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HDFC Floating Rate Debt Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
50.33 0.04%
AUM (Fund Size)
N/A
Expense Ratio
0.49%
Exit load
Nil
Risk
N/A
AMC
HDFC Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.44
0.14 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.78
0.28 %
One Month 2025-06-18 ₹1,000.00 ₹1,006.07
0.61 %
Three Months 2025-04-21 ₹3,000.00 ₹3,035.90
1.20 %
Six Months 2025-01-20 ₹6,000.00 ₹6,159.96
2.67 %
One Year 2024-07-18 ₹12,000.00 ₹12,596.26
4.97 %
Three Year 2022-07-19 ₹36,000.00 ₹40,994.62
13.87 %
Five Year 2020-07-20 ₹60,000.00 ₹72,590.24
20.98 %
Ten Year 2015-07-21 ₹120,000.00 ₹175,344.59
46.12 %
Since Inception 2007-10-23 ₹216,000.00 ₹449,563.99
108.13 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 34%
Others 2%

Sectors Holding in HDFC Floating Rate Debt Fund - Regular Plan - Growth

Other
36%
IND - AA-
0%
IND - AA
0%
IND - AAA(SO)
0%
IND - A1+
0%

Companies Holding in HDFC Floating Rate Debt Fund - Regular Plan - Growth

Floating Rate GOI 2034
15.99%
Floating Rate GOI 2033
8.30%
7.59% GOI MAT 071231
6.22%
Floating Rate GOI 2028
1.00%
7.23% GOI MAT 150439
0.63%
6.67% GOI MAT 151235
0.51%
7.26% GOI MAT 060233
0.42%
6.92% GOI MAT 181139
0.28%
7.18% GOI MAT 140833
0.28%
6.33% GOI MAT 050535
0.23%
7.41% GOI MAT 191236
0.21%
6.79% GOI MAT 071034
0.07%
7.27% Tamil Nadu SDL Mat 120727
0.03%
5.77% GOI MAT 030830
0.01%
7.23% Tamil Nadu SDL MAT 140627
0.01%
Aadhar Housing Finance Limited
2.34%
National Bank For Agri & Rural Dev.
0.17%
Power Finance Corporation Ltd.
0.04%
Housing And Urban Development Corporation Ltd.
0.17%
Bajaj Housing Finance Ltd.
0.34%
Jamnagar Utilities & Power Pvt. Limited
1.31%
Sikka Port And Terminal Ltd.
0.30%
Godrej Industries Ltd.
0.34%
TVS Credit Services Ltd
1.03%
HDB Financial Services Ltd.
0.99%
JSW Energy Ltd.
0.99%
Poonawalla Fincorp Ltd
0.33%
REC Limited.
0.17%
IIFL Finance Limited
0.98%
Indian Railways Finance Corp. Ltd.
0.16%
National Housing Bank
0.34%
Pipeline Infrastructure Pvt. Ltd.
0.50%
ADITYA BIRLA RENEWABLES LIMITED
0.67%
LIC Housing Finance Ltd.
0.17%
Tata Power Renewable Energy Limited
0.67%
Aavas Financiers Ltd.
0.66%
Bharti Telecom Limited
0.33%
Embassy Office Parks REIT
0.66%
SBFC Finance Limited
0.66%
Small Industries Development Bank
0.17%
Sundaram Home Finance Limited
0.66%
TMF Holdings Ltd. (Perpetual)
0.33%
Bajaj Finance Ltd.
0.50%
Muthoot Finance Ltd.
0.50%
Truhome Finance Limited
0.50%
TATA Capital Housing Finance Ltd.
0.49%
Toyota Financial Services India Ltd.
0.36%
Export - Import Bank Of India
0.34%
Kotak Mahindra Prime Ltd.
0.34%
Grasim Industries Ltd.
0.33%
India Grid Trust
0.33%
NTPC Limited
0.26%
Power Grid Corporation Of India Ltd.
0.09%
Tata Capital Ltd.
0.33%
Cholamandalam Investment & Finance Co. Ltd.
0.27%
Hindustan Petroleum Corp. Ltd.
0.17%
JM FINANCIAL HOME LOANS LIMITED
0.17%
Citicorp Finance (India) Ltd.
0.16%
JM Financial Asset Reconstruction Co. Limited
0.07%
Nirma Ltd.
0.07%
HDFC Bank Ltd.
0.03%
India Universal Trust AL2 (PTC Backed By Loan Receivables Originated By HDFC Bank Limited)
0.88%
Liquid Gold Series 8 Dec 2024 (PTC Backed By Loan Receivables Originated By IIFL Finance Limited)
0.88%
Dhruva XXIV (PTC Backed By Loan Receivables Originated By Five-Star Business Finance Limited)
0.82%
India Universal Trust AL1 (PTC Backed By Loan Receivables Originated By HDFC Bank Limited)
0.30%
Punjab National Bank
0.62%
Sundaram Finance Ltd.
0.33%
TREPS - Tri-party Repo
0.80%
Corporate Debt Market Development Fund
0.29%
Net Current Assets
2.36%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 4.19

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.49
Expense Ratio Direct
0.26
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Shobhit Mehrotra
Over 31 years Experience
Vikash Agarwal
Over 18 years Experience
Dhruv Muchhal
Over 10 years Experience

Exit load

Nil

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