Home Mf Research Bandhan Elss Tax Saver Fund Regular Plan Growth Formerly Known As Bandhan Elss Tax Saver Fund Reg

Bandhan ELSS - Tax Saver Fund-Regular Plan-Growth (Formerly Known As Bandhan ELSS Tax Saver Fund-Reg

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Fund info
NAV (as on 2026-08-26)
₹156.21 -0.12%
AUM (Fund Size)
6911.29 Cr
Expense Ratio
2.06%%
Exit load
N/A
Risk
Very High
AMC
Bandhan Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-08-19 ₹1,000.00 ₹1,005.76
0.58 %
Two Week 2026-08-11 ₹1,000.00 ₹992.10
-0.79 %
One Month 2026-07-27 ₹1,000.00 ₹1,016.07
1.61 %
Three Months 2026-05-29 ₹3,000.00 ₹3,078.72
2.62 %
Six Months 2026-02-27 ₹6,000.00 ₹6,266.06
4.43 %
One Year 2025-08-26 ₹12,000.00 ₹12,283.82
2.37 %
Three Year 2023-08-28 ₹36,000.00 ₹39,145.23
8.74 %
Five Year 2021-08-27 ₹60,000.00 ₹77,613.36
29.36 %
Ten Year 2016-08-29 ₹120,000.00 ₹254,775.02
112.31 %
Since Inception 2008-12-26 ₹216,000.00 ₹947,729.17
338.76 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in Bandhan ELSS - Tax Saver Fund-Regular Plan-Growth (Formerly Known As Bandhan ELSS Tax Saver Fund-Reg

Banks
23.84%
Petroleum Products
6.37%
IT - Software
6.35%
Finance
5.68%
Pharmaceuticals & Biotechnology
4.58%
Insurance
3.25%
Retailing
3.21%
Automobiles
2.76%
Telecom - Equipment & Accessories
2.66%
Construction
2.55%
Telecom - Services
2.55%
Diversified FMCG
2.08%
Consumer Durables
1.91%
Ferrous Metals
1.76%
Food Products
1.73%
Beverages
1.56%
Realty
1.42%
Oil
1.36%
Fertilizers & Agrochemicals
1.06%

Companies Holding in Bandhan ELSS - Tax Saver Fund-Regular Plan-Growth (Formerly Known As Bandhan ELSS Tax Saver Fund-Reg

HDFC Bank
8.08%
Reliance Industries
6.37%
ICICI Bank
5.37%
Kotak Mahindra Bank
5.11%
Tata Consultancy Services
3.67%
Axis Bank
3.55%
Maruti Suzuki India
2.76%
Infosys
2.68%
Sterlite Technologies
2.66%
Larsen & Toubro
2.55%
Bharti Airtel
2.55%
ITC
2.08%
Avenue Supermarts
2.06%
Mahindra & Mahindra Financial Services
1.96%
Dr. Reddy's Laboratories
1.96%
Titan Company
1.91%
Bajaj Finserv
1.87%
Poonawalla Fincorp
1.85%
Jindal Steel
1.76%
Nestle India
1.73%
IDFC First Bank
1.73%
HDFC Life Insurance Company
1.67%
ICICI Lombard General Insurance Company
1.58%
United Spirits
1.56%
Cipla
1.48%
Mahindra Lifespace Developers
1.42%
Oil & Natural Gas Corporation
1.36%
Eternal
1.15%
Aurobindo Pharma
1.14%
Bayer Cropscience
1.06%

Risk Ratios

Std. Deviation 13.85%
Beta 0.89
Sharpe Ratio 0.40
Lock In Period 3 years
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Very High

Scheme Objective

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.06%
Expense Ratio Direct
0.99%
Lock-in Period
3 years
Fund Age
N/A
Benchmark
BSE 500
Fund managers
Daylynn Pinto
16 years Experience

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