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SBI Retirement Benefit Fund Aggressive Plan - Regular Plan - Growth

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  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
Fund info
NAV (as on 2025-07-18)
20.18 -0.59%
AUM (Fund Size)
N/A
Expense Ratio
1.94%
Exit load
Nil
Risk
N/A
AMC
SBI Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹999.71
-0.03 %
Two Week 2025-07-03 ₹1,000.00 ₹993.73
-0.63 %
One Month 2025-06-18 ₹1,000.00 ₹1,017.17
1.72 %
Three Months 2025-04-21 ₹3,000.00 ₹3,099.61
3.32 %
Six Months 2025-01-20 ₹6,000.00 ₹6,356.09
5.93 %
One Year 2024-07-18 ₹12,000.00 ₹12,381.98
3.18 %
Three Year 2022-07-19 ₹36,000.00 ₹44,100.18
22.50 %
Since Inception 2021-01-20 ₹55,000.00 ₹76,166.96
38.49 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 77%
Debt 2%
Others 0%

Sectors Holding in SBI Retirement Benefit Fund Aggressive Plan - Regular Plan - Growth

Banks
21%
Petroleum Products
6%
IT - Software
7%
Construction
4%
Automobiles
4%
Cement & Cement Products
2%
Pharmaceuticals & Biotechnology
4%
Leisure Services
2%
Insurance
3%
Auto Components
6%
Industrial Products
4%
Consumer Durables
1%
Non - Ferrous Metals
1%
IT - Services
1%
Finance
1%
Power
1%
Industrial Manufacturing
1%
Agricultural Food & Other Products
1%
Realty
1%
Textiles & Apparels
1%
Chemicals & Petrochemicals
1%
Electrical Equipment
1%
Retailing
1%
Healthcare Services
1%
Capital Markets
1%
Commercial Services & Supplies
0%
Other
2%

Companies Holding in SBI Retirement Benefit Fund Aggressive Plan - Regular Plan - Growth

HDFC Bank Ltd.
8.91%
ICICI Bank Ltd.
6.53%
Reliance Industries Ltd.
6.04%
Infosys Ltd.
4.20%
Larsen & Toubro Ltd.
4.00%
Maruti Suzuki India Ltd.
3.84%
State Bank Of India
3.24%
Tata Consultancy Services Ltd.
2.94%
Kotak Mahindra Bank Ltd.
2.81%
Ultratech Cement Ltd.
2.80%
Axis Bank Ltd.
2.74%
Divi's Laboratories Ltd.
2.70%
Jubilant Foodworks Ltd.
2.15%
HDFC Life Insurance Company Ltd.
2.15%
Schaeffler India Ltd.
2.14%
Endurance Technologies Ltd.
2.11%
Abbott India Ltd.
2.07%
Timken India Ltd.
2.06%
Kajaria Ceramics Ltd.
1.98%
Hindalco Industries Ltd.
1.85%
ZF Commercial Vehicle Control Systems India Ltd.
1.71%
L&T Technology Services Ltd.
1.68%
Cholamandalam Investment & Finance Co. Ltd.
1.68%
Power Grid Corporation Of India Ltd.
1.65%
TVS Motor Company Ltd.
1.51%
Grindwell Norton Ltd.
1.41%
Honeywell Automation India Ltd.
1.37%
LTIMindtree Ltd.
1.28%
Balrampur Chini Mills Ltd.
1.27%
DLF Ltd.
1.27%
Page Industries Ltd.
1.26%
Sona Blw Precision Forgings Ltd.
1.22%
ICICI Lombard General Insurance Company Ltd.
1.13%
Navin Fluorine International Ltd.
1.07%
ABB India Ltd.
1.07%
FSN E-Commerce Ventures Ltd.
1.07%
Dr. Lal Path Labs Ltd.
1.06%
ESAB India Ltd.
1.06%
HDFC Asset Management Co. Ltd.
1.02%
Thermax Ltd.
0.96%
Chalet Hotels Ltd.
0.91%
Pitti Engineering Ltd.
0.86%
AIA Engineering Ltd.
0.76%
Carborundum Universal Ltd.
0.72%
Nuvoco Vistas Corporation Ltd.
0.60%
Hawkins Cookers Ltd.
0.53%
TeamLease Services Ltd.
0.41%
Housing And Urban Development Corporation Ltd.
0.18%
Bajaj Housing Finance Ltd.
0.17%
7.59% CGL 2031
0.04%
TREPS
2.32%
Net Receivable / Payable
-0.51%

Risk Ratios

Std. Deviation 6.55
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.94
Expense Ratio Direct
0.82
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Rohit Shimpi
Over 18 years Experience
Mr. Ardhendu Bhattacharya
Over 13 years Experience
Mr. Pradeep Kesavan
Over 18 years Experience
Rohit Shimpi
Unknown Experience
Ardhendu Bhattacharya
Unknown Experience
Pradeep Kesavan
Unknown Experience

Exit load

Nil

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