ICICI Prudential Regular Savings Fund - Growth
Debt
Debt Ultra Short Duration
Fund House : ICICI Prudential Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-13)
75.20 -0.04%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.66%
Expense Ratio
(Direct)
0.91%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-06 | ₹1,000.00 | ₹998.05 |
-0.19 %
|
| Two Week | 2025-05-29 | ₹1,000.00 | ₹1,000.68 |
0.07 %
|
| 1 Month | 2025-05-14 | ₹1,000.00 | ₹1,009.99 |
1.00 %
|
| Three Months | 2025-03-17 | ₹3,000.00 | ₹3,078.42 |
2.61 %
|
| Six Months | 2024-12-16 | ₹6,000.00 | ₹6,215.08 |
3.58 %
|
| One Year | 2024-06-13 | ₹12,000.00 | ₹12,595.99 |
4.97 %
|
| Three Year | 2022-06-14 | ₹36,000.00 | ₹42,465.75 |
17.96 %
|
| Five Year | 2020-06-15 | ₹60,000.00 | ₹77,551.89 |
29.25 %
|
| Ten Year | 2015-06-16 | ₹120,000.00 | ₹198,603.75 |
65.50 %
|
| Since Inception | 2004-03-30 | ₹259,000.00 | ₹827,738.95 |
219.59 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| ICICI Bank Ltd. | Banks | equity | 1.69 |
| SBI Life Insurance Company Ltd. | Insurance | equity | 1.36 |
| Maruti Suzuki India Ltd. | Automobiles | equity | 1.13 |
| Sun Pharmaceutical Industries Ltd. | Pharmaceuticals & Biotechnology | equity | 1.07 |
| HDFC Bank Ltd. | Banks | equity | 1.04 |
| Axis Bank Ltd. | Banks | equity | 0.94 |
| NTPC Ltd. | Power | equity | 0.86 |
| HDFC Life Insurance Company Ltd. | Insurance | equity | 0.82 |
| Bharti Airtel Ltd. | Telecom - Services | equity | 0.81 |
| Gland Pharma Ltd. | Pharmaceuticals & Biotechnology | equity | 0.78 |
| Affle India Ltd. | It - Services | equity | 0.72 |
| ICICI Lombard General Insurance Company Ltd. | Insurance | equity | 0.69 |
| Hindustan Unilever Ltd. | Diversified Fmcg | equity | 0.67 |
| Aurobindo Pharma Ltd. | Pharmaceuticals & Biotechnology | equity | 0.65 |
| Infosys Ltd. | It - Software | equity | 0.62 |
| IndusInd Bank Ltd. | Banks | equity | 0.55 |
| TBO Tek Ltd. | Leisure Services | equity | 0.53 |
| Chemplast Sanmar Ltd | Chemicals & Petrochemicals | equity | 0.53 |
| Alkem Laboratories Ltd. | Pharmaceuticals & Biotechnology | equity | 0.47 |
| Dabur India Ltd. | Personal Products | equity | 0.43 |
| Nuvoco Vistas Corporation Ltd. | Cement & Cement Products | equity | 0.39 |
| PVR INOX Ltd. | Entertainment | equity | 0.38 |
| Yatra Online Ltd | Leisure Services | equity | 0.33 |
| DLF Ltd. | Realty | equity | 0.30 |
| Tata Motors Ltd. | Automobiles | equity | 0.30 |
| Oil India Ltd. | Oil | equity | 0.30 |
| Carborundum Universal Ltd. | Industrial Products | equity | 0.27 |
| Mold-Tek Packaging Ltd | Industrial Products | equity | 0.26 |
| Oil & Natural Gas Corporation Ltd. | Oil | equity | 0.25 |
| UPL Ltd. | Fertilizers & Agrochemicals | equity | 0.25 |
| Apollo Tyres Ltd. | Auto Components | equity | 0.25 |
| Medi Assist Healthcare Services Ltd | Insurance | equity | 0.20 |
| Adani Wilmar Ltd | Agricultural Food & Other Products | equity | 0.20 |
| Vedant Fashions Ltd. | Retailing | equity | 0.20 |
| Zydus Lifesciences Ltd. | Pharmaceuticals & Biotechnology | equity | 0.18 |
| CIE Automotive India Ltd | Auto Components | equity | 0.18 |
| Divgi Torqtransfer Systems Ltd | Auto Components | equity | 0.18 |
| Indian Energy Exchange Ltd. | Capital Markets | equity | 0.17 |
| Jubilant Ingrevia Ltd. | Chemicals & Petrochemicals | equity | 0.15 |
| Tata Communications Ltd. | Telecom - Services | equity | 0.15 |
| Gujarat Alkalies and Chemicals Ltd. | Chemicals & Petrochemicals | equity | 0.13 |
