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ICICI Prudential Mutual Fund

ICICI Prudential Retirement Fund Hybrid Aggressive Plan - Growth

Solution Oriented Solution Oriented Retirement
Fund House : ICICI Prudential Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
NAV (as on 2025-06-20)
25.44 1.35%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
2.32%
Expense Ratio (Direct)
0.80%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,005.14
0.51 %
Two Week 2025-06-05 ₹1,000.00 ₹1,009.92
0.99 %
One Month 2025-05-21 ₹1,000.00 ₹1,027.05
2.70 %
Three Months 2025-03-24 ₹3,000.00 ₹3,175.06
5.84 %
Six Months 2024-12-23 ₹6,000.00 ₹6,437.76
7.30 %
One Year 2024-06-20 ₹12,000.00 ₹12,705.42
5.88 %
Three Year 2022-06-21 ₹36,000.00 ₹49,288.45
36.91 %
Five Year 2020-06-22 ₹60,000.00 ₹97,380.65
62.30 %
Since Inception 2019-02-27 ₹77,000.00 ₹139,365.90
80.99 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Interglobe Aviation Ltd. Transport Services Equity 3.59
Mahindra & Mahindra Ltd. Automobiles Equity 3.50
Multi Commodity Exchange Of India Ltd. Capital Markets Equity 3.25
Info Edge (India) Ltd. Retailing Equity 2.98
Bharti Hexacom Ltd. Telecom - Services Equity 2.86
Adani Ports and Special Economic Zone Ltd. Transport Infrastructure Equity 2.65
Tech Mahindra Ltd. It - Software Equity 2.54
C.E.Info Systems Ltd. It - Software Equity 2.43
Polycab India Ltd. Industrial Products Equity 2.32
Zomato Ltd. Retailing Equity 2.29
Ultratech Cement Ltd. Cement & Cement Products Equity 2.22
Manappuram Finance Ltd. Finance Equity 2.20
Ambuja Cements Ltd. Cement & Cement Products Equity 2.18
Muthoot Finance Ltd. Finance Equity 2.00
Power Finance Corporation Ltd. Finance Equity 1.95
Jindal Steel & Power Ltd. Ferrous Metals Equity 1.95
PB Fintech Ltd. Financial Technology (Fintech) Equity 1.91
Britannia Industries Ltd. Food Products Equity 1.72
UPL Ltd. Fertilizers & Agrochemicals Equity 1.71
Jindal Stainless Ltd. Ferrous Metals Equity 1.65
Hindalco Industries Ltd. Non - Ferrous Metals Equity 1.63
Vedanta Ltd. Diversified Metals Equity 1.57
PI Industries Ltd. Fertilizers & Agrochemicals Equity 1.52
Usha Martin Ltd. Industrial Products Equity 1.43
DLF Ltd. Realty Equity 1.32
Bharat Forge Ltd. Auto Components Equity 1.32
The Phoenix Mills Ltd. Realty Equity 1.29
JSW Steel Ltd. Ferrous Metals Equity 1.23
Teamlease Services Ltd. Commercial Services & Supplies Equity 1.22
Bharti Airtel Ltd. Telecom - Services Equity 1.10
CreditAccess Grameen Ltd. Finance Equity 1.08
SRF Ltd. Chemicals & Petrochemicals Equity 1.03
Bajaj Auto Ltd. Automobiles Equity 1.03
National Aluminium Company Ltd. Non - Ferrous Metals Equity 0.98
BEML Ltd. Agricultural, Commercial & Construction Vehicles Equity 0.97
Hindustan Aeronautics Ltd. Aerospace & Defense Equity 0.90
TBO Tek Ltd. Leisure Services Equity 0.89
Crompton Greaves Consumer Electricals Ltd. Consumer Durables Equity 0.88
IndusInd Bank Ltd. Banks Equity 0.79
Atul Ltd. Chemicals & Petrochemicals Equity 0.76
Apar Industries Ltd. Electrical Equipment Equity 0.74
