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SBI Mutual Fund

SBI Equity Savings Fund - Regular Plan - Growth

Hybrid Hybrid Equity Saving
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-12)
23.87 -0.43%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹1,002.65
0.26 %
Two Week 2025-05-28 ₹1,000.00 ₹1,009.21
0.92 %
One Month 2025-05-13 ₹1,000.00 ₹1,018.96
1.90 %
Three Months 2025-03-17 ₹3,000.00 ₹3,123.03
4.10 %
Six Months 2024-12-16 ₹6,000.00 ₹6,260.01
4.33 %
One Year 2024-06-12 ₹12,000.00 ₹12,551.11
4.59 %
Three Year 2022-06-13 ₹36,000.00 ₹43,062.21
19.62 %
Five Year 2020-06-15 ₹60,000.00 ₹79,623.71
32.71 %
Ten Year 2015-06-15 ₹120,000.00 ₹201,847.51
68.21 %
Since Inception 2015-05-11 ₹123,000.00 ₹206,632.55
67.99 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC Bank Ltd. Banks Equity 9.77
Reliance Industries Ltd. Petroleum Products Equity 5.71
Kotak Mahindra Bank Ltd. Banks Equity 3.84
Larsen & Toubro Ltd. Construction Equity 2.47
Axis Bank Ltd. Banks Equity 2.39
ICICI Bank Ltd. Banks Equity 2.38
Shree Cement Ltd. Cement & Cement Products Equity 1.63
Indus Towers Ltd. Telecom - Services Equity 1.49
Berger Paints India Ltd. Consumer Durables Equity 1.26
Aster DM Healthcare Ltd. Healthcare Services Equity 1.24
Mahindra & Mahindra Ltd. Automobiles Equity 1.14
Jubilant Foodworks Ltd. Leisure Services Equity 1.10
Paradeep Phosphates Ltd. Fertilizers & Agrochemicals Equity 1.05
Indian Energy Exchange Ltd. Capital Markets Equity 1.03
DLF Ltd. Realty Equity 1.02
Bajaj Finserv Ltd. Finance Equity 1.00
ZF Commercial Vehicle Control Systems India Ltd. Auto Components Equity 0.96
EIH Ltd. Leisure Services Equity 0.95
National Aluminium Company Ltd. Non - Ferrous Metals Equity 0.94
Ganesha Ecosphere Ltd. Textiles & Apparels Equity 0.92
Wonderla Holidays Ltd. Leisure Services Equity 0.92
Kajaria Ceramics Ltd. Consumer Durables Equity 0.91
Colgate Palmolive (India) Ltd. Personal Products Equity 0.90
LTIMindtree Ltd. IT - Software Equity 0.84
Sansera Engineering Ltd. Auto Components Equity 0.81
Bharat Forge Ltd. Auto Components Equity 0.77
Samvardhana Motherson International Ltd. Auto Components Equity 0.74
Aptus Value Housing Finance India Ltd. Finance Equity 0.73
Finolex Industries Ltd. Industrial Products Equity 0.72
Garware Technical Fibres Ltd. Textiles & Apparels Equity 0.71
Torrent Power Ltd. Power Equity 0.71
Gokaldas Exports Ltd. Textiles & Apparels Equity 0.70
Muthoot Finance Ltd. Finance Equity 0.69
Neogen Chemicals Ltd. Chemicals & Petrochemicals Equity 0.66
Tata Motors Ltd. Automobiles Equity 0.62
Kalpataru Projects International Ltd. Construction Equity 0.61
Aether Industries Ltd. Chemicals & Petrochemicals Equity 0.60
REC Ltd. Finance Equity 0.59
Delhivery Ltd. Transport Services Equity 0.59
ESAB India Ltd. Industrial Products Equity 0.58
GMR Airports Ltd. Transport Infrastructure Equity 0.52
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 0.52
Brainbees Solutions Ltd. Retailing Equity 0.52
Tata Power Company Ltd. Power Equity 0.50
VIP Industries Ltd. Consumer Durables Equity 0.49
