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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Tax Savings Fund - Growth

Equity Equity Elss
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2018-05-18)
72.56 -0.48%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.55%
Expense Ratio (Direct)
0.34%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2018-05-11 ₹1,000.00 ₹988.83
-1.12 %
Two Week 2018-05-03 ₹1,000.00 ₹988.83
-1.12 %
One Month 2018-04-18 ₹1,000.00 ₹996.57
-0.34 %
Three Months 2018-02-19 ₹3,000.00 ₹3,067.46
2.25 %
Six Months 2017-11-20 ₹6,000.00 ₹6,075.26
1.25 %
One Year 2017-05-18 ₹12,000.00 ₹12,843.97
7.03 %
Three Year 2015-05-19 ₹36,000.00 ₹47,129.02
30.91 %
Five Year 2013-05-20 ₹60,000.00 ₹96,603.56
61.01 %
Ten Year 2008-05-20 ₹120,000.00 ₹282,486.49
135.41 %
Since Inception 2004-03-28 ₹173,000.00 ₹498,861.20
188.36 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
8.857% Shriram Finance Ltd (02/09/2027) - Debt 3.23
8.40% Nirma Limited (07/04/2026) - Debt 2.57
8.80% Bharti Telecom Limited (21/11/2025) - Debt 1.90
7.40% National Bank For Agriculture and Rural Development (30/01/2026) - Debt 1.67
7.99% Mankind Pharma Ltd (16/10/2026) - Debt 1.63
9.40% Avanse Financial Services Ltd (29/10/2027) - Debt 1.59
8.70% Bharti Telecom Limited (05/12/2025) - Debt 1.43
7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN) - Debt 1.42
8.00% Bajaj Housing Finance Limited (16/02/2026) - Debt 1.33
7.75% Small Industries Development Bank of India (27/10/2025) - Debt 1.32
9.25% Sk Finance Ltd (10/10/2027) - Debt 1.31
8.29% Godrej Industries Limited (26/02/2027) - Debt 1.28
8.65% Muthoot Finance Limited (31/01/2028) - Debt 1.25
9.00% Hinduja Leyland Finance Limited (14/11/2027) - Debt 1.25
7.50% National Bank For Agriculture and Rural Development (17/12/2025) - Debt 1.08
8.39% JSW Steel Limited (13/05/2027) - Debt 1.07
8.75% JSW Energy Limited (20/03/2028) - Debt 1.06
8.52% Muthoot Finance Limited (07/04/2028) - Debt 1.04
8.2175% Tata Housing Development Company Limited (17/09/2027) - Debt 1.01
8.30% Godrej Properties Limited (19/03/2027) - Debt 0.99
7.54% Small Industries Development Bank of India (12/01/2026) - Debt 0.87
8.25% GIC Housing Finance Limited (19/06/2026) - Debt 0.80
9.40% 360 ONE Prime Ltd (04/03/2027) - Debt 0.79
8.35% Godrej Industries Limited (12/12/2025) - Debt 0.69
8.09% Can Fin Homes Limited (04/01/2027) - Debt 0.67
8.85% Hinduja Housing Finance Ltd (01/01/2027) - Debt 0.67
7.99% Mankind Pharma Ltd (16/04/2026) - Debt 0.66
8.80% JM Financial Products Limited (23/12/2025) - Debt 0.66
8.35% SMFG India Home Finance Company Limited (15/01/2027) - Debt 0.53
7.865% LIC Housing Finance Limited (20/08/2026) - Debt 0.53
8.28% GIC Housing Finance Limited (21/08/2026) - Debt 0.53
7.98% Sundaram Home Finance Limited (04/09/2026) - Debt 0.53
9.40% Arka Fincap Limited (19/02/2027) - Debt 0.53
8.15% Godrej Properties Limited (03/07/2026) - Debt 0.53
7.59% Small Industries Development Bank of India (10/02/2026) - Debt 0.53
8.20% TATA Realty & Infrastructure Limited (03/05/2026) - Debt 0.53
8.60% Bharti Telecom Limited (12/12/2025) - Debt 0.40
8.32% Hero Housing Finance Ltd (29/04/2027) - Debt 0.40
5.85% REC Limited (20/12/2025) - Debt 0.37
