Home Mf Research Tata Ultra Short Term Fund Regular Plan Growth
Tata Mutual Fund

Tata Ultra Short Term Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : Tata Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-18)
14.16 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.16%
Expense Ratio (Direct)
0.37%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-11 ₹1,000.00 ₹1,001.03
0.10 %
Two Week 2025-06-03 ₹1,000.00 ₹1,002.85
0.28 %
One Month 2025-05-19 ₹1,000.00 ₹1,005.76
0.58 %
Three Months 2025-03-20 ₹3,000.00 ₹3,036.49
1.22 %
Six Months 2024-12-20 ₹6,000.00 ₹6,129.68
2.16 %
One Year 2024-06-18 ₹12,000.00 ₹12,480.72
4.01 %
Three Year 2022-06-20 ₹36,000.00 ₹40,044.58
11.23 %
Five Year 2020-06-19 ₹60,000.00 ₹70,122.56
16.87 %
Since Inception 2019-01-22 ₹78,000.00 ₹94,170.29
20.73 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
GOI - 5.22% (15/06/2025) - Debt 1.60
07.50 % NABARD - 17/12/2025 - Debt 7.93
06.50 % POWER FINANCE CORPORATION - 17/09/2025 - Debt 3.95
07.15 % SMALL INDUST DEVLOP BANK OF INDIA - 02/06/2025 - Debt 3.74
08.25 % GIC HOUSING FINANCE LTD - 19/06/2026 - Debt 2.16
07.11 % SMALL INDUST DEVLOP BANK OF INDIA - 27/02/2026 - Debt 2.14
07.75 % SMALL INDUST DEVLOP BANK OF INDIA - 27/10/2025 - Debt 2.14
06.25 % LIC HOUSING FINANCE LTD - 20/06/2025 - Debt 2.03
09.03 % CREDILA FINANCIAL SERVICES LTD - 04/03/2026 - Debt 1.62
08.75 % SHRIRAM FINANCE LTD - 15/06/2026 - Debt 1.61
07.23 % SMALL INDUST DEVLOP BANK OF INDIA - 09/03/2026 - Debt 1.61
08.60 % BHARTI TELECOM LTD - 12/12/2025 - Debt 1.61
07.85 % INTERISE TRUST - 31/03/2040 - Debt 1.43
07.10 % EXIM - 18/03/2026 - Debt 1.07
07.40 % NABARD - 30/01/2026 - Debt 1.07
09.50 % MOTILAL OSWAL FINVEST LTD - 12/09/2025 - Debt 1.07
09.90 % IIFL FINANCE LTD - 20/03/2026 - Debt 1.07
05.81 % REC LTD - 31/12/2025 - Debt 1.06
09.25 % SHRIRAM FINANCE LTD - 19/12/2025 - Debt 0.75
08.20 % CAN FIN HOMES LTD - 18/05/2027 - Debt 0.54
08.28 % PNB HOUSING FINANCE LTD - 30/12/2026 - Debt 0.54
09.10 % JM FINANCIAL SERVICES LTD - 11/03/2026 - Debt 0.54
08.15 % GODREJ PROPERTIES LTD - 03/07/2026 - Debt 0.54
08.50 % CHOLAMANDALAM INVT & FIN CO LTD - 27/03/2026 - Debt 0.54
07.82 % LIC HOUSING FINANCE LTD - 14/01/2026 - Debt 0.54
08.90 % BHARTI TELECOM LTD - 04/12/2025 - Debt 0.54
09.95 % INDOSTAR CAPITAL FINANCE LTD - 27/05/2026 - Debt 0.54
07.20 % NABARD - 23/09/2025 - Debt 0.53
05.78 % LIC HOUSING FINANCE LTD - 11/09/2025 - Debt 0.53
08.94 % TRUHOME FINANCE LTD - 26/12/2025 - Debt 0.32
09.95 % INDOSTAR CAPITAL FINANCE LTD - 26/06/2026 - Debt 0.32
08.70 % BHARTI TELECOM LTD - 05/12/2025 - Debt 0.32
TREASURY BILL 91 DAYS (12/06/2025) - Debt 5.33
- HDFC BANK LTD - CD - 19/09/2025 - Debt 4.71
- PUNJAB NATIONAL BANK - CD - 11/12/2025 - Debt 4.13
TREASURY BILL 182 DAYS (18/09/2025) - Debt 3.15
- AXIS BANK LTD - CD - 09/09/2025 - Debt 3.15
- AXIS BANK LTD - CD - 04/02/2026 - Debt 3.07
- BANK OF BARODA - CD - 06/06/2025 - Debt 2.13
- HDFC BANK LTD - CD - 04/12/2025 - Debt 2.07
- CANARA BANK - CD - 18/12/2025 - Debt 2.06
- INDIAN BANK - CD - 08/01/2026 - Debt 2.06
TREASURY BILL 182 DAYS (12/06/2025) - Debt 1.60
- AXIS BANK LTD - CD - 15/07/2025 - Debt 1.59
- MIRAE ASSET FINANCIAL SERVICES INDIA PVT LTD - CP - 28/08/2025 - Debt 1.57
- KOTAK MAHINDRA BANK - CD - 04/12/2025 - Debt 1.55
- HDFC BANK LTD - CD - 15/09/2025 - Debt 1.05
- 360 ONE PRIME LTD - CP - 18/09/2025 - Debt 1.04
- NUVAMA WEALTH AND INVESTMENT LTD - CP - 22/09/2025 - Debt 1.04
- INDUSIND BANK LTD - CD - 12/12/2025 - Debt 1.03
- AXIS BANK LTD - CD - 08/01/2026 - Debt 1.03
- KARUR VYSYA BANK LTD - CD - 09/01/2026 - Debt 1.03
- ANGEL ONE LTD - CP - 21/11/2025 - Debt 1.02
- MASHREQ BANK - CD - 30/01/2026 - Debt 1.02
- EQUITAS SMALL FINANCE BANK LTD - CD - 23/01/2026 - Debt 1.02
- MASHREQ BANK - CD - 27/02/2026 - Debt 1.02
- PIRAMAL FINANCE LTD - CP - 23/01/2026 - Debt 1.02
- PIRAMAL FINANCE LTD - CP - 29/01/2026 - Debt 1.01
- MUTHOOT FINCORP - CP - 08/01/2026 - Debt 1.01
- INDOSTAR CAPITAL FINANCE LTD - CP - 05/02/2026 - Debt 1.00
- JAMMU AND KASHMIR BANK LTD - CD - 26/05/2026 - Debt 1.00
- JAMMU AND KASHMIR BANK LTD - CD - 20/06/2025 - Debt 0.53
- HDFC BANK LTD - CD - 24/06/2025 - Debt 0.53
- INDIAN OIL CORP LTD - CP - 27/06/2025 - Debt 0.53
- NUVAMA WEALTH AND INVESTMENT LTD - CP - 28/11/2025 - Debt 0.51
SBIMF AIF - CAT I (CDMDF)27/10/2038 - - 0.23
(C) TREPS - Debt 0.04
D) REPO - Debt 0.05
NET CURRENT LIABILITIES - - -1.93
Risk Ratios
Standard Deviation
0.53
Beta
0.51
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Akhil Mittal (22 years),
  • Expense ration regular : 1.16
  • Expense ration direct : 0.37
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹150.00
  • Type : debt
Exit load
Nil

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