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UTI India Consumer Fund - Regular Plan

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Fund info
NAV (as on 2025-07-18)
56.85 -0.60%
AUM (Fund Size)
43
Expense Ratio
2.44%
Exit load
< 30 days – 1%; ≥ 30 days – Nil
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,004.36
0.44 %
Two Week 2025-07-03 ₹1,000.00 ₹984.04
-1.60 %
One Month 2025-06-18 ₹1,000.00 ₹1,009.73
0.97 %
Three Months 2025-04-21 ₹3,000.00 ₹3,045.60
1.52 %
Six Months 2025-01-20 ₹6,000.00 ₹6,258.15
4.30 %
One Year 2024-07-18 ₹12,000.00 ₹12,039.48
0.33 %
Three Year 2022-07-19 ₹36,000.00 ₹44,126.12
22.57 %
Five Year 2020-07-20 ₹60,000.00 ₹85,306.48
42.18 %
Ten Year 2015-07-21 ₹120,000.00 ₹236,014.03
96.68 %
Since Inception 2007-07-30 ₹219,000.00 ₹734,398.99
235.34 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 72%
Debt N/A
Others 4%

Sectors Holding in UTI India Consumer Fund - Regular Plan

Telecom - Services
8%
Automobiles
15%
Retailing
10%
Personal Products
4%
Diversified FMCG
7%
Food Products
3%
Beverages
4%
Leisure Services
2%
Agricultural Food & Other Products
2%
Consumer Durables
8%
Realty
2%
Healthcare Services
2%
Banks
1%
Industrial Products
2%
Insurance
1%
Entertainment
1%
Textiles & Apparels
0%
Finance
0%
Financial Technology (Fintech)
0%
Other
4%

Companies Holding in UTI India Consumer Fund - Regular Plan

BHARTI AIRTEL LTD.
8.09%
MARUTI SUZUKI INDIA LTD.
5.82%
MAHINDRA & MAHINDRA LTD.
4.84%
AVENUE SUPERMARTS LTD.
4.67%
GODREJ CONSUMER PRODUCTS LTD
4.33%
ITC LTD.
4.09%
TRENT LIMITED
3.78%
HINDUSTAN UNILEVER LTD
3.77%
NESTLE INDIA LTD.
3.49%
EICHER MOTORS LTD
3.01%
ETERNAL LIMITED
2.93%
UNITED SPIRITS LTD.
2.88%
JUBILANT FOODWORKS LTD.
2.79%
HERO MOTOCORP LTD.
2.74%
TATA CONSUMER PRODUCTS LTD
2.73%
HAVELLS INDIA LTD.
2.57%
PHOENIX MILLS LTD
2.29%
TITAN COMPANY LTD.
2.22%
TVS MOTOR COMPANY LTD
1.99%
ASTER DM HEALTHCARE LTD
1.76%
INFO-EDGE (INDIA) LTD.
1.76%
ASIAN PAINTS (INDIA) LTD.
1.75%
HDFC BANK LIMITED
1.69%
ASTRAL LTD.
1.61%
CROMPTON GREAVES CONSUMER ELEC
1.61%
METRO BRANDS LTD
1.55%
HDFC LIFE INSURANCE COMPANY LI
1.54%
POLYCAB INDIA LTD
1.45%
TIPS MUSIC LIMITED
1.24%
EQ- GLOBAL HEALTH LTD.
1.11%
VARUN BEVERAGES LTD
1.11%
KAJARIA CERAMICS LTD.
1.09%
UNITED BREWERIES LTD.
1.04%
SWIGGY LTD
0.97%
KEWAL KIRAN CLOTHING LTD
0.96%
V-MART RETAIL LTD
0.95%
BAJAJ FINANCE LTD.
0.95%
IFB INDUS. LTD.
0.75%
PB FINTECH LTD
0.71%
VEDANT FASHIONS LTD
0.57%
BARBEQUE NATION HOSPITALITY LT
0.41%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.01%
NET CURRENT ASSETS
4.37%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.44
Expense Ratio Direct
1.51
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Vishal Chopda, CFA, BE, PGDM
Experience

Exit load

< 30 days – 1%; ≥ 30 days – Nil

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