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ICICI Prudential Savings Fund - Growth

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Fund info
NAV (as on 2025-07-18)
547.13 0.04%
AUM (Fund Size)
N/A
Expense Ratio
0.53%
Exit load
N/A
Risk
N/A
AMC
ICICI Prudential Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.44
0.14 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.59
0.26 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.90
0.59 %
Three Months 2025-04-21 ₹3,000.00 ₹3,036.57
1.22 %
Six Months 2025-01-20 ₹6,000.00 ₹6,150.52
2.51 %
One Year 2024-07-18 ₹12,000.00 ₹12,560.06
4.67 %
Three Year 2022-07-19 ₹36,000.00 ₹40,763.84
13.23 %
Five Year 2020-07-20 ₹60,000.00 ₹72,061.75
20.10 %
Ten Year 2015-07-21 ₹120,000.00 ₹173,462.04
44.55 %
Since Inception 2009-11-01 ₹192,000.00 ₹360,181.74
87.59 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 8%
Others N/A

Sectors Holding in ICICI Prudential Savings Fund - Growth

Other
8%
Financial Services
0%

Companies Holding in ICICI Prudential Savings Fund - Growth

Government Securities
0.17%
State Government Of Maharashtra
0.11%
State Government Of Gujarat
0.22%
State Government Of Madhya Pradesh
0.12%
NABARD
0.22%
Small Industries Development Bank Of India.
0.21%
Bharti Telecom Ltd.
0.92%
Muthoot Finance Ltd.
0.11%
EMBASSY OFFICE PARKS REIT
0.72%
LIC Housing Finance Ltd.
0.22%
Nirma Ltd.
0.33%
Rural Electrification Corporation Ltd.
0.11%
Mahindra & Mahindra Financial Services Ltd.
0.44%
Oberoi Realty Ltd.
0.88%
Power Finance Corporation Ltd.
0.04%
Tata Capital Housing Finance Ltd.
0.11%
Bajaj Housing Finance Ltd.
0.01%
Mankind Pharma Ltd
0.13%
Torrent Power Ltd.
0.60%
Bahadur Chand Investments Pvt. Ltd.
0.48%
Sundaram Home Finance Ltd.
0.44%
Godrej Industries Ltd.
0.44%
Nexus Select Trust
0.44%
L&T Metro Rail (Hyderabad) Ltd.
0.44%
G R Infraprojects Ltd.
0.40%
Pipeline Infrastructure Pvt Ltd.
0.40%
Altius Telecom Infrastructure Trust.
0.38%
Summit Digitel Infrastructure Ltd
0.37%
SMFG India Credit Company Ltd.
0.33%
Aavas Financiers Ltd.
0.31%
Eris Lifesciences Ltd.
0.27%
ICICI Home Finance Company Ltd.
0.28%
Citicorp Finance (India) Ltd.
0.22%
SMFG India Credit Company Ltd
0.26%
TVS Credit Services Ltd.
0.24%
Mahindra Rural Housing Finance Ltd.
0.22%
Shriram Finance Ltd.
0.22%
MINDSPACE BUSINESS PARKS REIT
0.22%
DME Development Ltd.
0.19%
Kotak Mahindra Prime Ltd.
0.09%
NTPC Ltd.
0.02%
Sundaram Finance Ltd.
0.01%
Aditya Birla Capital Ltd.
0.01%
India Universal Trust AL1
0.64%
Sansar Trust
0.79%
Sansar Trust June 2024 A1
0.62%
India Universal Trust AL2
0.34%
IndusInd Bank Ltd.
0.54%
HDFC Bank Ltd.
0.52%
IDBI Bank Ltd.
0.84%
Canara Bank
0.83%
Export-Import Bank Of India
0.42%
Bank Of India
0.21%
IDFC First Bank Ltd.
0.41%
Axis Bank Ltd.
0.42%
Punjab National Bank
0.41%
AU Small Finance Bank Ltd.
0.21%
Panatone Finvest Ltd.
1.19%
Aadhar Housing Finance Ltd.
0.21%
Sharekhan Ltd
0.32%
Corporate Debt Market Development Fund (Class A2)
0.28%
TREPS
1.07%
Net Current Assets
2.15%
Government Securities
0.17%
State Government Of Maharashtra
0.11%
State Government Of Gujarat
0.22%
State Government Of Madhya Pradesh
0.12%
NABARD
0.22%
Small Industries Development Bank Of India.
0.21%
Bharti Telecom Ltd.
0.92%
Muthoot Finance Ltd.
0.11%
EMBASSY OFFICE PARKS REIT
0.72%
LIC Housing Finance Ltd.
0.22%
Nirma Ltd.
0.33%
Rural Electrification Corporation Ltd.
0.11%
Mahindra & Mahindra Financial Services Ltd.
0.44%
Oberoi Realty Ltd.
0.88%
Power Finance Corporation Ltd.
0.04%
Tata Capital Housing Finance Ltd.
0.11%
Bajaj Housing Finance Ltd.
0.01%
Mankind Pharma Ltd
0.13%
Torrent Power Ltd.
0.60%
Bahadur Chand Investments Pvt. Ltd.
0.48%
Sundaram Home Finance Ltd.
0.44%
Godrej Industries Ltd.
0.44%
Nexus Select Trust
0.44%
L&T Metro Rail (Hyderabad) Ltd.
0.44%
G R Infraprojects Ltd.
0.40%
Pipeline Infrastructure Pvt Ltd.
0.40%
Altius Telecom Infrastructure Trust.
0.38%
Summit Digitel Infrastructure Ltd
0.37%
SMFG India Credit Company Ltd.
0.33%
Aavas Financiers Ltd.
0.31%
Eris Lifesciences Ltd.
0.27%
ICICI Home Finance Company Ltd.
0.28%
Citicorp Finance (India) Ltd.
0.22%
SMFG India Credit Company Ltd
0.26%
TVS Credit Services Ltd.
0.24%
Mahindra Rural Housing Finance Ltd.
0.22%
Shriram Finance Ltd.
0.22%
MINDSPACE BUSINESS PARKS REIT
0.22%
DME Development Ltd.
0.19%
Kotak Mahindra Prime Ltd.
0.09%
NTPC Ltd.
0.02%
Sundaram Finance Ltd.
0.01%
Aditya Birla Capital Ltd.
0.01%
India Universal Trust AL1
0.64%
Sansar Trust
0.79%
Sansar Trust June 2024 A1
0.62%
India Universal Trust AL2
0.34%
IndusInd Bank Ltd.
0.54%
HDFC Bank Ltd.
0.52%
IDBI Bank Ltd.
0.84%
Canara Bank
0.83%
Export-Import Bank Of India
0.42%
Bank Of India
0.21%
IDFC First Bank Ltd.
0.41%
Axis Bank Ltd.
0.42%
Punjab National Bank
0.41%
AU Small Finance Bank Ltd.
0.21%
Panatone Finvest Ltd.
1.19%
Aadhar Housing Finance Ltd.
0.21%
Sharekhan Ltd
0.32%
Corporate Debt Market Development Fund (Class A2)
0.28%
TREPS
1.07%
Net Current Assets
2.15%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.53
Expense Ratio Direct
0.42
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Rohan Maru
13 years Experience
Darshil Dedhia
11 years Experience

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