LIC MF Liquid Fund - Regular Plan - Growth
Debt
Debt Liquid
Fund House : LIC MUTUAL FUND
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2023-07-28)
2,454.04 0.01%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.21%
Expense Ratio
(Direct)
0.16%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2023-07-21 | ₹1,000.00 | ₹1,001.22 |
0.12 %
|
| Two Week | 2023-07-13 | ₹1,000.00 | ₹1,002.60 |
0.26 %
|
| One Month | 2023-06-28 | ₹1,000.00 | ₹1,005.29 |
0.53 %
|
| Three Months | 2023-04-29 | ₹3,000.00 | ₹3,032.36 |
1.08 %
|
| Six Months | 2023-01-29 | ₹6,000.00 | ₹6,116.70 |
1.94 %
|
| One Year | 2022-07-28 | ₹12,000.00 | ₹12,440.72 |
3.67 %
|
| Three Year | 2020-07-28 | ₹36,000.00 | ₹39,034.05 |
8.43 %
|
| Five Year | 2018-07-29 | ₹60,000.00 | ₹68,246.09 |
13.74 %
|
| Ten Year | 2013-07-30 | ₹120,000.00 | ₹162,472.10 |
35.39 %
|
| Since Inception | 2010-07-09 | ₹159,000.00 | ₹2,154,190.20 |
1,254.84 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| 7.2% Export Import Bank of India | - | Debt | 1.92 |
| 7.15% Small Industries Development Bk of India | - | Debt | 0.95 |
| 7.42% Bajaj Housing Finance Ltd. | - | Debt | 1.19 |
| 7.25% Small Industries Development Bk of India | - | Debt | 0.95 |
| 7.13% Power Finance Corporation Ltd. | - | Debt | 0.71 |
| 7.38% LIC Housing Finance Ltd. | - | Debt | 0.47 |
| 7.92% Cholamandalam Investment & Fin Co Ltd. | - | Debt | 0.43 |
| 7.75% L&T Finance Ltd. | - | Debt | 0.24 |
| 5.7% National Bk for Agriculture & Rural Dev. | - | Debt | 0.23 |
| 7.95% Sundaram Finance Ltd. | - | Debt | 0.14 |
| Bank of Baroda | - | Debt | 0.89 |
| Canara Bank | - | Debt | 0.88 |
| AU Small Finance Bank Ltd. | - | Debt | 1.77 |
| Punjab National Bank | - | Debt | 0.88 |
| HDFC Bank Ltd. | - | Debt | 0.89 |
| Indian Bank | - | Debt | 0.45 |
| Small Industries Development Bk of India | - | Debt | 1.78 |
| Birla Group Holdings Pvt Ltd. | - | Debt | 3.58 |
| Indian Oil Corporation Ltd. | - | Debt | 3.53 |
| National Bk for Agriculture & Rural Dev. | - | Debt | 1.34 |
| Reliance Industries Ltd. | - | Debt | 0.89 |
| Chennai Petroleum Corporation Ltd. | - | Debt | 2.65 |
| Export Import Bank of India | - | Debt | 2.21 |
| Reliance Retail Ventures Ltd. | - | Debt | 1.79 |
| Aditya Birla Housing Finance Ltd. | - | Debt | 0.90 |
| Reliance Jio Infocomm Ltd. | - | Debt | 1.78 |
| Poonawalla Fincorp Ltd. | - | Debt | 0.89 |
| Bajaj Financial Securities Ltd. | - | Debt | 1.10 |
| Axis Securities Ltd. | - | Debt | 1.10 |
| ICICI Securities Ltd. | - | Debt | 0.89 |
| Godrej Properties Ltd. | - | Debt | 0.89 |
| Tata Capital Housing Finance Ltd. | - | Debt | 0.89 |
| HDFC Securities Ltd. | - | Debt | 0.44 |
| Kisetsu Saison Finance (India) Pvt Ltd. | - | Debt | 0.89 |
| Network18 Media & Investments Ltd. | - | Debt | 0.89 |
| Godrej Agrovet Ltd. | - | Debt | 0.89 |
| Motilal Oswal Financial Services Ltd. | - | Debt | 0.88 |
| 360 One Wam Ltd. | - | Debt | 0.88 |
| 360 One Prime Ltd. | - | Debt | 0.88 |
| Nuvama Wealth Management Ltd. | - | Debt | 0.88 |
| IGH Holdings Private Ltd. | - | Debt | 0.75 |
| Time Technoplast Ltd. | - | Debt | 0.45 |
| Pilani Inv & Ind Corp Ltd. | - | Debt | 0.44 |
| 91 DAYS TBILL RED 01-08-2025 | - | Debt | 4.88 |
| 91 DAYS TBILL RED 24-07-2025 | - | Debt | 4.00 |
| 91 DAYS TBILL RED 12-06-2025 | - | Debt | 2.24 |
| 91 DAYS TBILL RED 19-06-2025 | - | Debt | 1.79 |
