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ICICI Prudential Mutual Fund

ICICI Prudential Savings Fund - Growth

Debt Debt Ultra Short Duration
Fund House : ICICI Prudential Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-11)
543.45 -0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.53%
Expense Ratio (Direct)
0.42%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-04 ₹1,000.00 ₹1,002.20
0.22 %
Two Week 2025-05-27 ₹1,000.00 ₹1,003.82
0.38 %
1 Month 2025-05-13 ₹1,000.00 ₹1,008.64
0.86 %
Three Months 2025-03-13 ₹3,000.00 ₹3,050.16
1.67 %
Six Months 2024-12-13 ₹6,000.00 ₹6,165.72
2.76 %
One Year 2024-06-11 ₹12,000.00 ₹12,578.78
4.82 %
Three Year 2022-06-13 ₹36,000.00 ₹40,789.83
13.31 %
Five Year 2020-06-12 ₹60,000.00 ₹72,028.16
20.05 %
Ten Year 2015-06-15 ₹120,000.00 ₹173,519.62
44.60 %
Since Inception 2009-11-01 ₹191,000.00 ₹356,761.56
86.79 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Government Securities - debt 0.17
State Government of Maharashtra - debt 0.11
State Government of Gujarat - debt 0.22
State Government of Madhya Pradesh - debt 0.12
NABARD - debt 0.22
Small Industries Development Bank Of India. - debt 0.21
Bharti Telecom Ltd. - debt 0.92
Muthoot Finance Ltd. - debt 0.11
EMBASSY OFFICE PARKS REIT - debt 0.72
LIC Housing Finance Ltd. - debt 0.22
Nirma Ltd. - debt 0.33
Rural Electrification Corporation Ltd. - debt 0.11
Mahindra & Mahindra Financial Services Ltd. - debt 0.44
Oberoi Realty Ltd. - debt 0.88
Power Finance Corporation Ltd. - debt 0.04
Tata Capital Housing Finance Ltd. - debt 0.11
Bajaj Housing Finance Ltd. - debt 0.01
Mankind Pharma Ltd - debt 0.13
Torrent Power Ltd. - debt 0.60
Bahadur Chand Investments Pvt. Ltd. - debt 0.48
Sundaram Home Finance Ltd. - debt 0.44
Godrej Industries Ltd. - debt 0.44
Nexus Select Trust - debt 0.44
L&T Metro Rail (Hyderabad) Ltd. - debt 0.44
G R Infraprojects Ltd. - debt 0.40
Pipeline Infrastructure Pvt Ltd. - debt 0.40
Altius Telecom Infrastructure Trust. - debt 0.38
Summit Digitel Infrastructure Ltd - debt 0.37
SMFG India Credit Company Ltd. - debt 0.33
Aavas Financiers Ltd. - debt 0.31
Eris Lifesciences Ltd. - debt 0.27
ICICI Home Finance Company Ltd. - debt 0.28
Citicorp Finance (India) Ltd. - debt 0.22
SMFG India Credit Company Ltd - debt 0.26
TVS Credit Services Ltd. - debt 0.24
Mahindra Rural Housing Finance Ltd. - debt 0.22
Shriram Finance Ltd. - debt 0.22
MINDSPACE BUSINESS PARKS REIT - debt 0.22
DME Development Ltd. - debt 0.19
Kotak Mahindra Prime Ltd. - debt 0.09
NTPC Ltd. - debt 0.02
Sundaram Finance Ltd. - debt 0.01
Aditya Birla Capital Ltd. - debt 0.01
India Universal Trust AL1 - debt 0.64
Sansar Trust - debt 0.79
Sansar Trust June 2024 A1 - debt 0.62
India Universal Trust AL2 - debt 0.34
IndusInd Bank Ltd. - debt 0.54
HDFC Bank Ltd. - debt 0.52
IDBI Bank Ltd. - debt 0.84
Canara Bank - debt 0.83
Export-Import Bank Of India - debt 0.42
Bank Of India - debt 0.21
IDFC First Bank Ltd. - debt 0.41
Axis Bank Ltd. - debt 0.42
Punjab National Bank - debt 0.41
AU Small Finance Bank Ltd. - debt 0.21
Panatone Finvest Ltd. - debt 1.19
Aadhar Housing Finance Ltd. - debt 0.21
Sharekhan Ltd - debt 0.32
Corporate Debt Market Development Fund (Class A2) Financial Services debt 0.28
TREPS - debt 1.07
Net Current Assets - debt 2.15
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
-
Lock In Period
-
Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Rohan Maru (13 years), Darshil Dedhia (11 years),
  • Expense ration regular : 0.53
  • Expense ration direct : 0.42
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : debt
Exit load
Nil

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