Home Mf Research Hdfc Short Term Debt Fund Regular Plan Growth
HDFC Mutual Fund

HDFC Short Term Debt Fund - Regular Plan - Growth

Debt Debt Short Term
Fund House : HDFC Mutual Fund
Overview
Returns
Portfolio
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • SI
NAV (as on 2025-06-20)
32.09 -0.01%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
0.69%
Expense Ratio (Direct)
0.40%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-13 ₹1,000.00 ₹1,001.21
0.12 %
Two Week 2025-06-05 ₹1,000.00 ₹999.96
0.00 %
One Month 2025-05-21 ₹1,000.00 ₹1,002.26
0.23 %
Three Months 2025-03-24 ₹3,000.00 ₹3,043.97
1.47 %
Six Months 2024-12-23 ₹6,000.00 ₹6,174.66
2.91 %
One Year 2024-06-20 ₹12,000.00 ₹12,627.10
5.23 %
Three Year 2022-06-21 ₹36,000.00 ₹40,986.78
13.85 %
Five Year 2020-06-22 ₹60,000.00 ₹72,144.84
20.24 %
Ten Year 2015-06-23 ₹120,000.00 ₹175,743.45
46.45 %
Since Inception 2010-06-24 ₹183,000.00 ₹337,577.01
84.47 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
7.18% GOI MAT 140833 - Debt 5.64
Floating Rate GOI 2028 - Debt 2.71
7.26% GOI MAT 220832 - Debt 2.37
7.1% GOI MAT 080434 - Debt 1.87
7.59% GOI MAT 071231 - Debt 0.99
5.79% GOI MAT 110530 - Debt 0.96
5.77% GOI MAT 030830 - Debt 0.83
Floating Rate GOI 2034 - Debt 0.82
6.79% GOI MAT 071034 - Debt 0.67
Floating Rate GOI 2033 - Debt 0.67
7.64% Gujarat SDL ISD 170124 MAT 170133 - Debt 0.55
7.64% % Gujarat SDL ISD 170124 Mat 170134 - Debt 0.38
7.63% Gujarat SDL ISD 240124 Mat 240133 - Debt 0.31
7.63% Gujarat SDL ISD 240124 Mat 240134 - Debt 0.24
7.18% GOI MAT 240737 - Debt 0.14
7.17% GOI MAT 170430 - Debt 0.07
5.85% GOI MAT 011230 - Debt 0.06
ADITYA BIRLA RENEWABLES LIMITED - Debt 2.87
Jamnagar Utilities & Power Pvt. Limited - Debt 0.32
National Bank for Agri & Rural Dev. - Debt 0.16
Bajaj Housing Finance Ltd. - Debt 0.49
Pipeline Infrastructure Pvt. Ltd. - Debt 0.49
TVS Credit Services Ltd - Debt 1.35
Small Industries Development Bank - Debt 0.26
Cholamandalam Investment & Finance Co. Ltd. - Debt 0.67
Kotak Mahindra Investments Ltd. - Debt 1.32
State Bank of India (Tier 2 - Basel III) - Debt 0.87
HDFC Bank Ltd. - Debt 0.17
REC Limited. - Debt 0.16
HDB Financial Services Ltd. - Debt 0.97
Poonawalla Fincorp Ltd - Debt 0.32
Sundaram Home Finance Limited - Debt 0.95
Power Finance Corporation Ltd. - Debt 0.16
Bharti Telecom Limited - Debt 0.52
Indian Railways Finance Corp. Ltd. - Debt 0.17
LIC Housing Finance Ltd. - Debt 0.34
Toyota Financial Services India Ltd. - Debt 0.67
Punjab National Bank - Debt 0.66
SMFG India Credit Company Ltd - Debt 0.33
Housing and Urban Development Corporation Ltd. - Debt 0.14
Mahindra Rural Housing Finance Ltd - Debt 0.65
TATA Capital Housing Finance Ltd. - Debt 0.49
Muthoot Finance Ltd. - Debt 0.49
Sikka Port and Terminal Ltd. - Debt 0.32
Reliance Industries Ltd. - Debt 0.34
Bajaj Finance Ltd. - Debt 0.13
JM Financial Asset Reconstruction Co. Limited - Debt 0.32
Mahanagar Telephone Nigam Ltd. BRICKWORKS - AA+(CE) Debt 0.29
Nomura Capital India Pvt. Ltd. IND - AAA Debt 0.10
Citicorp Finance (India) Ltd. - Debt 0.16
The Tata Power Company Ltd. - Debt 0.14
Tata Capital Ltd. - Debt 0.03
TMF Holdings Ltd. - Debt 0.82
India Universal Trust AL1 (PTC backed by loan receivables originated by HDFC Bank Limited) IND - AAA(SO) Debt 0.65
India Universal Trust AL2 (PTC backed by loan receivables originated by HDFC Bank Limited) - Debt 0.46
Sansar Trust July 2023 II (PTC backed by loan receivables originated by Shriram Finance Limited) - Debt 0.30
TREPS - Tri-party Repo - Debt 2.35
Corporate Debt Market Development Fund - - 0.27
Net Current Assets - - 2.53
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
4.10
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Anil Bamboli (Over 30 years), Dhruv Muchhal (Over 10 years),
  • Expense ration regular : 0.69
  • Expense ration direct : 0.40
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : debt
Exit load
Nil

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