| 91 DAYS TBILL RED 17-07-2025 | - | Debt | 1.33 |
| 91 DAYS TBILL RED 21-08-2025 | - | Debt | 0.93 |
| 182 DAYS TBILL RED 24-07-2025 | - | Debt | 0.31 |
| SBI CDMDF--A2 | - | Debt | 0.26 |
| Reverse Repo | - | Debt | 0.90 |
| Treps | - | Debt | 2.18 |
| Net Receivables / (Payables) | - | - | -3.23 |
| 7.2% Export Import Bank of India | - | Debt | 1.92 |
| 7.15% Small Industries Development Bk of India | - | Debt | 0.95 |
| 7.42% Bajaj Housing Finance Ltd. | - | Debt | 1.19 |
| 7.25% Small Industries Development Bk of India | - | Debt | 0.95 |
| 7.13% Power Finance Corporation Ltd. | - | Debt | 0.71 |
| 7.38% LIC Housing Finance Ltd. | - | Debt | 0.47 |
| 7.92% Cholamandalam Investment & Fin Co Ltd. | - | Debt | 0.43 |
| 7.75% L&T Finance Ltd. | - | Debt | 0.24 |
| 5.7% National Bk for Agriculture & Rural Dev. | - | Debt | 0.23 |
| 7.95% Sundaram Finance Ltd. | - | Debt | 0.14 |
| Bank of Baroda | - | Debt | 0.89 |
| Canara Bank | - | Debt | 0.88 |
| AU Small Finance Bank Ltd. | - | Debt | 1.77 |
| Punjab National Bank | - | Debt | 0.88 |
| HDFC Bank Ltd. | - | Debt | 0.89 |
| Indian Bank | - | Debt | 0.45 |
| Small Industries Development Bk of India | - | Debt | 1.78 |
| Birla Group Holdings Pvt Ltd. | - | Debt | 3.58 |
| Indian Oil Corporation Ltd. | - | Debt | 3.53 |
| National Bk for Agriculture & Rural Dev. | - | Debt | 1.34 |
| Reliance Industries Ltd. | - | Debt | 0.89 |
| Chennai Petroleum Corporation Ltd. | - | Debt | 2.65 |
| Export Import Bank of India | - | Debt | 2.21 |
| Reliance Retail Ventures Ltd. | - | Debt | 1.79 |
| Aditya Birla Housing Finance Ltd. | - | Debt | 0.90 |
| Reliance Jio Infocomm Ltd. | - | Debt | 1.78 |
| Poonawalla Fincorp Ltd. | - | Debt | 0.89 |
| Bajaj Financial Securities Ltd. | - | Debt | 1.10 |
| Axis Securities Ltd. | - | Debt | 1.10 |
| ICICI Securities Ltd. | - | Debt | 0.89 |
| Godrej Properties Ltd. | - | Debt | 0.89 |
| Tata Capital Housing Finance Ltd. | - | Debt | 0.89 |
| HDFC Securities Ltd. | - | Debt | 0.44 |
| Kisetsu Saison Finance (India) Pvt Ltd. | - | Debt | 0.89 |
| Network18 Media & Investments Ltd. | - | Debt | 0.89 |
| Godrej Agrovet Ltd. | - | Debt | 0.89 |
| Motilal Oswal Financial Services Ltd. | - | Debt | 0.88 |
| 360 One Wam Ltd. | - | Debt | 0.88 |
| 360 One Prime Ltd. | - | Debt | 0.88 |
| Nuvama Wealth Management Ltd. | - | Debt | 0.88 |
| IGH Holdings Private Ltd. | - | Debt | 0.75 |
| Time Technoplast Ltd. | - | Debt | 0.45 |
| Pilani Inv & Ind Corp Ltd. | - | Debt | 0.44 |
| 91 DAYS TBILL RED 01-08-2025 | - | Debt | 4.88 |
| 91 DAYS TBILL RED 24-07-2025 | - | Debt | 4.00 |
| 91 DAYS TBILL RED 12-06-2025 | - | Debt | 2.24 |
| 91 DAYS TBILL RED 19-06-2025 | - | Debt | 1.79 |
| 91 DAYS TBILL RED 17-07-2025 | - | Debt | 1.33 |
| 91 DAYS TBILL RED 21-08-2025 | - | Debt | 0.93 |
| 182 DAYS TBILL RED 24-07-2025 | - | Debt | 0.31 |
| SBI CDMDF--A2 | - | Debt | 0.26 |
| Reverse Repo | - | Debt | 0.90 |
| Treps | - | Debt | 2.18 |
| Net Receivables / (Payables) | - | - | -3.23 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Mr. Rahul Singh (20+ years),
- Expense ration regular : 0.21
- Expense ration direct : 0.16
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹-
- Type : debt
Exit load
{"Day 1":"0.0070%","Day 2":"0.0065%","Day 3":"0.0060%","Day 4":"0.0055%","Day 5":"0.0050%","Day 6":"0.0045%","Day 7 onwards":"0.0000%"}
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