Home Mf Research Tata Floating Rate Fund Regular Plan Growth

Tata Floating Rate Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
12.86 0.02%
AUM (Fund Size)
16
Expense Ratio
0.73%
Exit load
NIL
Risk
Moderate
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.29
0.03 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.71
0.27 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.14
0.51 %
Three Months 2025-04-21 ₹3,000.00 ₹3,029.95
1.00 %
Six Months 2025-01-20 ₹6,000.00 ₹6,155.89
2.60 %
One Year 2024-07-18 ₹12,000.00 ₹12,591.62
4.93 %
Three Year 2022-07-19 ₹36,000.00 ₹40,718.43
13.11 %
Since Inception 2021-07-07 ₹50,000.00 ₹58,061.13
16.12 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 540%
Others 4%

Sectors Holding in Tata Floating Rate Fund - Regular Plan - Growth

Other
546%

Companies Holding in Tata Floating Rate Fund - Regular Plan - Growth

7.25% National Bank For Agriculture And Rural Development (01/08/2025)
4.48%
7.13% Power Finance Corporation Limited (08/08/2025)
4.48%
Axis Bank Limited (05/09/2025)
8.80%
Punjab National Bank (05/12/2025)
8.66%
Bank Of Baroda (13/01/2026)
6.45%
Canara Bank (20/01/2026)
6.45%
Small Industries Dev Bank Of India (05/05/2026)
6.33%
HDFC Bank Limited (04/02/2026)
5.36%
AU Small Finance Bank Limited (01/10/2025)
4.37%
Indian Bank (04/02/2026)
4.29%
Reliance Retail Ventures Limited (07/07/2025)
8.00%
Bharti Telecom Limited (17/10/2025)
6.10%
Kotak Mahindra Investments Limited (10/03/2026)
5.95%
NTPC Limited (10/03/2026)
5.33%
Kotak Mahindra Prime Limited (27/03/2026)
4.24%
182 Days Tbill (MD 31/07/2025)
4.43%
182 Days Tbill (MD 07/08/2025)
4.43%
364 Days Tbill (MD 15/01/2026)
0.86%
364 Days Tbill (MD 24/07/2025)
0.13%
Corporate Debt Market Development Fund
0.21%
TREPS
0.38%
Net Receivables / (Payables)
0.27%
7.7% NABARD NCD SR 25A RED 30-09-2027
4.59%
7.74% LIC HSG TR448 NCD 22-10-27
4.58%
7.60% REC LTD. NCD SR 219 RED 27-02-2026
4.52%
7.23% SIDBI NCD RED 09-03-2026
4.51%
7.11% SIDBI NCD RED 27-02-2026
4.51%
7.123% TATA CAP HSG FI SR B R 21-07-2027
4.50%
5.63% GOVT OF INDIA RED 12-04-2026
2.69%
364 DAYS TBILL RED 15-08-2025
8.88%
KOTAK MAHINDRA BANK CD RED 13-03-2026
8.56%
EXIM BANK CD RED 20-03-2026
8.55%
INDIAN BANK CD RED 19-03-2026
8.55%
HDFC BANK CD RED 24-03-2026
8.54%
NABARD CD RED 25-03-2026
4.27%
ICICI SECURITIES CP RED 06-03-2026
8.54%
HDB FINANCIAL SERV CP RED 16-03-2026
8.52%
Clearing Corporation Of India Ltd.
4.68%
Accrued Interest
1.01%
Net Receivables/(Payables)
0.00%
SGS KARNATAKA 7.45% (20/03/2037)
13.96%
SGS MAHARASHTRA 7.45% (20/03/2037)
4.65%
GOI - 6.54% (17/01/2032)
4.49%
08.95 % RELIANCE INDUSTRIES LTD - 09/11/2028
9.39%
08.60 % CHOLAMANDALAM INVT & FIN CO LTD - 05/03/2029
9.03%
07.35 % EXIM - 27/07/2028
8.97%
07.59 % NATIONAL HOUSING BANK - 08/09/2027
8.97%
07.52 % REC LTD - 07/11/2026
8.87%
07.85 % INTERISE TRUST - 31/03/2040
8.36%
08.30 % TATA PROJECTS LTD - 07/01/2028
4.45%
08.75 % SHRIRAM FINANCE LTD - 05/10/2026
4.42%
07.25 % CUBE HIGHWAYS TRUST - 25/04/2028
4.42%
08.60 % SANSAR JAN 2025 TRUST - 25/10/2028
