Home Mf Research Union Balanced Advantage Fund Regular Plan Growth

Union Balanced Advantage Fund - Regular Plan - Growth

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  • 5Y
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Fund info
NAV (as on 2025-07-18)
20.25 -0.30%
AUM (Fund Size)
N/A
Expense Ratio
2.11%
Exit load
1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.
Risk
N/A
AMC
Union Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹999.01
-0.10 %
Two Week 2025-07-03 ₹1,000.00 ₹996.56
-0.34 %
One Month 2025-06-18 ₹1,000.00 ₹1,015.04
1.50 %
Three Months 2025-04-21 ₹3,000.00 ₹3,069.51
2.32 %
Six Months 2025-01-20 ₹6,000.00 ₹6,273.62
4.56 %
One Year 2024-07-18 ₹12,000.00 ₹12,477.55
3.98 %
Three Year 2022-07-19 ₹36,000.00 ₹42,292.07
17.48 %
Five Year 2020-07-20 ₹60,000.00 ₹77,119.06
28.53 %
Since Inception 2017-12-29 ₹92,000.00 ₹138,882.39
50.96 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 3723%
Debt -4%
Others 102%

Sectors Holding in Union Balanced Advantage Fund - Regular Plan - Growth

Short
3712%
Banks
6%
Construction
2%
Diversified FMCG
1%
Aerospace & Defense
1%
Automobiles
1%
Finance
0%
Beverages
0%
Transport Infrastructure
0%
Pharmaceuticals & Biotechnology
0%
Chemicals & Petrochemicals
0%
Fertilizers & Agrochemicals
0%
Insurance
0%
Healthcare Services
0%
Cement & Cement Products
0%
Consumer Durables
0%
Power
0%
Auto Components
0%
Textiles & Apparels
0%
Ferrous Metals
0%
IT - Software
0%
Electrical Equipment
0%
Commercial Services & Supplies
0%
Industrial Products
0%
Non - Ferrous Metals
0%
Retailing
0%
Capital Markets
0%
IT - Services
0%
Telecom - Services
0%
Petroleum Products
0%
Transport Services
0%
Oil
0%
Agricultural Food & Other Products
0%
Metals & Minerals Trading
0%
Leisure Services
0%
Other
101%

