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Home Mf Research Icici Prudential Banking And Financial Services Fund Growth
ICICI Prudential Mutual Fund

ICICI Prudential Banking and Financial Services Fund - Growth

Equity Equity Sectoral Thematic
Fund House : ICICI Prudential Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
133.94 1.08%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.84%
Expense Ratio (Direct)
1.04%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,010.87
1.09 %
Two Week 2025-06-05 ₹1,000.00 ₹1,009.34
0.93 %
One Month 2025-05-21 ₹1,000.00 ₹1,019.33
1.93 %
Three Months 2025-03-24 ₹3,000.00 ₹3,133.31
4.44 %
Six Months 2024-12-23 ₹6,000.00 ₹6,544.10
9.07 %
One Year 2024-06-20 ₹12,000.00 ₹13,230.43
10.25 %
Three Year 2022-06-21 ₹36,000.00 ₹47,566.72
32.13 %
Five Year 2020-06-22 ₹60,000.00 ₹93,892.13
56.49 %
Ten Year 2015-06-23 ₹120,000.00 ₹258,588.30
115.49 %
Since Inception 2008-08-22 ₹205,000.00 ₹933,723.66
355.47 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
ICICI Bank Ltd. Banks Equity 19.69
HDFC Bank Ltd. Banks Equity 17.17
Axis Bank Ltd. Banks Equity 8.73
State Bank Of India Banks Equity 7.86
SBI Life Insurance Company Ltd. Insurance Equity 4.55
IndusInd Bank Ltd. Banks Equity 3.52
ICICI Lombard General Insurance Company Ltd. Insurance Equity 3.16
Kotak Mahindra Bank Ltd. Banks Equity 3.06
HDFC Life Insurance Company Ltd. Insurance Equity 2.96
Max Financial Services Ltd. Insurance Equity 2.91
Star Health & Allied Insurance Insurance Equity 1.78
Indian Energy Exchange Ltd. Capital Markets Equity 1.16
City Union Bank Ltd. Banks Equity 1.12
Muthoot Finance Ltd. Finance Equity 1.11
HDFC Asset Management Company Ltd. Capital Markets Equity 0.87
LIC Housing Finance Ltd. Finance Equity 0.86
Anand Rathi Wealth Ltd. Capital Markets Equity 0.86
SBI Cards & Payment Services Ltd. Finance Equity 0.84
The Federal Bank Ltd. Banks Equity 0.73
Karur Vysya Bank Ltd. Banks Equity 0.72
Medi Assist Healthcare Services Ltd Insurance Equity 0.70
CSB Bank Ltd Banks Equity 0.67
Bajaj Finserv Ltd. Finance Equity 0.57
Go Digit General Insurance Ltd Insurance Equity 0.56
Power Finance Corporation Ltd. Finance Equity 0.51
Equitas Small Finance Bank Ltd. Banks Equity 0.50
Rural Electrification Corporation Ltd. Finance Equity 0.46
RBL Bank Ltd. Banks Equity 0.40
Bandhan Bank Ltd. Banks Equity 0.39
CMS Info Systems Ltd Commercial Services & Supplies Equity 0.33
Repco Home Finance Ltd. Finance Equity 0.30
The Karnataka Bank Ltd. Banks Equity 0.26
Fusion Finance Ltd. Finance Equity 0.23
CreditAccess Grameen Ltd. Finance Equity 0.19
Fusion Finance Ltd.- Partly Paid (Right Share) Finance Equity 0.12
SBFC Finance Ltd Finance Equity 0.05
DCB Bank Ltd. Banks Equity 0.02
91 Days Treasury Bills - Debt 0.05
364 Days Treasury Bills - Debt 0.51
TREPS - Debt 9.19
Cash Margin - Derivatives - Debt 0.23
Net Current Assets - Debt -0.66
Risk Ratios
Standard Deviation
13.94
Beta
0.82
Sharpe Ratio
0.54
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Roshan Chutkey (16 years),
  • Expense ration regular : 1.84
  • Expense ration direct : 1.04
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : equity
Exit load
1% within 15 days, Nil after 15 days

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