4.39%
SBIMF AIF - CAT I (CDMDF)27/10/2038
0.68%
C) REPO
2.87%
CASH / NET CURRENT ASSET
2.08%
7.25% National Bank For Agriculture And Rural Development (01/08/2025)
4.48%
7.13% Power Finance Corporation Limited (08/08/2025)
4.48%
Axis Bank Limited (05/09/2025)
8.80%
Punjab National Bank (05/12/2025)
8.66%
Bank Of Baroda (13/01/2026)
6.45%
Canara Bank (20/01/2026)
6.45%
Small Industries Dev Bank Of India (05/05/2026)
6.33%
HDFC Bank Limited (04/02/2026)
5.36%
AU Small Finance Bank Limited (01/10/2025)
4.37%
Indian Bank (04/02/2026)
4.29%
Reliance Retail Ventures Limited (07/07/2025)
8.00%
Bharti Telecom Limited (17/10/2025)
6.10%
Kotak Mahindra Investments Limited (10/03/2026)
5.95%
NTPC Limited (10/03/2026)
5.33%
Kotak Mahindra Prime Limited (27/03/2026)
4.24%
182 Days Tbill (MD 31/07/2025)
4.43%
182 Days Tbill (MD 07/08/2025)
4.43%
364 Days Tbill (MD 15/01/2026)
0.86%
364 Days Tbill (MD 24/07/2025)
0.13%
Corporate Debt Market Development Fund
0.21%
TREPS
0.38%
Net Receivables / (Payables)
0.27%
7.25% National Bank For Agriculture And Rural Development (01/08/2025)
4.48%
7.13% Power Finance Corporation Limited (08/08/2025)
4.48%
Axis Bank Limited (05/09/2025)
8.80%
Punjab National Bank (05/12/2025)
8.66%
Bank Of Baroda (13/01/2026)
6.45%
Canara Bank (20/01/2026)
6.45%
Small Industries Dev Bank Of India (05/05/2026)
6.33%
HDFC Bank Limited (04/02/2026)
5.36%
AU Small Finance Bank Limited (01/10/2025)
4.37%
Indian Bank (04/02/2026)
4.29%
Reliance Retail Ventures Limited (07/07/2025)
8.00%
Bharti Telecom Limited (17/10/2025)
6.10%
Kotak Mahindra Investments Limited (10/03/2026)
5.95%
NTPC Limited (10/03/2026)
5.33%
Kotak Mahindra Prime Limited (27/03/2026)
4.24%
182 Days Tbill (MD 31/07/2025)
4.43%
182 Days Tbill (MD 07/08/2025)
4.43%
364 Days Tbill (MD 15/01/2026)
0.86%
364 Days Tbill (MD 24/07/2025)
0.13%
Corporate Debt Market Development Fund
0.21%
TREPS
0.38%
Net Receivables / (Payables)
0.27%
7.7% NABARD NCD SR 25A RED 30-09-2027
4.59%
7.74% LIC HSG TR448 NCD 22-10-27
4.58%
7.60% REC LTD. NCD SR 219 RED 27-02-2026
4.52%
7.23% SIDBI NCD RED 09-03-2026
4.51%
7.11% SIDBI NCD RED 27-02-2026
4.51%
7.123% TATA CAP HSG FI SR B R 21-07-2027
4.50%
5.63% GOVT OF INDIA RED 12-04-2026
2.69%
364 DAYS TBILL RED 15-08-2025
8.88%
KOTAK MAHINDRA BANK CD RED 13-03-2026
8.56%
EXIM BANK CD RED 20-03-2026
8.55%
INDIAN BANK CD RED 19-03-2026
8.55%
HDFC BANK CD RED 24-03-2026
8.54%
NABARD CD RED 25-03-2026
4.27%
ICICI SECURITIES CP RED 06-03-2026
8.54%
HDB FINANCIAL SERV CP RED 16-03-2026
8.52%
Clearing Corporation Of India Ltd.
4.68%
Accrued Interest
1.01%
Net Receivables/(Payables)
0.00%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Moderate

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.73
Expense Ratio Direct
0.33
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Ms. Pranavi Kulkarni
Experience
Mr. Rahul Dedhia
Experience
Ms. Pranavi Kulkarni
Experience
Mr. Rahul Dedhia
Experience

Exit load

NIL

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