Companies Holding in Union Balanced Advantage Fund - Regular Plan - Growth

HDFC Bank Ltd.
41.75%
ICICI Bank Ltd.
4.42%
Reliance Industries Ltd.
159.92%
Bharti Airtel Ltd.
244.26%
Infosys Ltd.
165.32%
Larsen & Toubro Ltd.
2.00%
Hindustan Unilever Ltd.
129.85%
Tata Consultancy Services Ltd.
63.35%
Mahindra & Mahindra Ltd.
146.53%
State Bank Of India
149.50%
Eternal Ltd.
280.27%
Bajaj Finance Ltd.
81.53%
Interglobe Aviation Ltd.
164.40%
Titan Company Ltd.
307.67%
ITC Ltd.
1.20%
Bharat Electronics Ltd.
1.20%
TVS Motor Company Ltd.
1.19%
Kotak Mahindra Bank Ltd.
1.17%
Axis Bank Ltd.
1.14%
Tata Power Company Ltd.
315.12%
Jio Financial Services Ltd.
0.93%
Varun Beverages Ltd.
0.83%
Adani Ports And Special Economic Zone Ltd.
0.83%
Oil & Natural Gas Corporation Ltd.
132.61%
Lupin Ltd.
0.82%
Solar Industries India Ltd.
0.82%
Sun Pharmaceutical Industries Ltd.
0.79%
Coromandel International Ltd.
0.74%
Max Financial Services Ltd.
0.74%
REC Ltd.
279.28%
Max Healthcare Institute Ltd.
0.73%
Shriram Finance Ltd.
0.72%
JK Cement Ltd.
0.70%
Dixon Technologies (India) Ltd.
0.70%
NTPC Green Energy Ltd.
0.68%
Maruti Suzuki India Ltd.
0.66%
Ultratech Cement Ltd.
0.65%
Gabriel India Ltd.
0.64%
Gokaldas Exports Ltd.
0.63%
Aadhar Housing Finance Ltd.
0.61%
Krishna Institute Of Medical Sciences Ltd.
0.59%
Jindal Steel & Power Ltd.
48.94%
Pidilite Industries Ltd.
0.58%
Tata Steel Ltd.
0.57%
NTPC Ltd.
0.55%
HCL Technologies Ltd.
0.52%
Ajanta Pharma Ltd.
0.49%
Mphasis Ltd.
0.48%
Ethos Ltd.
0.48%
CG Power And Industrial Solutions Ltd.
0.47%
Awfis Space Solutions Ltd.
0.47%
Grasim Industries Ltd.
98.09%
Eicher Motors Ltd.
97.86%
JSW Energy Ltd.
0.40%
Tata Consumer Products Ltd.
93.99%
Cummins India Ltd.
0.38%
Hindalco Industries Ltd.
0.38%
Trent Ltd.
0.37%
IPCA Laboratories Ltd.
0.36%
Cipla Ltd.
0.34%
Coforge Ltd.
0.34%
Hitachi Energy India Ltd.
0.32%
Hindustan Aeronautics Ltd.
0.31%
Birlasoft Ltd.
0.30%
Nippon Life India Asset Management Ltd.
0.29%
Blue Star Ltd.
0.29%
Power Grid Corporation Of India Ltd.
0.28%
Techno Electric & Engineering Company Ltd.
0.28%
Adani Enterprises Ltd.
113.00%
Persistent Systems Ltd.
0.26%
Mahindra & Mahindra Financial Services Ltd.
0.26%
Ambuja Cements Ltd.
74.16%
Indian Oil Corporation Ltd.
68.41%
LTIMindtree Ltd.
0.24%
Crompton Greaves Consumer Electricals Ltd.
0.24%
Quess Corp Ltd.
0.20%
Voltas Ltd.
0.20%
Computer Age Management Services Ltd.
52.67%
Inventurus Knowledge Solutions Ltd.
0.14%
Tech Mahindra Ltd.
29.06%
Bluspring Enterprises Ltd.
0.11%
Digitide Solutions Ltd.
0.09%
The Indian Hotels Company Ltd.
25.20%
United Spirits Ltd.
14.20%
Titan Company Ltd. 26-JUN-25
-1.26%
Tata Power Company Ltd. 26-JUN-25
-1.09%
Bharti Airtel Ltd. 26-JUN-25
-1.00%
Adani Ports And Special Economic Zone Ltd. 26-JUN-25
-0.83%
Eternal Ltd. 26-JUN-25
-0.77%
REC Ltd. 26-JUN-25
-0.73%
Infosys Ltd. 26-JUN-25
-0.68%
Reliance Industries Ltd. 26-JUN-25
-0.66%
Interglobe Aviation Ltd. 26-JUN-25
-0.62%
State Bank Of India 26-JUN-25
-0.61%
Hindustan Unilever Ltd. 26-JUN-25
-0.53%
Mahindra & Mahindra Ltd. 26-JUN-25
-0.53%
Oil & Natural Gas Corporation Ltd. 26-JUN-25
-0.46%
Grasim Industries Ltd. 26-JUN-25
-0.40%
Eicher Motors Ltd. 26-JUN-25
-0.40%
Tata Consumer Products Ltd. 26-JUN-25
-0.39%
Bajaj Finance Ltd. 26-JUN-25
-0.33%
Adani Enterprises Ltd. 26-JUN-25
-0.28%
Mahindra & Mahindra Financial Services Ltd. 26-JUN-25
-0.26%
Tata Consultancy Services Ltd. 26-JUN-25
-0.26%
Ambuja Cements Ltd. 26-JUN-25
-0.26%
Indian Oil Corporation Ltd. 26-JUN-25
-0.25%
Jindal Steel & Power Ltd. 26-JUN-25
-0.17%
HDFC Bank Ltd. 26-JUN-25
-0.17%
Computer Age Management Services Ltd. 26-JUN-25
-0.15%
Tech Mahindra Ltd. 26-JUN-25
-0.12%
The Indian Hotels Company Ltd. 26-JUN-25
-0.08%
United Spirits Ltd. 26-JUN-25
-0.06%
Derivatives Total
-13.35%
Indian Railway Finance Corporation Ltd.
0.75%
National Bank For Agriculture And Rural Development
1.11%
Power Grid Corporation Of India Ltd.
1.13%
Small Industries Development Bank Of India
1.11%
REC Ltd.
0.77%
Power Finance Corporation Ltd.
0.75%
GOI 6.92% 2039
2.27%
91 Day Treasury Bills
1.43%
182 Day Treasury Bills
0.10%
364 Day Treasury Bills
0.07%
TREPS
6.59%
Net Receivable / Payable
2.20%
GRAND TOTAL (AUM)
100.00%
Adani Ports & Special Economic Zone Ltd.
274.75%
Mahindra & Mahindra Financial Serv Ltd.
73.12%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.11
Expense Ratio Direct
0.91
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Hardick Bora
Over 16 years Experience
Sanjay Bembalkar
Over 17 years Experience
Parijat Agrawal
Over 28 years Experience

Exit load

1% if units are redeemed or switched out on or before completion of 15 days from the date of allotment. Nil thereafter.

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