ICICI Prudential Retirement Fund Hybrid Aggressive Plan - Growth
Solution Oriented
Solution Oriented Retirement
Fund House : ICICI Prudential Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- SI
NAV (as on
2025-06-20)
25.44 1.35%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
2.32%
Expense Ratio
(Direct)
0.80%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-13 | ₹1,000.00 | ₹1,005.14 |
0.51 %
|
| Two Week | 2025-06-05 | ₹1,000.00 | ₹1,009.92 |
0.99 %
|
| One Month | 2025-05-21 | ₹1,000.00 | ₹1,027.05 |
2.70 %
|
| Three Months | 2025-03-24 | ₹3,000.00 | ₹3,175.06 |
5.84 %
|
| Six Months | 2024-12-23 | ₹6,000.00 | ₹6,437.76 |
7.30 %
|
| One Year | 2024-06-20 | ₹12,000.00 | ₹12,705.42 |
5.88 %
|
| Three Year | 2022-06-21 | ₹36,000.00 | ₹49,288.45 |
36.91 %
|
| Five Year | 2020-06-22 | ₹60,000.00 | ₹97,380.65 |
62.30 %
|
| Since Inception | 2019-02-27 | ₹77,000.00 | ₹139,365.90 |
80.99 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Interglobe Aviation Ltd. | Transport Services | Equity | 3.59 |
| Mahindra & Mahindra Ltd. | Automobiles | Equity | 3.50 |
| Multi Commodity Exchange Of India Ltd. | Capital Markets | Equity | 3.25 |
| Info Edge (India) Ltd. | Retailing | Equity | 2.98 |
| Bharti Hexacom Ltd. | Telecom - Services | Equity | 2.86 |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Equity | 2.65 |
| Tech Mahindra Ltd. | It - Software | Equity | 2.54 |
| C.E.Info Systems Ltd. | It - Software | Equity | 2.43 |
| Polycab India Ltd. | Industrial Products | Equity | 2.32 |
| Zomato Ltd. | Retailing | Equity | 2.29 |
| Ultratech Cement Ltd. | Cement & Cement Products | Equity | 2.22 |
| Manappuram Finance Ltd. | Finance | Equity | 2.20 |
| Ambuja Cements Ltd. | Cement & Cement Products | Equity | 2.18 |
| Muthoot Finance Ltd. | Finance | Equity | 2.00 |
| Power Finance Corporation Ltd. | Finance | Equity | 1.95 |
| Jindal Steel & Power Ltd. | Ferrous Metals | Equity | 1.95 |
| PB Fintech Ltd. | Financial Technology (Fintech) | Equity | 1.91 |
| Britannia Industries Ltd. | Food Products | Equity | 1.72 |
| UPL Ltd. | Fertilizers & Agrochemicals | Equity | 1.71 |
| Jindal Stainless Ltd. | Ferrous Metals | Equity | 1.65 |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Equity | 1.63 |
| Vedanta Ltd. | Diversified Metals | Equity | 1.57 |
| PI Industries Ltd. | Fertilizers & Agrochemicals | Equity | 1.52 |
| Usha Martin Ltd. | Industrial Products | Equity | 1.43 |
| DLF Ltd. | Realty | Equity | 1.32 |
| Bharat Forge Ltd. | Auto Components | Equity | 1.32 |
| The Phoenix Mills Ltd. | Realty | Equity | 1.29 |
| JSW Steel Ltd. | Ferrous Metals | Equity | 1.23 |
| Teamlease Services Ltd. | Commercial Services & Supplies | Equity | 1.22 |
| Bharti Airtel Ltd. | Telecom - Services | Equity | 1.10 |
| CreditAccess Grameen Ltd. | Finance | Equity | 1.08 |
| SRF Ltd. | Chemicals & Petrochemicals | Equity | 1.03 |
| Bajaj Auto Ltd. | Automobiles | Equity | 1.03 |
| National Aluminium Company Ltd. | Non - Ferrous Metals | Equity | 0.98 |
| BEML Ltd. | Agricultural, Commercial & Construction Vehicles | Equity | 0.97 |
| Hindustan Aeronautics Ltd. | Aerospace & Defense | Equity | 0.90 |
| TBO Tek Ltd. | Leisure Services | Equity | 0.89 |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Equity | 0.88 |
| IndusInd Bank Ltd. | Banks | Equity | 0.79 |
| Atul Ltd. | Chemicals & Petrochemicals | Equity | 0.76 |
| Apar Industries Ltd. | Electrical Equipment | Equity | 0.74 |
| Rategain Travel Technologies Ltd. | It - Software | Equity | 0.72 |
