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ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

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  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
17.38 0.13%
AUM (Fund Size)
40
Expense Ratio
2.09%
Exit load
N/A
Risk
N/A
AMC
ICICI Prudential Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,004.40
0.44 %
Two Week 2025-07-03 ₹1,000.00 ₹998.71
-0.13 %
One Month 2025-06-18 ₹1,000.00 ₹1,016.13
1.61 %
Three Months 2025-04-21 ₹3,000.00 ₹3,074.49
2.48 %
Six Months 2025-01-20 ₹6,000.00 ₹6,267.70
4.46 %
One Year 2024-07-18 ₹12,000.00 ₹12,656.78
5.47 %
Three Year 2022-07-19 ₹36,000.00 ₹42,814.99
18.93 %
Five Year 2020-07-20 ₹60,000.00 ₹77,038.14
28.40 %
Since Inception 2019-02-27 ₹78,000.00 ₹106,395.56
36.40 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 15%
Debt 37%
Others N/A

Sectors Holding in ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

Transport Services
2%
Cement & Cement Products
3%
Telecom - Services
2%
Automobiles
1%
Non - Ferrous Metals
1%
It - Software
1%
Ferrous Metals
1%
Finance
1%
Capital Markets
1%
Retailing
1%
Diversified Metals
1%
Auto Components
0%
Banks
0%
Food Products
0%
Pharmaceuticals & Biotechnology
0%
Entertainment
0%
Electrical Equipment
0%
Other
37%

Companies Holding in ICICI Prudential Retirement Fund Hybrid Conservative Plan Growth

Interglobe Aviation Ltd.
2.73%
Ultratech Cement Ltd.
2.67%
Bharti Hexacom Ltd.
2.23%
Mahindra & Mahindra Ltd.
1.81%
Sagar Cements Ltd.
1.78%
National Aluminium Company Ltd.
1.54%
Tech Mahindra Ltd.
1.43%
JSW Steel Ltd.
1.36%
Muthoot Finance Ltd.
1.35%
Multi Commodity Exchange Of India Ltd.
1.25%
Info Edge (India) Ltd.
1.13%
Vedanta Ltd.
1.06%
Jindal Steel & Power Ltd.
0.92%
Samvardhana Motherson International Ltd.
0.75%
Ambuja Cements Ltd.
0.74%
Bharat Forge Ltd.
0.69%
Hindalco Industries Ltd.
0.67%
UNO Minda Ltd.
0.61%
IndusInd Bank Ltd.
0.50%
Britannia Industries Ltd.
0.43%
Gland Pharma Ltd.
0.43%
Jindal Stainless Ltd.
0.39%
Rategain Travel Technologies Ltd.
0.10%
Zee Entertainment Enterprises Ltd.
0.05%
Siemens Ltd.
0.05%
SIEMENS ENERGY INDIA LTD
0.03%
Government Securities
6.42%
NABARD
6.23%
Summit Digitel Infrastructure Ltd
6.08%
Nirma Ltd.
4.33%
Yes Bank Ltd.
2.42%
Aditya Birla Capital Ltd.
3.03%
India Universal Trust AL1
1.12%
TREPS
9.81%
Net Current Assets
0.69%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.09
Expense Ratio Direct
0.69
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Lalit Kumar
13 years Experience
Darshil Dedhia
11 years Experience
Rohit Lakhotia
13 years Experience

FAQs

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