ICICI Prudential Retirement Fund - Pure Equity Plan - Growth
Solution Oriented
Solution Oriented Retirement
Fund House : ICICI Prudential Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- SI
NAV (as on
2025-06-18)
31.91 -0.37%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
2.19%
Expense Ratio
(Direct)
0.77%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-11 | ₹1,000.00 | ₹984.88 |
-1.51 %
|
| Two Week | 2025-06-03 | ₹1,000.00 | ₹1,024.73 |
2.47 %
|
| One Month | 2025-05-19 | ₹1,000.00 | ₹1,029.02 |
2.90 %
|
| Three Months | 2025-03-20 | ₹3,000.00 | ₹3,248.78 |
8.29 %
|
| Six Months | 2024-12-20 | ₹6,000.00 | ₹6,565.88 |
9.43 %
|
| One Year | 2024-06-18 | ₹12,000.00 | ₹12,923.18 |
7.69 %
|
| Three Year | 2022-06-20 | ₹36,000.00 | ₹52,209.05 |
45.03 %
|
| Five Year | 2020-06-19 | ₹60,000.00 | ₹111,534.73 |
85.89 %
|
| Since Inception | 2019-02-27 | ₹77,000.00 | ₹165,377.43 |
114.78 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Multi Commodity Exchange Of India Ltd. | Capital Markets | Equity | 5.13 |
| Bharti Airtel Ltd. | Telecom - Services | Equity | 4.09 |
| Interglobe Aviation Ltd. | Transport Services | Equity | 3.65 |
| Muthoot Finance Ltd. | Finance | Equity | 3.26 |
| UPL Ltd. | Fertilizers & Agrochemicals | Equity | 3.05 |
| Mahindra & Mahindra Ltd. | Automobiles | Equity | 3.01 |
| PB Fintech Ltd. | Financial Technology (Fintech) | Equity | 2.90 |
| BSE Ltd. | Capital Markets | Equity | 2.84 |
| Info Edge (India) Ltd. | Retailing | Equity | 2.71 |
| Vedanta Ltd. | Diversified Metals | Equity | 2.69 |
| Ultratech Cement Ltd. | Cement & Cement Products | Equity | 2.69 |
| Ambuja Cements Ltd. | Cement & Cement Products | Equity | 2.63 |
| Britannia Industries Ltd. | Food Products | Equity | 2.55 |
| Tech Mahindra Ltd. | It - Software | Equity | 2.44 |
| Adani Ports and Special Economic Zone Ltd. | Transport Infrastructure | Equity | 2.39 |
| Apar Industries Ltd. | Electrical Equipment | Equity | 2.32 |
| Power Finance Corporation Ltd. | Finance | Equity | 2.01 |
| Polycab India Ltd. | Industrial Products | Equity | 1.96 |
| Sobha Ltd. | Realty | Equity | 1.93 |
| Titan Company Ltd. | Consumer Durables | Equity | 1.87 |
| Jindal Steel & Power Ltd. | Ferrous Metals | Equity | 1.84 |
| BEML Ltd. | Agricultural, Commercial & Construction Vehicles | Equity | 1.82 |
| JSW Steel Ltd. | Ferrous Metals | Equity | 1.80 |
| C.E.Info Systems Ltd. | It - Software | Equity | 1.74 |
| Aarti Industries Ltd. | Chemicals & Petrochemicals | Equity | 1.63 |
| The Phoenix Mills Ltd. | Realty | Equity | 1.52 |
| PI Industries Ltd. | Fertilizers & Agrochemicals | Equity | 1.51 |
| CreditAccess Grameen Ltd. | Finance | Equity | 1.22 |
| Navin Fluorine International Ltd. | Chemicals & Petrochemicals | Equity | 1.22 |
| Atul Ltd. | Chemicals & Petrochemicals | Equity | 1.19 |
| Usha Martin Ltd. | Industrial Products | Equity | 1.17 |
| Godrej Properties Ltd. | Realty | Equity | 1.16 |
| Nippon Life India Asset Management Ltd | Capital Markets | Equity | 1.12 |
| Jindal Stainless Ltd. | Ferrous Metals | Equity | 1.09 |
| Zomato Ltd. | Retailing | Equity | 1.08 |
| United Spirits Ltd. | Beverages | Equity | 1.08 |
| IndusInd Bank Ltd. | Banks | Equity | 1.01 |
| Bharat Forge Ltd. | Auto Components | Equity | 1.00 |
| AMI Organics Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.97 |
| National Aluminium Company Ltd. | Non - Ferrous Metals | Equity | 0.89 |