9.75% Nuvama Wealth Finance Ltd (16/04/2027) - Debt 0.34
7.8989% Aditya Birla Housing Finance Limited (08/06/2027) - Debt 0.27
7.69% LIC Housing Finance Limited (11/12/2026) - Debt 0.27
9.20% Shriram Finance Ltd (22/05/2026) - Debt 0.27
7.45% Torrent Power Limited (11/03/2027) - Debt 0.26
8.90% Bharti Telecom Limited (04/12/2025) - Debt 0.26
9.40% Vedanta Limited (20/02/2027) - Debt 0.26
8.80% JM Financial Credit Solutions Ltd (19/12/2025) - Debt 0.26
6.80% Can Fin Homes Limited (25/06/2025) - Debt 0.26
5.94% REC Limited (31/01/2026) - Debt 0.26
8.65% Bharti Telecom Limited (05/11/2027) - Debt 0.24
8.40% Torrent Power Limited (18/01/2027) - Debt 0.13
7.55% Small Industries Development Bank of India (22/09/2026) - Debt 0.13
7.99% Tata Projects Limited (06/10/2025) - Debt 0.13
6.75% Sikka Ports and Terminals Limited (22/04/2026) - Debt 0.13
6.45% Aditya Birla Finance Limited (01/10/2026) - Debt 0.13
6.17% LIC Housing Finance Limited (03/09/2026) - Debt 0.09
8.42% Godrej Industries Limited (27/12/2027) - Debt 0.08
7.96% Pipeline Infrastructure Limited (11/03/2027) - Debt 0.08
7.64% REC Limited (30/06/2026) - Debt 0.08
8.32% Torrent Power Limited (28/02/2026) - Debt 0.05
7.35% National Bank For Agriculture and Rural Development (08/07/2025) - Debt 0.05
8.60% Muthoot Finance Limited (25/08/2025) - Debt 0.03
7.15% Small Industries Development Bank of India (02/06/2025) - Debt 0.03
7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) - - 0.27
7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) - - 0.13
State Government Securities (07/02/2026) - Debt 1.99
State Government Securities (13/11/2025) - Debt 0.13
State Government Securities (16/10/2025) - Debt 0.79
Government of India (15/06/2025) - Debt 0.79
State Government Securities (09/09/2025) - Debt 0.03
State Government Securities (06/11/2025) - Debt 0.47
State Government Securities (01/03/2027) - Debt 0.27
State Government Securities (14/09/2026) - Debt 0.27
Government of India (04/10/2028) - Debt 0.27
Government of India (09/11/2025) - Debt 0.26
State Government Securities (12/09/2028) - Debt 0.26
State Government Securities (04/07/2028) - Debt 0.25
State Government Securities (13/01/2026) - Debt 0.23
State Government Securities (15/07/2025) - Debt 0.18
State Government Securities (02/06/2027) - Debt 0.16
State Government Securities (14/10/2025) - Debt 0.13
State Government Securities (25/09/2025) - Debt 0.13
State Government Securities (27/06/2028) - Debt 0.06
State Government Securities (27/03/2028) - Debt 0.06
State Government Securities (26/11/2025) - Debt 0.05
State Government Securities (24/06/2025) - Debt 0.05
State Government Securities (27/05/2028) - Debt 0.03
State Government Securities (23/09/2025) - Debt 0.03
Bank of Baroda (03/10/2025) - Debt 4.38
Small Industries Development Bank of India (17/03/2026) - Debt 2.26
Canara Bank (12/12/2025) - Debt 1.78
Axis Bank Limited (05/03/2026) - Debt 1.51
Canara Bank (18/12/2025) - Debt 1.27
IndusInd Bank Limited (28/01/2026) - Debt 1.26
National Bank For Agriculture and Rural Development (13/03/2026) - Debt 1.13
Bank of India (26/12/2025) - Debt 1.02
Punjab National Bank (11/12/2025) - Debt 0.89
Union Bank of India (18/12/2025) - Debt 0.76
Axis Bank Limited (08/01/2026) - Debt 0.76
