Tata Floating Rate Fund - Regular Plan - Growth
Debt
Debt Floating Rate
Fund House : Tata Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- SI
NAV (as on
2025-06-12)
12.77 -0.06%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.73%
Expense Ratio
(Direct)
0.30%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-05 | ₹1,000.00 | ₹999.01 |
-0.10 %
|
| Two Week | 2025-05-28 | ₹1,000.00 | ₹998.24 |
-0.18 %
|
| 1 Month | 2025-05-13 | ₹1,000.00 | ₹1,005.99 |
0.60 %
|
| Three Months | 2025-03-17 | ₹3,000.00 | ₹3,048.13 |
1.60 %
|
| Six Months | 2024-12-16 | ₹6,000.00 | ₹6,174.68 |
2.91 %
|
| One Year | 2024-06-12 | ₹12,000.00 | ₹12,615.10 |
5.13 %
|
| Three Year | 2022-06-13 | ₹36,000.00 | ₹40,735.45 |
13.15 %
|
| Since Inception | 2021-07-07 | ₹48,000.00 | ₹55,687.13 |
16.01 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| 7.25% National Bank For Agriculture and Rural Development (01/08/2025) | - | debt | 4.48 |
| 7.13% Power Finance Corporation Limited (08/08/2025) | - | debt | 4.48 |
| Axis Bank Limited (05/09/2025) | - | debt | 8.80 |
| Punjab National Bank (05/12/2025) | - | debt | 8.66 |
| Bank of Baroda (13/01/2026) | - | debt | 6.45 |
| Canara Bank (20/01/2026) | - | debt | 6.45 |
| Small Industries Dev Bank of India (05/05/2026) | - | debt | 6.33 |
| HDFC Bank Limited (04/02/2026) | - | debt | 5.36 |
| AU Small Finance Bank Limited (01/10/2025) | - | debt | 4.37 |
| Indian Bank (04/02/2026) | - | debt | 4.29 |
| Reliance Retail Ventures Limited (07/07/2025) | - | debt | 8.00 |
| Bharti Telecom Limited (17/10/2025) | - | debt | 6.10 |
| Kotak Mahindra Investments Limited (10/03/2026) | - | debt | 5.95 |
| NTPC Limited (10/03/2026) | - | debt | 5.33 |
| Kotak Mahindra Prime Limited (27/03/2026) | - | debt | 4.24 |
| 182 Days Tbill (MD 31/07/2025) | - | debt | 4.43 |
| 182 Days Tbill (MD 07/08/2025) | - | debt | 4.43 |
| 364 Days Tbill (MD 15/01/2026) | - | debt | 0.86 |
| 364 Days Tbill (MD 24/07/2025) | - | debt | 0.13 |
| Corporate Debt Market Development Fund | - | debt | 0.21 |
| TREPS | debt | 0.38 | |
| Net Receivables / (Payables) | - | - | 0.27 |
| 7.7% NABARD NCD SR 25A RED 30-09-2027 | - | debt | 4.59 |
| 7.74% LIC HSG TR448 NCD 22-10-27 | - | debt | 4.58 |
| 7.60% REC LTD. NCD SR 219 RED 27-02-2026 | - | debt | 4.52 |
| 7.23% SIDBI NCD RED 09-03-2026 | - | debt | 4.51 |
| 7.11% SIDBI NCD RED 27-02-2026 | - | debt | 4.51 |
| 7.123% TATA CAP HSG FI SR B R 21-07-2027 | - | debt | 4.50 |
| 5.63% GOVT OF INDIA RED 12-04-2026 | - | debt | 2.69 |
| 364 DAYS TBILL RED 15-08-2025 | - | debt | 8.88 |
| KOTAK MAHINDRA BANK CD RED 13-03-2026 | - | debt | 8.56 |
| EXIM BANK CD RED 20-03-2026 | - | debt | 8.55 |
| INDIAN BANK CD RED 19-03-2026 | - | debt | 8.55 |
| HDFC BANK CD RED 24-03-2026 | - | debt | 8.54 |
| NABARD CD RED 25-03-2026 | - | debt | 4.27 |
| ICICI SECURITIES CP RED 06-03-2026 | - | debt | 8.54 |
| HDB FINANCIAL SERV CP RED 16-03-2026 | - | debt | 8.52 |
| Clearing Corporation of India Ltd. | - | debt | 4.68 |
| Accrued Interest | - | - | 1.01 |
| Net Receivables/(Payables) | - | - | 0.00 |
| SGS KARNATAKA 7.45% (20/03/2037) | - | debt | 13.96 |
| SGS MAHARASHTRA 7.45% (20/03/2037) | - | debt | 4.65 |
| GOI - 6.54% (17/01/2032) | - | debt | 4.49 |
| 08.95 % RELIANCE INDUSTRIES LTD - 09/11/2028 | - | debt | 9.39 |
| 08.60 % CHOLAMANDALAM INVT & FIN CO LTD - 05/03/2029 | - | debt | 9.03 |
| 07.35 % EXIM - 27/07/2028 | - | debt | 8.97 |
| 07.59 % NATIONAL HOUSING BANK - 08/09/2027 | - | debt | 8.97 |
| 07.52 % REC LTD - 07/11/2026 | - | debt | 8.87 |
| 07.85 % INTERISE TRUST - 31/03/2040 | - | debt | 8.36 |
| 08.30 % TATA PROJECTS LTD - 07/01/2028 | - | debt | 4.45 |
| 08.75 % SHRIRAM FINANCE LTD - 05/10/2026 | - | debt | 4.42 |
| 07.25 % CUBE HIGHWAYS TRUST - 25/04/2028 | - | debt | 4.42 |
| 08.60 % SANSAR JAN 2025 TRUST - 25/10/2028 | - | debt | 4.39 |
| SBIMF AIF - CAT I (CDMDF)27/10/2038 | - | - | 0.68 |
| C) REPO | - | - | 2.87 |
| CASH / NET CURRENT ASSET | - | cash | 2.08 |
SIP Calculator
Risk Ratios
Standard Deviation
1.14
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Akhil Mittal (22 years), Mr. Mithraem Bharucha (15 years),
- Expense ration regular : 0.73
- Expense ration direct : 0.30
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹150.00
- Type : debt
Exit load
Nil
FAQs
Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?
Get In Touch
Interested in exploring more about JezzMoney Mutual Fund Distributors Software? Submit the form, and we will respond quickly.
Get Expert Advice on Investment in Mutual Funds!
- Certified mutual fund distributors around India will reach out to help you build your future.
- Connect with trusted mutual fund distributors and find them from your city and pincode area.
- JezzMoney is only the mediator to help you connect with these certified professionals.
- It is your obligation to gather accurate information when you receive contact from our platform.