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Home Mf Research Aditya Birla Sun Life Regular Savings Fund Monthly Payment Regular Plan
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Regular Savings Fund - Monthly Payment - Regular Plan

Debt Debt Ultra Short Duration
Fund House : Aditya Birla Sun Life Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-03)
66.35 -0.09%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.55%
Expense Ratio (Direct)
0.34%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-05-27 ₹1,000.00 ₹999.65
-0.03 %
Two Week 2025-05-19 ₹1,000.00 ₹1,001.59
0.16 %
1 Month 2025-05-05 ₹1,000.00 ₹1,010.59
1.06 %
Three Months 2025-03-05 ₹3,000.00 ₹3,094.61
3.15 %
Six Months 2024-12-05 ₹6,000.00 ₹6,212.36
3.54 %
One Year 2024-06-03 ₹12,000.00 ₹12,604.21
5.04 %
Three Year 2022-06-06 ₹36,000.00 ₹41,948.84
16.52 %
Five Year 2020-06-04 ₹60,000.00 ₹77,128.66
28.55 %
Ten Year 2015-06-08 ₹120,000.00 ₹189,683.07
58.07 %
Since Inception 2004-04-12 ₹258,000.00 ₹773,889.25
199.96 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Nirma Limited Chemicals Corporate 1.90
National Housing Bank Financial Services Corporate 3.04
TATA Realty & Infrastructure Limited Real Estate Corporate 0.49
Bajaj Housing Finance Limited Financial Services Corporate 2.28
National Bank For Agriculture and Rural Development Financial Services Corporate 0.08
Small Industries Development Bank of India Financial Services Corporate 0.08
Hinduja Housing Finance Ltd Financial Services Corporate 0.94
Mindspace Business Parks REIT Real Estate Corporate 0.94
JM Financial Products Limited Financial Services Corporate 0.94
SMFG India Home Finance Company Limited Financial Services Corporate 0.76
Tata Motors Finance Limited Automobile Corporate 0.75
Shriram Finance Ltd Financial Services Corporate 0.61
DLF Home Developers Ltd Real Estate Corporate 0.57
REC Limited Financial Services Corporate 0.19
PNB Housing Finance Limited Financial Services Corporate 0.38
Larsen & Toubro Limited Engineering Corporate 0.38
Bharti Telecom Limited Telecommunications Corporate 0.19
Can Fin Homes Limited Financial Services Corporate 0.38
Muthoot Finance Limited Financial Services Corporate 0.38
JM Financial Credit Solutions Ltd Financial Services Corporate 0.38
Torrent Power Limited Utilities Corporate 0.34
Tata Power Company Limited Utilities Corporate 0.19
Power Finance Corporation Limited Financial Services Corporate 0.11
Pipeline Infrastructure Limited Utilities Corporate 0.11
Cholamandalam Investment and Finance Company Limited Financial Services Corporate 0.08
ICICI Home Finance Company Limited Financial Services Corporate 0.08
HDFC Bank Limited Banking Equity 1.86%
Bharti Telecom Limited Telecommunications Equity 1.14%
Cholamandalam Investment and Finance Company Limited Finance Equity 0.11%
Shriram Housing Finance Ltd Finance Equity 0.47%
Shriram Finance Ltd Finance Equity 0.46%
Tata Capital Limited Finance Equity 0.38%
Government of India SOV Debt 7.81%
State Government bond SOV Debt 2.74%
5.88% GUJARAT 31MAR25 SDL SOV Debt 1.13%
8.08% UTTAR PRADESH 25FEB25 SDL SOV Debt 0.57%
8.05% HARYANA 25FEB2025 SDL SOV Debt 0.27%
8.05% KARNATAKA 25FEB25 SDL SOV Debt 0.27%
8.08% MADHYA PRADESH 11FEB2025 SDL SOV Debt 0.19%
6.69% MADHYA PRADESH 17MAR25 SDL SOV Debt 0.19%
TAMIL NADU 08.24% 09SEP25 SDL SOV Debt 0.04%
MAHARASHTRA 08.23% 09SEP25 SDL SOV Debt 0.04%
MAHARASHTRA 08.16% 23SEP25 SDL SOV Debt 0.04%