HDFC Bank Limited (15/09/2025) - Debt 0.65
Small Industries Development Bank of India (05/12/2025) - Debt 0.51
IndusInd Bank Limited (28/11/2025) - Debt 0.51
Union Bank of India (10/12/2025) - Debt 0.51
Canara Bank (22/12/2025) - Debt 0.51
Canara Bank (26/12/2025) - Debt 0.51
Export Import Bank of India (30/12/2025) - Debt 0.51
CTBC Bank Limited (30/01/2026) - Debt 0.50
IndusInd Bank Limited (24/02/2026) - Debt 0.50
Canara Bank (04/12/2025) - Debt 0.38
Export Import Bank of India (04/03/2026) - Debt 0.38
Axis Bank Limited (08/10/2025) - Debt 0.26
HDFC Bank Limited (04/11/2025) - Debt 0.26
ICICI Bank Limited (14/11/2025) - Debt 0.26
HDFC Bank Limited (04/12/2025) - Debt 0.26
Axis Bank Limited (05/09/2025) - Debt 0.13
Bank of Baroda (12/09/2025) - Debt 0.13
Axis Bank Limited (10/10/2025) - Debt 0.13
Mindspace Business Parks REIT (22/08/2025) - Debt 1.30
Reliance Jio Infocomm Limited (29/07/2025) - Debt 1.17
ONGC Petro Additions Limited (28/10/2025) - Debt 1.03
Tata Projects Limited (18/12/2025) - Debt 1.02
Export Import Bank of India (27/01/2026) - Debt 1.01
Bharti Telecom Limited (19/09/2025) - Debt 0.77
Tata Teleservices Maharashtra Limited (18/11/2025) - Debt 0.54
ONGC Petro Additions Limited (23/06/2025) - Debt 0.52
GIC Housing Finance Limited (18/07/2025) - Debt 0.52
Nuvoco Vistas Corp Limited (17/11/2025) - Debt 0.38
Barclays Invest & Loans India Limited (01/12/2025) - Debt 0.25
Tata Projects Limited (12/12/2025) - Debt 0.25
Nuvama Clearing Services Ltd (27/01/2026) - Debt 0.25
Deutsche Investments India Private Limited (09/06/2025) - Debt 0.03
182 DAYS T-BILL - 29AUG2025 - Debt 1.87
364 DAYS T-BILL - 04DEC2025 - Debt 1.02
0% GOI - 12JUN25 STRIPS - Debt 0.13
SBI - Corporate Debt Market Development Fund - A2 Units - Debt 0.24
Reverse Repo - Debt 0.22
Clearing Corporation of India Limited - Debt 5.03
Net Receivables / (Payables) - - 1.11
8.857% Shriram Finance Ltd (02/09/2027) - Debt 3.23
8.40% Nirma Limited (07/04/2026) - Debt 2.57
8.80% Bharti Telecom Limited (21/11/2025) - Debt 1.90
7.40% National Bank For Agriculture and Rural Development (30/01/2026) - Debt 1.67
7.99% Mankind Pharma Ltd (16/10/2026) - Debt 1.63
9.40% Avanse Financial Services Ltd (29/10/2027) - Debt 1.59
8.70% Bharti Telecom Limited (05/12/2025) - Debt 1.43
7.61% ICICI Home Finance Company Limited (12/11/2027) (FRN) - Debt 1.42
8.00% Bajaj Housing Finance Limited (16/02/2026) - Debt 1.33
7.75% Small Industries Development Bank of India (27/10/2025) - Debt 1.32
9.25% Sk Finance Ltd (10/10/2027) - Debt 1.31
8.29% Godrej Industries Limited (26/02/2027) - Debt 1.28
8.65% Muthoot Finance Limited (31/01/2028) - Debt 1.25
9.00% Hinduja Leyland Finance Limited (14/11/2027) - Debt 1.25
7.50% National Bank For Agriculture and Rural Development (17/12/2025) - Debt 1.08
8.39% JSW Steel Limited (13/05/2027) - Debt 1.07
8.75% JSW Energy Limited (20/03/2028) - Debt 1.06
8.52% Muthoot Finance Limited (07/04/2028) - Debt 1.04
8.2175% Tata Housing Development Company Limited (17/09/2027) - Debt 1.01
8.30% Godrej Properties Limited (19/03/2027) - Debt 0.99
7.54% Small Industries Development Bank of India (12/01/2026) - Debt 0.87
8.25% GIC Housing Finance Limited (19/06/2026) - Debt 0.80
