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HDFC Equity Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
65.84 -0.17%
AUM (Fund Size)
N/A
Expense Ratio
1.92%
Exit load
Exit load of 1.00% if Units are redeemed / switched out within 1 month from the date of allotment of units.
Risk
N/A
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹999.73
-0.03 %
Two Week 2025-07-03 ₹1,000.00 ₹997.38
-0.26 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.25
0.53 %
Three Months 2025-04-21 ₹3,000.00 ₹3,035.47
1.18 %
Six Months 2025-01-20 ₹6,000.00 ₹6,181.63
3.03 %
One Year 2024-07-18 ₹12,000.00 ₹12,416.12
3.47 %
Three Year 2022-07-19 ₹36,000.00 ₹41,978.31
16.61 %
Five Year 2020-07-20 ₹60,000.00 ₹78,198.02
30.33 %
Ten Year 2015-07-21 ₹120,000.00 ₹201,480.77
67.90 %
Since Inception 2004-09-17 ₹254,000.00 ₹768,154.35
202.42 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 43%
Debt 12%
Others 0%

Sectors Holding in HDFC Equity Savings Fund - Regular Plan - Growth

Banks
16%
Petroleum Products
6%
IT - Software
4%
Consumer Durables
3%
Transport Infrastructure
2%
Construction
2%
Pharmaceuticals & Biotechnology
2%
Telecom - Services
1%
Beverages
1%
Finance
1%
Ferrous Metals
1%
Automobiles
2%
Non - Ferrous Metals
1%
Diversified FMCG
1%
Power
0%
Insurance
0%
Aerospace & Defense
0%
Healthcare Services
0%
Consumable Fuels
0%
Oil
0%
Cement & Cement Products
0%
Fertilizers & Agrochemicals
0%
Agricultural, Commercial & Construction Vehicles
0%
Auto Components
0%
Industrial Products
0%
Paper, Forest & Jute Products
0%
Gas
0%
Textiles & Apparels
0%
Chemicals & Petrochemicals
0%
Entertainment
0%
Leisure Services
0%
Other
12%
Realty
0%

Companies Holding in HDFC Equity Savings Fund - Regular Plan - Growth

HDFC Bank Ltd.
9.10%
Reliance Industries Ltd.
6.12%
ICICI Bank Ltd.
5.40%
Infosys Limited
3.18%
Titan Company Ltd.
3.07%
Adani Ports & Special Economic Zone
2.65%
Larsen And Toubro Ltd.
2.39%
Sun Pharmaceutical Industries Ltd.
2.17%
Bharti Airtel Ltd.
1.91%
United Spirits Limited
1.89%
Bajaj Finance Ltd.
1.68%
State Bank Of India
1.61%
Tata Steel Ltd.
1.53%
Axis Bank Ltd.
1.50%
Maruti Suzuki India Limited
1.43%
Tata Consultancy Services Ltd.
1.31%
Hindalco Industries Ltd.
1.18%
Hindustan Unilever Ltd.
1.11%
Hyundai Motor India Limited
1.00%
Kotak Mahindra Bank Limited
0.98%
NTPC Limited
0.93%
HCL Technologies Ltd.
0.83%
ITC LIMITED
0.75%
HDFC Life Insurance Company Limited
0.67%
Cipla Ltd.
0.62%
Mahindra & Mahindra Ltd.
0.62%
SBI Life Insurance Company Ltd.
0.59%
Max Financial Services Ltd.
0.54%
Tata Motors Ltd.
0.53%
Power Grid Corporation Of India Ltd.
0.52%
Eicher Motors Ltd.
0.48%
Bajaj Auto Limited
0.47%
Lupin Ltd.
0.47%
Hindustan Aeronautics Limited
0.45%
Apollo Hospitals Enterprise Ltd.
0.44%
Coal India Ltd.
0.43%
Oil & Natural Gas Corporation Ltd.
0.43%
UltraTech Cement Limited
0.43%
Kalpataru Projects International Ltd
0.41%
Paradeep Phosphates Limited
0.37%
Bharat Petroleum Corporation Ltd.
0.34%
Gujarat Pipavav Port Ltd.
0.34%
Ambuja Cements Ltd.
0.33%
BEML Limited
0.31%
Hindustan Petroleum Corp. Ltd.
0.30%
Greenply Industries Ltd.
0.27%
Ipca Laboratories Ltd.
0.26%
CIE Automotive India Ltd
0.24%
Finolex Industries Ltd.
0.24%
Mahindra & Mahindra Financial Services Ltd.
0.01%
JK Paper Ltd.
0.23%
Star Health And Allied Insurance Company Ltd
0.22%
Suprajit Engineering Ltd.
0.22%
Symphony Ltd.
0.22%
Gujarat Gas Ltd.
0.21%
Bayer Cropscience Ltd
0.20%
Biocon Ltd.
0.20%
Gland Pharma Ltd.
0.20%
National Aluminium Co. Ltd.
0.20%
Vardhman Textiles Ltd.
0.18%
Aurobindo Pharma Ltd.
0.17%
Goodyear India Ltd.
0.17%
Chemplast Sanmar Limited
0.16%
Ashoka Buildcon Ltd.
0.12%
PVR LIMITED
0.12%
Wipro Ltd.
0.09%
Ola Electric Mobility Limited
0.07%
Coforge Limited
0.05%
ITC Hotels Limited
0.03%
7.18% GOI MAT 140833
2.50%
7.1% GOI MAT 180429
2.07%
7.17% GOI MAT 170430
1.14%
7.38% GOI MAT 200627
0.98%
7.23% GOI MAT 150439
0.87%
7.1% GOI MAT 080434
0.57%
7.06% GOI MAT 100428
0.19%
7.34% GOI MAT 220464
0.19%
7.18% GOI MAT 240737
0.15%
7.26% GOI MAT 060233
0.10%
6.54% GOI MAT 170132
0.09%
Floating Rate GOI 2028
0.09%
State Bank Of India (Tier 2 - Basel III)
1.28%
LIC Housing Finance Ltd.
0.92%
SMFG India Credit Company Ltd
0.92%
Cholamandalam Investment & Finance Co. Ltd.
0.65%
Bajaj Housing Finance Ltd.
0.63%
National Bank For Agri & Rural Dev.
0.18%
Pipeline Infrastructure Pvt. Ltd.
0.56%
Bharti Telecom Limited
0.55%
Power Finance Corporation Ltd.
0.19%
Muthoot Finance Ltd.
0.09%
Small Industries Development Bank
0.09%
Bajaj Finance Ltd.
0.45%
HDFC ERGO General Insurance Co. Ltd.
0.45%
REC Limited.
0.26%
Bank Of Baroda (Tier 2 - Basel III)
0.09%
Tata Capital Ltd.
0.09%
POWERGRID Infrastructure Investment Trust
0.55%
Embassy Office Parks REIT
0.83%
BROOKFIELD INDIA REAL ESTATE TRUST
0.77%
Punjab National Bank
1.74%
TREPS - Tri-party Repo
5.08%
Net Current Assets
0.69%
#N/A
0.03%

Risk Ratios

Std. Deviation 4.774
Beta 0.94
Sharpe Ratio 0.892
Lock In Period N/A
Residual Maturity 3.33

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.92
Expense Ratio Direct
0.94
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Srinivasan Ramamurthy
Over 17 years Experience
Anil Bamboli
Over 30 years Experience
Arun Agarwal
Over 25 years Experience
Nirman Morakhia
Over 16 years Experience

Exit load

Exit load of 1.00% if Units are redeemed / switched out within 1 month from the date of allotment of units.

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