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Home Mf Research Aditya Birla Sun Life Low Duration Fund Institutional Plan Growth
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Low Duration Fund - Institutional Plan - Growth

Debt Debt Low Duration
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
459.13 0.02%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.22%
Expense Ratio (Direct)
0.41%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹1,001.31
0.13 %
Two Week 2025-05-19 ₹1,000.00 ₹1,003.06
0.31 %
1 Month 2025-05-05 ₹1,000.00 ₹1,007.13
0.71 %
Three Months 2025-03-05 ₹3,000.00 ₹3,046.26
1.54 %
Six Months 2024-12-05 ₹6,000.00 ₹6,150.35
2.51 %
One Year 2024-06-03 ₹12,000.00 ₹12,528.27
4.40 %
Three Year 2022-06-06 ₹36,000.00 ₹40,253.02
11.81 %
Five Year 2020-06-04 ₹60,000.00 ₹70,688.96
17.81 %
Ten Year 2015-06-08 ₹120,000.00 ₹167,900.70
39.92 %
Since Inception 2011-10-07 ₹167,000.00 ₹271,889.20
62.81 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
National Housing Bank Financial Services DEBT 6.48
National Bank For Agriculture and Rural Development Financial Services DEBT 6.88
Power Finance Corporation Limited Energy DEBT 5.89
Belstar Microfinance Private Limited Financial Services DEBT 2.09
REC Limited Energy DEBT 2.28
LIC Housing Finance Limited Financial Services DEBT 4.45
Bharti Telecom Limited Telecommunications DEBT 1.58
Small Industries Development Bank of India Financial Services DEBT 4.18
ICICI Home Finance Company Limited Financial Services DEBT 2.87
HDB Financial Services Limited Financial Services DEBT 3.66
Muthoot Finance Limited Financial Services DEBT 1.39
Kotak Mahindra Prime Limited Financial Services DEBT 1.81
State Bank of India - Tier II - Basel III Financial Services DEBT 1.07
CreditAccess Grameen Limited Financial Services DEBT 0.96
Bajaj Housing Finance Limited Financial Services DEBT 0.93
Sundaram Finance Limited Financial Services DEBT 0.88
Larsen & Toubro Limited Construction DEBT 0.83
HDFC Bank Limited Financial Services DEBT 0.78
HDFC Bank Limited Banking Equity 1.78
Small Industries Development Bank of India Banking Equity 1.73
Axis Bank Limited Banking Equity 1.57
Punjab National Bank Banking Equity 1.34
Kotak Mahindra Bank Limited Banking Equity 1.33
IndusInd Bank Limited Banking Equity 0.89
Bharti Telecom Limited Telecom Equity 2.87
Cholamandalam Investment and Finance Company Limited Finance Equity 0.23
Kotak Mahindra Bank Limited Banking Debt 0.22
Government Bond Government Debt 13.31
7.38% GOI 20JUN2027 Government Debt 6.55
5.63% GOI 12APR2026 Government Debt 4.07
4.70% INDIA GOVT BOND 22SEP2033 FRB Government Debt 2.27
7.06% GOI 10APR28 Government Debt 0.37
8.24% GOI (MD 15/02/2027) Government Debt 0.05
Floating rates notes - Corporate Corporate Debt 5.75
Bharti Telecom Limited Telecom Debt 3.61
Cholamandalam Investment and Finance Company Limited Finance Debt 0.23
DME Development Limited Development Debt 1.42
Cash Management Bills Finance Debt 0.46
Government of India Government Debt 0.45
Alternative Investment Funds (AIF) Financial Services Debt 0.28
Corporate Debt Market Development Fund Financial Services Debt 0.28
Cash Management Bills Finance Cash 0.46
Government of India Government Cash 0.22
Cash & Current Assets Finance Cash -1.18
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
1.41
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Kaustubh Gupta (13.0 years), Mr. Mohit Sharma (7.2 years), Mr. Dhaval Joshi (1.6 years),
  • Expense ration regular : 1.22
  • Expense ration direct : 0.41
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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