Cash & Current Assets Cash Equivalents Cash 2.54%
Clearing Corporation of India Limited Clearing Cash 0.00%
ICICI Securities Primary Dealership Limited Securities Cash 0.00%
Standard Chartered Bank Banking Cash 0.00%
DBS Bank Ltd/India Banking Cash 0.00%
BNP Paribas - Indian branches Banking Cash 0.00%
HSBC Bank Banking Cash 0.00%
ICICI Bank Limited Banks Equity 2.22
HDFC Bank Limited Banks Equity 2.10
State Bank of India Banks Equity 0.70
IndusInd Bank Limited Banks Equity 0.07
Infosys Limited IT - Software Equity 1.22
Coforge Limited IT - Software Equity 0.46
Bajaj Auto Limited Automobiles Equity 0.57
Mahindra & Mahindra Limited Automobiles Equity 0.56
Tata Motors Limited Automobiles Equity 0.35
V-Guard Industries Limited Consumer Durables Equity 0.49
Voltas Limited Consumer Durables Equity 0.47
Dixon Technologies (India) Limited Consumer Durables Equity 0.38
Cummins India Limited Industrial Products Equity 0.35
RHI Magnesita India Limited Industrial Products Equity 0.34
TIMKEN INDIA LTD Industrial Products Equity 0.34
Bajaj Finance Limited Finance Equity 0.71
SBFC Finance Ltd Finance Equity 0.26
Bharti Airtel Limited Telecom - Services Equity 0.93
Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology Equity 0.81
Cipla Limited Pharmaceuticals & Biotechnology Equity 0.12
TD Power Systems Limited Electrical Equipment Equity 0.52
Thermax Limited Electrical Equipment Equity 0.39
Fortis Healthcare Limited Healthcare Services Equity 0.52
Vijaya Diagnostic Centre Limited Healthcare Services Equity 0.36
Larsen & Toubro Limited Construction Equity 0.85
UltraTech Cement Limited Cement & Cement Products Equity 0.84
ITC Limited Diversified FMCG Equity 0.77
Brigade Enterprises Limited Realty Equity 0.68
CIE Automotive India Ltd Auto Components Equity 0.38
SJS Enterprises Pvt Limited Auto Components Equity 0.28
Hindalco Industries Limited Non - Ferrous Metals Equity 0.62
IRB InvIT Fund Transport Infrastructure Equity 0.52
Star Health & Allied Insurance Limited Insurance Equity 0.40
Max Financial Services Limited Insurance Equity 0.10
Godrej Consumer Products Limited Personal Products Equity 0.41
Reliance Industries Limited Petroleum Products Equity 0.38
Corporate Debt Market Development Fund Alternative Investment Funds (AIF) Equity 0.31
Oil & Natural Gas Corporation Limited Oil Equity 0.30
Vinati Organics Limited Chemicals & Petrochemicals Equity 0.27
Westlife Development Ltd Leisure Services Equity 0.26
Zomato Limited Retailing Equity 0.22
Container Corporation of India Limited Transport Services Equity 0.10
Bajaj Housing Finance Limited Finance Debt 2.15
REC Limited Finance Debt 1.86
Shriram Finance Ltd Finance Debt 1.80
Small Industries Development Bank of India Finance Debt 3.58
Power Finance Corporation Limited Finance Debt 1.79
IRB InvIT Fund Transport Infrastructure INVIT 0.52
State Bank of India - Tier II - Basel III Sovereign DEBT 17.82
Government of India Sovereign DEBT 27.48
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Kaustubh Gupta (13.0 years), Ms. Sunaina Da Cunha (10.0 years), Ms. Monika Gandhi (3.3 years), Mr. Dhaval Joshi (1.6 years), Mr. Dhaval Shah (High), Mr. Harshil Suvarnkar (Unknown), Mr. Dhaval Joshi (Unknown),
  • Expense ration regular : 0.55
  • Expense ration direct : 0.34
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹1,000.00
  • Type : debt
Exit load
Nil

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