Rategain Travel Technologies Ltd. It - Software Equity 0.72
Ratnamani Metals & Tubes Ltd. Industrial Products Equity 0.68
Persistent Systems Ltd. It - Software Equity 0.68
Aarti Industries Ltd. Chemicals & Petrochemicals Equity 0.63
UNO Minda Ltd. Auto Components Equity 0.61
BSE Ltd. Capital Markets Equity 0.58
AMI Organics Ltd. Pharmaceuticals & Biotechnology Equity 0.57
Pidilite Industries Ltd. Chemicals & Petrochemicals Equity 0.56
Eicher Motors Ltd. Automobiles Equity 0.54
Sonata Software Ltd. It - Software Equity 0.54
KEI Industries Ltd. Industrial Products Equity 0.52
Bharti Airtel Ltd. - Partly Paid Share Telecom - Services Equity 0.52
K.P.R. Mill Ltd. Textiles & Apparels Equity 0.47
Route Mobile Ltd. Telecom - Services Equity 0.46
Reliance Industries Ltd. Petroleum Products Equity 0.44
360 One Wam Ltd. Capital Markets Equity 0.43
NMDC Steel Ltd. Ferrous Metals Equity 0.39
Sobha Ltd. Realty Equity 0.38
Navin Fluorine International Ltd. Chemicals & Petrochemicals Equity 0.38
Nippon Life India Asset Management Ltd Capital Markets Equity 0.33
Gland Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.33
Godrej Properties Ltd. Realty Equity 0.31
Orient Refractories Ltd. Industrial Products Equity 0.27
Piramal Pharma Ltd. Pharmaceuticals & Biotechnology Equity 0.25
Vardhman Textiles Ltd. Textiles & Apparels Equity 0.25
The Karnataka Bank Ltd. Banks Equity 0.24
Divgi Torqtransfer Systems Ltd Auto Components Equity 0.23
Siemens Ltd. Electrical Equipment Equity 0.23
SIEMENS ENERGY INDIA LTD Electrical Equipment Equity 0.17
UPL Ltd. (Right Share) Fertilizers & Agrochemicals Equity 0.14
Titan Company Ltd. Consumer Durables Equity 0.13
Indian Energy Exchange Ltd. Capital Markets Equity 0.12
Astec LifeSciences Ltd. Fertilizers & Agrochemicals Equity 0.08
Tata Steel Ltd. Ferrous Metals Equity 0.06
Zee Entertainment Enterprises Ltd. Entertainment Equity 0.06
Bajaj Electricals Ltd. Consumer Durables Equity 0.05
Sagar Cements Ltd. Cement & Cement Products Equity 0.04
KSB Ltd. Industrial Products Equity 0.02
Government Securities - Debt 0.85
NABARD - Debt 1.85
Summit Digitel Infrastructure Ltd - Debt 1.80
LIC Housing Finance Ltd. - Debt 1.27
HDFC Bank Ltd. - Debt 0.63
Muthoot Finance Ltd. - Debt 0.61
Nirma Ltd. - Debt 0.43
Yes Bank Ltd. - Debt 0.34
Cholamandalam Investment And Finance Company Ltd. - Debt 0.25
Shriram Finance Ltd. - Debt 0.24
India Universal Trust AL1 - Debt 0.11
EMBASSY OFFICE PARKS REIT Units of Real Estate Investment Trust (REITs) Debt 0.12
TREPS - Debt 1.53
Cash Margin - Derivatives - Debt 0.36
Net Current Assets - Debt -0.23
Risk Ratios
Standard Deviation
11.35
Beta
1.14
Sharpe Ratio
1.24
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Lalit Kumar (13 years), Darshil Dedhia (11 years), Rohit Lakhotia (13 years),
  • Expense ration regular : 2.32
  • Expense ration direct : 0.80
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : solution_oriented
Exit load
Nil

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