Home Mf Research Tata Ultra Short Term Fund Regular Plan Growth

Tata Ultra Short Term Fund - Regular Plan - Growth

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  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
14.23 0.03%
AUM (Fund Size)
N/A
Expense Ratio
1.16%
Exit load
Nil
Risk
N/A
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.21
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.21
0.22 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.28
0.53 %
Three Months 2025-04-21 ₹3,000.00 ₹3,031.47
1.05 %
Six Months 2025-01-20 ₹6,000.00 ₹6,124.00
2.07 %
One Year 2024-07-18 ₹12,000.00 ₹12,474.73
3.96 %
Three Year 2022-07-19 ₹36,000.00 ₹40,053.27
11.26 %
Five Year 2020-07-20 ₹60,000.00 ₹70,196.72
16.99 %
Since Inception 2019-01-22 ₹79,000.00 ₹95,672.36
21.10 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 81%
Others -1%

Sectors Holding in Tata Ultra Short Term Fund - Regular Plan - Growth

Other
80%

Companies Holding in Tata Ultra Short Term Fund - Regular Plan - Growth

GOI - 5.22% (15/06/2025)
1.60%
07.50 % NABARD - 17/12/2025
7.93%
06.50 % POWER FINANCE CORPORATION - 17/09/2025
3.95%
07.15 % SMALL INDUST DEVLOP BANK OF INDIA - 02/06/2025
3.74%
08.25 % GIC HOUSING FINANCE LTD - 19/06/2026
2.16%
07.11 % SMALL INDUST DEVLOP BANK OF INDIA - 27/02/2026
2.14%
07.75 % SMALL INDUST DEVLOP BANK OF INDIA - 27/10/2025
2.14%
06.25 % LIC HOUSING FINANCE LTD - 20/06/2025
2.03%
09.03 % CREDILA FINANCIAL SERVICES LTD - 04/03/2026
1.62%
08.75 % SHRIRAM FINANCE LTD - 15/06/2026
1.61%
07.23 % SMALL INDUST DEVLOP BANK OF INDIA - 09/03/2026
1.61%
08.60 % BHARTI TELECOM LTD - 12/12/2025
1.61%
07.85 % INTERISE TRUST - 31/03/2040
1.43%
07.10 % EXIM - 18/03/2026
1.07%
07.40 % NABARD - 30/01/2026
1.07%
09.50 % MOTILAL OSWAL FINVEST LTD - 12/09/2025
1.07%
09.90 % IIFL FINANCE LTD - 20/03/2026
1.07%
05.81 % REC LTD - 31/12/2025
1.06%
09.25 % SHRIRAM FINANCE LTD - 19/12/2025
0.75%
08.20 % CAN FIN HOMES LTD - 18/05/2027
0.54%
08.28 % PNB HOUSING FINANCE LTD - 30/12/2026
0.54%
09.10 % JM FINANCIAL SERVICES LTD - 11/03/2026
0.54%
08.15 % GODREJ PROPERTIES LTD - 03/07/2026
0.54%
08.50 % CHOLAMANDALAM INVT & FIN CO LTD - 27/03/2026
0.54%
07.82 % LIC HOUSING FINANCE LTD - 14/01/2026
0.54%
08.90 % BHARTI TELECOM LTD - 04/12/2025
0.54%
09.95 % INDOSTAR CAPITAL FINANCE LTD - 27/05/2026
0.54%
07.20 % NABARD - 23/09/2025
0.53%
05.78 % LIC HOUSING FINANCE LTD - 11/09/2025
0.53%
08.94 % TRUHOME FINANCE LTD - 26/12/2025
0.32%
09.95 % INDOSTAR CAPITAL FINANCE LTD - 26/06/2026
0.32%
08.70 % BHARTI TELECOM LTD - 05/12/2025
0.32%
TREASURY BILL 91 DAYS (12/06/2025)
5.33%
- HDFC BANK LTD - CD - 19/09/2025
4.71%
- PUNJAB NATIONAL BANK - CD - 11/12/2025
4.13%
TREASURY BILL 182 DAYS (18/09/2025)
3.15%
- AXIS BANK LTD - CD - 09/09/2025
3.15%
- AXIS BANK LTD - CD - 04/02/2026
3.07%
- BANK OF BARODA - CD - 06/06/2025
2.13%
- HDFC BANK LTD - CD - 04/12/2025
2.07%
- CANARA BANK - CD - 18/12/2025
2.06%
- INDIAN BANK - CD - 08/01/2026
2.06%
TREASURY BILL 182 DAYS (12/06/2025)
1.60%
- AXIS BANK LTD - CD - 15/07/2025
1.59%
- MIRAE ASSET FINANCIAL SERVICES INDIA PVT LTD - CP - 28/08/2025
1.57%
- KOTAK MAHINDRA BANK - CD - 04/12/2025
1.55%
- HDFC BANK LTD - CD - 15/09/2025
1.05%
- 360 ONE PRIME LTD - CP - 18/09/2025
1.04%
- NUVAMA WEALTH AND INVESTMENT LTD - CP - 22/09/2025
1.04%
- INDUSIND BANK LTD - CD - 12/12/2025
1.03%
- AXIS BANK LTD - CD - 08/01/2026
1.03%
- KARUR VYSYA BANK LTD - CD - 09/01/2026
1.03%
- ANGEL ONE LTD - CP - 21/11/2025
1.02%
- MASHREQ BANK - CD - 30/01/2026
1.02%
- EQUITAS SMALL FINANCE BANK LTD - CD - 23/01/2026
1.02%
- MASHREQ BANK - CD - 27/02/2026
1.02%
- PIRAMAL FINANCE LTD - CP - 23/01/2026
1.02%
- PIRAMAL FINANCE LTD - CP - 29/01/2026
1.01%
- MUTHOOT FINCORP - CP - 08/01/2026
1.01%
- INDOSTAR CAPITAL FINANCE LTD - CP - 05/02/2026
1.00%
- JAMMU AND KASHMIR BANK LTD - CD - 26/05/2026
1.00%
- JAMMU AND KASHMIR BANK LTD - CD - 20/06/2025
0.53%
- HDFC BANK LTD - CD - 24/06/2025
0.53%
- INDIAN OIL CORP LTD - CP - 27/06/2025
0.53%
- NUVAMA WEALTH AND INVESTMENT LTD - CP - 28/11/2025
0.51%
SBIMF AIF - CAT I (CDMDF)27/10/2038
0.23%
(C) TREPS
0.04%
D) REPO
0.05%
NET CURRENT LIABILITIES
-1.93%

Risk Ratios

Std. Deviation 0.53
Beta 0.51
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.16
Expense Ratio Direct
0.37
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Akhil Mittal
22 years Experience

Exit load

Nil

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