| SRF Ltd. | Chemicals & Petrochemicals | Equity | 0.86 |
| Hindalco Industries Ltd. | Non - Ferrous Metals | Equity | 0.78 |
| DLF Ltd. | Realty | Equity | 0.78 |
| Bharti Airtel Ltd. - Partly Paid Share | Telecom - Services | Equity | 0.76 |
| Rategain Travel Technologies Ltd. | It - Software | Equity | 0.63 |
| Siemens Ltd. | Electrical Equipment | Equity | 0.61 |
| Camlin Fine Sciences Ltd. | Chemicals & Petrochemicals | Equity | 0.60 |
| Gland Pharma Ltd. | Pharmaceuticals & Biotechnology | Equity | 0.54 |
| NMDC Steel Ltd. | Ferrous Metals | Equity | 0.53 |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | Equity | 0.51 |
| Whirlpool of India Ltd. | Consumer Durables | Equity | 0.51 |
| Mastek Ltd. | It - Software | Equity | 0.50 |
| Bajaj Auto Ltd. | Automobiles | Equity | 0.49 |
| Cummins India Ltd. | Industrial Products | Equity | 0.47 |
| Persistent Systems Ltd. | It - Software | Equity | 0.46 |
| Manappuram Finance Ltd. | Finance | Equity | 0.46 |
| SIEMENS ENERGY INDIA LTD | Electrical Equipment | Equity | 0.46 |
| APL Apollo Tubes Ltd. | Industrial Products | Equity | 0.45 |
| Eicher Motors Ltd. | Automobiles | Equity | 0.44 |
| KSB Ltd. | Industrial Products | Equity | 0.42 |
| The Karnataka Bank Ltd. | Banks | Equity | 0.39 |
| K.P.R. Mill Ltd. | Textiles & Apparels | Equity | 0.37 |
| Orient Refractories Ltd. | Industrial Products | Equity | 0.37 |
| Vardhman Textiles Ltd. | Textiles & Apparels | Equity | 0.34 |
| 360 One Wam Ltd. | Capital Markets | Equity | 0.29 |
| Sonata Software Ltd. | It - Software | Equity | 0.27 |
| Divgi Torqtransfer Systems Ltd | Auto Components | Equity | 0.25 |
| TBO Tek Ltd. | Leisure Services | Equity | 0.24 |
| Sagar Cements Ltd. | Cement & Cement Products | Equity | 0.24 |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Durables | Equity | 0.23 |
| Route Mobile Ltd. | Telecom - Services | Equity | 0.23 |
| Indian Energy Exchange Ltd. | Capital Markets | Equity | 0.22 |
| Teamlease Services Ltd. | Commercial Services & Supplies | Equity | 0.21 |
| Paradeep Phosphates Ltd. | Fertilizers & Agrochemicals | Equity | 0.20 |
| Jyoti CNC Automation Ltd | Industrial Manufacturing | Equity | 0.19 |
| Ratnamani Metals & Tubes Ltd. | Industrial Products | Equity | 0.19 |
| UPL Ltd. (Right Share) | Fertilizers & Agrochemicals | Equity | 0.14 |
| Tata Steel Ltd. | Ferrous Metals | Equity | 0.12 |
| Bajaj Electricals Ltd. | Consumer Durables | Equity | 0.11 |
| Birla Corporation Ltd. | Cement & Cement Products | Equity | 0.10 |
| Fine Organic Industries Ltd. | Chemicals & Petrochemicals | Equity | 0.10 |
| Zee Entertainment Enterprises Ltd. | Entertainment | Equity | 0.08 |
| Aditya Birla Sun Life AMC Ltd. | Capital Markets | Equity | 0.04 |
| Torrent Power Ltd. | Power | Equity | 0.04 |
| Affle India Ltd. | It - Services | Equity | 0.01 |
| TREPS | - | Debt | 1.95 |
| Cash Margin - Derivatives | - | Debt | 0.25 |
| Net Current Assets | - | Debt | -0.60 |
Risk Ratios
Standard Deviation
13.32
Beta
0.80
Sharpe Ratio
1.52
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Lalit Kumar (13 years), Mr. Darshil Dedhia (20 years), Mr. Rohit Lakhotia (13 years),
- Expense ration regular : 2.19
- Expense ration direct : 0.77
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : solution_oriented
Exit load
Nil
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