Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Hdfc Equity Savings Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Equity Savings Fund - Regular Plan - Growth

Hybrid Hybrid Equity Saving
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
65.25 -0.23%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.92%
Expense Ratio (Direct)
0.94%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹998.01
-0.20 %
Two Week 2025-05-19 ₹1,000.00 ₹999.08
-0.09 %
1 Month 2025-05-05 ₹1,000.00 ₹1,010.70
1.07 %
Three Months 2025-03-05 ₹3,000.00 ₹3,099.57
3.32 %
Six Months 2024-12-05 ₹6,000.00 ₹6,178.96
2.98 %
One Year 2024-06-03 ₹12,000.00 ₹12,375.48
3.13 %
Three Year 2022-06-06 ₹36,000.00 ₹42,129.53
17.03 %
Five Year 2020-06-04 ₹60,000.00 ₹79,057.22
31.76 %
Ten Year 2015-06-08 ₹120,000.00 ₹201,821.13
68.18 %
Since Inception 2004-09-17 ₹253,000.00 ₹760,365.27
200.54 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 8.27
ICICI Bank Ltd. Banks Equity 4.15
United Spirits Limited Beverages Equity 3.93
Maruti Suzuki India Limited Automobiles Equity 3.35
Titan Company Ltd. Consumer Durables Equity 2.83
Axis Bank Ltd. Banks Equity 2.58
Adani Ports & Special Economic Zone Transport Infrastructure Equity 2.56
State Bank of India Banks Equity 2.26
Ashok Leyland Ltd Agricultural, Commercial & Construction Vehicles Equity 2.13
Larsen and Toubro Ltd. Construction Equity 1.98
Infosys Limited IT - Software Equity 1.84
Tata Motors Ltd. Automobiles Equity 1.83
Bharti Airtel Ltd. Telecom - Services Equity 1.57
ITC Ltd. Diversified FMCG Equity 1.34
JSW Steel Ltd. Ferrous Metals Equity 1.29
Tata Steel Ltd. Ferrous Metals Equity 1.27
Mahindra & Mahindra Ltd. Automobiles Equity 1.24
The Tata Power Company Ltd. Power Equity 1.18
Reliance Industries Ltd. Petroleum Products Equity 1.17
NTPC Limited Power Equity 1.09
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 1.08
HCL Technologies Ltd. IT - Software Equity 0.94
Bajaj Finance Ltd. Finance Equity 0.92
Kotak Mahindra Bank Limited Banks Equity 0.88
Hindustan Unilever Ltd. Diversified FMCG Equity 0.75
Gujarat Pipavav Port Ltd. Transport Infrastructure Equity 0.71
Bajaj Auto Limited Automobiles Equity 0.69
Power Grid Corporation of India Ltd. Power Equity 0.67
Cipla Ltd. Pharmaceuticals & Biotechnology Equity 0.65
Coal India Ltd. Consumable Fuels Equity 0.59
Lupin Ltd. Pharmaceuticals & Biotechnology Equity 0.59
Kalpataru Projects International Ltd. Construction Equity 0.56
Hindustan Aeronautics Limited Aerospace & Defense Equity 0.51
Aurobindo Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.5
Apollo Hospitals Enterprise Ltd. Healthcare Services Equity 0.49
Max Financial Services Ltd. Insurance Equity 0.46
Oil & Natural Gas Corporation Ltd. Oil Equity 0.45
Biocon Ltd. Pharmaceuticals & Biotechnology Equity 0.44
Bharat Petroleum Corporation Ltd. Petroleum Products Equity 0.43
HDFC Life Insurance Company Limited Insurance Equity 0.39
Ambuja Cements Ltd. Cement & Cement Products Equity 0.37
BEML Limited Agricultural, Commercial & Construction Vehicles Equity 0.37
Greenply Industries Ltd. Consumer Durables Equity 0.37
CIE Automotive India Ltd Auto Components Equity 0.36
