Home Mf Research Bandhan Retirement Fund Regular Plan Growth

Bandhan Retirement Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
12.51 -0.29%
AUM (Fund Size)
N/A
Expense Ratio
2.33%
Exit load
Nil
Risk
N/A
AMC
Bandhan Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.36
0.14 %
Two Week 2025-07-03 ₹1,000.00 ₹992.78
-0.72 %
One Month 2025-06-18 ₹1,000.00 ₹1,007.81
0.78 %
Three Months 2025-04-21 ₹3,000.00 ₹3,040.17
1.34 %
Six Months 2025-01-20 ₹6,000.00 ₹6,237.68
3.96 %
One Year 2024-07-18 ₹12,000.00 ₹12,410.43
3.42 %
Since Inception 2023-10-18 ₹22,000.00 ₹23,727.30
7.85 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt N/A
Others N/A

Sectors Holding in Bandhan Retirement Fund - Regular Plan - Growth

Petroleum Products
6%
Banks
10%
Telecom - Services
4%
Construction
3%
Consumer Durables
2%
Diversified FMCG
1%
Retailing
2%
Ferrous Metals
1%
IT - Software
3%
Automobiles
3%
Finance
1%
Power
1%
Auto Components
1%
Transport Services
1%
Consumable Fuels
1%
Non - Ferrous Metals
1%
Electrical Equipment
1%
Pharmaceuticals & Biotechnology
0%
Chemicals & Petrochemicals
0%

Companies Holding in Bandhan Retirement Fund - Regular Plan - Growth

Reliance Industries
6.7%
ICICI Bank
4.78%
Bharti Airtel
4.68%
Larsen & Toubro
3.60%
HDFC Bank
3.10%
Titan Company
2.81%
Axis Bank
2.54%
ITC
1.89%
Info Edge (India)
1.88%
Kotak Mahindra Bank
1.88%
Jindal Steel & Power
1.85%
HCL Technologies
1.82%
Tata Consultancy Services
1.74%
Infosys
1.72%
Maruti Suzuki India
1.71%
Power Finance Corporation
1.57%
NHPC
1.54%
UNO Minda
1.47%
Zomato
1.42%
Hero MotoCorp
1.39%
InterGlobe Aviation
1.34%
Coal India
1.21%
Tata Motors
1.19%
Hindalco Industries
1.16%
Hitachi Energy India
1.13%
Cipla
0.98%
Tech Mahindra
0.97%
Cholamandalam Invt And Fin Co
0.95%
Bajaj Finserv
0.89%
Vishnu Chemicals
0.84%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity 23.68

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.33
Expense Ratio Direct
0.62
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Vishal Biraia
Experience
Mr. Gautam Kaul
Experience
Ms. Ritika Behera
Experience
Mr. Gaurav Satra
Experience
Mr. Brijesh Shah
Experience

Exit load

Nil

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