Home Mf Research Tata Banking And Financial Services Fund Regular Plan Growth

Tata Banking And Financial Services Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
43.57 -1.03%
AUM (Fund Size)
N/A
Expense Ratio
1.97%
Exit load
0.25% of NAV if redeemed/switched out before 30 days from the date of allotment.
Risk
N/A
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹987.07
-1.29 %
Two Week 2025-07-03 ₹1,000.00 ₹992.99
-0.70 %
One Month 2025-06-18 ₹1,000.00 ₹1,010.99
1.10 %
Three Months 2025-04-21 ₹3,000.00 ₹3,077.00
2.57 %
Six Months 2025-01-20 ₹6,000.00 ₹6,547.37
9.12 %
One Year 2024-07-18 ₹12,000.00 ₹13,344.65
11.21 %
Three Year 2022-07-19 ₹36,000.00 ₹47,976.73
33.27 %
Five Year 2020-07-20 ₹60,000.00 ₹94,156.64
56.93 %
Since Inception 2015-12-28 ₹117,000.00 ₹255,721.84
118.57 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 81%
Debt N/A
Others 2%

Sectors Holding in Tata Banking And Financial Services Fund - Regular Plan - Growth

Banks
58%
Finance
15%
Insurance
6%
Financial Technology (Fintech)
1%
Capital Markets
1%
Other
3%

Companies Holding in Tata Banking And Financial Services Fund - Regular Plan - Growth

HDFC BANK LTD
22.25%
AXIS BANK LTD
9.04%
ICICI BANK LTD
8.61%
KOTAK MAHINDRA BANK LTD
8.53%
SBI CARDS AND PAYMENT SERVICES LTD
2.90%
STATE BANK OF INDIA
2.88%
PNB HOUSING FINANCE LTD
2.80%
BAJAJ FINANCE LTD
2.63%
ICICI LOMBARD GENERAL INSURANCE CO. LTD
2.51%
HDFC LIFE INSURANCE CO. LTD
2.50%
MAX FINANCIAL SERVICES LTD
2.42%
RBL BANK LTD
2.11%
AU SMALL FINANCE BANK LTD
2.11%
HOME FIRST FINANCE COMPANY INDIA LTD
2.05%
INDIA SHELTER FINANCE CORPORATION LTD
2.03%
BANDHAN BANK LTD
1.95%
ONE 97 COMMUNICATIONS LTD
1.91%
APTUS VALUE HOUSING FINANCE INDIA LTD
1.71%
FIVE-STAR BUSINESS FINANCE LTD
1.70%
AAVAS FINANCIERS LTD
1.61%
DCB BANK LTD
1.51%
UTI ASSET MANAGEMENT COMPANY LTD
1.49%
BAJAJ FINSERV LTD
1.44%
INDUSIND BANK LTD
1.23%
CITY UNION BANK LTD
1.12%
REPCO HOME FINANCE LTD
1.05%
IDFC FIRST BANK LTD
1.04%
L&T FINANCE LTD
0.92%
MULTI COMMODITY EXCHANGE OF IND LTD
0.71%
FINO PAYMENTS BANK LTD
0.59%
REC LTD
0.29%
EQUITAS SMALL FINANCE BANK LTD
0.10%
A) REPO
2.95%
CASH / NET CURRENT ASSET
1.31%

Risk Ratios

Std. Deviation 15.71
Beta 0.46
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.97
Expense Ratio Direct
0.46
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Amey Sathe
16 years Experience

Exit load

0.25% of NAV if redeemed/switched out before 30 days from the date of allotment.

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