Hindalco Industries Ltd. Non-Ferrous Metals Equity 0.36
Hindustan Petroleum Corp. Ltd. Petroleum Products Equity 0.36
Indusind Bank Ltd. Banks Equity 0.35
Ipca Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.32
Wipro Ltd. IT - Software Equity 0.32
Gland Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.31
Mahindra & Mahindra Financial Services Ltd. Finance Equity 0.31
Star Health and Allied Insurance Company Ltd Insurance Equity 0.31
Bayer Cropscience Ltd Fertilizers & Agrochemicals Equity 0.29
Paradeep Phosphates Limited Fertilizers & Agrochemicals Equity 0.28
Suprajit Engineering Ltd. Auto Components Equity 0.27
Ashoka Buildcon Ltd. Construction Equity 0.26
Goodyear India Ltd. Auto Components Equity 0.25
Symphony Ltd. Consumer Durables Equity 0.24
PVR LIMITED Entertainment Equity 0.22
Chemplast Sanmar Limited Chemicals & Petrochemicals Equity 0.2
SBI CARDS AND PAYMENT SERVICES LIMITED Finance Equity 0.15
Tata Consumer Products Limited Agricultural Food & Other Products Equity 0.02
7.18 GOI 2033 Sovereign Debt 2.73
7.1 GOI 2029 Sovereign Debt 2.28
7.17 GOI 2030 Sovereign Debt 1.25
7.38 GOI 2027 Sovereign Debt 1.09
GOI STRIPS - Mat 190327 Sovereign Debt 0.9
7.1 GOI 2034 Sovereign Debt 0.62
7.65% Chhattisgarh SDL Mat 310133 Sovereign Debt 0.42
GOI STRIPS - Mat 190928 Sovereign Debt 0.39
GOI STRIPS - Mat 220228 Sovereign Debt 0.27
7.06 GOI 2028 Sovereign Debt 0.21
7.18 GOI 2037 Sovereign Debt 0.17
5.63 GOI 2026 Sovereign Debt 0.15
6.54 GOI 2032 Sovereign Debt 0.1
7.26 GOI 2033 Sovereign Debt 0.1
GOI 2028 Sovereign Debt 0.1
Bharti Telecom Limited Telecom Debt 1.34
National Bank for Agri & Rural Dev. Banking Debt 1.14
Indus Towers Limited Telecom Debt 1.03
LIC Housing Finance Ltd. Finance Debt 1.03
Power Finance Corporation Ltd. Power Debt 1.03
HDB Financial Services Ltd. Finance Debt 1.01
Small Industries Development Bank Banking Debt 0.93
ONGC Petro additions Ltd. (OPAL) Oil Debt 0.82
Bajaj Housing Finance Ltd. Finance Debt 0.72
Cholamandalam Investment & Finance Co. Ltd. Finance Debt 0.72
Pipeline Infrastructure Pvt. Ltd. Infrastructure Debt 0.62
Muthoot Finance Ltd. Finance Debt 0.61
Bajaj Finance Ltd. Finance Debt 0.51
HDFC Bank Ltd. Banks Debt 0.51
REC Limited. Finance Debt 0.28
Bank of Baroda Banks Debt 0.1
Tata Capital Ltd. Finance Debt 0.1
Cash Margin Cash Cash 8
Cash,Cash Equivalents and Net Current Assets Cash Equivalents Cash Equivalents -0.48
Embassy Office Parks REIT Realty REIT 0.89
BROOKFIELD INDIA REAL ESTATE TRUST Realty REIT 0.72
POWERGRID Infrastructure Investment Trust Power INVIT 0.74
SIP Calculator
Risk Ratios
Standard Deviation
4.774
Beta
0.94
Sharpe Ratio
0.892
Lock In Period
-
Residual Maturity
3.33
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Srinivasan Ramamurthy (Over 17 years), Anil Bamboli (Over 30 years), Arun Agarwal (Over 25 years), Nirman Morakhia (Over 16 years),
  • Expense ration regular : 1.92
  • Expense ration direct : 0.94
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid
Exit load
Exit load of 1.00% if Units are redeemed / switched out within 1 month from the date of allotment of units.

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?