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Home Mf Research Sbi Banking Financial Services Fund Regular Plan Growth
SBI Mutual Fund

SBI Banking & Financial Services Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-23)
42.30 -0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-16 ₹1,000.00 ₹1,002.48
0.25 %
Two Week 2025-06-09 ₹1,000.00 ₹992.92
-0.71 %
One Month 2025-05-26 ₹1,000.00 ₹1,026.56
2.66 %
Three Months 2025-03-25 ₹3,000.00 ₹3,159.39
5.31 %
Six Months 2024-12-26 ₹6,000.00 ₹6,639.34
10.66 %
One Year 2024-06-24 ₹12,000.00 ₹13,319.65
11.00 %
Three Year 2022-06-24 ₹36,000.00 ₹50,206.13
39.46 %
Five Year 2020-06-24 ₹60,000.00 ₹98,318.87
63.86 %
Ten Year 2015-06-26 ₹120,000.00 ₹292,540.13
143.78 %
Since Inception 2015-02-11 ₹127,000.00 ₹314,741.63
147.83 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banking Equity 21.93
ICICI Bank Ltd. Banking Equity 12.47
Kotak Mahindra Bank Ltd. Banking Equity 9.37
State Bank Of India Banking Equity 7.78
Power Finance Corporation Ltd. Finance Equity 5.03
ICICI Lombard General Insurance Company Ltd. Insurance Equity 4.07
Muthoot Finance Ltd. Finance Equity 4.02
Cholamandalam Investment & Finance Co. Ltd. Finance Equity 3.81
Nippon Life India Asset Management Ltd. Finance Equity 2.75
Aavas Financiers Ltd. Finance Equity 2.64
The Federal Bank Ltd. Banking Equity 2.57
Karur Vysya Bank Ltd. Banking Equity 2.56
Cholamandalam Financial Holdings Ltd. Finance Equity 2.42
Bank Of India Banking Equity 2.41
Aptus Value Housing Finance India Ltd. Finance Equity 1.78
Manappuram Finance Ltd. Finance Equity 1.73
City Union Bank Ltd. Banking Equity 1.52
Bank Of Baroda Banking Equity 1.19
SBI Life Insurance Co. Ltd. Insurance Equity 1.17
Indian Bank Banking Equity 0.69
ICICI Prudential Life Insurance Company Ltd. Insurance Equity 0.62
Life Insurance Corporation Of India Insurance Equity 0.55
SBFC Finance Ltd. Finance Equity 0.43
Home First Finance Company India Ltd. Finance Equity 0.06
LIC Housing Finance Ltd. Finance Equity Unknown
Risk Ratios
Standard Deviation
14.73
Beta
0.83
Sharpe Ratio
0.66
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Milind Agrawal (Over 10 years), Mr. Pradeep Kesavan (Over 18 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : equity
Exit load
For exit on or before 30 days from the date of allotment – 0.50%; For exit after 30 days from the date of allotment – Nil

FAQs

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