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Home Mf Research Hsbc Tax Saver Equity Fund Regular Plan Growth
HSBC Mutual Fund

HSBC Tax Saver Equity Fund - Regular Plan - Growth

Equity Equity Elss
Fund House : HSBC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
94.01 1.14%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.47%
Expense Ratio (Direct)
1.60%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,003.08
0.31 %
Two Week 2025-06-05 ₹1,000.00 ₹1,003.29
0.33 %
One Month 2025-05-21 ₹1,000.00 ₹1,024.19
2.42 %
Three Months 2025-03-24 ₹3,000.00 ₹3,160.98
5.37 %
Six Months 2024-12-23 ₹6,000.00 ₹6,377.18
6.29 %
One Year 2024-06-20 ₹12,000.00 ₹12,730.19
6.08 %
Three Year 2022-06-21 ₹36,000.00 ₹49,807.82
38.36 %
Five Year 2020-06-22 ₹60,000.00 ₹99,150.72
65.25 %
Ten Year 2015-06-23 ₹120,000.00 ₹277,020.54
130.85 %
Since Inception 2007-01-05 ₹225,000.00 ₹1,011,855.85
349.71 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI Bank Limited Banks Equity 7.38
HDFC Bank Limited Banks Equity 5.52
Multi Commodity Exchange of India Limited Capital Markets Equity 4.44
Reliance Industries Limited Petroleum Products Equity 4.37
Infosys Limited IT - Software Equity 4.00
Bharti Airtel Limited Telecom - Services Equity 3.97
Amber Enterprises India Limited Consumer Durables Equity 3.55
Dixon Technologies (India) Limited Consumer Durables Equity 3.40
PB Fintech Limited Financial Technology (Fintech) Equity 3.37
Prudent Corporate Advisory Services Limited Capital Markets Equity 3.25
State Bank of India Banks Equity 2.85
TVS Motor Company Limited Automobiles Equity 2.62
Axis Bank Limited Banks Equity 2.55
KEI Industries Limited Industrial Products Equity 2.42
Titan Company Limited Consumer Durables Equity 2.23
Wockhardt Limited Pharmaceuticals & Biotechnology Equity 2.16
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 2.09
BSE Limited Capital Markets Equity 1.94
Mangalore Chemicals & Fertilizers Limited Fertilizers & Agrochemicals Equity 1.59
Lupin Limited Pharmaceuticals & Biotechnology Equity 1.53
Swiggy Limited Retailing Equity 1.49
Phoenix Mills Limited Realty Equity 1.38
Larsen & Toubro Limited Construction Equity 1.36
Radico Khaitan Limited Beverages Equity 1.36
Kalyan Jewellers India Limited Consumer Durables Equity 1.36
DLF Limited Realty Equity 1.35
Kotak Mahindra Bank Limited Banks Equity 1.33
Poly Medicure Limited Healthcare Equipment & Supplies Equity 1.28
Epigral Limited Chemicals & Petrochemicals Equity 1.26
Rainbow Children''s Medicare Limited Healthcare Services Equity 1.11
KEC International Limited Construction Equity 1.10
CCL Products (India) Limited Agricultural Food & other Products Equity 1.09
Gokaldas Exports Limited Textiles & Apparels Equity 1.05
Laxmi Dental Limited Healthcare Equipment & Supplies Equity 1.03
Rategain Travel Technologies Limited IT - Software Equity 1.01
Godrej Consumer Products Limited Personal Products Equity 1.01
ETERNAL Limited Retailing Equity 0.97
Kirloskar Pneumatic Co Limited Industrial Products Equity 0.96
Indo Count Industries Limited Textiles & Apparels Equity 0.95
PVR INOX Limited Entertainment Equity 0.91
Motherson Sumi Wiring India Limited Auto Components Equity 0.90
Gujarat Fluorochemicals Limited Chemicals & Petrochemicals Equity 0.86
Rec Limited Finance Equity 0.82
Bharat Electronics Limited Aerospace & Defense Equity 0.79
Kajaria Ceramics Limited Consumer Durables Equity 0.77
Entero Healthcare Solutions Limited Retailing Equity 0.75
GE Vernova T&D India Limited Electrical Equipment Equity 0.73
KPIT Technologies Limited IT - Software Equity 0.64
PNC Infratech Limited Construction Equity 0.62
Global Health Limited Healthcare Services Equity 0.58
Divi''s Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.53
Asian Paints Limited Consumer Durables Equity 0.51
Vijaya Diagnostic Centre Limited Healthcare Services Equity 0.49
Sterling and Wilson Renewable Energy Limited Construction Equity 0.48
Ganesha Ecosphere Limited Textiles & Apparels Equity 0.43
Treps - Debt 1.83
Net Current Assets (including cash & bank balances) - Cash -0.32
Risk Ratios
Standard Deviation
13.77
Beta
0.97
Sharpe Ratio
0.93
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Gautam Bhupal (18 years), Cheenu Gupta (17 years),
  • Expense ration regular : 2.47
  • Expense ration direct : 1.60
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : equity
Exit load
Nil

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