Home Mf Research Dsp Elss Tax Saver Fund Regular Plan Growth

DSP ELSS Tax Saver Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2025-07-18)
140.30 -0.79%
AUM (Fund Size)
N/A
Expense Ratio
1.63%
Exit load
N/A
Risk
N/A
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹998.33
-0.17 %
Two Week 2025-07-03 ₹1,000.00 ₹994.04
-0.60 %
One Month 2025-06-18 ₹1,000.00 ₹1,014.83
1.48 %
Three Months 2025-04-21 ₹3,000.00 ₹3,065.17
2.17 %
Six Months 2025-01-20 ₹6,000.00 ₹6,341.81
5.70 %
One Year 2024-07-18 ₹12,000.00 ₹12,514.33
4.29 %
Three Year 2022-07-19 ₹36,000.00 ₹48,941.46
35.95 %
Five Year 2020-07-20 ₹60,000.00 ₹99,262.37
65.44 %
Ten Year 2015-07-21 ₹120,000.00 ₹308,244.11
156.87 %
Since Inception 2007-01-18 ₹226,000.00 ₹1,275,548.89
464.40 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in DSP ELSS Tax Saver Fund - Regular Plan - Growth

Banks
22%
IT - Software
6%
Pharmaceuticals & Biotechnology
4%
Finance
3%
Auto Components
3%
Construction
1%
Telecom - Services
3%
Automobiles
3%
Diversified FMCG
3%
Petroleum Products
2%
Consumer Durables
1%
Oil
2%
Insurance
2%
Power
2%
Chemicals & Petrochemicals
0%
Cement & Cement Products
1%
Gas
1%
Personal Products
1%
Non - Ferrous Metals
1%
Aerospace & Defense
1%
Industrial Products
0%
Textiles & Apparels
1%
Fertilizers & Agrochemicals
0%
Transport Services
0%
Ferrous Metals
0%
Diversified
0%

Companies Holding in DSP ELSS Tax Saver Fund - Regular Plan - Growth

HDFC Bank Limited
7.41%
ICICI Bank Limited
6.36%
State Bank Of India
4.03%
Axis Bank Limited
3.18%
Kotak Mahindra Bank Limited
2.13%
AU Small Finance Bank Limited
0.63%
Infosys Limited
3.48%
HCL Technologies Limited
1.92%
Coforge Limited
1.89%
Tech Mahindra Limited
1.34%
Suven Pharmaceuticals Limited
1.82%
Sun Pharmaceutical Industries Limited
1.73%
IPCA Laboratories Limited
1.27%
Cipla Limited
1.13%
Alembic Pharmaceuticals Limited
0.86%
Alkem Laboratories Limited
0.58%
Pfizer Limited
0.37%
Power Finance Corporation Limited
2.82%
Bajaj Finance Limited
1.47%
SBI Cards And Payment Services Limited
0.91%
Shriram Finance Limited
0.79%
PNB Housing Finance Limited
0.77%
REC Limited
0.56%
IIFL Finance Limited
0.36%
Samvardhana Motherson International Limited
2.36%
Bharat Forge Limited
1.30%
Exide Industries Limited
0.83%
Sansera Engineering Limited
0.53%
Larsen & Toubro Limited
1.83%
Ahluwalia Contracts (India) Limited
0.94%
KEC International Limited
0.92%
G R Infraprojects Limited
0.61%
KNR Constructions Limited
0.60%
Bharti Airtel Limited
2.32%
Indus Towers Limited
1.99%
Bharti Airtel Limited - Partly Paid Shares
0.19%
Mahindra & Mahindra Limited
2.18%
Tata Motors Limited
1.69%
Hindustan Unilever Limited
2.24%
ITC Limited
1.27%
Bharat Petroleum Corporation Limited
1.64%
Hindustan Petroleum Corporation Limited
1.34%
Crompton Greaves Consumer Electricals Limited
1.34%
Century Plyboards (India) Limited
0.81%
Whirlpool Of India Limited
0.80%
Oil India Limited
1.50%
Oil & Natural Gas Corporation Limited
1.20%
SBI Life Insurance Company Limited
1.44%
Max Financial Services Limited
1.04%
NTPC Limited
2.15%
Gujarat Fluorochemicals Limited
0.85%
Atul Limited
0.78%
GHCL Limited
0.43%
ACC Limited
1.00%
UltraTech Cement Limited
0.93%
GAIL (India) Limited
1.32%
Gujarat State Petronet Limited
0.59%
Emami Limited
1.88%
Hindalco Industries Limited
1.52%
Bharat Electronics Limited
1.43%
Finolex Cables Limited
0.72%
Polycab India Limited
0.46%
Vardhman Textiles Limited
1.02%
Coromandel International Limited
0.93%
Container Corporation Of India Limited
0.90%
Jindal Steel & Power Limited
0.68%
Godrej Industries Limited
0.68%

Risk Ratios

Std. Deviation 13.23
Beta 0.95
Sharpe Ratio 1.16
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.63
Expense Ratio Direct
0.69
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?