ICICI Prudential Retirement Fund Hybrid Aggressive Plan - Growth
Fund House : ICICI Prudential Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- SI
NAV (as on
2025-06-03)
24.88 0.04%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
2.32%
Expense Ratio
(Direct)
0.80%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-05-27 | ₹1,000.00 | ₹1,004.04 |
0.40 %
|
| Two Week | 2025-05-19 | ₹1,000.00 | ₹997.59 |
-0.24 %
|
| 1 Month | 2025-05-05 | ₹1,000.00 | ₹1,031.51 |
3.15 %
|
| Three Months | 2025-03-05 | ₹3,000.00 | ₹3,244.56 |
8.15 %
|
| Six Months | 2024-12-05 | ₹6,000.00 | ₹6,332.43 |
5.54 %
|
| One Year | 2024-06-03 | ₹12,000.00 | ₹12,404.87 |
3.37 %
|
| Three Year | 2022-06-06 | ₹36,000.00 | ₹48,392.99 |
34.42 %
|
| Five Year | 2020-06-04 | ₹60,000.00 | ₹96,713.25 |
61.19 %
|
| Since Inception | 2019-02-27 | ₹77,000.00 | ₹136,298.10 |
77.01 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Bharat Electronics Ltd. | Aerospace & Defense | Equity | 2.61 |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Equity | 1.21 |
| BEML Ltd. | Agricultural, Commercial & Construction Vehicles | Equity | 1.43 |
| Bharat Forge Ltd. | Auto Components | Equity | 0.96 |
| Maruti Suzuki India Ltd. | Automobiles | Equity | 1.74 |
| Tata Motors Ltd. - DVR | Automobiles | Equity | 0.98 |
| Eicher Motors Ltd. | Automobiles | Equity | 0.81 |
| Bajaj Auto Ltd. | Automobiles | Equity | 0.78 |
| ICICI Bank Ltd. | Banks | Equity | 1.42 |
| Reliance Nippon Life Asset Management Ltd. | Capital Markets | Equity | 2.09 |
| UTI Asset Management Co Ltd | Capital Markets | Equity | 1.00 |
| Ambuja Cements Ltd. | Cement & Cement Products | Equity | 3.65 |
| Ultratech Cement Ltd. | Cement & Cement Products | Equity | 3.21 |
| SRF Ltd. | Chemicals & Petrochemicals | Equity | 1.30 |
| Aarti Industries Ltd. | Chemicals & Petrochemicals | Equity | 1.23 |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | Equity | 0.78 |
| Larsen & Toubro Ltd. | Construction | Equity | 1.96 |
| Vedanta Ltd. | Diversified Metals | Equity | 1.48 |
| Inox Wind Ltd. | Electrical Equipment | Equity | 2.25 |
| Siemens Ltd. | Electrical Equipment | Equity | 1.50 |
| Jindal Stainless Ltd. | Ferrous Metals | Equity | 2.59 |
| JSW Steel Ltd. | Ferrous Metals | Equity | 1.08 |
| Jindal Steel & Power Ltd. | Ferrous Metals | Equity | 0.99 |
| Tata Steel Ltd. | Ferrous Metals | Equity | 0.69 |
| UPL Ltd. | Fertilizers & Agrochemicals | Equity | 0.71 |
| Power Finance Corporation Ltd. | Finance | Equity | 1.37 |
| Muthoot Finance Ltd. | Finance | Equity | 1.17 |
| Manappuram Finance Ltd. | Finance | Equity | 1.05 |
| Jio Financial Services Ltd | Finance | Equity | 0.95 |
| Gujarat Gas Ltd. | Gas | Equity | 0.72 |
| Usha Martin Ltd. | Industrial Products | Equity | 1.71 |
| Ratnamani Metals & Tubes Ltd. | Industrial Products | Equity | 1.19 |
| AIA Engineering Ltd. | Industrial Products | Equity | 0.96 |
| Tech Mahindra Ltd. | It - Software | Equity | 1.81 |
| Newgen Software Technologies Ltd. | It - Software | Equity | 0.84 |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Equity | 1.25 |
| Mangalore Refinery and Petrochemicals Ltd. | Petroleum Products | Equity | 1.22 |
| Aurobindo Pharma Ltd. | Pharmaceuticals & Biotechnology | Equity | 1.18 |
| DLF Ltd. | Realty | Equity | 2.01 |
| Sobha Ltd. | Realty | Equity | 0.73 |
| Aditya Birla Fashion and Retail Ltd. | Retailing | Equity | 2.26 |
| Info Edge (India) Ltd. | Retailing | Equity | 1.73 |
| Bharti Airtel Ltd. | Telecom - Services | Equity | 4.44 |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Equity | 2.68 |
| Interglobe Aviation Ltd. | Transport Services | Equity | 3.95 |
| Commercial Papers (CPs) | Debt Holdings | Debt | 0.80 |
| 07.18% GOI 2033 | Sovereign Securities | Debt | 3.41 |
| 8% GOI Floater 2034 | Sovereign Securities | Debt | 1.50 |
| Summit Digitel Infrastructure Ltd | Corporate Securities | Debt | 2.41 |
| Nirma Ltd. | Corporate Securities | Debt | 0.58 |
| Yes Bank Ltd. | Corporate Securities | Debt | 0.51 |
| Units of Real Estate Investment Trust (REITs) | REITs | Debt | 0.16 |
| EMBASSY OFFICE PARKS REIT | REITs | Debt | 0.16 |
| Net Current Assets | Cash & Cash Equivalents | Cash | -0.90 |
SIP Calculator
Risk Ratios
Standard Deviation
11.35
Beta
1.14
Sharpe Ratio
1.24
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Lalit Kumar (13 years), Darshil Dedhia (11 years), Rohit Lakhotia (13 years),
- Expense ration regular : 2.32
- Expense ration direct : 0.80
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : solution_oriented
Exit load
Nil
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