Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Hdfc Equity Savings Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Equity Savings Fund - Regular Plan - Growth

Hybrid Hybrid Equity Saving
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-13)
65.40 -0.22%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.92%
Expense Ratio (Direct)
0.94%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-06 ₹1,000.00 ₹996.16
-0.38 %
Two Week 2025-05-29 ₹1,000.00 ₹999.16
-0.08 %
One Month 2025-05-14 ₹1,000.00 ₹1,008.06
0.81 %
Three Months 2025-03-17 ₹3,000.00 ₹3,085.14
2.84 %
Six Months 2024-12-16 ₹6,000.00 ₹6,193.20
3.22 %
One Year 2024-06-13 ₹12,000.00 ₹12,406.04
3.38 %
Three Year 2022-06-14 ₹36,000.00 ₹42,125.21
17.01 %
Five Year 2020-06-15 ₹60,000.00 ₹78,811.89
31.35 %
Ten Year 2015-06-16 ₹120,000.00 ₹201,894.60
68.25 %
Since Inception 2004-09-17 ₹253,000.00 ₹762,101.53
201.23 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 9.10
Reliance Industries Ltd. Petroleum Products Equity 6.12
ICICI Bank Ltd. Banks Equity 5.40
Infosys Limited IT - Software Equity 3.18
Titan Company Ltd. Consumer Durables Equity 3.07
Adani Ports & Special Economic Zone Transport Infrastructure Equity 2.65
Larsen and Toubro Ltd. Construction Equity 2.39
Sun Pharmaceutical Industries Ltd. Pharmaceuticals & Biotechnology Equity 2.17
Bharti Airtel Ltd. Telecom - Services Equity 1.91
United Spirits Limited Beverages Equity 1.89
Bajaj Finance Ltd. Finance Equity 1.68
State Bank of India Banks Equity 1.61
Tata Steel Ltd. Ferrous Metals Equity 1.53
Axis Bank Ltd. Banks Equity 1.50
Maruti Suzuki India Limited Automobiles Equity 1.43
Tata Consultancy Services Ltd. IT - Software Equity 1.31
Hindalco Industries Ltd. Non - Ferrous Metals Equity 1.18
Hindustan Unilever Ltd. Diversified FMCG Equity 1.11
Hyundai Motor India Limited Automobiles Equity 1.00
Kotak Mahindra Bank Limited Banks Equity 0.98
NTPC Limited Power Equity 0.93
HCL Technologies Ltd. IT - Software Equity 0.83
ITC LIMITED Diversified FMCG Equity 0.75
HDFC Life Insurance Company Limited Insurance Equity 0.67
Cipla Ltd. Pharmaceuticals & Biotechnology Equity 0.62
Mahindra & Mahindra Ltd. Automobiles Equity 0.62
SBI Life Insurance Company Ltd. Insurance Equity 0.59
Max Financial Services Ltd. Insurance Equity 0.54
Tata Motors Ltd. Automobiles Equity 0.53
Power Grid Corporation of India Ltd. Power Equity 0.52
Eicher Motors Ltd. Automobiles Equity 0.48
Bajaj Auto Limited Automobiles Equity 0.47
Lupin Ltd. Pharmaceuticals & Biotechnology Equity 0.47
Hindustan Aeronautics Limited Aerospace & Defense Equity 0.45
Apollo Hospitals Enterprise Ltd. Healthcare Services Equity 0.44
Coal India Ltd. Consumable Fuels Equity 0.43
Oil & Natural Gas Corporation Ltd. Oil Equity 0.43
UltraTech Cement Limited Cement & Cement Products Equity 0.43
Kalpataru Projects International Ltd Construction Equity 0.41
Paradeep Phosphates Limited Fertilizers & Agrochemicals Equity 0.37
Bharat Petroleum Corporation Ltd. Petroleum Products Equity 0.34
Gujarat Pipavav Port Ltd. Transport Infrastructure Equity 0.34
Ambuja Cements Ltd. Cement & Cement Products Equity 0.33
BEML Limited Agricultural, Commercial & Construction Vehicles Equity 0.31
Hindustan Petroleum Corp. Ltd. Petroleum Products Equity 0.30
