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Home Mf Research Dsp Elss Tax Saver Fund Regular Plan Growth
DSP Mutual Fund

DSP ELSS Tax Saver Fund - Regular Plan - Growth

Equity Equity Elss
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
138.76 1.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.63%
Expense Ratio (Direct)
0.69%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,005.00
0.50 %
Two Week 2025-06-05 ₹1,000.00 ₹1,004.39
0.44 %
One Month 2025-05-21 ₹1,000.00 ₹1,006.18
0.62 %
Three Months 2025-03-24 ₹3,000.00 ₹3,069.39
2.31 %
Six Months 2024-12-23 ₹6,000.00 ₹6,289.35
4.82 %
One Year 2024-06-20 ₹12,000.00 ₹12,452.07
3.77 %
Three Year 2022-06-21 ₹36,000.00 ₹49,316.29
36.99 %
Five Year 2020-06-22 ₹60,000.00 ₹100,494.89
67.49 %
Ten Year 2015-06-23 ₹120,000.00 ₹308,624.41
157.19 %
Since Inception 2007-01-18 ₹225,000.00 ₹1,260,543.34
460.24 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Limited Banks Equity 7.41
ICICI Bank Limited Banks Equity 6.36
State Bank of India Banks Equity 4.03
Axis Bank Limited Banks Equity 3.18
Kotak Mahindra Bank Limited Banks Equity 2.13
AU Small Finance Bank Limited Banks Equity 0.63
Infosys Limited IT - Software Equity 3.48
HCL Technologies Limited IT - Software Equity 1.92
Coforge Limited IT - Software Equity 1.89
Tech Mahindra Limited IT - Software Equity 1.34
Suven Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 1.82
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 1.73
IPCA Laboratories Limited Pharmaceuticals & Biotechnology Equity 1.27
Cipla Limited Pharmaceuticals & Biotechnology Equity 1.13
Alembic Pharmaceuticals Limited Pharmaceuticals & Biotechnology Equity 0.86
Alkem Laboratories Limited Pharmaceuticals & Biotechnology Equity 0.58
Pfizer Limited Pharmaceuticals & Biotechnology Equity 0.37
Power Finance Corporation Limited Finance Equity 2.82
Bajaj Finance Limited Finance Equity 1.47
SBI Cards and Payment Services Limited Finance Equity 0.91
Shriram Finance Limited Finance Equity 0.79
PNB Housing Finance Limited Finance Equity 0.77
REC Limited Finance Equity 0.56
IIFL Finance Limited Finance Equity 0.36
Samvardhana Motherson International Limited Auto Components Equity 2.36
Bharat Forge Limited Auto Components Equity 1.30
Exide Industries Limited Auto Components Equity 0.83
Sansera Engineering Limited Auto Components Equity 0.53
Larsen & Toubro Limited Construction Equity 1.83
Ahluwalia Contracts (India) Limited Construction Equity 0.94
KEC International Limited Construction Equity 0.92
G R Infraprojects Limited Construction Equity 0.61
KNR Constructions Limited Construction Equity 0.60
Bharti Airtel Limited Telecom - Services Equity 2.32
Indus Towers Limited Telecom - Services Equity 1.99
Bharti Airtel Limited - Partly Paid Shares Telecom - Services Equity 0.19
Mahindra & Mahindra Limited Automobiles Equity 2.18
Tata Motors Limited Automobiles Equity 1.69
Hindustan Unilever Limited Diversified FMCG Equity 2.24
ITC Limited Diversified FMCG Equity 1.27
Bharat Petroleum Corporation Limited Petroleum Products Equity 1.64
Hindustan Petroleum Corporation Limited Petroleum Products Equity 1.34
Crompton Greaves Consumer Electricals Limited Consumer Durables Equity 1.34
Century Plyboards (India) Limited Consumer Durables Equity 0.81
Whirlpool of India Limited Consumer Durables Equity 0.80
Oil India Limited Oil Equity 1.50
Oil & Natural Gas Corporation Limited Oil Equity 1.20
SBI Life Insurance Company Limited Insurance Equity 1.44
Max Financial Services Limited Insurance Equity 1.04
NTPC Limited Power Equity 2.15
Gujarat Fluorochemicals Limited Chemicals & Petrochemicals Equity 0.85
Atul Limited Chemicals & Petrochemicals Equity 0.78
GHCL Limited Chemicals & Petrochemicals Equity 0.43
ACC Limited Cement & Cement Products Equity 1.00
UltraTech Cement Limited Cement & Cement Products Equity 0.93
GAIL (India) Limited Gas Equity 1.32
Gujarat State Petronet Limited Gas Equity 0.59
Emami Limited Personal Products Equity 1.88
Hindalco Industries Limited Non - Ferrous Metals Equity 1.52
Bharat Electronics Limited Aerospace & Defense Equity 1.43
Finolex Cables Limited Industrial Products Equity 0.72
Polycab India Limited Industrial Products Equity 0.46
Vardhman Textiles Limited Textiles & Apparels Equity 1.02
Coromandel International Limited Fertilizers & Agrochemicals Equity 0.93
Container Corporation of India Limited Transport Services Equity 0.90
Jindal Steel & Power Limited Ferrous Metals Equity 0.68
Godrej Industries Limited Diversified Equity 0.68
Risk Ratios
Standard Deviation
13.23
Beta
0.95
Sharpe Ratio
1.16
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : (),
  • Expense ration regular : 1.63
  • Expense ration direct : 0.69
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : equity

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