Home Mf Research Tata Floating Rate Fund Regular Plan Growth
Tata Mutual Fund

Tata Floating Rate Fund - Regular Plan - Growth

Debt Debt Floating Rate
Fund House : Tata Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-12)
12.77 -0.06%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.73%
Expense Ratio (Direct)
0.30%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹999.01
-0.10 %
Two Week 2025-05-28 ₹1,000.00 ₹998.24
-0.18 %
1 Month 2025-05-13 ₹1,000.00 ₹1,005.99
0.60 %
Three Months 2025-03-17 ₹3,000.00 ₹3,048.13
1.60 %
Six Months 2024-12-16 ₹6,000.00 ₹6,174.68
2.91 %
One Year 2024-06-12 ₹12,000.00 ₹12,615.10
5.13 %
Three Year 2022-06-13 ₹36,000.00 ₹40,735.45
13.15 %
Since Inception 2021-07-07 ₹48,000.00 ₹55,687.13
16.01 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.25% National Bank For Agriculture and Rural Development (01/08/2025) - debt 4.48
7.13% Power Finance Corporation Limited (08/08/2025) - debt 4.48
Axis Bank Limited (05/09/2025) - debt 8.80
Punjab National Bank (05/12/2025) - debt 8.66
Bank of Baroda (13/01/2026) - debt 6.45
Canara Bank (20/01/2026) - debt 6.45
Small Industries Dev Bank of India (05/05/2026) - debt 6.33
HDFC Bank Limited (04/02/2026) - debt 5.36
AU Small Finance Bank Limited (01/10/2025) - debt 4.37
Indian Bank (04/02/2026) - debt 4.29
Reliance Retail Ventures Limited (07/07/2025) - debt 8.00
Bharti Telecom Limited (17/10/2025) - debt 6.10
Kotak Mahindra Investments Limited (10/03/2026) - debt 5.95
NTPC Limited (10/03/2026) - debt 5.33
Kotak Mahindra Prime Limited (27/03/2026) - debt 4.24
182 Days Tbill (MD 31/07/2025) - debt 4.43
182 Days Tbill (MD 07/08/2025) - debt 4.43
364 Days Tbill (MD 15/01/2026) - debt 0.86
364 Days Tbill (MD 24/07/2025) - debt 0.13
Corporate Debt Market Development Fund - debt 0.21
TREPS debt 0.38
Net Receivables / (Payables) - - 0.27
7.7% NABARD NCD SR 25A RED 30-09-2027 - debt 4.59
7.74% LIC HSG TR448 NCD 22-10-27 - debt 4.58
7.60% REC LTD. NCD SR 219 RED 27-02-2026 - debt 4.52
7.23% SIDBI NCD RED 09-03-2026 - debt 4.51
7.11% SIDBI NCD RED 27-02-2026 - debt 4.51
7.123% TATA CAP HSG FI SR B R 21-07-2027 - debt 4.50
5.63% GOVT OF INDIA RED 12-04-2026 - debt 2.69
364 DAYS TBILL RED 15-08-2025 - debt 8.88
KOTAK MAHINDRA BANK CD RED 13-03-2026 - debt 8.56
EXIM BANK CD RED 20-03-2026 - debt 8.55
INDIAN BANK CD RED 19-03-2026 - debt 8.55
HDFC BANK CD RED 24-03-2026 - debt 8.54
NABARD CD RED 25-03-2026 - debt 4.27
ICICI SECURITIES CP RED 06-03-2026 - debt 8.54
HDB FINANCIAL SERV CP RED 16-03-2026 - debt 8.52
Clearing Corporation of India Ltd. - debt 4.68
Accrued Interest - - 1.01
Net Receivables/(Payables) - - 0.00
SGS KARNATAKA 7.45% (20/03/2037) - debt 13.96
SGS MAHARASHTRA 7.45% (20/03/2037) - debt 4.65
GOI - 6.54% (17/01/2032) - debt 4.49
08.95 % RELIANCE INDUSTRIES LTD - 09/11/2028 - debt 9.39
08.60 % CHOLAMANDALAM INVT & FIN CO LTD - 05/03/2029 - debt 9.03
07.35 % EXIM - 27/07/2028 - debt 8.97
07.59 % NATIONAL HOUSING BANK - 08/09/2027 - debt 8.97
07.52 % REC LTD - 07/11/2026 - debt 8.87
07.85 % INTERISE TRUST - 31/03/2040 - debt 8.36
08.30 % TATA PROJECTS LTD - 07/01/2028 - debt 4.45
08.75 % SHRIRAM FINANCE LTD - 05/10/2026 - debt 4.42
07.25 % CUBE HIGHWAYS TRUST - 25/04/2028 - debt 4.42
08.60 % SANSAR JAN 2025 TRUST - 25/10/2028 - debt 4.39
SBIMF AIF - CAT I (CDMDF)27/10/2038 - - 0.68
C) REPO - - 2.87
CASH / NET CURRENT ASSET - cash 2.08
SIP Calculator
Risk Ratios
Standard Deviation
1.14
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Akhil Mittal (22 years), Mr. Mithraem Bharucha (15 years),
  • Expense ration regular : 0.73
  • Expense ration direct : 0.30
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹150.00
  • Type : debt
Exit load
Nil

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