| ITC Ltd. | Diversified Fmcg | equity | 0.11 |
| Teamlease Services Ltd. | Commercial Services & Supplies | equity | 0.11 |
| Sai Silks (Kalamandir) Ltd. | Retailing | equity | 0.11 |
| GNA Axles Ltd | Auto Components | equity | 0.10 |
| Route Mobile Ltd. | Telecom - Services | equity | 0.10 |
| PNC Infratech Ltd. | Construction | equity | 0.08 |
| Rategain Travel Technologies Ltd. | It - Software | equity | 0.08 |
| Sagar Cements Ltd. | Cement & Cement Products | equity | 0.07 |
| Orient Electric Ltd. | Consumer Durables | equity | 0.06 |
| Galaxy Surfactants Ltd. | Chemicals & Petrochemicals | equity | 0.01 |
| Government Securities | - | debt | 0.01 |
| State Government of Maharashtra | - | debt | 0.32 |
| State Government of Karnataka | - | debt | 0.22 |
| State Government of West Bengal | - | debt | 0.09 |
| State Bank of India ( Tier II Bond under Basel III ) | - | debt | 3.12 |
| L&T Metro Rail (Hyderabad) Ltd. | - | debt | 2.50 |
| 360 One Prime Ltd. | - | debt | 2.37 |
| Yes Bank Ltd. | - | debt | 2.03 |
| Godrej Properties Ltd. | - | debt | 1.61 |
| Godrej Industries Ltd. | - | debt | 1.61 |
| NABARD | - | debt | 0.75 |
| Eris Lifesciences Ltd. | - | debt | 1.59 |
| Narayana Hrudayalaya Ltd. | - | debt | 1.59 |
| Indostar Capital Finance Ltd. | - | debt | 1.58 |
| Bharti Telecom Ltd. | - | debt | 0.32 |
| Ashiana Housing Ltd. | - | debt | 1.27 |
| JM Financial Products Ltd. | - | debt | 1.11 |
| Prism Johnson Ltd. | - | debt | 0.95 |
| Vedanta Ltd. | - | debt | 0.95 |
| LIC Housing Finance Ltd. | - | debt | 0.80 |
| JM Financial Credit Solution Ltd. | - | debt | 0.80 |
| Oberoi Realty Ltd. | - | debt | 0.79 |
| Aavas Financiers Ltd. | - | debt | 0.64 |
| Aadhar Housing Finance Ltd. | - | debt | 0.79 |
| Tata Projects Ltd. | - | debt | 0.79 |
| Shriram Finance Ltd. | - | debt | 0.79 |
| Torrent Power Ltd. | - | debt | 0.79 |
| Aptus Value Housing Finance India Ltd. | - | debt | 0.78 |
| Mankind Pharma Ltd | - | debt | 0.13 |
| Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. | - | debt | 0.47 |
| Avanse Financial Services Ltd | - | debt | 0.47 |
| DME Development Ltd. | - | debt | 0.17 |
| Kogta Financial (India) Ltd. | - | debt | 0.16 |
| Macrotech Developers Ltd. | - | debt | 0.28 |
| Sheela Foam Ltd. | - | debt | 0.16 |
| India Universal Trust AL2 | - | debt | 0.40 |
| Small Industries Development Bank Of India. | - | debt | 2.24 |
| Export-Import Bank Of India | - | debt | 1.50 |
| HDFC Bank Ltd. | - | debt | 0.75 |
| Axis Bank Ltd. | - | debt | 0.75 |
| JM Financial Services Ltd. | - | debt | 2.29 |
| MINDSPACE BUSINESS PARKS REIT | Units of Real Estate Investment Trust (REITs) | debt | 0.96 |
| EMBASSY OFFICE PARKS REIT | Units of Real Estate Investment Trust (REITs) | debt | 0.59 |
| Corporate Debt Market Development Fund (Class A2) | Financial Services | debt | 0.29 |
| TREPS | - | debt | 0.97 |
| Cash Margin - Derivatives | - | debt | 0.25 |
| Net Current Assets | - | debt | 2.11 |
| Government Securities | - | debt | 0.17 |
| State Government of Maharashtra | - | debt | 0.11 |
SIP Calculator
Risk Ratios
Standard Deviation
3.28
Beta
0.85
Sharpe Ratio
1.03
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Roshan Chutkey (16 years), Manish Banthia (20 years), Akhil Kakkar (17 years), Rohan Maru (13 years), Darshil Dedhia (11 years),
- Expense ration regular : 1.66
- Expense ration direct : 0.91
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : debt
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