ICICI Prudential Credit Risk Fund - Growth
Debt
Debt Credit Risk
Fund House : ICICI Prudential Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-20)
31.78 -0.11%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.42%
Expense Ratio
(Direct)
0.77%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-13 | ₹1,000.00 | ₹999.59 |
-0.04 %
|
| Two Week | 2025-06-05 | ₹1,000.00 | ₹1,000.84 |
0.08 %
|
| One Month | 2025-05-21 | ₹1,000.00 | ₹1,004.27 |
0.43 %
|
| Three Months | 2025-03-24 | ₹3,000.00 | ₹3,048.60 |
1.62 %
|
| Six Months | 2024-12-23 | ₹6,000.00 | ₹6,179.85 |
3.00 %
|
| One Year | 2024-06-20 | ₹12,000.00 | ₹12,621.95 |
5.18 %
|
| Three Year | 2022-06-21 | ₹36,000.00 | ₹41,066.28 |
14.07 %
|
| Five Year | 2020-06-22 | ₹60,000.00 | ₹73,108.96 |
21.85 %
|
| Ten Year | 2015-06-23 | ₹120,000.00 | ₹179,657.29 |
49.71 %
|
| Since Inception | 2010-12-03 | ₹178,000.00 | ₹328,826.88 |
84.73 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Government Securities | - | Debt | 0.83 |
| State Government of Maharashtra | - | Debt | 0.28 |
| State Government of Karnataka | - | Debt | 0.17 |
| State Government of West Bengal | - | Debt | 0.05 |
| Varroc Engineering Ltd. | - | Debt | 3.57 |
| Vedanta Ltd. | - | Debt | 3.27 |
| Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. | - | Debt | 3.04 |
| Aadhar Housing Finance Ltd. | - | Debt | 0.25 |
| Nirma Ltd. | - | Debt | 2.49 |
| DLF Home Developers Ltd. | - | Debt | 2.46 |
| SIS Ltd. | - | Debt | 2.05 |
| Kalpataru Projects International Ltd | - | Debt | 1.66 |
| JM Financial Home Loans | - | Debt | 1.65 |
| TVS Credit Services Ltd. | - | Debt | 0.33 |
| Indostar Capital Finance Ltd. | - | Debt | 0.49 |
| Kogta Financial (India) Ltd. | - | Debt | 1.47 |
| Ashiana Housing Ltd. | - | Debt | 1.40 |
| Aadharshila Infratech Pvt Ltd | - | Debt | 1.28 |
| JM Financial Asset Recosntruction Company Ltd. | - | Debt | 1.23 |
| State Bank of India ( Tier II Bond under Basel III ) | - | Debt | 0.41 |
| Prism Johnson Ltd. | - | Debt | 1.15 |
| Godrej Industries Ltd. | - | Debt | 1.15 |
| Samvardhana Motherson International Ltd. | - | Debt | 1.15 |
| Macrotech Developers Ltd. | - | Debt | 0.59 |
| Eris Lifesciences Ltd. | - | Debt | 1.08 |
| Ess Kay Fincorp Ltd | - | Debt | 1.06 |
| Aptus Value Housing Finance India Ltd. | - | Debt | 0.81 |
| Oberoi Realty Ltd. | - | Debt | 0.83 |
| Creamline Dairy Products Ltd | - | Debt | 0.81 |
| Narayana Hrudayalaya Ltd. | - | Debt | 0.82 |
| Avanse Financial Services Ltd | - | Debt | 0.82 |
| Hampi Expressways Private Ltd. | - | Debt | 0.82 |
| G R Infraprojects Ltd. | - | Debt | 0.81 |
| Yes Bank Ltd. | - | Debt | 0.73 |
| Mahanagar Telephone Nigam Ltd. | BWR AA+(CE) | Debt | 0.66 |
| Bahadur Chand Investments Pvt. Ltd. | - | Debt | 0.57 |
| DME Development Ltd. | - | Debt | 0.29 |
| Tyger Capital Private Ltd. | - | Debt | 0.45 |
| Tata Projects Ltd. | - | Debt | 0.41 |
| Jhajjar Power Ltd. | - | Debt | 0.41 |
| Sheela Foam Ltd. | - | Debt | 0.33 |
| The Great Eastern Shipping Company Ltd. | - | Debt | 0.21 |
| Indian Railway Finance Corporation Ltd. | - | Debt | 0.01 |
| Millennia Realtors Pvt Ltd | - | Debt | 3.45 |
| Export-Import Bank Of India | - | Debt | 1.53 |
| NABARD | - | Debt | 0.78 |
| Small Industries Development Bank Of India. | - | Debt | 0.77 |
| IndusInd Bank Ltd. | - | Debt | 0.39 |
| Indus Infra Trust | Units of Infrastructure Investment Trusts | Debt | 0.91 |
| Altius Telecom Infrastructure Trust | Units of Infrastructure Investment Trusts | Debt | 0.48 |
| Capital Infra Trust InvIT | Units of Infrastructure Investment Trusts | Debt | 0.23 |
| EMBASSY OFFICE PARKS REIT | Units of Real Estate Investment Trust (REITs) | Debt | 4.21 |
| MINDSPACE BUSINESS PARKS REIT | Units of Real Estate Investment Trust (REITs) | Debt | 1.29 |
| Brookfield India Real Estate Trust REIT | Units of Real Estate Investment Trust (REITs) | Debt | 1.14 |
| Nexus Select Trust | Units of Real Estate Investment Trust (REITs) | Debt | 0.05 |
| Corporate Debt Market Development Fund (Class A2) | Financial Services | Debt | 0.36 |
| TREPS | - | Debt | 2.21 |
| Net Current Assets | - | Debt | 2.17 |
Risk Ratios
Standard Deviation
12.63
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Manish Banthia (20 years), Akhil Kakkar (17 years),
- Expense ration regular : 1.42
- Expense ration direct : 0.77
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : debt
Exit load
Nil after 1 year; 10% within 1 year
FAQs
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