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Home Mf Research Dsp Regular Savings Fund Regular Plan Growth
DSP Mutual Fund

DSP Regular Savings Fund - Regular Plan - Growth

Debt Debt Ultra Short Duration
Fund House : DSP Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
58.59 -0.06%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.48%
Expense Ratio (Direct)
0.25%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹999.97
0.00 %
Two Week 2025-05-19 ₹1,000.00 ₹1,001.55
0.15 %
1 Month 2025-05-05 ₹1,000.00 ₹1,008.58
0.86 %
Three Months 2025-03-05 ₹3,000.00 ₹3,086.47
2.88 %
Six Months 2024-12-05 ₹6,000.00 ₹6,217.97
3.63 %
One Year 2024-06-03 ₹12,000.00 ₹12,639.32
5.33 %
Three Year 2022-06-06 ₹36,000.00 ₹42,678.21
18.55 %
Five Year 2020-06-04 ₹60,000.00 ₹76,982.45
28.30 %
Ten Year 2015-06-08 ₹120,000.00 ₹181,743.40
51.45 %
Since Inception 2004-06-11 ₹256,000.00 ₹660,562.37
158.03 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
National Bank for Agriculture and Rural Development Banking Certificate of Deposit 9.85
Small Industries Development Bank of India Banking Certificate of Deposit 8.82
Union Bank of India Banking Certificate of Deposit 7.76
HDFC Bank Limited Banking Certificate of Deposit 5.69
Indian Bank Banking Certificate of Deposit 5.17
ICICI Bank Limited Banking Certificate of Deposit 4.67
IDFC First Bank Limited Banking Certificate of Deposit 4.14
IndusInd Bank Limited Banking Certificate of Deposit 4.14
Bank of Baroda Banking Certificate of Deposit 3.11
The Federal Bank Limited Banking Certificate of Deposit 2.07
Punjab National Bank Banking Certificate of Deposit 1.04
Axis Bank Limited Banking Certificate of Deposit 0.52
LIC Housing Finance Limited Finance Commercial Paper 4.67
ICICI Securities Limited Finance Commercial Paper 4.64
Bajaj Housing Finance Limited Finance Commercial Paper 4.14
Hero Fincorp Limited Finance Commercial Paper 4.12
Axis Securities Limited Finance Commercial Paper 3.10
Mahindra & Mahindra Financial Services Limited Finance Commercial Paper 3.09
Aditya Birla Finance Limited Finance Commercial Paper 2.58
Muthoot Finance Limited Finance Commercial Paper 2.08
HSBC Investdirect Financial Services (India) Limited Finance Commercial Paper 1.03
364 DAYS T-BILL 2025 Government Security Treasury Bill 12.97
TREPS / Reverse Repo Investments Money Market Investment 1.54
SBI Funds Management Pvt Ltd/Fund Parent Alternative Investment Alternative Investment Funds (AIF) 0.27
Net Receivables/Payables Cash & Cash Equivalent Cash -1.21
Power Grid Corporation of India Limited DEBT INSTRUMENTS Bond 5.98
REC Limited DEBT INSTRUMENTS Bond 5.78
Indian Oil Corporation Limited DEBT INSTRUMENTS Bond 5.75
Power Finance Corporation Limited DEBT INSTRUMENTS Bond 4.21
Export-Import Bank of India DEBT INSTRUMENTS Bond 2.94
National Bank for Agriculture and Rural Development DEBT INSTRUMENTS Bond 2.91
HDFC Bank Limited DEBT INSTRUMENTS Bond 2.91
NTPC Limited DEBT INSTRUMENTS Bond 0.51
7.32% GOI 2030 GOVERNMENT SECURITIES SOV 12.88
7.02% GOI 2031 GOVERNMENT SECURITIES SOV 8.60
7.10% GOI 2029 GOVERNMENT SECURITIES SOV 5.81
7.06% GOI 2028 GOVERNMENT SECURITIES SOV 5.80
7.37% GOI 2028 GOVERNMENT SECURITIES SOV 2.93
7.10% GOI 2034 GOVERNMENT SECURITIES SOV 2.92
5.74% GOI 2026 GOVERNMENT SECURITIES SOV 2.79
5.63% GOI 2026 GOVERNMENT SECURITIES SOV 1.66
7.38% GOI 2027 GOVERNMENT SECURITIES SOV 0.58
7.83% Gujarat SDL 2026 GOVERNMENT SECURITIES SOV 0.17
TREPS / Reverse Repo Investments MONEY MARKET INSTRUMENTS Money Market 2.62
SBI Funds Management Pvt Ltd/Fund Parent ALTERNATIVE INVESTMENT FUNDS AIF 0.29
Net Receivables/Payables CASH & CASH EQUIVALENT Cash 0.37
Cash Margin CASH & CASH EQUIVALENT Cash 0.01
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
0.58
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : (), Unknown (Unknown),
  • Expense ration regular : 0.48
  • Expense ration direct : 0.25
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt

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