HDFC Short Term Debt Fund - Regular Plan - Growth
Debt
Debt Short Term
Fund House : HDFC Mutual Fund
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2025-06-20)
32.09 -0.01%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
0.69%
Expense Ratio
(Direct)
0.40%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2025-06-13 | ₹1,000.00 | ₹1,001.21 |
0.12 %
|
| Two Week | 2025-06-05 | ₹1,000.00 | ₹999.96 |
0.00 %
|
| One Month | 2025-05-21 | ₹1,000.00 | ₹1,002.26 |
0.23 %
|
| Three Months | 2025-03-24 | ₹3,000.00 | ₹3,043.97 |
1.47 %
|
| Six Months | 2024-12-23 | ₹6,000.00 | ₹6,174.66 |
2.91 %
|
| One Year | 2024-06-20 | ₹12,000.00 | ₹12,627.10 |
5.23 %
|
| Three Year | 2022-06-21 | ₹36,000.00 | ₹40,986.78 |
13.85 %
|
| Five Year | 2020-06-22 | ₹60,000.00 | ₹72,144.84 |
20.24 %
|
| Ten Year | 2015-06-23 | ₹120,000.00 | ₹175,743.45 |
46.45 %
|
| Since Inception | 2010-06-24 | ₹183,000.00 | ₹337,577.01 |
84.47 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| 7.18% GOI MAT 140833 | - | Debt | 5.64 |
| Floating Rate GOI 2028 | - | Debt | 2.71 |
| 7.26% GOI MAT 220832 | - | Debt | 2.37 |
| 7.1% GOI MAT 080434 | - | Debt | 1.87 |
| 7.59% GOI MAT 071231 | - | Debt | 0.99 |
| 5.79% GOI MAT 110530 | - | Debt | 0.96 |
| 5.77% GOI MAT 030830 | - | Debt | 0.83 |
| Floating Rate GOI 2034 | - | Debt | 0.82 |
| 6.79% GOI MAT 071034 | - | Debt | 0.67 |
| Floating Rate GOI 2033 | - | Debt | 0.67 |
| 7.64% Gujarat SDL ISD 170124 MAT 170133 | - | Debt | 0.55 |
| 7.64% % Gujarat SDL ISD 170124 Mat 170134 | - | Debt | 0.38 |
| 7.63% Gujarat SDL ISD 240124 Mat 240133 | - | Debt | 0.31 |
| 7.63% Gujarat SDL ISD 240124 Mat 240134 | - | Debt | 0.24 |
| 7.18% GOI MAT 240737 | - | Debt | 0.14 |
| 7.17% GOI MAT 170430 | - | Debt | 0.07 |
| 5.85% GOI MAT 011230 | - | Debt | 0.06 |
| ADITYA BIRLA RENEWABLES LIMITED | - | Debt | 2.87 |
| Jamnagar Utilities & Power Pvt. Limited | - | Debt | 0.32 |
| National Bank for Agri & Rural Dev. | - | Debt | 0.16 |
| Bajaj Housing Finance Ltd. | - | Debt | 0.49 |
| Pipeline Infrastructure Pvt. Ltd. | - | Debt | 0.49 |
| TVS Credit Services Ltd | - | Debt | 1.35 |
| Small Industries Development Bank | - | Debt | 0.26 |
| Cholamandalam Investment & Finance Co. Ltd. | - | Debt | 0.67 |
| Kotak Mahindra Investments Ltd. | - | Debt | 1.32 |
| State Bank of India (Tier 2 - Basel III) | - | Debt | 0.87 |
| HDFC Bank Ltd. | - | Debt | 0.17 |
| REC Limited. | - | Debt | 0.16 |
| HDB Financial Services Ltd. | - | Debt | 0.97 |
| Poonawalla Fincorp Ltd | - | Debt | 0.32 |
| Sundaram Home Finance Limited | - | Debt | 0.95 |
| Power Finance Corporation Ltd. | - | Debt | 0.16 |
| Bharti Telecom Limited | - | Debt | 0.52 |
| Indian Railways Finance Corp. Ltd. | - | Debt | 0.17 |
| LIC Housing Finance Ltd. | - | Debt | 0.34 |
| Toyota Financial Services India Ltd. | - | Debt | 0.67 |
| Punjab National Bank | - | Debt | 0.66 |
| SMFG India Credit Company Ltd | - | Debt | 0.33 |
| Housing and Urban Development Corporation Ltd. | - | Debt | 0.14 |
| Mahindra Rural Housing Finance Ltd | - | Debt | 0.65 |
| TATA Capital Housing Finance Ltd. | - | Debt | 0.49 |
| Muthoot Finance Ltd. | - | Debt | 0.49 |
| Sikka Port and Terminal Ltd. | - | Debt | 0.32 |
| Reliance Industries Ltd. | - | Debt | 0.34 |
| Bajaj Finance Ltd. | - | Debt | 0.13 |
| JM Financial Asset Reconstruction Co. Limited | - | Debt | 0.32 |
| Mahanagar Telephone Nigam Ltd. | BRICKWORKS - AA+(CE) | Debt | 0.29 |
| Nomura Capital India Pvt. Ltd. | IND - AAA | Debt | 0.10 |
| Citicorp Finance (India) Ltd. | - | Debt | 0.16 |
| The Tata Power Company Ltd. | - | Debt | 0.14 |
| Tata Capital Ltd. | - | Debt | 0.03 |
| TMF Holdings Ltd. | - | Debt | 0.82 |
| India Universal Trust AL1 (PTC backed by loan receivables originated by HDFC Bank Limited) | IND - AAA(SO) | Debt | 0.65 |
| India Universal Trust AL2 (PTC backed by loan receivables originated by HDFC Bank Limited) | - | Debt | 0.46 |
| Sansar Trust July 2023 II (PTC backed by loan receivables originated by Shriram Finance Limited) | - | Debt | 0.30 |
| TREPS - Tri-party Repo | - | Debt | 2.35 |
| Corporate Debt Market Development Fund | - | - | 0.27 |
| Net Current Assets | - | - | 2.53 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
4.10
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Anil Bamboli (Over 30 years), Dhruv Muchhal (Over 10 years),
- Expense ration regular : 0.69
- Expense ration direct : 0.40
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹100.00
- Type : debt
Exit load
Nil
FAQs
Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?
Get In Touch
Interested in exploring more about JezzMoney Mutual Fund Distributors Software? Submit the form, and we will respond quickly.
Get Expert Advice on Investment in Mutual Funds!
- Certified mutual fund distributors around India will reach out to help you build your future.
- Connect with trusted mutual fund distributors and find them from your city and pincode area.
- JezzMoney is only the mediator to help you connect with these certified professionals.
- It is your obligation to gather accurate information when you receive contact from our platform.