Sign up TODAY and try all premium features FREE for a Month!
Sign Up
Home Mf Research Lic Mf Medium To Long Duration Fund Regular Plan Growth
LIC MUTUAL FUND

LIC MF Medium to Long Duration Fund - Regular Plan - Growth

Debt Debt Long Duration
Fund House : LIC MUTUAL FUND
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-12)
72.76 -0.04%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.22%
Expense Ratio (Direct)
0.21%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹995.28
-0.47 %
Two Week 2025-05-28 ₹1,000.00 ₹996.12
-0.39 %
One Month 2025-05-13 ₹1,000.00 ₹1,004.46
0.45 %
Three Months 2025-03-17 ₹3,000.00 ₹3,051.77
1.73 %
Six Months 2024-12-16 ₹6,000.00 ₹6,202.01
3.37 %
One Year 2024-06-12 ₹12,000.00 ₹12,693.56
5.78 %
Three Year 2022-06-13 ₹36,000.00 ₹41,259.65
14.61 %
Five Year 2020-06-15 ₹60,000.00 ₹71,881.41
19.80 %
Ten Year 2015-06-15 ₹120,000.00 ₹168,615.14
40.51 %
Since Inception 1999-09-20 ₹314,000.00 ₹866,394.33
175.92 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.7% State Government of Maharashtra - Debt 17.52
7.1% Government of India - Debt 16.91
6.79% Government of India - Debt 15.57
7.8% State Government of Gujarat - Debt 13.67
7.64% State Government of Maharashtra - Debt 8.04
7.71% State Government of Maharashtra - Debt 6.69
8.0% HDFC Bank Ltd. - Debt 5.57
7.43% Jamnagar Utilities & Power Pvt. Ltd. - Debt 5.26
7.12% State Government of Maharashtra - Debt 5.25
7.11% State Government of Maharashtra - Debt 2.60
7.72% State Government of Maharashtra - Debt 1.60
SBI CDMDF--A2 - Debt 0.25
Treps - Debt 1.17
Net Receivables / (Payables) - - -0.09
7.7% State Government of Maharashtra - Debt 17.52
7.1% Government of India - Debt 16.91
6.79% Government of India - Debt 15.57
7.8% State Government of Gujarat - Debt 13.67
7.64% State Government of Maharashtra - Debt 8.04
7.71% State Government of Maharashtra - Debt 6.69
8.0% HDFC Bank Ltd. - Debt 5.57
7.43% Jamnagar Utilities & Power Pvt. Ltd. - Debt 5.26
7.12% State Government of Maharashtra - Debt 5.25
7.11% State Government of Maharashtra - Debt 2.60
7.72% State Government of Maharashtra - Debt 1.60
SBI CDMDF--A2 - Debt 0.25
Treps - Debt 1.17
Net Receivables / (Payables) - - -0.09
SIP Calculator
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Marzban Irani (24+ years), Mr. Pratik Shroff (17+ years),
  • Expense ration regular : 1.22
  • Expense ration direct : 0.21
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment; No exit load after 15 days.

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?