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Home Mf Research Hdfc Floating Rate Debt Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Floating Rate Debt Fund - Regular Plan - Growth

Debt Debt Floating Rate
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
50.02 -0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.49%
Expense Ratio (Direct)
0.26%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.53
0.15 %
Two Week 2025-06-05 ₹1,000.00 ₹1,001.87
0.19 %
One Month 2025-05-21 ₹1,000.00 ₹1,003.96
0.40 %
Three Months 2025-03-24 ₹3,000.00 ₹3,043.78
1.46 %
Six Months 2024-12-23 ₹6,000.00 ₹6,166.82
2.78 %
One Year 2024-06-20 ₹12,000.00 ₹12,599.63
5.00 %
Three Year 2022-06-21 ₹36,000.00 ₹40,986.47
13.85 %
Five Year 2020-06-22 ₹60,000.00 ₹72,506.60
20.84 %
Ten Year 2015-06-23 ₹120,000.00 ₹175,218.99
46.02 %
Since Inception 2007-10-23 ₹216,000.00 ₹446,805.77
106.85 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Floating Rate GOI 2034 - Debt 15.99
Floating Rate GOI 2033 - Debt 8.30
7.59% GOI MAT 071231 - Debt 6.22
Floating Rate GOI 2028 - Debt 1.00
7.23% GOI MAT 150439 - Debt 0.63
6.67% GOI MAT 151235 - Debt 0.51
7.26% GOI MAT 060233 - Debt 0.42
6.92% GOI MAT 181139 - Debt 0.28
7.18% GOI MAT 140833 - Debt 0.28
6.33% GOI MAT 050535 - Debt 0.23
7.41% GOI MAT 191236 - Debt 0.21
6.79% GOI MAT 071034 - Debt 0.07
7.27% Tamil Nadu SDL Mat 120727 - Debt 0.03
5.77% GOI MAT 030830 - Debt 0.01
7.23% Tamil Nadu SDL MAT 140627 - Debt 0.01
Aadhar Housing Finance Limited - Debt 2.34
National Bank for Agri & Rural Dev. - Debt 0.17
Power Finance Corporation Ltd. - Debt 0.04
Housing and Urban Development Corporation Ltd. - Debt 0.17
Bajaj Housing Finance Ltd. - Debt 0.34
Jamnagar Utilities & Power Pvt. Limited - Debt 1.31
Sikka Port and Terminal Ltd. - Debt 0.30
Godrej Industries Ltd. - Debt 0.34
TVS Credit Services Ltd - Debt 1.03
HDB Financial Services Ltd. - Debt 0.99
JSW Energy Ltd. - Debt 0.99
Poonawalla Fincorp Ltd - Debt 0.33
REC Limited. - Debt 0.17
IIFL Finance Limited - Debt 0.98
Indian Railways Finance Corp. Ltd. - Debt 0.16
National Housing Bank - Debt 0.34
Pipeline Infrastructure Pvt. Ltd. - Debt 0.50
ADITYA BIRLA RENEWABLES LIMITED - Debt 0.67
LIC Housing Finance Ltd. - Debt 0.17
Tata Power Renewable Energy Limited - Debt 0.67
Aavas Financiers Ltd. - Debt 0.66
Bharti Telecom Limited - Debt 0.33
Embassy Office Parks REIT - Debt 0.66
SBFC Finance Limited IND - AA- Debt 0.66
Small Industries Development Bank - Debt 0.17
Sundaram Home Finance Limited - Debt 0.66
TMF Holdings Ltd. (Perpetual) - Debt 0.33
Bajaj Finance Ltd. - Debt 0.50
Muthoot Finance Ltd. - Debt 0.50
Truhome Finance Limited IND - AA Debt 0.50
TATA Capital Housing Finance Ltd. - Debt 0.49
Toyota Financial Services India Ltd. - Debt 0.36
Export - Import Bank of India - Debt 0.34
Kotak Mahindra Prime Ltd. - Debt 0.34
Grasim Industries Ltd. - Debt 0.33
India Grid Trust - Debt 0.33
NTPC Limited - Debt 0.26
Power Grid Corporation of India Ltd. - Debt 0.09
Tata Capital Ltd. - Debt 0.33
Cholamandalam Investment & Finance Co. Ltd. - Debt 0.27
Hindustan Petroleum Corp. Ltd. - Debt 0.17
JM FINANCIAL HOME LOANS LIMITED - Debt 0.17
Citicorp Finance (India) Ltd. - Debt 0.16
JM Financial Asset Reconstruction Co. Limited - Debt 0.07
Nirma Ltd. - Debt 0.07
HDFC Bank Ltd. - Debt 0.03
India Universal Trust AL2 (PTC backed by loan receivables originated by HDFC Bank Limited) - Debt 0.88
Liquid Gold Series 8 Dec 2024 (PTC backed by loan receivables originated by IIFL Finance Limited) - Debt 0.88
Dhruva XXIV (PTC backed by loan receivables originated by Five-Star Business Finance Limited) - Debt 0.82
India Universal Trust AL1 (PTC backed by loan receivables originated by HDFC Bank Limited) IND - AAA(SO) Debt 0.30
Punjab National Bank IND - A1+ Debt 0.62
Sundaram Finance Ltd. - Debt 0.33
TREPS - Tri-party Repo - Debt 0.80
Corporate Debt Market Development Fund - - 0.29
Net Current Assets - - 2.36
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
4.19
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Shobhit Mehrotra (Over 31 years), Vikash Agarwal (Over 18 years), Dhruv Muchhal (Over 10 years),
  • Expense ration regular : 0.49
  • Expense ration direct : 0.26
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹300.00
  • Type : debt
Exit load
Nil

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