Home Mf Research Navi Elss Tax Saver Fund Regular Plan Growth

Navi ELSS Tax Saver Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
28.83 -0.81%
AUM (Fund Size)
47
Expense Ratio
2.2854%
Exit load
NIL
Risk
VERY HIGH RISK
AMC
NAVI MF
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹997.97
-0.20 %
Two Week 2025-07-03 ₹1,000.00 ₹986.04
-1.40 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.99
0.50 %
Three Months 2025-04-21 ₹3,000.00 ₹3,055.82
1.86 %
Six Months 2025-01-20 ₹6,000.00 ₹6,274.82
4.58 %
One Year 2024-07-18 ₹12,000.00 ₹12,168.88
1.41 %
Three Year 2022-07-19 ₹36,000.00 ₹43,111.44
19.75 %
Five Year 2020-07-20 ₹60,000.00 ₹82,483.10
37.47 %
Since Inception 2015-12-30 ₹117,000.00 ₹211,392.30
80.68 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 72%
Debt 4%
Others N/A

Sectors Holding in Navi ELSS Tax Saver Fund - Regular Plan - Growth

PETROLEUM PRODUCTS
4%
IT - SOFTWARE
10%
BANKS
15%
AEROSPACE & DEFENSE
3%
TELECOM - SERVICES
3%
ELECTRICAL EQUIPMENT
4%
PHARMACEUTICALS & BIOTECHNOLOGY
7%
FERTILIZERS & AGROCHEMICALS
0%
DIVERSIFIED FMCG
2%
FINANCE
3%
AGRICULTURAL, COMMERCIAL & CONSTRUCTION VEHICLES
2%
Other
6%
CONSUMER DURABLES
2%
INDUSTRIAL PRODUCTS
3%
AGRICULTURAL FOOD & OTHER PRODUCTS
3%
BEVERAGES
2%
ENTERTAINMENT
1%
TRANSPORT SERVICES
1%
RETAILING
1%
AUTO COMPONENTS
1%
CHEMICALS & PETROCHEMICALS
1%
OIL
1%
CONSTRUCTION
1%

Companies Holding in Navi ELSS Tax Saver Fund - Regular Plan - Growth

RELIANCE INDUSTRIES LIMITED
4.66%
PERSISTENT SYSTEMS LTD
4.39%
AXIS BANK LIMITED
4.11%
INFOSYS LIMITED
3.59%
HINDUSTAN AERONAUTICS LTD
3.52%
ICICI BANK LIMITED
3.48%
BHARTI AIRTEL LIMITED
3.28%
SUZLON ENERGY LIMITED
3.16%
SUN PHARMACEUTICAL INDUSTRIES LIMITED
3.12%
STATE BANK OF INDIA
3.02%
UPL LIMITED
0.24%
AUROBINDO PHARMA LIMITED
2.84%
THE FEDERAL BANK LIMITED
2.75%
HINDUSTAN UNILEVER LIMITED
2.66%
CREDITACCESS GRAMEEN LIMITED
2.43%
ASHOK LEYLAND LIMITED
2.41%
HDFC BANK LIMITED
2.41%
MAX HEALTHCARE INSTITUTE LIMITED
2.39%
TATA CONSULTANCY SERVICES LIMITED
2.31%
EUREKA FORBES LTD
2.21%
ASTRAL LIMITED
2.12%
MARICO LIMITED
2.09%
UNITED SPIRITS LIMITED
2.02%
SAREGAMA INDIA LIMITED
1.92%
INTERGLOBE AVIATION LIMITED
1.89%
BHARAT HEAVY ELECTRICALS LIMITED
1.84%
ZYDUS LIFESCIENCES LIMITED
1.84%
VEDANT FASHIONS LIMITED
1.69%
CIPLA LIMITED
1.68%
KPIT TECHNOLOGIES LIMITED
1.66%
TATA CONSUMER PRODUCTS LIMITED
1.66%
TUBE INVESTMENTS OF INDIA LTD
1.62%
SHRIRAM FINANCE LIMITED
1.58%
USHA MARTIN LTD
1.21%
DEEPAK FERTILIZERS AND PETRO. CORP. LTD
1.18%
OIL INDIA LIMITED
1.13%
SATHLOKHAR SYNERGYS E&C GLOBAL LIMITED
1.08%
INDUSIND BANK LIMITED
1.01%
SENCO GOLD LIMITED
0.94%
ZEN TECHNOLOGIES LIMITED
0.76%
MM FORGINGS LIMITED
0.71%
APOLLO PIPES LIMITED
0.70%
JIO FINANCIAL SERVICES LIMITED
0.65%
BHARTI AIRTEL LIMITED - PARTLY PAID
0.45%
HERO FINCORP LIMITED (05/06/2025)
4.42%
TREPS/Reverse Repo/Net Current Assets/Cash/Cash Equivalent
0.17%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.2854
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Ashutosh Shirwaikar
Experience

Exit load

NIL

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?