Home Mf Research Sbi Short Term Debt Fund Regular Plan Growth

SBI Short Term Debt Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
32.39 0.04%
AUM (Fund Size)
N/A
Expense Ratio
N/A
Exit load
Nil
Risk
N/A
AMC
SBI Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.38
0.14 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.40
0.24 %
One Month 2025-06-18 ₹1,000.00 ₹1,005.34
0.53 %
Three Months 2025-04-21 ₹3,000.00 ₹3,033.39
1.11 %
Six Months 2025-01-20 ₹6,000.00 ₹6,166.62
2.78 %
One Year 2024-07-18 ₹12,000.00 ₹12,620.89
5.17 %
Three Year 2022-07-19 ₹36,000.00 ₹40,811.74
13.37 %
Five Year 2020-07-20 ₹60,000.00 ₹71,583.52
19.31 %
Ten Year 2015-07-21 ₹120,000.00 ₹171,149.84
42.62 %
Since Inception 2007-07-27 ₹219,000.00 ₹439,393.24
100.64 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 45%
Others 2%

Sectors Holding in SBI Short Term Debt Fund - Regular Plan - Growth

Other
47%

Companies Holding in SBI Short Term Debt Fund - Regular Plan - Growth

Small Industries Development Bank Of India
1.25%
National Bank For Agriculture And Rural Development
3.47%
REC Ltd.
0.07%
Tata Communications Ltd.
2.75%
Jamnagar Utilities & Power Pvt. Ltd.
2.72%
Bharti Telecom Ltd.
0.18%
Aditya Birla Housing Finance Ltd.
0.86%
Mindspace Business Parks Reit
1.03%
Toyota Financial Services India Ltd.
0.51%
SMFG India Credit Company Ltd.
0.34%
Godrej Industries Ltd.
0.34%
National Housing Bank
1.75%
Mahindra Rural Housing Finance Ltd.
0.86%
Hindustan Petroleum Corporation Ltd.
1.71%
Muthoot Finance Ltd.
1.71%
Tata Motors Ltd.
1.38%
Tata Projects Ltd.
1.38%
Anzen India Energy Yield Plus Trust
1.37%
Cube Highways Trust
1.37%
HDB Financial Services Ltd.
1.36%
ONGC Petro Additions Ltd.
1.34%
SMFG India Home Finance Co. Ltd.
1.20%
TATA Capital Ltd.
1.03%
Bajaj Finance Ltd.
1.03%
Aditya Birla Capital Ltd.
1.03%
Can Fin Homes Ltd.
1.02%
TVS Credit Services Ltd.
0.75%
LIC Housing Finance Ltd.
0.50%
Tata Capital Housing Finance Ltd.
0.69%
Power Finance Corporation Ltd.
0.17%
Torrent Power Ltd.
0.59%
Indian Railway Finance Corporation Ltd.
0.35%
Nexus Select Trust
0.35%
Export-Import Bank Of India
0.35%
India Universal Trust AL1 (Obligor - HDFC Bank Ltd.)
1.37%
India Universal Trust AL2 (Obligor - HDFC Bank Ltd.)
1.21%
7.18% CGL 2033
6.46%
7.17% CGL 2030
5.87%
6.79% CGL 2034
4.57%
7.17% State Government Of Tamil Nadu 2033
0.97%
6.75% State Government Of Rajasthan 2030
0.07%
7.66% State Government Of Tamil Nadu 2033
0.01%
NTPC Ltd.
1.46%
The Federal Bank Ltd.
3.00%
Axis Bank Ltd.
0.33%
Indian Bank
0.32%
GOI 15.06.2027 GOV
0.01%
Corporate Debt Market Development Fund-A2
0.25%
TREPS
1.54%
Net Receivable / Payable
2.20%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
N/A
Expense Ratio Direct
N/A
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Mr. Rajeev Radhakrishnan
Over 20 years Experience
Ms. Mansi Sajeja
Over 15 years Experience
Mr. Pradeep Kesavan
Over 18 years Experience

Exit load

Nil

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