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ICICI Prudential Retirement Fund - Pure Equity Plan - Growth

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Fund info
NAV (as on 2025-07-18)
32.93 -0.45%
AUM (Fund Size)
88
Expense Ratio
2.15%
Exit load
N/A
Risk
N/A
AMC
ICICI Prudential Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,012.61
1.26 %
Two Week 2025-07-03 ₹1,000.00 ₹989.48
-1.05 %
One Month 2025-06-18 ₹1,000.00 ₹1,031.96
3.20 %
Three Months 2025-04-21 ₹3,000.00 ₹3,224.71
7.49 %
Six Months 2025-01-20 ₹6,000.00 ₹6,720.67
12.01 %
One Year 2024-07-18 ₹12,000.00 ₹13,266.58
10.55 %
Three Year 2022-07-19 ₹36,000.00 ₹52,793.50
46.65 %
Five Year 2020-07-20 ₹60,000.00 ₹112,312.10
87.19 %
Since Inception 2019-02-27 ₹78,000.00 ₹171,670.43
120.09 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 64%
Debt 1%
Others N/A

Sectors Holding in ICICI Prudential Retirement Fund - Pure Equity Plan - Growth

Capital Markets
8%
Telecom - Services
4%
Transport Services
3%
Finance
6%
Fertilizers & Agrochemicals
4%
Automobiles
3%
Financial Technology (Fintech)
2%
Retailing
3%
Diversified Metals
2%
Cement & Cement Products
4%
Food Products
2%
It - Software
3%
Transport Infrastructure
2%
Electrical Equipment
2%
Industrial Products
2%
Realty
3%
Consumer Durables
1%
Ferrous Metals
3%
Agricultural, Commercial & Construction Vehicles
1%
Chemicals & Petrochemicals
3%
Beverages
1%
Banks
1%
Auto Components
1%
Pharmaceuticals & Biotechnology
0%
Non - Ferrous Metals
0%
Textiles & Apparels
0%
Leisure Services
0%
Commercial Services & Supplies
0%
Industrial Manufacturing
0%
Entertainment
0%
Power
0%
It - Services
0%
Other
1%

Companies Holding in ICICI Prudential Retirement Fund - Pure Equity Plan - Growth

Multi Commodity Exchange Of India Ltd.
5.13%
Bharti Airtel Ltd.
4.09%
Interglobe Aviation Ltd.
3.65%
Muthoot Finance Ltd.
3.26%
UPL Ltd.
3.05%
Mahindra & Mahindra Ltd.
3.01%
PB Fintech Ltd.
2.90%
BSE Ltd.
2.84%
Info Edge (India) Ltd.
2.71%
Vedanta Ltd.
2.69%
Ultratech Cement Ltd.
2.69%
Ambuja Cements Ltd.
2.63%
Britannia Industries Ltd.
2.55%
Tech Mahindra Ltd.
2.44%
Adani Ports And Special Economic Zone Ltd.
2.39%
Apar Industries Ltd.
2.32%
Power Finance Corporation Ltd.
2.01%
Polycab India Ltd.
1.96%
Sobha Ltd.
1.93%
Titan Company Ltd.
1.87%
Jindal Steel & Power Ltd.
1.84%
BEML Ltd.
1.82%
JSW Steel Ltd.
1.80%
C.E.Info Systems Ltd.
1.74%
Aarti Industries Ltd.
1.63%
The Phoenix Mills Ltd.
1.52%
PI Industries Ltd.
1.51%
CreditAccess Grameen Ltd.
1.22%
Navin Fluorine International Ltd.
1.22%
Atul Ltd.
1.19%
Usha Martin Ltd.
1.17%
Godrej Properties Ltd.
1.16%
Nippon Life India Asset Management Ltd
1.12%
Jindal Stainless Ltd.
1.09%
Zomato Ltd.
1.08%
United Spirits Ltd.
1.08%
IndusInd Bank Ltd.
1.01%
Bharat Forge Ltd.
1.00%
AMI Organics Ltd.
0.97%
National Aluminium Company Ltd.
0.89%
SRF Ltd.
0.86%
Hindalco Industries Ltd.
0.78%
DLF Ltd.
0.78%
Bharti Airtel Ltd. - Partly Paid Share
0.76%
Rategain Travel Technologies Ltd.
0.63%
Siemens Ltd.
0.61%
Camlin Fine Sciences Ltd.
0.60%
Gland Pharma Ltd.
0.54%
NMDC Steel Ltd.
0.53%
Pidilite Industries Ltd.
0.51%
Whirlpool Of India Ltd.
0.51%
Mastek Ltd.
0.50%
Bajaj Auto Ltd.
0.49%
Cummins India Ltd.
0.47%
Persistent Systems Ltd.
0.46%
Manappuram Finance Ltd.
0.46%
SIEMENS ENERGY INDIA LTD
0.46%
APL Apollo Tubes Ltd.
0.45%
Eicher Motors Ltd.
0.44%
KSB Ltd.
0.42%
The Karnataka Bank Ltd.
0.39%
K.P.R. Mill Ltd.
0.37%
Orient Refractories Ltd.
0.37%
Vardhman Textiles Ltd.
0.34%
360 One Wam Ltd.
0.29%
Sonata Software Ltd.
0.27%
Divgi Torqtransfer Systems Ltd
0.25%
TBO Tek Ltd.
0.24%
Sagar Cements Ltd.
0.24%
Crompton Greaves Consumer Electricals Ltd.
0.23%
Route Mobile Ltd.
0.23%
Indian Energy Exchange Ltd.
0.22%
Teamlease Services Ltd.
0.21%
Paradeep Phosphates Ltd.
0.20%
Jyoti CNC Automation Ltd
0.19%
Ratnamani Metals & Tubes Ltd.
0.19%
UPL Ltd. (Right Share)
0.14%
Tata Steel Ltd.
0.12%
Bajaj Electricals Ltd.
0.11%
Birla Corporation Ltd.
0.10%
Fine Organic Industries Ltd.
0.10%
Zee Entertainment Enterprises Ltd.
0.08%
Aditya Birla Sun Life AMC Ltd.
0.04%
Torrent Power Ltd.
0.04%
Affle India Ltd.
0.01%
TREPS
1.95%
Cash Margin - Derivatives
0.25%
Net Current Assets
-0.60%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
2.15
Expense Ratio Direct
0.88
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Lalit Kumar
13 years Experience
Mr. Darshil Dedhia
20 years Experience
Mr. Rohit Lakhotia
13 years Experience

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