Home Mf Research Aditya Birla Sun Life Balanced Advantage Fund Growth

Aditya Birla Sun Life Balanced Advantage Fund - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2025-07-30)
106.43 0.24%
AUM (Fund Size)
N/A
Expense Ratio
1.79%
Exit load
0.25% if redeemed within 7 days of allotment, else Nil
Risk
N/A
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-23 ₹1,000.00 ₹990.60
-0.94 %
Two Week 2025-07-15 ₹1,000.00 ₹992.17
-0.78 %
One Month 2025-06-30 ₹1,000.00 ₹989.86
-1.01 %
Three Months 2025-05-02 ₹3,000.00 ₹3,036.18
1.21 %
Six Months 2025-01-31 ₹6,000.00 ₹6,302.47
5.04 %
One Year 2024-07-30 ₹12,000.00 ₹12,592.16
4.93 %
Three Year 2022-08-01 ₹36,000.00 ₹44,159.40
22.66 %
Five Year 2020-07-31 ₹60,000.00 ₹82,706.41
37.84 %
Ten Year 2015-08-03 ₹120,000.00 ₹220,204.80
83.50 %
Since Inception 2001-01-01 ₹300,000.00 ₹1,606,088.52
435.36 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 36%
Debt 15%
Others 1%

Sectors Holding in Aditya Birla Sun Life Balanced Advantage Fund - Growth

Banks
11%
Petroleum Products
3%
IT - Software
4%
Finance
2%
Construction
1%
Insurance
2%
Ferrous Metals
1%
Telecom - Services
1%
Personal Products
1%
Auto Components
1%
Automobiles
1%
Non - Ferrous Metals
1%
Pharmaceuticals & Biotechnology
2%
Beverages
1%
Diversified FMCG
1%
Cement & Cement Products
1%
Industrial Products
1%
Retailing
1%
Transport Infrastructure
0%
Consumer Durables
0%
Chemicals & Petrochemicals
0%
Power
1%
Diversified Metals
0%
Fertilizers & Agrochemicals
0%
Oil
0%
Electrical Equipment
0%
Transport Services
0%
Leisure Services
0%
Realty
1%
Minerals & Mining
0%
Healthcare Services
0%
Agricultural Food & Other Products
0%
Other
16%

