Home Mf Research Kotak Liquid Fund Regular Plan Growth
Kotak Mutual Fund

Kotak Liquid Fund - Regular Plan - Growth

Debt Debt Liquid
Fund House : Kotak Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-17)
5,266.94 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.31%
Expense Ratio (Direct)
0.2%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-10 ₹1,000.00 ₹1,000.94
0.09 %
Two Week 2025-06-02 ₹1,000.00 ₹1,002.62
0.26 %
One Month 2025-05-18 ₹1,000.00 ₹1,005.43
0.54 %
Three Months 2025-03-19 ₹3,000.00 ₹3,033.83
1.13 %
Six Months 2024-12-19 ₹6,000.00 ₹6,121.78
2.03 %
One Year 2024-06-17 ₹12,000.00 ₹12,467.31
3.89 %
Three Year 2022-06-18 ₹36,000.00 ₹40,162.74
11.56 %
Five Year 2020-06-18 ₹60,000.00 ₹70,603.52
17.67 %
Since Inception 2018-06-14 ₹86,000.00 ₹106,046.79
23.31 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDB Financial Services Ltd. - Debt 0.21
Central Government - 2025 - Debt 6.12
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT - Debt 0.28
Reliance Jio Infocomm Ltd. - Debt 2.77
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA - Debt 0.55
INDIAN OIL CORPORATION LTD. - Debt 1.52
ICICI SECURITIES LIMITED - Debt 0.14
L&T METRO RAIL (HYDERABAD) LTD - Debt 1.38
MOTILAL OSWAL FINANCIAL SERVICES LIMITED - Debt 0.55
Reliance Retail Ventures Ltd - Debt 1.38
Export-Import Bank of India - Debt 1.38
Sikka Ports & Terminals Ltd. - Debt 0.55
RELIANCE INDUSTRIES LTD. - Debt 1.38
PNB HOUSING FINANCE LTD. - Debt 1.37
CAN FIN HOMES LTD. - Debt 1.09
ANGEL ONE LIMITED - Debt 1.04
Tata Steel Ltd. - Debt 0.83
IIFL FINANCE LIMITED - Debt 0.55
HDFC SECURITIES LIMITED ( ) - Debt 0.42
PIRAMAL FINANCE LTD - Debt 0.82
ADITYA BIRLA CAPITAL LTD - Debt 0.55
360 ONE WAM LIMITED - Debt 0.55
Hindustan Zinc Ltd. - Debt 0.42
POONAWALLA FINCORP LIMITED - Debt 0.55
ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) - Debt 0.42
ADITYA BIRLA HOUSING FINANCE LTD - Debt 0.28
NETWORK18 MEDIA & INVESTMENTS LTD. - Debt 0.28
BAJAJ FINANCIAL SECURITIES LIMITED - Debt 0.28
BAJAJ FINANCE LTD. - Debt 0.28
MOTILAL OSWAL FINVEST LTD. - Debt 0.27
HINDUSTAN PETROLEUM CORPORATION LTD. - Debt 0.21
MUTHOOT FINANCE LTD. - Debt 0.19
ADITYA BIRLA MONEY LTD - Debt 0.14
SHAREKHAN LIMITED - Debt 0.14
360 ONE PRIME LTD. - Debt 0.14
ICICI Securities Primary Dealership Ltd. - Debt 0.07
BIRLA GROUP HOLDING PRIVATE LIMITED - Debt 0.07
BANK OF BARODA - Debt 0.14
PUNJAB NATIONAL BANK - Debt 1.37
HDFC BANK LTD. - Debt 0.69
PUNJAB & SIND BANK - Debt 1.38
KARUR VYSYA BANK LTD. - Debt 1.37
UNION BANK OF INDIA - Debt 1.38
BANK OF INDIA - Debt 1.10
INDIAN OVERSEAS BANK - Debt 1.09
AXIS BANK LTD. - Debt 0.55
INDIAN BANK - Debt 0.14
91 DAYS TREASURY BILL 11/07/2025 - Debt 2.75
364 DAYS TREASURY BILL 07/08/2025 - Debt 2.74
91 DAYS TREASURY BILL 26/06/2025 - Debt 1.66
364 DAYS TREASURY BILL 24/07/2025 - Debt 1.52
91 DAYS TREASURY BILL 03/07/2025 - Debt 1.45
364 DAYS TREASURY BILL 15/08/2025 - Debt 1.42
91 DAYS TREASURY BILL 21/08/2025 - Debt 1.37
182 DAYS TREASURY BILL 31/07/2025 - Debt 0.69
SBI ALTERNATIVE INVESTMENT FUND Alternative Investment Fund Debt 0.24
The Clearing Corporation of India Limited - Debt 1.39
Net Current Assets/(Liabilities) - Debt -15.54
SIP Calculator
Risk Ratios
Standard Deviation
0.1
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Deepak Agrawal (),
  • Expense ration regular : 0.31
  • Expense ration direct : 0.2
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : debt
Exit load
{"Day 1":"0.0070%","Day 2":"0.0065%","Day 3":"0.0060%","Day 4":"0.0055%","Day 5":"0.0050%","Day 6":"0.0045%","Day 7 onwards":"0.0000%"}

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