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LIC MF Medium to Long Duration Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
72.88 0.02%
AUM (Fund Size)
N/A
Expense Ratio
1.22%
Exit load
0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment; No exit load after 15 days.
Risk
N/A
AMC
LIC MUTUAL FUND
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹998.73
-0.13 %
Two Week 2025-07-03 ₹1,000.00 ₹999.80
-0.02 %
One Month 2025-06-18 ₹1,000.00 ₹1,000.88
0.09 %
Three Months 2025-04-21 ₹3,000.00 ₹3,010.97
0.37 %
Six Months 2025-01-20 ₹6,000.00 ₹6,140.27
2.34 %
One Year 2024-07-18 ₹12,000.00 ₹12,593.33
4.94 %
Three Year 2022-07-19 ₹36,000.00 ₹40,968.19
13.80 %
Five Year 2020-07-20 ₹60,000.00 ₹71,648.35
19.41 %
Ten Year 2015-07-21 ₹120,000.00 ₹167,827.64
39.86 %
Since Inception 1999-09-20 ₹315,000.00 ₹868,840.83
175.82 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 188%
Others 0%

Sectors Holding in LIC MF Medium to Long Duration Fund - Regular Plan - Growth

Other
188%

Companies Holding in LIC MF Medium to Long Duration Fund - Regular Plan - Growth

7.7% State Government Of Maharashtra
17.52%
7.1% Government Of India
16.91%
6.79% Government Of India
15.57%
7.8% State Government Of Gujarat
13.67%
7.64% State Government Of Maharashtra
8.04%
7.71% State Government Of Maharashtra
6.69%
8.0% HDFC Bank Ltd.
5.57%
7.43% Jamnagar Utilities & Power Pvt. Ltd.
5.26%
7.12% State Government Of Maharashtra
5.25%
7.11% State Government Of Maharashtra
2.60%
7.72% State Government Of Maharashtra
1.60%
SBI CDMDF--A2
0.25%
Treps
1.17%
Net Receivables / (Payables)
-0.09%
7.7% State Government Of Maharashtra
17.52%
7.1% Government Of India
16.91%
6.79% Government Of India
15.57%
7.8% State Government Of Gujarat
13.67%
7.64% State Government Of Maharashtra
8.04%
7.71% State Government Of Maharashtra
6.69%
8.0% HDFC Bank Ltd.
5.57%
7.43% Jamnagar Utilities & Power Pvt. Ltd.
5.26%
7.12% State Government Of Maharashtra
5.25%
7.11% State Government Of Maharashtra
2.60%
7.72% State Government Of Maharashtra
1.60%
SBI CDMDF--A2
0.25%
Treps
1.17%
Net Receivables / (Payables)
-0.09%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.22
Expense Ratio Direct
0.21
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Marzban Irani
24+ years Experience
Mr. Pratik Shroff
17+ years Experience

Exit load

0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment; No exit load after 15 days.

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