| Ratnamani Metals & Tubes Ltd. | Industrial Products | Equity | 0.68 |
| Persistent Systems Ltd. | It - Software | Equity | 0.68 |
| Aarti Industries Ltd. | Chemicals & Petrochemicals | Equity | 0.63 |
| UNO Minda Ltd. | Auto Components | Equity | 0.61 |
| BSE Ltd. | Capital Markets | Equity | 0.58 |
| AMI Organics Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.57 |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | Equity | 0.56 |
| Eicher Motors Ltd. | Automobiles | Equity | 0.54 |
| Sonata Software Ltd. | It - Software | Equity | 0.54 |
| KEI Industries Ltd. | Industrial Products | Equity | 0.52 |
| Bharti Airtel Ltd. - Partly Paid Share | Telecom - Services | Equity | 0.52 |
| K.P.R. Mill Ltd. | Textiles & Apparels | Equity | 0.47 |
| Route Mobile Ltd. | Telecom - Services | Equity | 0.46 |
| Reliance Industries Ltd. | Petroleum Products | Equity | 0.44 |
| 360 One Wam Ltd. | Capital Markets | Equity | 0.43 |
| NMDC Steel Ltd. | Ferrous Metals | Equity | 0.39 |
| Sobha Ltd. | Realty | Equity | 0.38 |
| Navin Fluorine International Ltd. | Chemicals & Petrochemicals | Equity | 0.38 |
| Nippon Life India Asset Management Ltd | Capital Markets | Equity | 0.33 |
| Gland Pharma Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.33 |
| Godrej Properties Ltd. | Realty | Equity | 0.31 |
| Orient Refractories Ltd. | Industrial Products | Equity | 0.27 |
| Piramal Pharma Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.25 |
| Vardhman Textiles Ltd. | Textiles & Apparels | Equity | 0.25 |
| The Karnataka Bank Ltd. | Banks | Equity | 0.24 |
| Divgi Torqtransfer Systems Ltd | Auto Components | Equity | 0.23 |
| Siemens Ltd. | Electrical Equipment | Equity | 0.23 |
| SIEMENS ENERGY INDIA LTD | Electrical Equipment | Equity | 0.17 |
| UPL Ltd. (Right Share) | Fertilizers & Agrochemicals | Equity | 0.14 |
| Titan Company Ltd. | Consumer Durables | Equity | 0.13 |
| Indian Energy Exchange Ltd. | Capital Markets | Equity | 0.12 |
| Astec LifeSciences Ltd. | Fertilizers & Agrochemicals | Equity | 0.08 |
| Tata Steel Ltd. | Ferrous Metals | Equity | 0.06 |
| Zee Entertainment Enterprises Ltd. | Entertainment | Equity | 0.06 |
| Bajaj Electricals Ltd. | Consumer Durables | Equity | 0.05 |
| Sagar Cements Ltd. | Cement & Cement Products | Equity | 0.04 |
| KSB Ltd. | Industrial Products | Equity | 0.02 |
| Government Securities | - | Debt | 0.85 |
| NABARD | - | Debt | 1.85 |
| Summit Digitel Infrastructure Ltd | - | Debt | 1.80 |
| LIC Housing Finance Ltd. | - | Debt | 1.27 |
| HDFC Bank Ltd. | - | Debt | 0.63 |
| Muthoot Finance Ltd. | - | Debt | 0.61 |
| Nirma Ltd. | - | Debt | 0.43 |
| Yes Bank Ltd. | - | Debt | 0.34 |
| Cholamandalam Investment And Finance Company Ltd. | - | Debt | 0.25 |
| Shriram Finance Ltd. | - | Debt | 0.24 |
| India Universal Trust AL1 | - | Debt | 0.11 |
| EMBASSY OFFICE PARKS REIT | Units of Real Estate Investment Trust (REITs) | Debt | 0.12 |
| TREPS | - | Debt | 1.53 |
| Cash Margin - Derivatives | - | Debt | 0.36 |
| Net Current Assets | - | Debt | -0.23 |
Risk Ratios
Standard Deviation
11.35
Beta
1.14
Sharpe Ratio
1.24
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Lalit Kumar (13 years), Darshil Dedhia (11 years), Rohit Lakhotia (13 years),
- Expense ration regular : 2.32
- Expense ration direct : 0.80
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : solution_oriented
Exit load
Nil
FAQs
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