Home Mf Research Union Balanced Advantage Fund Regular Plan Growth
Union Mutual Fund

Union Balanced Advantage Fund - Regular Plan - Growth

Hybrid Hybrid Balanced Hybrid
Fund House : Union Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-20)
20.02 0.75%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.11%
Expense Ratio (Direct)
0.91%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,005.02
0.50 %
Two Week 2025-06-05 ₹1,000.00 ₹1,003.01
0.30 %
One Month 2025-05-22 ₹1,000.00 ₹1,010.60
1.06 %
Three Months 2025-03-24 ₹3,000.00 ₹3,060.66
2.02 %
Six Months 2024-12-23 ₹6,000.00 ₹6,218.77
3.65 %
One Year 2024-06-20 ₹12,000.00 ₹12,386.13
3.22 %
Three Year 2022-06-21 ₹36,000.00 ₹42,186.75
17.19 %
Five Year 2020-06-22 ₹60,000.00 ₹77,066.43
28.44 %
Since Inception 2017-12-29 ₹92,000.00 ₹137,304.97
49.24 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Short Equity 41.75
ICICI Bank Ltd. Banks Equity 4.42
Reliance Industries Ltd. Short Equity 159.92
Bharti Airtel Ltd. Short Equity 244.26
Infosys Ltd. Short Equity 165.32
Larsen & Toubro Ltd. Construction Equity 2.00
Hindustan Unilever Ltd. Short Equity 129.85
Tata Consultancy Services Ltd. Short Equity 63.35
Mahindra & Mahindra Ltd. Short Equity 146.53
State Bank of India Short Equity 149.50
Eternal Ltd. Short Equity 280.27
Bajaj Finance Ltd. Short Equity 81.53
Interglobe Aviation Ltd. Short Equity 164.40
Titan Company Ltd. Short Equity 307.67
ITC Ltd. Diversified FMCG Equity 1.20
Bharat Electronics Ltd. Aerospace & Defense Equity 1.20
TVS Motor Company Ltd. Automobiles Equity 1.19
Kotak Mahindra Bank Ltd. Banks Equity 1.17
Axis Bank Ltd. Banks Equity 1.14
Tata Power Company Ltd. Short Equity 315.12
Jio Financial Services Ltd. Finance Equity 0.93
Varun Beverages Ltd. Beverages Equity 0.83
Adani Ports and Special Economic Zone Ltd. Transport Infrastructure Equity 0.83
Oil & Natural Gas Corporation Ltd. Short Equity 132.61
Lupin Ltd. Pharmaceuticals & Biotechnology Equity 0.82
Solar Industries India Ltd. Chemicals & Petrochemicals Equity 0.82
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 0.79
Coromandel International Ltd. Fertilizers & Agrochemicals Equity 0.74
Max Financial Services Ltd. Insurance Equity 0.74
REC Ltd. Short Equity 279.28
Max Healthcare Institute Ltd. Healthcare Services Equity 0.73
Shriram Finance Ltd. Finance Equity 0.72
JK Cement Ltd. Cement & Cement Products Equity 0.70
Dixon Technologies (India) Ltd. Consumer Durables Equity 0.70
NTPC Green Energy Ltd. Power Equity 0.68
Maruti Suzuki India Ltd. Automobiles Equity 0.66
Ultratech Cement Ltd. Cement & Cement Products Equity 0.65
Gabriel India Ltd. Auto Components Equity 0.64
Gokaldas Exports Ltd. Textiles & Apparels Equity 0.63
Aadhar Housing Finance Ltd. Finance Equity 0.61
Krishna Institute of Medical Sciences Ltd. Healthcare Services Equity 0.59
Jindal Steel & Power Ltd. Short Equity 48.94
Pidilite Industries Ltd. Chemicals & Petrochemicals Equity 0.58
Tata Steel Ltd. Ferrous Metals Equity 0.57
NTPC Ltd. Power Equity 0.55
HCL Technologies Ltd. IT - Software Equity 0.52
Ajanta Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.49
Mphasis Ltd. IT - Software Equity 0.48
Ethos Ltd. Consumer Durables Equity 0.48
CG Power and Industrial Solutions Ltd. Electrical Equipment Equity 0.47
Awfis Space Solutions Ltd. Commercial Services & Supplies Equity 0.47
Grasim Industries Ltd. Short Equity 98.09
Eicher Motors Ltd. Short Equity 97.86
JSW Energy Ltd. Power Equity 0.40
Tata Consumer Products Ltd. Short Equity 93.99
Cummins India Ltd. Industrial Products Equity 0.38
Hindalco Industries Ltd. Non - Ferrous Metals Equity 0.38
Trent Ltd. Retailing Equity 0.37
IPCA Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.36
Cipla Ltd. Pharmaceuticals & Biotechnology Equity 0.34
Coforge Ltd. IT - Software Equity 0.34
Hitachi Energy India Ltd. Electrical Equipment Equity 0.32