9.40% 360 ONE Prime Ltd (04/03/2027) - Debt 0.79
8.35% Godrej Industries Limited (12/12/2025) - Debt 0.69
8.09% Can Fin Homes Limited (04/01/2027) - Debt 0.67
8.85% Hinduja Housing Finance Ltd (01/01/2027) - Debt 0.67
7.99% Mankind Pharma Ltd (16/04/2026) - Debt 0.66
8.80% JM Financial Products Limited (23/12/2025) - Debt 0.66
8.35% SMFG India Home Finance Company Limited (15/01/2027) - Debt 0.53
7.865% LIC Housing Finance Limited (20/08/2026) - Debt 0.53
8.28% GIC Housing Finance Limited (21/08/2026) - Debt 0.53
7.98% Sundaram Home Finance Limited (04/09/2026) - Debt 0.53
9.40% Arka Fincap Limited (19/02/2027) - Debt 0.53
8.15% Godrej Properties Limited (03/07/2026) - Debt 0.53
7.59% Small Industries Development Bank of India (10/02/2026) - Debt 0.53
8.20% TATA Realty & Infrastructure Limited (03/05/2026) - Debt 0.53
8.60% Bharti Telecom Limited (12/12/2025) - Debt 0.40
8.32% Hero Housing Finance Ltd (29/04/2027) - Debt 0.40
5.85% REC Limited (20/12/2025) - Debt 0.37
9.75% Nuvama Wealth Finance Ltd (16/04/2027) - Debt 0.34
7.8989% Aditya Birla Housing Finance Limited (08/06/2027) - Debt 0.27
7.69% LIC Housing Finance Limited (11/12/2026) - Debt 0.27
9.20% Shriram Finance Ltd (22/05/2026) - Debt 0.27
7.45% Torrent Power Limited (11/03/2027) - Debt 0.26
8.90% Bharti Telecom Limited (04/12/2025) - Debt 0.26
9.40% Vedanta Limited (20/02/2027) - Debt 0.26
8.80% JM Financial Credit Solutions Ltd (19/12/2025) - Debt 0.26
6.80% Can Fin Homes Limited (25/06/2025) - Debt 0.26
5.94% REC Limited (31/01/2026) - Debt 0.26
8.65% Bharti Telecom Limited (05/11/2027) - Debt 0.24
8.40% Torrent Power Limited (18/01/2027) - Debt 0.13
7.55% Small Industries Development Bank of India (22/09/2026) - Debt 0.13
7.99% Tata Projects Limited (06/10/2025) - Debt 0.13
6.75% Sikka Ports and Terminals Limited (22/04/2026) - Debt 0.13
6.45% Aditya Birla Finance Limited (01/10/2026) - Debt 0.13
6.17% LIC Housing Finance Limited (03/09/2026) - Debt 0.09
8.42% Godrej Industries Limited (27/12/2027) - Debt 0.08
7.96% Pipeline Infrastructure Limited (11/03/2027) - Debt 0.08
7.64% REC Limited (30/06/2026) - Debt 0.08
8.32% Torrent Power Limited (28/02/2026) - Debt 0.05
7.35% National Bank For Agriculture and Rural Development (08/07/2025) - Debt 0.05
8.60% Muthoot Finance Limited (25/08/2025) - Debt 0.03
7.15% Small Industries Development Bank of India (02/06/2025) - Debt 0.03
7.7954% Reliance Life Sciences Pvt Ltd (08/05/2026) - - 0.27
7.7954% Reliance Life Sciences Pvt Ltd (13/11/2025) - - 0.13
State Government Securities (07/02/2026) - Debt 1.99
State Government Securities (13/11/2025) - Debt 0.13
State Government Securities (16/10/2025) - Debt 0.79
Government of India (15/06/2025) - Debt 0.79
State Government Securities (09/09/2025) - Debt 0.03
State Government Securities (06/11/2025) - Debt 0.47
State Government Securities (01/03/2027) - Debt 0.27
State Government Securities (14/09/2026) - Debt 0.27
Government of India (04/10/2028) - Debt 0.27
Government of India (09/11/2025) - Debt 0.26
State Government Securities (12/09/2028) - Debt 0.26
State Government Securities (04/07/2028) - Debt 0.25
State Government Securities (13/01/2026) - Debt 0.23
State Government Securities (15/07/2025) - Debt 0.18
State Government Securities (02/06/2027) - Debt 0.16