VRL Logistics Ltd. Transport Services Equity 0.48
Canara Bank Banks Equity 0.47
Bank of Baroda Banks Equity 0.44
State Bank of India Banks Equity 0.44
Aditya Birla Capital Ltd. Finance Equity 0.41
Punjab National Bank Banks Equity 0.41
Tata Steel Ltd. Ferrous Metals Equity 0.39
Hindalco Industries Ltd. Non - Ferrous Metals Equity 0.36
Adani Green Energy Ltd. Power Equity 0.33
Infosys Ltd. IT - Software Equity 0.32
KNR Constructions Ltd. Construction Equity 0.28
ACC Ltd. Cement & Cement Products Equity 0.26
Bharat Petroleum Corporation Ltd. Petroleum Products Equity 0.24
Ambuja Cements Ltd. Cement & Cement Products Equity 0.21
JSW Steel Ltd. Ferrous Metals Equity 0.18
Zydus Lifesciences Ltd. Pharmaceuticals & Biotechnology Equity 0.16
Bharat Heavy Electricals Ltd. Electrical Equipment Equity 0.16
United Spirits Ltd. Beverages Equity 0.16
NMDC Ltd. Minerals & Mining Equity 0.10
Adani Enterprises Ltd. Metals & Minerals Trading Equity 0.10
Bajaj Auto Ltd. Automobiles Equity 0.10
The Indian Hotels Company Ltd. Leisure Services Equity 0.09
IndusInd Bank Ltd. Banks Equity 0.08
SBI Life Insurance Co. Ltd. Insurance Equity 0.08
Piramal Enterprises Ltd. Finance Equity 0.07
Oil & Natural Gas Corporation Ltd. Oil Equity 0.05
GAIL (India) Ltd. Gas Equity 0.05
Polycab India Ltd. Industrial Products Equity 0.04
Indian Railway Catering & Tourism Corporation Ltd. Leisure Services Equity 0.04
Titan Company Ltd. Consumer Durables Equity 0.02
The Federal Bank Ltd. Banks Equity 0.02
Tata Consultancy Services Ltd. IT - Software Equity 0.02
Coal India Ltd. Consumable Fuels Equity 0.02
Aurobindo Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.01
HDFC Asset Management Co. Ltd. Capital Markets Equity 0.01
Lonza Group Pharmaceuticals & Biotechnology Debt 0.90
Cube Highways Trust Transport Infrastructure - 1.99
National Highways Infra Trust Transport Infrastructure - 1.98
Embassy Office Parks Reit Realty Real Estate 2.07
Brookfield India Real Estate Trust Realty Real Estate 1.23
Bharti Telecom Ltd. - Debt 2.85
Infopark Properties Ltd. - Debt 1.86
SMFG India Home Finance Co. Ltd. - Debt 1.40
Avanse Financial Services Ltd. - Debt 1.39
SBFC Finance Ltd. - Debt 1.38
TATA Capital Ltd. - Debt 1.03
Bank of Baroda( Tier II Bond under Basel III ) - Debt 0.94
JM Financial Credit Solutions Ltd. - Debt 0.93
Mahindra Rural Housing Finance Ltd. - Debt 0.85
Cube Highways Trust - Debt 0.64
Muthoot Finance Ltd. - Debt 0.19
ONGC Petro Additions Ltd. - Debt 0.47
Grihum Housing Finance Ltd. - Debt 0.35
Aadhar Housing Finance Ltd. - Debt 0.28
7.10% CGL 2034 - Debt 2.43
7.18% CGL 2033 - Debt 1.95
7.38% CGL 2027 - Debt 0.95
Bank of Baroda - Debt 0.89
182 DAY T-BILL 05.06.25 - Debt 0.18
TREPS - Debt 3.08
Net Receivable / Payable - - 1.02
5.63% CGL 2026 - Debt 9.26
6.99% CGL 2026 - Debt 0.28
6.20% State Government of Rajasthan 2026 - Debt 0.68
8.69% State Government of Kerala 2026 - Debt 0.54
8.55% State Government of Assam 2026 - Debt 0.34
8.34% State Government of Uttar Pradesh 2026 - Debt 0.27
8.28% State Government of Karnataka 2026 - Debt 0.25
8.30% State Government of Madhya Pradesh 2026 - Debt 0.25
