SBI Retirement Benefit Fund Aggressive Plan - Regular Plan - Growth
Solution Oriented
Solution Oriented Retirement
Fund House : SBI Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- SI
NAV (as on
2025-06-13)
19.83 -0.60%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
1.94%
Expense Ratio
(Direct)
0.82%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-06 | ₹1,000.00 | ₹991.01 |
-0.90 %
|
| Two Week | 2025-05-29 | ₹1,000.00 | ₹1,000.40 |
0.04 %
|
| One Month | 2025-05-14 | ₹1,000.00 | ₹1,018.31 |
1.83 %
|
| Three Months | 2025-03-17 | ₹3,000.00 | ₹3,185.55 |
6.18 %
|
| Six Months | 2024-12-16 | ₹6,000.00 | ₹6,300.14 |
5.00 %
|
| One Year | 2024-06-13 | ₹12,000.00 | ₹12,195.99 |
1.63 %
|
| Three Year | 2022-06-14 | ₹36,000.00 | ₹43,958.20 |
22.11 %
|
| Since Inception | 2021-01-20 | ₹54,000.00 | ₹73,881.43 |
36.82 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| HDFC Bank Ltd. | Banks | Equity | 8.91 |
| ICICI Bank Ltd. | Banks | Equity | 6.53 |
| Reliance Industries Ltd. | Petroleum Products | Equity | 6.04 |
| Infosys Ltd. | IT - Software | Equity | 4.20 |
| Larsen & Toubro Ltd. | Construction | Equity | 4.00 |
| Maruti Suzuki India Ltd. | Automobiles | Equity | 3.84 |
| State Bank of India | Banks | Equity | 3.24 |
| Tata Consultancy Services Ltd. | IT - Software | Equity | 2.94 |
| Kotak Mahindra Bank Ltd. | Banks | Equity | 2.81 |
| Ultratech Cement Ltd. | Cement & Cement Products | Equity | 2.80 |
| Axis Bank Ltd. | Banks | Equity | 2.74 |
| Divi's Laboratories Ltd. | Pharmaceuticals & Biotechnology | Equity | 2.70 |
| Jubilant Foodworks Ltd. | Leisure Services | Equity | 2.15 |
| HDFC Life Insurance Company Ltd. | Insurance | Equity | 2.15 |
| Schaeffler India Ltd. | Auto Components | Equity | 2.14 |
| Endurance Technologies Ltd. | Auto Components | Equity | 2.11 |
| Abbott India Ltd. | Pharmaceuticals & Biotechnology | Equity | 2.07 |
| Timken India Ltd. | Industrial Products | Equity | 2.06 |
| Kajaria Ceramics Ltd. | Consumer Durables | Equity | 1.98 |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Equity | 1.85 |
| ZF Commercial Vehicle Control Systems India Ltd. | Auto Components | Equity | 1.71 |
| L&T Technology Services Ltd. | IT - Services | Equity | 1.68 |
| Cholamandalam Investment & Finance Co. Ltd. | Finance | Equity | 1.68 |
| Power Grid Corporation of India Ltd. | Power | Equity | 1.65 |
| TVS Motor Company Ltd. | Automobiles | Equity | 1.51 |
| Grindwell Norton Ltd. | Industrial Products | Equity | 1.41 |
| Honeywell Automation India Ltd. | Industrial Manufacturing | Equity | 1.37 |
| LTIMindtree Ltd. | IT - Software | Equity | 1.28 |
| Balrampur Chini Mills Ltd. | Agricultural Food & other Products | Equity | 1.27 |
| DLF Ltd. | Realty | Equity | 1.27 |
| Page Industries Ltd. | Textiles & Apparels | Equity | 1.26 |
| Sona Blw Precision Forgings Ltd. | Auto Components | Equity | 1.22 |
| ICICI Lombard General Insurance Company Ltd. | Insurance | Equity | 1.13 |
| Navin Fluorine International Ltd. | Chemicals & Petrochemicals | Equity | 1.07 |
| ABB India Ltd. | Electrical Equipment | Equity | 1.07 |
| FSN E-Commerce Ventures Ltd. | Retailing | Equity | 1.07 |
| Dr. Lal Path labs Ltd. | Healthcare Services | Equity | 1.06 |
| ESAB India Ltd. | Industrial Products | Equity | 1.06 |
| HDFC Asset Management Co. Ltd. | Capital Markets | Equity | 1.02 |
| Thermax Ltd. | Electrical Equipment | Equity | 0.96 |
| Chalet Hotels Ltd. | Leisure Services | Equity | 0.91 |
| Pitti Engineering Ltd. | Industrial Manufacturing | Equity | 0.86 |
| AIA Engineering Ltd. | Industrial Products | Equity | 0.76 |
| Carborundum Universal Ltd. | Industrial Products | Equity | 0.72 |
| Nuvoco Vistas Corporation Ltd. | Cement & Cement Products | Equity | 0.60 |
| Hawkins Cookers Ltd. | Consumer Durables | Equity | 0.53 |
| TeamLease Services Ltd. | Commercial Services & Supplies | Equity | 0.41 |
| Housing and Urban Development Corporation Ltd. | - | Debt | 0.18 |
| Bajaj Housing Finance Ltd. | - | Debt | 0.17 |
| 7.59% CGL 2031 | - | Debt | 0.04 |
| TREPS | - | Debt | 2.32 |
| Net Receivable / Payable | - | - | -0.51 |
SIP Calculator
Risk Ratios
Standard Deviation
6.55
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Rohit Shimpi (Over 18 years), Mr. Ardhendu Bhattacharya (Over 13 years), Mr. Pradeep Kesavan (Over 18 years), Rohit Shimpi (Unknown), Ardhendu Bhattacharya (Unknown), Pradeep Kesavan (Unknown),
- Expense ration regular : 1.94
- Expense ration direct : 0.82
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹500.00
- Type : solution_oriented
Exit load
Nil
FAQs
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