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UTI ELSS Tax Saver Fund - Regular Plan

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Fund info
NAV (as on 2025-07-18)
206.59 -0.58%
AUM (Fund Size)
55
Expense Ratio
1.90%
Exit load
Nil (Lock in Period of 3 years for each investment)
Risk
N/A
AMC
UTI MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹997.09
-0.29 %
Two Week 2025-07-03 ₹1,000.00 ₹985.18
-1.48 %
One Month 2025-06-18 ₹1,000.00 ₹1,007.74
0.77 %
Three Months 2025-04-21 ₹3,000.00 ₹3,067.38
2.25 %
Six Months 2025-01-20 ₹6,000.00 ₹6,334.21
5.57 %
One Year 2024-07-18 ₹12,000.00 ₹12,338.26
2.82 %
Three Year 2022-07-19 ₹36,000.00 ₹44,534.42
23.71 %
Five Year 2020-07-20 ₹60,000.00 ₹85,731.85
42.89 %
Ten Year 2015-07-21 ₹120,000.00 ₹249,703.98
108.09 %
Since Inception 2000-01-03 ₹311,000.00 ₹2,165,990.88
596.46 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 67%
Debt N/A
Others 3%

Sectors Holding in UTI ELSS Tax Saver Fund - Regular Plan

Banks
20%
IT - Software
7%
Telecom - Services
4%
Petroleum Products
3%
Finance
5%
Retailing
2%
Automobiles
2%
Personal Products
2%
Ferrous Metals
2%
Leisure Services
1%
Cement & Cement Products
1%
Consumer Durables
3%
Pharmaceuticals & Biotechnology
2%
Insurance
2%
Realty
1%
Power
1%
Auto Components
2%
Aerospace & Defense
1%
Food Products
1%
Gas
1%
Healthcare Services
1%
Agricultural Food & Other Products
1%
Industrial Products
2%
Fertilizers & Agrochemicals
0%
Financial Technology (Fintech)
0%
Entertainment
0%
Other
3%

Companies Holding in UTI ELSS Tax Saver Fund - Regular Plan

HDFC BANK LIMITED
9.48%
ICICI BANK LTD
8.52%
INFOSYS LTD.
4.92%
BHARTI AIRTEL LTD.
4.73%
RELIANCE INDUSTRIES LTD.
3.93%
AXIS BANK LTD.
3.77%
BAJAJ FINANCE LTD.
3.32%
AVENUE SUPERMARTS LTD.
2.69%
CHOLAMANDALAM INVESTMENT & FIN
2.42%
MARUTI SUZUKI INDIA LTD.
2.40%
GODREJ CONSUMER PRODUCTS LTD
2.36%
TATA STEEL LTD.
2.10%
JUBILANT FOODWORKS LTD.
1.97%
SHREE CEMENT LTD.
1.97%
TECH MAHINDRA LTD.
1.79%
CROMPTON GREAVES CONSUMER ELEC
1.69%
AJANTA PHARMA LTD.
1.69%
ICICI LOMBARD GENERAL INSURANC
1.63%
PHOENIX MILLS LTD
1.62%
NTPC LTD.
1.61%
TUBE INVESTMENTS OF INDIA LTD
1.58%
BHARAT ELECTRONICS LTD.
1.56%
HAVELLS INDIA LTD.
1.51%
NESTLE INDIA LTD.
1.43%
LTIMindtree Limited
1.38%
HDFC LIFE INSURANCE COMPANY LI
1.35%
GUJARAT GAS LTD
1.30%
ASTER DM HEALTHCARE LTD
1.25%
METRO BRANDS LTD
1.15%
COFORGE LTD
1.14%
CIPLA LTD.
1.11%
TATA CONSUMER PRODUCTS LTD
1.11%
TIMKEN INDIA LTD.
1.11%
POLYCAB INDIA LTD
1.07%
ENDURANCE TECHNOLOGIES LTD
1.07%
SYNGENE INTERNATIONAL LTD.
0.98%
HERO MOTOCORP LTD.
0.89%
POWER GRID CORPORATION OF INDI
0.87%
BHARAT PETROLEUM CORPN LTD.
0.87%
OBEROI REALTY LIMITED
0.86%
ASTRAL LTD.
0.80%
EICHER MOTORS LTD
0.77%
TRENT LIMITED
0.77%
KAJARIA CERAMICS LTD.
0.73%
P I INDUSTRIES LTD
0.72%
SAMVARDHANA MOTHERSON INTL LTD
0.68%
PB FINTECH LTD
0.66%
EQ- GLOBAL HEALTH LTD.
0.60%
ETERNAL LIMITED
0.59%
TIPS MUSIC LIMITED
0.51%
COROMANDEL INTERNATIONAL LTD.
0.49%
SWIGGY LTD
0.46%
BARBEQUE NATION HOSPITALITY LT
0.35%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN
0.01%
NET CURRENT ASSETS
3.66%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.90
Expense Ratio Direct
0.92
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Vishal Chopda
Experience

Exit load

Nil (Lock in Period of 3 years for each investment)

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