Companies Holding in Aditya Birla Sun Life Balanced Advantage Fund - Growth

ICICI Bank Limited
3.94%
HDFC Bank Limited
3.82%
Reliance Industries Limited
3.37%
Kotak Mahindra Bank Limited
2.93%
Infosys Limited
2.55%
7.50% Cholamandalam Investment And Finance Company Limited (30/09/2026)
1.88%
Tech Mahindra Limited
1.75%
Axis Bank Limited
1.73%
Larsen & Toubro Limited
1.62%
State Bank Of India
1.59%
ICICI Lombard General Insurance Company Limited
1.46%
Jindal Steel & Power Limited
1.44%
Bharti Airtel Limited
1.41%
Godrej Consumer Products Limited
1.35%
Sona BLW Precision Forgings Limited
1.33%
SBI Life Insurance Company Limited
1.28%
Mahindra & Mahindra Limited
1.27%
Bajaj Finance Limited
1.27%
Hindalco Industries Limited
1.24%
Sun Pharmaceutical Industries Limited
1.22%
United Spirits Limited
1.15%
ITC Limited
1.12%
AU Small Finance Bank Limited
1.09%
HCL Technologies Limited
1.06%
Ambuja Cements Limited
1.05%
APL Apollo Tubes Limited
1.05%
IPCA Laboratories Limited
1.03%
Eternal Limited
1.00%
Avenue Supermarts Limited
0.97%
Samvardhana Motherson International Limited
0.94%
Tata Consultancy Services Limited
0.90%
Adani Ports And Special Economic Zone Limited
0.87%
Blue Star Limited
0.86%
United Breweries Limited
0.84%
Hindustan Petroleum Corporation Limited
0.82%
UltraTech Cement Limited
0.82%
Carborundum Universal Limited
0.81%
Ather Energy Ltd
0.73%
Havells India Limited
0.73%
SRF Limited
0.72%
NTPC Limited
0.71%
Vedanta Limited
0.71%
Ajanta Pharmaceuticals Limited
0.70%
Tube Investments Of India Limited
0.69%
ZF Commercial Vehicle Control Systems India Limited
0.67%
Gillette India Limited
0.65%
Sumitomo Chemical India Limited
0.65%
Oil & Natural Gas Corporation Limited
0.61%
Whirlpool Of India Limited
0.60%
CG Power And Industrial Solutions Limited
0.57%
SBI Cards & Payment Services Limited
0.53%
InterGlobe Aviation Limited
0.52%
Jubilant Foodworks Limited
0.51%
ABB India Limited
0.51%
Vishal Mega Mart Ltd
0.50%
Brigade Enterprises Limited
0.50%
Shriram Finance Ltd
0.48%
NMDC Limited
0.44%
Cipla Limited
0.43%
GE Vernova T&D India Ltd
0.42%
National Aluminium Company Limited
0.41%
Vijaya Diagnostic Centre Limited
0.40%
Sanofi India Limited
0.40%
MphasiS Limited
0.33%
Dalmia Bharat Limited
0.29%
Balkrishna Industries Limited
0.22%
KPIT Technologies Limited
0.22%
Apollo Hospitals Enterprise Limited
0.21%
Balrampur Chini Mills Limited
0.16%
Akums Drugs & Pharmaceuticals Ltd
0.15%
Siemens Limited
0.13%
SIEMENS ENERGY INDIA LTD
0.10%
9.10% Shriram Finance Ltd (18/03/2027)
1.58%
8.92% Cholamandalam Investment And Finance Company Limited (02/12/2034)
1.32%
8.52% Muthoot Finance Limited (07/04/2028)
1.18%
7.65% HDB Financial Services Limited (05/05/2028)
1.05%
7.82% Bajaj Finance Limited (31/01/2034)
1.00%
5.83% State Bank Of India (26/10/2030)
0.90%
7.80% Bajaj Housing Finance Limited (09/02/2034)
0.81%
7.68% Small Industries Development Bank Of India (10/08/2027)
0.66%
8.31% Aditya Birla Finance Limited (11/07/2034)
0.66%
8.56% REC Limited (29/11/2028)
0.35%
7.79% Small Industries Development Bank Of India (19/04/2027)
0.26%
7.70% Power Finance Corporation Limited (15/09/2026)
0.20%
7.53% L&T Finance Limited (28/11/2025)
0.13%
7.86% HDFC Bank Limited (02/12/2032)
0.07%
7.95% LIC Housing Finance Limited (29/01/2028)
0.07%
7.924% Kotak Mahindra Prime Limited (20/02/2026)
0.07%
India Universal Trust Al2 (21/11/2030)
1.29%
Government Of India (24/07/2037)
2.49%
Government Of India (06/02/2033)
1.65%
91 DTB 01Aug2025
1.22%
NEXUS SELECT TRUST
1.36%
BROOKFIELD INDIA REAL ESTATE
0.43%
EMBASSY OFFICE PARKS REIT
0.32%
India Grid Trust
1.55%
INDUS INFRA TRUST
0.33%
IRB InvIT Fund
0.19%
Margin (Future And Options)
1.31%
Clearing Corporation Of India Limited
5.49%
Net Receivables / (Payables)
0.69%

Risk Ratios

Std. Deviation 6.51
Beta 0.86
Sharpe Ratio 0.80
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.79
Expense Ratio Direct
0.64
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Mohit Sharma
Experience
Mr. Harish Krishnan
Experience
Mr. Lovelish Solanki
Experience

Exit load

0.25% if redeemed within 7 days of allotment, else Nil

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?