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 0.31
Birlasoft Ltd. IT - Software Equity 0.30
Nippon Life India Asset Management Ltd. Capital Markets Equity 0.29
Blue Star Ltd. Consumer Durables Equity 0.29
Power Grid Corporation of India Ltd. Power Equity 0.28
Techno Electric & Engineering Company Ltd. Construction Equity 0.28
Adani Enterprises Ltd. Short Equity 113.00
Persistent Systems Ltd. IT - Software Equity 0.26
Mahindra & Mahindra Financial Services Ltd. Finance Equity 0.26
Ambuja Cements Ltd. Short Equity 74.16
Indian Oil Corporation Ltd. Short Equity 68.41
LTIMindtree Ltd. IT - Software Equity 0.24
Crompton Greaves Consumer Electricals Ltd. Consumer Durables Equity 0.24
Quess Corp Ltd. Commercial Services & Supplies Equity 0.20
Voltas Ltd. Consumer Durables Equity 0.20
Computer Age Management Services Ltd. Short Equity 52.67
Inventurus Knowledge Solutions Ltd. IT - Services Equity 0.14
Tech Mahindra Ltd. Short Equity 29.06
Bluspring Enterprises Ltd. Commercial Services & Supplies Equity 0.11
Digitide Solutions Ltd. IT - Services Equity 0.09
The Indian Hotels Company Ltd. Short Equity 25.20
United Spirits Ltd. Short Equity 14.20
Titan Company Ltd. 26-JUN-25 Consumer Durables Debt -1.26
Tata Power Company Ltd. 26-JUN-25 Power Debt -1.09
Bharti Airtel Ltd. 26-JUN-25 Telecom - Services Debt -1.00
Adani Ports and Special Economic Zone Ltd. 26-JUN-25 Transport Infrastructure Debt -0.83
Eternal Ltd. 26-JUN-25 Retailing Debt -0.77
REC Ltd. 26-JUN-25 Finance Debt -0.73
Infosys Ltd. 26-JUN-25 IT - Software Debt -0.68
Reliance Industries Ltd. 26-JUN-25 Petroleum Products Debt -0.66
Interglobe Aviation Ltd. 26-JUN-25 Transport Services Debt -0.62
State Bank of India 26-JUN-25 Banks Debt -0.61
Hindustan Unilever Ltd. 26-JUN-25 Diversified FMCG Debt -0.53
Mahindra & Mahindra Ltd. 26-JUN-25 Automobiles Debt -0.53
Oil & Natural Gas Corporation Ltd. 26-JUN-25 Oil Debt -0.46
Grasim Industries Ltd. 26-JUN-25 Cement & Cement Products Debt -0.40
Eicher Motors Ltd. 26-JUN-25 Automobiles Debt -0.40
Tata Consumer Products Ltd. 26-JUN-25 Agricultural Food & other Products Debt -0.39
Bajaj Finance Ltd. 26-JUN-25 Finance Debt -0.33
Adani Enterprises Ltd. 26-JUN-25 Metals & Minerals Trading Debt -0.28
Mahindra & Mahindra Financial Services Ltd. 26-JUN-25 Finance Debt -0.26
Tata Consultancy Services Ltd. 26-JUN-25 IT - Software Debt -0.26
Ambuja Cements Ltd. 26-JUN-25 Cement & Cement Products Debt -0.26
Indian Oil Corporation Ltd. 26-JUN-25 Petroleum Products Debt -0.25
Jindal Steel & Power Ltd. 26-JUN-25 Ferrous Metals Debt -0.17
HDFC Bank Ltd. 26-JUN-25 Banks Debt -0.17
Computer Age Management Services Ltd. 26-JUN-25 Capital Markets Debt -0.15
Tech Mahindra Ltd. 26-JUN-25 IT - Software Debt -0.12
The Indian Hotels Company Ltd. 26-JUN-25 Leisure Services Debt -0.08
United Spirits Ltd. 26-JUN-25 Beverages Debt -0.06
Derivatives Total - Debt -13.35
Indian Railway Finance Corporation Ltd. - Debt 0.75
National Bank for Agriculture and Rural Development - Debt 1.11
Power Grid Corporation of India Ltd. - Debt 1.13
Small Industries Development Bank of India - Debt 1.11
REC Ltd. - Debt 0.77
Power Finance Corporation Ltd. - Debt 0.75
GOI 6.92% 2039 - Debt 2.27
91 Day Treasury Bills - Debt 1.43
182 Day Treasury Bills - Debt 0.10
364 Day Treasury Bills - Debt 0.07
TREPS - Debt 6.59
Net Receivable / Payable - - 2.20
GRAND TOTAL (AUM) - - 100.00
Adani Ports & Special Economic Zone Ltd. Short Equity 274.75
Mahindra & Mahindra Financial Serv Ltd. Short Equity 73.12
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Hardick Bora (Over 16 years), Sanjay Bembalkar (Over 17 years), Parijat Agrawal (Over 28 years),
  • Expense ration regular : 2.11
  • Expense ration direct : 0.91
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid
Exit load
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.

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