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Home Mf Research Tata Banking And Financial Services Fund Regular Plan Growth
Tata Mutual Fund

Tata Banking And Financial Services Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic
Fund House : Tata Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-20)
43.26 0.99%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.97%
Expense Ratio (Direct)
0.46%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,009.69
0.97 %
Two Week 2025-06-05 ₹1,000.00 ₹1,022.64
2.26 %
One Month 2025-05-21 ₹1,000.00 ₹1,030.37
3.04 %
Three Months 2025-03-24 ₹3,000.00 ₹3,143.97
4.80 %
Six Months 2024-12-23 ₹6,000.00 ₹6,609.33
10.16 %
One Year 2024-06-20 ₹12,000.00 ₹13,386.91
11.56 %
Three Year 2022-06-21 ₹36,000.00 ₹48,544.17
34.84 %
Five Year 2020-06-22 ₹60,000.00 ₹95,378.35
58.96 %
Since Inception 2015-12-28 ₹116,000.00 ₹252,975.98
118.08 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC BANK LTD Banks Equity 22.25
AXIS BANK LTD Banks Equity 9.04
ICICI BANK LTD Banks Equity 8.61
KOTAK MAHINDRA BANK LTD Banks Equity 8.53
SBI CARDS AND PAYMENT SERVICES LTD Finance Equity 2.90
STATE BANK OF INDIA Banks Equity 2.88
PNB HOUSING FINANCE LTD Finance Equity 2.80
BAJAJ FINANCE LTD Finance Equity 2.63
ICICI LOMBARD GENERAL INSURANCE CO. LTD Insurance Equity 2.51
HDFC LIFE INSURANCE CO. LTD Insurance Equity 2.50
MAX FINANCIAL SERVICES LTD Insurance Equity 2.42
RBL BANK LTD Banks Equity 2.11
AU SMALL FINANCE BANK LTD Banks Equity 2.11
HOME FIRST FINANCE COMPANY INDIA LTD Finance Equity 2.05
INDIA SHELTER FINANCE CORPORATION LTD Finance Equity 2.03
BANDHAN BANK LTD Banks Equity 1.95
ONE 97 COMMUNICATIONS LTD Financial Technology (Fintech) Equity 1.91
APTUS VALUE HOUSING FINANCE INDIA LTD Finance Equity 1.71
FIVE-STAR BUSINESS FINANCE LTD Finance Equity 1.70
AAVAS FINANCIERS LTD Finance Equity 1.61
DCB BANK LTD Banks Equity 1.51
UTI ASSET MANAGEMENT COMPANY LTD Capital Markets Equity 1.49
BAJAJ FINSERV LTD Finance Equity 1.44
INDUSIND BANK LTD Banks Equity 1.23
CITY UNION BANK LTD Banks Equity 1.12
REPCO HOME FINANCE LTD Finance Equity 1.05
IDFC FIRST BANK LTD Banks Equity 1.04
L&T FINANCE LTD Finance Equity 0.92
MULTI COMMODITY EXCHANGE OF IND LTD Capital Markets Equity 0.71
FINO PAYMENTS BANK LTD Banks Equity 0.59
REC LTD Finance Equity 0.29
EQUITAS SMALL FINANCE BANK LTD Banks Equity 0.10
A) REPO - - 2.95
CASH / NET CURRENT ASSET - Cash 1.31
Risk Ratios
Standard Deviation
15.71
Beta
0.46
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Amey Sathe (16 years),
  • Expense ration regular : 1.97
  • Expense ration direct : 0.46
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : equity
Exit load
0.25% of NAV if redeemed/switched out before 30 days from the date of allotment.

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