Home Mf Research Dsp Regular Savings Fund Regular Plan Growth

DSP Regular Savings Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
Fund info
NAV (as on 2025-07-18)
58.98 -0.07%
AUM (Fund Size)
N/A
Expense Ratio
0.48%
Exit load
N/A
Risk
N/A
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.19
0.12 %
Two Week 2025-07-03 ₹1,000.00 ₹1,001.64
0.16 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.12
0.51 %
Three Months 2025-04-21 ₹3,000.00 ₹3,030.26
1.01 %
Six Months 2025-01-20 ₹6,000.00 ₹6,178.84
2.98 %
One Year 2024-07-18 ₹12,000.00 ₹12,583.31
4.86 %
Three Year 2022-07-19 ₹36,000.00 ₹42,459.97
17.94 %
Five Year 2020-07-20 ₹60,000.00 ₹76,452.22
27.42 %
Ten Year 2015-07-21 ₹120,000.00 ₹181,408.64
51.17 %
Since Inception 2004-06-11 ₹257,000.00 ₹666,009.22
159.15 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in DSP Regular Savings Fund - Regular Plan - Growth

Banking
52%
Finance
27%
Government Security
12%
Money Market
1%
Alternative Investment
0%
Cash & Cash Equivalent
0%
DEBT INSTRUMENTS
25%
GOVERNMENT SECURITIES
37%
MONEY MARKET INSTRUMENTS
2%
ALTERNATIVE INVESTMENT FUNDS
0%
CASH & CASH EQUIVALENT
0%

Companies Holding in DSP Regular Savings Fund - Regular Plan - Growth

National Bank For Agriculture And Rural Development
9.85%
Small Industries Development Bank Of India
8.82%
Union Bank Of India
7.76%
HDFC Bank Limited
5.69%
Indian Bank
5.17%
ICICI Bank Limited
4.67%
IDFC First Bank Limited
4.14%
IndusInd Bank Limited
4.14%
Bank Of Baroda
3.11%
The Federal Bank Limited
2.07%
Punjab National Bank
1.04%
Axis Bank Limited
0.52%
LIC Housing Finance Limited
4.67%
ICICI Securities Limited
4.64%
Bajaj Housing Finance Limited
4.14%
Hero Fincorp Limited
4.12%
Axis Securities Limited
3.10%
Mahindra & Mahindra Financial Services Limited
3.09%
Aditya Birla Finance Limited
2.58%
Muthoot Finance Limited
2.08%
HSBC Investdirect Financial Services (India) Limited
1.03%
364 DAYS T-BILL 2025
12.97%
TREPS / Reverse Repo Investments
1.54%
SBI Funds Management Pvt Ltd/Fund Parent
0.27%
Net Receivables/Payables
-1.21%
Power Grid Corporation Of India Limited
5.98%
REC Limited
5.78%
Indian Oil Corporation Limited
5.75%
Power Finance Corporation Limited
4.21%
Export-Import Bank Of India
2.94%
National Bank For Agriculture And Rural Development
2.91%
HDFC Bank Limited
2.91%
NTPC Limited
0.51%
7.32% GOI 2030
12.88%
7.02% GOI 2031
8.60%
7.10% GOI 2029
5.81%
7.06% GOI 2028
5.80%
7.37% GOI 2028
2.93%
7.10% GOI 2034
2.92%
5.74% GOI 2026
2.79%
5.63% GOI 2026
1.66%
7.38% GOI 2027
0.58%
7.83% Gujarat SDL 2026
0.17%
TREPS / Reverse Repo Investments
2.62%
SBI Funds Management Pvt Ltd/Fund Parent
0.29%
Net Receivables/Payables
0.37%
Cash Margin
0.01%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 0.58

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.48
Expense Ratio Direct
0.25
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Experience
Unknown
Unknown Experience

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?