Greenply Industries Ltd. Consumer Durables Equity 0.27
Ipca Laboratories Ltd. Pharmaceuticals & Biotechnology Equity 0.26
CIE Automotive India Ltd Auto Components Equity 0.24
Finolex Industries Ltd. Industrial Products Equity 0.24
Mahindra & Mahindra Financial Services Ltd. Finance Equity 0.01
JK Paper Ltd. Paper, Forest & Jute Products Equity 0.23
Star Health and Allied Insurance Company Ltd Insurance Equity 0.22
Suprajit Engineering Ltd. Auto Components Equity 0.22
Symphony Ltd. Consumer Durables Equity 0.22
Gujarat Gas Ltd. Gas Equity 0.21
Bayer Cropscience Ltd Fertilizers & Agrochemicals Equity 0.20
Biocon Ltd. Pharmaceuticals & Biotechnology Equity 0.20
Gland Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.20
National Aluminium Co. Ltd. Non - Ferrous Metals Equity 0.20
Vardhman Textiles Ltd. Textiles & Apparels Equity 0.18
Aurobindo Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.17
Goodyear India Ltd. Auto Components Equity 0.17
Chemplast Sanmar Limited Chemicals & Petrochemicals Equity 0.16
Ashoka Buildcon Ltd. Construction Equity 0.12
PVR LIMITED Entertainment Equity 0.12
Wipro Ltd. IT - Software Equity 0.09
Ola Electric Mobility Limited Automobiles Equity 0.07
Coforge Limited IT - Software Equity 0.05
ITC Hotels Limited Leisure Services Equity 0.03
7.18% GOI MAT 140833 - Debt 2.50
7.1% GOI MAT 180429 - Debt 2.07
7.17% GOI MAT 170430 - Debt 1.14
7.38% GOI MAT 200627 - Debt 0.98
7.23% GOI MAT 150439 - Debt 0.87
7.1% GOI MAT 080434 - Debt 0.57
7.06% GOI MAT 100428 - Debt 0.19
7.34% GOI MAT 220464 - Debt 0.19
7.18% GOI MAT 240737 - Debt 0.15
7.26% GOI MAT 060233 - Debt 0.10
6.54% GOI MAT 170132 - Debt 0.09
Floating Rate GOI 2028 - Debt 0.09
State Bank of India (Tier 2 - Basel III) - Debt 1.28
LIC Housing Finance Ltd. - Debt 0.92
SMFG India Credit Company Ltd - Debt 0.92
Cholamandalam Investment & Finance Co. Ltd. - Debt 0.65
Bajaj Housing Finance Ltd. - Debt 0.63
National Bank for Agri & Rural Dev. - Debt 0.18
Pipeline Infrastructure Pvt. Ltd. - Debt 0.56
Bharti Telecom Limited - Debt 0.55
Power Finance Corporation Ltd. - Debt 0.19
Muthoot Finance Ltd. - Debt 0.09
Small Industries Development Bank - Debt 0.09
Bajaj Finance Ltd. - Debt 0.45
HDFC ERGO General Insurance Co. Ltd. - Debt 0.45
REC Limited. - Debt 0.26
Bank of Baroda (Tier 2 - Basel III) - Debt 0.09
Tata Capital Ltd. - Debt 0.09
POWERGRID Infrastructure Investment Trust Power Real Estate 0.55
Embassy Office Parks REIT Realty Real Estate 0.83
BROOKFIELD INDIA REAL ESTATE TRUST Realty Real Estate 0.77
Punjab National Bank - Debt 1.74
TREPS - Tri-party Repo - Debt 5.08
Net Current Assets - - 0.69
#N/A - - 0.03
SIP Calculator
Risk Ratios
Standard Deviation
4.774
Beta
0.94
Sharpe Ratio
0.892
Lock In Period
-
Residual Maturity
3.33
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Srinivasan Ramamurthy (Over 17 years), Anil Bamboli (Over 30 years), Arun Agarwal (Over 25 years), Nirman Morakhia (Over 16 years),
  • Expense ration regular : 1.92
  • Expense ration direct : 0.94
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : hybrid
Exit load
Exit load of 1.00% if Units are redeemed / switched out within 1 month from the date of allotment of units.

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?