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SBI Banking & Financial Services Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
42.67 -1.04%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
For exit on or before 30 days from the date of allotment – 0.50%; For exit after 30 days from the date of allotment – Nil
Risk
N/A
AMC
SBI Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹991.39
-0.86 %
Two Week 2025-07-03 ₹1,000.00 ₹994.84
-0.52 %
One Month 2025-06-18 ₹1,000.00 ₹1,014.38
1.44 %
Three Months 2025-04-21 ₹3,000.00 ₹3,102.01
3.40 %
Six Months 2025-01-20 ₹6,000.00 ₹6,528.70
8.81 %
One Year 2024-07-18 ₹12,000.00 ₹13,394.81
11.62 %
Three Year 2022-07-19 ₹36,000.00 ₹49,799.44
38.33 %
Five Year 2020-07-20 ₹60,000.00 ₹96,982.01
61.64 %
Ten Year 2015-07-21 ₹120,000.00 ₹292,303.98
143.59 %
Since Inception 2015-02-11 ₹128,000.00 ₹318,452.18
148.79 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in SBI Banking & Financial Services Fund - Regular Plan - Growth

Banking
57%
Finance
20%
Insurance
5%

Companies Holding in SBI Banking & Financial Services Fund - Regular Plan - Growth

HDFC Bank Ltd.
21.93%
ICICI Bank Ltd.
12.47%
Kotak Mahindra Bank Ltd.
9.37%
State Bank Of India
7.78%
Power Finance Corporation Ltd.
5.03%
ICICI Lombard General Insurance Company Ltd.
4.07%
Muthoot Finance Ltd.
4.02%
Cholamandalam Investment & Finance Co. Ltd.
3.81%
Nippon Life India Asset Management Ltd.
2.75%
Aavas Financiers Ltd.
2.64%
The Federal Bank Ltd.
2.57%
Karur Vysya Bank Ltd.
2.56%
Cholamandalam Financial Holdings Ltd.
2.42%
Bank Of India
2.41%
Aptus Value Housing Finance India Ltd.
1.78%
Manappuram Finance Ltd.
1.73%
City Union Bank Ltd.
1.52%
Bank Of Baroda
1.19%
SBI Life Insurance Co. Ltd.
1.17%
Indian Bank
0.69%
ICICI Prudential Life Insurance Company Ltd.
0.62%
Life Insurance Corporation Of India
0.55%
SBFC Finance Ltd.
0.43%
Home First Finance Company India Ltd.
0.06%
LIC Housing Finance Ltd.
Unknown%

Risk Ratios

Std. Deviation 14.73
Beta 0.83
Sharpe Ratio 0.66
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Milind Agrawal
Over 10 years Experience
Mr. Pradeep Kesavan
Over 18 years Experience

Exit load

For exit on or before 30 days from the date of allotment – 0.50%; For exit after 30 days from the date of allotment – Nil

FAQs

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