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Home Mf Research Sbi Short Term Debt Fund Regular Plan Growth
SBI Mutual Fund

SBI Short Term Debt Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : SBI Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
32.19 -0.03%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
-%
Expense Ratio (Direct)
-%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.01
0.10 %
Two Week 2025-06-05 ₹1,000.00 ₹999.43
-0.06 %
One Month 2025-05-21 ₹1,000.00 ₹1,001.56
0.16 %
Three Months 2025-03-24 ₹3,000.00 ₹3,042.97
1.43 %
Six Months 2024-12-23 ₹6,000.00 ₹6,175.39
2.92 %
One Year 2024-06-20 ₹12,000.00 ₹12,623.72
5.20 %
Three Year 2022-06-21 ₹36,000.00 ₹40,783.66
13.29 %
Five Year 2020-06-22 ₹60,000.00 ₹71,446.12
19.08 %
Ten Year 2015-06-23 ₹120,000.00 ₹170,966.25
42.47 %
Since Inception 2007-07-27 ₹218,000.00 ₹435,645.11
99.84 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
Small Industries Development Bank of India - Debt 1.25
National Bank for Agriculture and Rural Development - Debt 3.47
REC Ltd. - Debt 0.07
Tata Communications Ltd. - Debt 2.75
Jamnagar Utilities & Power Pvt. Ltd. - Debt 2.72
Bharti Telecom Ltd. - Debt 0.18
Aditya Birla Housing Finance Ltd. - Debt 0.86
Mindspace Business Parks Reit - Debt 1.03
Toyota Financial Services India Ltd. - Debt 0.51
SMFG India Credit Company Ltd. - Debt 0.34
Godrej Industries Ltd. - Debt 0.34
National Housing Bank - Debt 1.75
Mahindra Rural Housing Finance Ltd. - Debt 0.86
Hindustan Petroleum Corporation Ltd. - Debt 1.71
Muthoot Finance Ltd. - Debt 1.71
Tata Motors Ltd. - Debt 1.38
Tata Projects Ltd. - Debt 1.38
Anzen India Energy Yield Plus Trust - Debt 1.37
Cube Highways Trust - Debt 1.37
HDB Financial Services Ltd. - Debt 1.36
ONGC Petro Additions Ltd. - Debt 1.34
SMFG India Home Finance Co. Ltd. - Debt 1.20
TATA Capital Ltd. - Debt 1.03
Bajaj Finance Ltd. - Debt 1.03
Aditya Birla Capital Ltd. - Debt 1.03
Can Fin Homes Ltd. - Debt 1.02
TVS Credit Services Ltd. - Debt 0.75
LIC Housing Finance Ltd. - Debt 0.50
Tata Capital Housing Finance Ltd. - Debt 0.69
Power Finance Corporation Ltd. - Debt 0.17
Torrent Power Ltd. - Debt 0.59
Indian Railway Finance Corporation Ltd. - Debt 0.35
Nexus Select Trust - Debt 0.35
Export-Import Bank of India - Debt 0.35
India Universal Trust AL1 (Obligor - HDFC Bank Ltd.) - Debt 1.37
India Universal Trust AL2 (Obligor - HDFC Bank Ltd.) - Debt 1.21
7.18% CGL 2033 - Debt 6.46
7.17% CGL 2030 - Debt 5.87
6.79% CGL 2034 - Debt 4.57
7.17% State Government of Tamil Nadu 2033 - Debt 0.97
6.75% State Government of Rajasthan 2030 - Debt 0.07
7.66% State Government of Tamil Nadu 2033 - Debt 0.01
NTPC Ltd. - Debt 1.46
The Federal Bank Ltd. - Debt 3.00
Axis Bank Ltd. - Debt 0.33
Indian Bank - Debt 0.32
GOI 15.06.2027 GOV - Debt 0.01
Corporate Debt Market Development Fund-A2 - Debt 0.25
TREPS - Debt 1.54
Net Receivable / Payable - - 2.20
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Mr. Rajeev Radhakrishnan (Over 20 years), Ms. Mansi Sajeja (Over 15 years), Mr. Pradeep Kesavan (Over 18 years),
  • Expense ration regular : -
  • Expense ration direct : -
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹-
  • Type : debt
Exit load
Nil

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