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Home Mf Research Hdfc Floating Rate Debt Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Floating Rate Debt Fund - Regular Plan - Growth

Debt Debt Floating Rate
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-02)
49.92 0.05%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.49%
Expense Ratio (Direct)
0.26%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-26 ₹1,000.00 ₹1,001.04
0.10 %
Two Week 2025-05-19 ₹1,000.00 ₹1,003.59
0.36 %
1 Month 2025-05-05 ₹1,000.00 ₹1,008.86
0.89 %
Three Months 2025-03-04 ₹3,000.00 ₹3,058.50
1.95 %
Six Months 2024-12-04 ₹6,000.00 ₹6,185.55
3.09 %
One Year 2024-06-03 ₹12,000.00 ₹12,629.02
5.24 %
Three Year 2022-06-03 ₹36,000.00 ₹41,046.34
14.02 %
Five Year 2020-06-03 ₹60,000.00 ₹72,593.89
20.99 %
Ten Year 2015-06-05 ₹120,000.00 ₹175,486.60
46.24 %
Since Inception 2007-10-23 ₹215,000.00 ₹444,874.46
106.92 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
GOI 2034 Sovereign Government Securities 14.78
Floating Rate GOI 2033 Sovereign Government Securities 8.26
GOI 2028 Sovereign Government Securities 4.80
GOI 2031 Sovereign Government Securities 3.52
7.26 GOI 2033 Sovereign Government Securities 0.97
7.64% Andhra Pradesh SDL ISD 170124 MAT 170131 Sovereign Government Securities 0.70
7.41 GOI 2036 Sovereign Government Securities 0.34
7.64% Gujarat SDL ISD 170124 MAT 170133 Sovereign Government Securities 0.34
7.18 GOI 2033 Sovereign Government Securities 0.33
7.18 GOI 2037 Sovereign Government Securities 0.30
7.38 GOI 2027 Sovereign Government Securities 0.13
7.27% Tamil Nadu SDL Mat 120727 Sovereign Government Securities 0.03
5.77 GOI 2030 Sovereign Government Securities 0.01
7.23% Tamil Nadu SDL MAT 140627 Sovereign Government Securities 0.01
National Bank for Agri & Rural Dev. Financial Non-Perpetual 8.10
Power Finance Corporation Ltd. Financial Non-Perpetual 6.12
Small Industries Development Bank Financial Non-Perpetual 5.77
LIC Housing Finance Ltd. Financial Non-Perpetual 3.49
TMF Holdings Ltd. (Subsidiary of Tata Motors Ltd.) Financial Non-Perpetual 3.13
REC Limited Financial Non-Perpetual 2.80
HDFC Bank Ltd. Financial Non-Perpetual 2.66
Muthoot Finance Ltd. Financial Non-Perpetual 2.53
Indian Railways Finance Corp. Ltd. Financial Non-Perpetual 1.93
Sikka Port and Terminal Ltd. Financial Non-Perpetual 1.66
Godrej Industries Ltd. Financial Non-Perpetual 1.59
Bharti Telecom Limited Telecommunications Non-Perpetual 1.55
SMFG India Credit Company Ltd Financial Non-Perpetual 1.32
Bajaj Housing Finance Ltd. Financial Non-Perpetual 1.32
SMFG India Home Finance Company Ltd Financial Non-Perpetual 1.31
Pipeline Infrastructure Pvt. Ltd. Energy Non-Perpetual 1.30
Jamnagar Utilities & Power Pvt. Ltd. Energy Non-Perpetual 1.28
TVS Credit Services Ltd Financial Non-Perpetual 1.17
HDB Financial Services Ltd. Financial Non-Perpetual 0.97
Sundaram Home Finance Limited Financial Non-Perpetual 0.95
Larsen and Toubro Ltd. Construction Non-Perpetual 0.72
Mahindra Rural Housing Finance Ltd Financial Non-Perpetual 0.40
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
4.19
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Shobhit Mehrotra (Over 31 years), Vikash Agarwal (Over 18 years), Dhruv Muchhal (Over 10 years),
  • Expense ration regular : 0.49
  • Expense ration direct : 0.26
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹300.00
  • Type : debt
Exit load
Nil

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