Home Mf Research Aditya Birla Sun Life Consumption Fund Growth Regular Planformerly Known As Aditya Birla Sun Life

Aditya Birla Sun Life Consumption Fund - Growth-regular Plan(formerly Known As Aditya Birla Sun Life

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Fund info
NAV (as on 2026-02-20)
₹210.77 0.22%
AUM (Fund Size)
81
Expense Ratio
1.85%
Exit load
For redemption / switch-out of units on or before 30 days from the date of allotment: 1% of applicable NAV. For redemption / switch-out of units after 30 days from the date of allotment: Nil.
Risk
Very High
AMC
Aditya Birla Sun Life Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-02-13 ₹1,000.00 ₹994.86
-0.51 %
Two Week 2026-02-05 ₹1,000.00 ₹1,005.49
0.55 %
One Month 2026-01-21 ₹1,000.00 ₹1,011.62
1.16 %
Three Months 2025-11-24 ₹3,000.00 ₹2,944.11
-1.86 %
Six Months 2025-08-25 ₹6,000.00 ₹5,784.74
-3.59 %
One Year 2025-02-20 ₹12,000.00 ₹11,870.31
-1.08 %
Three Year 2023-02-21 ₹36,000.00 ₹40,771.63
13.25 %
Five Year 2021-02-22 ₹60,000.00 ₹79,715.43
32.86 %
Ten Year 2016-02-23 ₹120,000.00 ₹252,331.79
110.28 %
Since Inception 2005-08-05 ₹251,000.00 ₹1,552,369.44
518.47 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 65%
Debt 0%
Others 0%

Sectors Holding in Aditya Birla Sun Life Consumption Fund - Growth-regular Plan(formerly Known As Aditya Birla Sun Life

Finance
2%
Retailing
12%
Healthcare Services
1%
Leisure Services
1%
Telecom - Services
5%
Diversified FMCG
6%
Banks
11%
Automobiles
11%
Beverages
4%
Consumer Durables
2%
Agricultural Food & Other Products
1%
Transport Services
1%
Personal Products
1%
Insurance
2%
Pharmaceuticals & Biotechnology
2%
Food Products
2%
Cement & Cement Products
1%
Other
0%
Auto Components
0%
Realty
0%
Textiles & Apparels
0%
Diversified
0%
Industrial Products
0%

Companies Holding in Aditya Birla Sun Life Consumption Fund - Growth-regular Plan(formerly Known As Aditya Birla Sun Life

Cholamandalam Financial Holdings Limited
1.04%
FSN E-Commerce Ventures Limited
1.02%
Fortis Healthcare Limited
1.01%
Jubilant Foodworks Limited
1.00%
Bharti Airtel Limited
5.58%
ITC Limited
4.37%
ICICI Bank Limited
4.26%
Eternal Limited
4.15%
Trent Limited
3.33%
Mahindra & Mahindra Limited
3.15%
Maruti Suzuki India Limited
3.10%
HDFC Bank Limited
3.06%
Avenue Supermarts Limited
2.62%
Hindustan Unilever Limited
2.40%
TVS Motor Company Limited
2.31%
Axis Bank Limited
2.03%
United Spirits Limited
2.02%
Titan Company Limited
1.83%
Tata Consumer Products Limited
1.77%
United Breweries Limited
1.71%
Kotak Mahindra Bank Limited
1.57%
InterGlobe Aviation Limited
1.55%
Tata Motors Limited
1.51%
Godrej Consumer Products Limited
1.48%
SBI Life Insurance Company Limited
1.42%
Bajaj Finserv Limited
1.40%
Info Edge (India) Limited
1.40%
Radico Khaitan Limited
1.32%
Sun Pharmaceutical Industries Limited
1.26%
Nestle India Limited
1.25%
Whirlpool Of India Limited
1.19%
Britannia Industries Limited
1.15%
Vishal Mega Mart Ltd
1.13%
Torrent Pharmaceuticals Limited
1.10%
ICICI Lombard General Insurance Company Limited
1.10%
UltraTech Cement Limited
1.09%
AU Small Finance Bank Limited
1.09%
Hyundai Motor India Ltd
1.06%
Hero MotoCorp Limited
1.05%
Margin (Future And Options)
0.29%
Metro Brands Limited
0.99%
Varun Beverages Limited
0.95%
Voltas Limited
0.94%
Devyani International Limited
0.93%
Eureka Forbes Ltd
0.89%
Max Financial Services Limited
0.88%
MRF Limited
0.86%
Procter & Gamble Hygiene And Health Care Limited
0.83%
Dabur India Limited
0.80%
V-Guard Industries Limited
0.80%
Mrs Bectors Food Specialities Limited
0.77%
Sanofi India Limited
0.76%
Asian Paints Limited
0.70%
SANOFI CONSUMER HEALTHCARE
0.70%
Cello World Ltd
0.68%
Gillette India Limited
0.67%
Aditya Birla Lifestyle Brands Ltd
0.58%
Havells India Limited
0.58%
Swiggy Ltd
0.58%
Apollo Hospitals Enterprise Limited
0.58%
Phoenix Mills Limited
0.55%
ITC Hotels Ltd
0.55%
Page Industries Limited
0.54%
Crompton Greaves Consumer Electricals Limited
0.54%
Bajaj Finance Limited
0.53%
Go Fashion India Limited
0.53%
Bikaji Foods International Ltd
0.52%
3M India Limited
0.50%
Astral Limited
0.50%
IndusInd Bank Limited
0.49%
Emami Limited
0.48%
Bata India Limited
0.46%
BrainBees Solutions Ltd
0.32%
VIP Industries Limited
0.31%
Campus Activewear Limited
0.30%
Mankind Pharma Ltd
0.25%
Go Digit General Insurance Ltd
0.23%
Aditya Birla Fashion And Retail Limited
0.23%
Aditya Birla Capital Limited
0.08%
Clearing Corporation Of India Limited
0.43%
Net Receivables / (Payables)
0.01%

Risk Ratios

Std. Deviation 14.60
Beta 0.88
Sharpe Ratio 0.80
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.85
Expense Ratio Direct
0.82
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Chanchal Khandelwal
Managing Fund Since Experience

Exit load

For redemption / switch-out of units on or before 30 days from the date of allotment: 1% of applicable NAV. For redemption / switch-out of units after 30 days from the date of allotment: Nil.

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