Home Mf Research Kotak Liquid Fund Regular Plan Growth

Kotak Liquid Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
5,293.67 0.01%
AUM (Fund Size)
98
Expense Ratio
0.31%
Exit load
Entry Load: Nil. (applicable for all plans) Exit Load Structure. 1. Exit load shall applicable be as per the graded basis as specified below: Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 onwards - 0.0000% Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load.
Risk
N/A
AMC
Kotak Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.09
0.11 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.27
0.23 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.93
0.49 %
Three Months 2025-04-19 ₹3,000.00 ₹3,030.69
1.02 %
Six Months 2025-01-19 ₹6,000.00 ₹6,116.32
1.94 %
One Year 2024-07-18 ₹12,000.00 ₹12,457.03
3.81 %
Three Year 2022-07-19 ₹36,000.00 ₹40,140.32
11.50 %
Five Year 2020-07-19 ₹60,000.00 ₹70,651.38
17.75 %
Since Inception 2018-06-14 ₹87,000.00 ₹107,586.54
23.66 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 17%
Others N/A

Sectors Holding in Kotak Liquid Fund - Regular Plan - Growth

Other
17%
Alternative Investment Fund
0%

Companies Holding in Kotak Liquid Fund - Regular Plan - Growth

HDB Financial Services Ltd.
0.21%
Central Government - 2025
6.12%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
0.28%
Reliance Jio Infocomm Ltd.
2.77%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
0.55%
INDIAN OIL CORPORATION LTD.
1.52%
ICICI SECURITIES LIMITED
0.14%
L&T METRO RAIL (HYDERABAD) LTD
1.38%
MOTILAL OSWAL FINANCIAL SERVICES LIMITED
0.55%
Reliance Retail Ventures Ltd
1.38%
Export-Import Bank Of India
1.38%
Sikka Ports & Terminals Ltd.
0.55%
RELIANCE INDUSTRIES LTD.
1.38%
PNB HOUSING FINANCE LTD.
1.37%
CAN FIN HOMES LTD.
1.09%
ANGEL ONE LIMITED
1.04%
Tata Steel Ltd.
0.83%
IIFL FINANCE LIMITED
0.55%
HDFC SECURITIES LIMITED ( )
0.42%
PIRAMAL FINANCE LTD
0.82%
ADITYA BIRLA CAPITAL LTD
0.55%
360 ONE WAM LIMITED
0.55%
Hindustan Zinc Ltd.
0.42%
POONAWALLA FINCORP LIMITED
0.55%
ASEEM INFRASTRUCTURE FINANCE LIMITED ( )
0.42%
ADITYA BIRLA HOUSING FINANCE LTD
0.28%
NETWORK18 MEDIA & INVESTMENTS LTD.
0.28%
BAJAJ FINANCIAL SECURITIES LIMITED
0.28%
BAJAJ FINANCE LTD.
0.28%
MOTILAL OSWAL FINVEST LTD.
0.27%
HINDUSTAN PETROLEUM CORPORATION LTD.
0.21%
MUTHOOT FINANCE LTD.
0.19%
ADITYA BIRLA MONEY LTD
0.14%
SHAREKHAN LIMITED
0.14%
360 ONE PRIME LTD.
0.14%
ICICI Securities Primary Dealership Ltd.
0.07%
BIRLA GROUP HOLDING PRIVATE LIMITED
0.07%
BANK OF BARODA
0.14%
PUNJAB NATIONAL BANK
1.37%
HDFC BANK LTD.
0.69%
PUNJAB & SIND BANK
1.38%
KARUR VYSYA BANK LTD.
1.37%
UNION BANK OF INDIA
1.38%
BANK OF INDIA
1.10%
INDIAN OVERSEAS BANK
1.09%
AXIS BANK LTD.
0.55%
INDIAN BANK
0.14%
91 DAYS TREASURY BILL 11/07/2025
2.75%
364 DAYS TREASURY BILL 07/08/2025
2.74%
91 DAYS TREASURY BILL 26/06/2025
1.66%
364 DAYS TREASURY BILL 24/07/2025
1.52%
91 DAYS TREASURY BILL 03/07/2025
1.45%
364 DAYS TREASURY BILL 15/08/2025
1.42%
91 DAYS TREASURY BILL 21/08/2025
1.37%
182 DAYS TREASURY BILL 31/07/2025
0.69%
SBI ALTERNATIVE INVESTMENT FUND
0.24%
The Clearing Corporation Of India Limited
1.39%
Net Current Assets/(Liabilities)
-15.54%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.31
Expense Ratio Direct
0.2
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Deepak Agrawal
Experience

Exit load

Entry Load: Nil. (applicable for all plans) Exit Load Structure. 1. Exit load shall applicable be as per the graded basis as specified below: Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 onwards - 0.0000% Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme. Units issued on reinvestment of IDCW shall not be subject to entry and exit load.

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