State Government Securities (14/10/2025) - Debt 0.13
State Government Securities (25/09/2025) - Debt 0.13
State Government Securities (27/06/2028) - Debt 0.06
State Government Securities (27/03/2028) - Debt 0.06
State Government Securities (26/11/2025) - Debt 0.05
State Government Securities (24/06/2025) - Debt 0.05
State Government Securities (27/05/2028) - Debt 0.03
State Government Securities (23/09/2025) - Debt 0.03
Bank of Baroda (03/10/2025) - Debt 4.38
Small Industries Development Bank of India (17/03/2026) - Debt 2.26
Canara Bank (12/12/2025) - Debt 1.78
Axis Bank Limited (05/03/2026) - Debt 1.51
Canara Bank (18/12/2025) - Debt 1.27
IndusInd Bank Limited (28/01/2026) - Debt 1.26
National Bank For Agriculture and Rural Development (13/03/2026) - Debt 1.13
Bank of India (26/12/2025) - Debt 1.02
Punjab National Bank (11/12/2025) - Debt 0.89
Union Bank of India (18/12/2025) - Debt 0.76
Axis Bank Limited (08/01/2026) - Debt 0.76
HDFC Bank Limited (15/09/2025) - Debt 0.65
Small Industries Development Bank of India (05/12/2025) - Debt 0.51
IndusInd Bank Limited (28/11/2025) - Debt 0.51
Union Bank of India (10/12/2025) - Debt 0.51
Canara Bank (22/12/2025) - Debt 0.51
Canara Bank (26/12/2025) - Debt 0.51
Export Import Bank of India (30/12/2025) - Debt 0.51
CTBC Bank Limited (30/01/2026) - Debt 0.50
IndusInd Bank Limited (24/02/2026) - Debt 0.50
Canara Bank (04/12/2025) - Debt 0.38
Export Import Bank of India (04/03/2026) - Debt 0.38
Axis Bank Limited (08/10/2025) - Debt 0.26
HDFC Bank Limited (04/11/2025) - Debt 0.26
ICICI Bank Limited (14/11/2025) - Debt 0.26
HDFC Bank Limited (04/12/2025) - Debt 0.26
Axis Bank Limited (05/09/2025) - Debt 0.13
Bank of Baroda (12/09/2025) - Debt 0.13
Axis Bank Limited (10/10/2025) - Debt 0.13
Mindspace Business Parks REIT (22/08/2025) - Debt 1.30
Reliance Jio Infocomm Limited (29/07/2025) - Debt 1.17
ONGC Petro Additions Limited (28/10/2025) - Debt 1.03
Tata Projects Limited (18/12/2025) - Debt 1.02
Export Import Bank of India (27/01/2026) - Debt 1.01
Bharti Telecom Limited (19/09/2025) - Debt 0.77
Tata Teleservices Maharashtra Limited (18/11/2025) - Debt 0.54
ONGC Petro Additions Limited (23/06/2025) - Debt 0.52
GIC Housing Finance Limited (18/07/2025) - Debt 0.52
Nuvoco Vistas Corp Limited (17/11/2025) - Debt 0.38
Barclays Invest & Loans India Limited (01/12/2025) - Debt 0.25
Tata Projects Limited (12/12/2025) - Debt 0.25
Nuvama Clearing Services Ltd (27/01/2026) - Debt 0.25
Deutsche Investments India Private Limited (09/06/2025) - Debt 0.03
182 DAYS T-BILL - 29AUG2025 - Debt 1.87
364 DAYS T-BILL - 04DEC2025 - Debt 1.02
0% GOI - 12JUN25 STRIPS - Debt 0.13
SBI - Corporate Debt Market Development Fund - A2 Units - Debt 0.24
Reverse Repo - Debt 0.22
Clearing Corporation of India Limited - Debt 5.03
Net Receivables / (Payables) - - 1.11
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Kaustubh Gupta (), Ms. Sunaina Da Cunha (), Ms. Monika Gandhi (), Mr. Kaustubh Gupta (), Ms. Sunaina Da Cunha (), Ms. Monika Gandhi (),
  • Expense ration regular : 0.55
  • Expense ration direct : 0.34
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : equity
Exit load
Nil

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