Union Balanced Advantage Fund - Regular Plan - Growth
Fund House : Union Mutual Fund
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- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- SI
NAV (as on
2025-06-03)
19.85 -0.25%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
2.11%
Expense Ratio
(Direct)
0.91%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-27 | ₹1,000.00 | ₹996.99 |
-0.30 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹995.99 |
-0.40 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,009.66 |
0.97 %
|
| Three Months | 2025-03-05 | ₹3,000.00 | ₹3,126.06 |
4.20 %
|
| Six Months | 2024-12-05 | ₹6,000.00 | ₹6,188.62 |
3.14 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹12,272.91 |
2.27 %
|
| Three Year | 2022-06-06 | ₹36,000.00 | ₹41,952.78 |
16.54 %
|
| Five Year | 2020-06-04 | ₹60,000.00 | ₹77,078.08 |
28.46 %
|
| Since Inception | 2017-12-29 | ₹91,000.00 | ₹135,147.53 |
48.51 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | BANKS | Equity | 4.25 |
| ICICI Bank Ltd. | BANKS | Equity | 4.05 |
| State Bank of India | BANKS | Equity | 2.28 |
| Axis Bank Ltd. | BANKS | Equity | 0.99 |
| IndusInd Bank Ltd. | BANKS | Equity | 0.61 |
| Infosys Ltd. | IT - SOFTWARE | Equity | 2.32 |
| Tata Consultancy Services Ltd. | IT - SOFTWARE | Equity | 1.66 |
| Mphasis Ltd. | IT - SOFTWARE | Equity | 0.57 |
| Tech Mahindra Ltd. | IT - SOFTWARE | Equity | 0.54 |
| HCL Technologies Ltd. | IT - SOFTWARE | Equity | 0.52 |
| Birlasoft Ltd. | IT - SOFTWARE | Equity | 0.50 |
| C.E. Info Systems Ltd. | IT - SOFTWARE | Equity | 0.47 |
| Persistent Systems Ltd. | IT - SOFTWARE | Equity | 0.45 |
| Reliance Industries Ltd. | PETROLEUM PRODUCTS | Equity | 3.32 |
| Bharat Petroleum Corporation Ltd. | PETROLEUM PRODUCTS | Equity | 0.38 |
| NTPC Ltd. | POWER | Equity | 1.56 |
| Tata Power Company Ltd. | POWER | Equity | 1.11 |
| Larsen & Toubro Ltd. | CONSTRUCTION | Equity | 2.08 |
| KNR Constructions Ltd. | CONSTRUCTION | Equity | 0.40 |
| ITC Ltd. | DIVERSIFIED FMCG | Equity | 1.90 |
| Cipla Ltd. | PHARMACEUTICALS & BIOTECHNOLOGY | Equity | 0.95 |
| Sun Pharmaceutical Industries Ltd. | PHARMACEUTICALS & BIOTECHNOLOGY | Equity | 0.59 |
| Bharat Electronics Ltd. | AEROSPACE & DEFENSE | Equity | 1.88 |
| Hindustan Aeronautics Ltd. | AEROSPACE & DEFENSE | Equity | 0.78 |
| The Phoenix Mills Ltd. | REALTY | Equity | 0.70 |
| Varun Beverages Ltd. | BEVERAGES | Equity | 1.11 |
| ABB India Ltd. | ELECTRICAL EQUIPMENT | Equity | 0.79 |
| Dixon Technologies (India) Ltd. | CONSUMER DURABLES | Equity | 0.58 |
| Oil & Natural Gas Corporation Ltd. | OIL | Equity | 1.08 |
| Jindal Steel & Power Ltd. | FERROUS METALS | Equity | 1.05 |
| Maruti Suzuki India Ltd. | AUTOMOBILES | Equity | 1.89 |
| Bharti Airtel Ltd. | TELECOM - SERVICES | Equity | 2.25 |
| Max Financial Services Ltd. | INSURANCE | Equity | 0.41 |
| Ashok Leyland Ltd. | AGRICULTURAL, COMMERCIAL & CONSTRUCTION VEHICLES | Equity | 0.60 |
| Zomato Ltd. | RETAILING | Equity | 0.65 |
| Interglobe Aviation Ltd. | TRANSPORT SERVICES | Equity | 0.40 |
| Gokaldas Exports Ltd. | TEXTILES & APPARELS | Equity | 0.36 |
| Wonderla Holidays Ltd. | LEISURE SERVICES | Equity | 0.21 |
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Hardick Bora (Over 16 years), Sanjay Bembalkar (Over 17 years), Parijat Agrawal (Over 28 years),
- Expense ration regular : 2.11
- Expense ration direct : 0.91
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : hybrid
Exit load
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.
FAQs
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