8.30% State Government of Rajasthan 2026 - Debt 0.25
8.27% State Government of Haryana 2025 - Debt 0.08
8.21% State Government of Maharashtra 2025 - Debt 0.25
8.27% State Government of Gujarat 2026 - Debt 0.22
8.27% State Government of Tamil Nadu 2026 - Debt 0.19
8.15% State Government of Madhya Pradesh 2025 - Debt 0.18
8.24% State Government of Andhra Pradesh 2025 - Debt 0.17
8.32% State Government of Maharashtra 2025 - Debt 0.14
8.17% State Government of Uttar Pradesh 2025 - Debt 0.13
8.17% State Government of Tamil Nadu 2025 - Debt 0.12
8.39% State Government of Madhya Pradesh 2026 - Debt 0.08
8.27% State Government of Karnataka 2026 - Debt 0.08
8.29% State Government of Andhra Pradesh 2026 - Debt 0.08
8.31% State Government of Telangana 2026 - Debt 0.08
8.27% State Government of Madhya Pradesh 2025 - Debt 0.08
8.29% State Government of Haryana 2025 - Debt 0.08
JSW Infrastructure Ltd. - Debt 3.25
LIC Housing Finance Ltd. - Debt 3.16
Torrent Electricals Ltd. - Debt 2.45
Tata Capital Housing Finance Ltd. - Debt 2.22
Biocon Ltd. - Debt 1.94
Panatone Finvest Ltd. - Debt 1.91
SMFG India Credit Company Ltd. - Debt 1.57
Cholamandalam Investment & Finance Co. Ltd. - Debt 0.63
Muthoot Fincorp Ltd. - Debt 1.22
TATA Capital Ltd. - Debt 1.11
Muthoot Finance Ltd. - Debt 0.55
Bharti Telecom Ltd. - Debt 0.98
Motilal Oswal Financial Services Ltd. - Debt 0.97
Credila Financial Services Ltd. - Debt 0.95
Birla Group Holding Pvt. Ltd. - Debt 0.63
JM Financial Services Ltd. - Debt 0.79
Julius Baer Capital (India) Pvt. Ltd. - Debt 0.78
Motilal Oswal Finvest Ltd. - Debt 0.65
Motilal Oswal Wealth Ltd. - Debt 0.65
HDB Financial Services Ltd. - Debt 0.63
Tata Motors Finance Ltd. - Debt 0.63
NTPC Ltd. - Debt 0.16
Sundaram Home Finance Ltd. - Debt 0.08
HDFC Bank Ltd. - Debt 5.21
Punjab National Bank - Debt 2.53
National Bank for Agriculture and Rural Development - Debt 0.63
Small Industries Development Bank of India - Debt 0.79
IDBI Bank Ltd. - Debt 1.59
UCO Bank - Debt 1.87
Kotak Mahindra Bank Ltd. - Debt 1.59
IndusInd Bank Ltd. - Debt 1.64
CSB Bank Ltd. - Debt 1.63
Bank of Baroda - Debt 1.58
The Jammu & Kashmir Bank Ltd. - Debt 0.79
Indian Bank - Debt 1.42
Union Bank of India - Debt 0.63
Equitas Small Finance Bank Ltd. - Debt 0.47
Bank of India - Debt 0.79
Canara Bank - Debt 0.08
Axis Bank Ltd. - Debt 0.08
AU Small Finance Bank Ltd. - Debt 0.32
ICICI Bank Ltd. - Debt 0.08
GOI 25.05.2026 GOV - - 0.16
182 DAY T-BILL 07.08.25 - Debt 0.08
Corporate Debt Market Development Fund-A2 - Debt 0.26
TREPS - Debt 0.54
Net Receivable / Payable - - -0.27
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
-
Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. R. Arun (Over 17 years), Mr. Rajeev Radhakrishnan (Over 20 years), Mr. Pradeep Kesavan (Over 18 years), Ms. Nidhi Chawla (Over 17 years), Ms. Mansi Sajeja (Over 15 years), Mr. Neeraj Kumar (Over 25 years), Mr. Pradeep Kesavan (Over 18 years), Ms. Vandna Soni (Over 14 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹500.00
  • Type : hybrid
Exit load
Nil

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