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DSP Regular Savings Fund - Regular Plan - Growth

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Fund info
NAV (as on 2026-01-16)
59.93 -0.04%
AUM (Fund Size)
84
Expense Ratio
0.39%
Exit load
Nil
Risk
Low to Moderate Risk
AMC
DSP Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2026-01-09 ₹1,000.00 ₹998.51
-0.15 %
Two Week 2026-01-01 ₹1,000.00 ₹997.02
-0.30 %
One Month 2025-12-17 ₹1,000.00 ₹1,002.74
0.27 %
Three Months 2025-10-20 ₹3,000.00 ₹3,011.76
0.39 %
Six Months 2025-07-21 ₹6,000.00 ₹6,061.81
1.03 %
One Year 2025-01-16 ₹12,000.00 ₹12,370.56
3.09 %
Three Year 2023-01-17 ₹36,000.00 ₹41,099.43
14.17 %
Five Year 2021-01-18 ₹60,000.00 ₹74,466.58
24.11 %
Ten Year 2016-01-19 ₹120,000.00 ₹178,249.67
48.54 %
Since Inception 2004-06-11 ₹263,000.00 ₹682,729.16
159.59 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in DSP Regular Savings Fund - Regular Plan - Growth

Banks
53%
Automobiles
4%
Pharmaceuticals & Biotechnology
7%
Finance
6%
Diversified FMCG
3%
Insurance
3%
Power
2%
Gas
3%
Auto Components
4%
Oil
2%
Consumer Durables
1%
IT - Software
16%
Telecom - Services
2%
IT - Services
0%
Chemicals & Petrochemicals
0%
Commercial Services & Supplies
0%
Diversified
0%
Leisure Services
0%
Construction
2%
Petroleum Products
10%
Industrial Products
2%
Cement & Cement Products
0%
Fertilizers & Agrochemicals
1%

Companies Holding in DSP Regular Savings Fund - Regular Plan - Growth

HDFC Bank Limited
3.51%
ICICI Bank Limited
3.09%
Kotak Mahindra Bank Limited
1.96%
Axis Bank Limited
1.70%
Mahindra & Mahindra Limited
1.95%
Hero MotoCorp Limited
1.04%
Cipla Limited
1.86%
Suven Pharmaceuticals Limited
0.60%
Alembic Pharmaceuticals Limited
0.37%
IPCA Laboratories Limited
0.15%
Bajaj Finance Limited
1.50%
Power Finance Corporation Limited
0.55%
SBI Cards And Payment Services Limited
0.39%
ITC Limited
1.95%
SBI Life Insurance Company Limited
1.48%
ICICI Lombard General Insurance Company Limited
0.18%
NTPC Limited
1.61%
GAIL (India) Limited
0.90%
Petronet LNG Limited
0.53%
Samvardhana Motherson International Limited
1.27%
Oil & Natural Gas Corporation Limited
1.04%
Indigo Paints Limited
0.49%
La Opala RG Limited
0.44%
HCL Technologies Limited
0.43%
Infosys Limited
0.40%
Indus Towers Limited
0.73%
Cyient Limited
0.67%
Jubilant Ingrevia Limited
0.62%
Teamlease Services Limited
0.42%
Godrej Industries Limited
0.34%
ITC Hotels Limited
0.05%
ICICI Bank Limited
4.74%
HDFC Bank Limited
4.61%
Axis Bank Limited
3.87%
State Bank Of India
3.08%
Kotak Mahindra Bank Limited
3.07%
AU Small Finance Bank Limited
1.59%
The Federal Bank Limited
1.00%
Cipla Limited
2.11%
IPCA Laboratories Limited
2.04%
Suven Pharmaceuticals Limited
1.42%
Alkem Laboratories Limited
1.39%
Laurus Labs Limited
0.84%
Lupin Limited
0.67%
Pfizer Limited
0.60%
Infosys Limited
2.40%
HCL Technologies Limited
1.92%
Coforge Limited
1.88%
MphasiS Limited
1.37%
Power Finance Corporation Limited
1.72%
LIC Housing Finance Limited
1.46%
Bajaj Finance Limited
1.44%
Shriram Finance Limited
1.31%
SBI Cards And Payment Services Limited
1.23%
Cholamandalam Investment And Finance Company Limited
0.27%
Samvardhana Motherson International Limited
1.47%
Bharat Forge Limited
1.18%
UNO Minda Limited
1.09%
Exide Industries Limited
0.99%
Schaeffler India Limited
0.98%
Sansera Engineering Limited
0.48%
Petronet LNG Limited
1.50%
Indraprastha Gas Limited
1.09%
GAIL (India) Limited
1.02%
Gujarat State Petronet Limited
0.62%
Larsen & Toubro Limited
2.16%
KEC International Limited
0.74%
KNR Constructions Limited
0.53%
Ahluwalia Contracts (India) Limited
0.51%
G R Infraprojects Limited
0.18%
Mahindra & Mahindra Limited
1.85%
Tata Motors Limited
1.62%
Max Financial Services Limited
1.71%
SBI Life Insurance Company Limited
1.14%
ICICI Lombard General Insurance Company Limited
0.54%
Indus Towers Limited
1.60%
Bharti Airtel Limited
1.50%
Bharti Airtel Limited - Partly Paid Shares
0.17%
Hindustan Petroleum Corporation Limited
2.09%
Bharat Petroleum Corporation Limited
0.97%
Crompton Greaves Consumer Electricals Limited
1.10%
Asian Paints Limited
0.87%
Century Plyboards (India) Limited
0.59%
APL Apollo Tubes Limited
1.44%
Polycab India Limited
1.06%
Hindustan Unilever Limited
1.40%
ITC Limited
1.07%
UltraTech Cement Limited
0.95%
ACC Limited
0.72%
HDFC Bank Limited
12.22%
ICICI Bank Limited
8.36%
State Bank Of India
2.81%
Axis Bank Limited
2.66%
Kotak Mahindra Bank Limited
2.64%
IndusInd Bank Limited
0.62%
Dalmia Bharat Limited
0.70%
NTPC Limited
1.63%
NTPC Green Energy Limited
0.16%
Coromandel International Limited
1.62%
Gujarat Fluorochemicals Limited
0.97%
Atul Limited
0.63%
Oil India Limited
1.38%
Infosys Limited
6.40%
Tata Consultancy Services Limited
3.98%
HCL Technologies Limited
1.73%
Tech Mahindra Limited
1.01%
Wipro Limited
0.84%
Reliance Industries Limited
8.12%
Bharat Petroleum Corporation Limited
0.48%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.39
Expense Ratio Direct
0.15
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Unknown
Unknown Experience
Unknown
Unknown Experience
Experience
Kaivalya Nadkarni
6 years Experience
Karan Mundhra
16 years Experience

Exit load

Nil

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