3.97%
Amber Enterprises India Limited
3.55%
Dixon Technologies (India) Limited
3.40%
PB Fintech Limited
3.37%
Prudent Corporate Advisory Services Limited
3.25%
State Bank Of India
2.85%
TVS Motor Company Limited
2.62%
Axis Bank Limited
2.55%
KEI Industries Limited
2.42%
Titan Company Limited
2.23%
Wockhardt Limited
2.16%
Sun Pharmaceutical Industries Limited
2.09%
BSE Limited
1.94%
Mangalore Chemicals & Fertilizers Limited
1.59%
Lupin Limited
1.53%
Swiggy Limited
1.49%
Phoenix Mills Limited
1.38%
Larsen & Toubro Limited
1.36%
Radico Khaitan Limited
1.36%
Kalyan Jewellers India Limited
1.36%
DLF Limited
1.35%
Kotak Mahindra Bank Limited
1.33%
Poly Medicure Limited
1.28%
Epigral Limited
1.26%
Rainbow Children''s Medicare Limited
1.11%
KEC International Limited
1.10%
CCL Products (India) Limited
1.09%
Gokaldas Exports Limited
1.05%
Laxmi Dental Limited
1.03%
Rategain Travel Technologies Limited
1.01%
Godrej Consumer Products Limited
1.01%
ETERNAL Limited
0.97%
Kirloskar Pneumatic Co Limited
0.96%
Indo Count Industries Limited
0.95%
PVR INOX Limited
0.91%
Motherson Sumi Wiring India Limited
0.90%
Gujarat Fluorochemicals Limited
0.86%
Rec Limited
0.82%
Bharat Electronics Limited
0.79%
Kajaria Ceramics Limited
0.77%
Entero Healthcare Solutions Limited
0.75%
GE Vernova T&D India Limited
0.73%
KPIT Technologies Limited
0.64%
PNC Infratech Limited
0.62%
Global Health Limited
0.58%
Divi''s Laboratories Limited
0.53%
Asian Paints Limited
0.51%
Vijaya Diagnostic Centre Limited
0.49%
Sterling And Wilson Renewable Energy Limited
0.48%
Ganesha Ecosphere Limited
0.43%
Treps
1.83%
Net Current Assets (including Cash & Bank Balances)
-0.32%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.46
Expense Ratio Direct
1.59
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Gautam Bhupal
18 years Experience
Cheenu Gupta
17 years Experience

Exit load

Exit Load : Nil The exit loads set forth above is subject to change at the discretion of the AMC and such changes shall be implemented prospectively

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?