Home Mf Research Shriram Liquid Fund Regular Growth

Shriram Liquid Fund Regular - Growth

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  • 2W
  • 1M
  • 3M
  • 6M
  • SI
Fund info
NAV (as on 2025-07-18)
1,045.05 0.01%
AUM (Fund Size)
21
Expense Ratio
0.257%
Exit load
Upto Day 1 @ 0.0070%, Day 2 @ 0.0065%, Day 3 @ 0.0060%, Day 4 @ 0.0055%,Day 5 @ 0.0050%, Day 6 @ 0.0045% and Day 7 onwards 0.0000%.
Risk
Low to Moderate Risk
AMC
Shriram Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,001.03
0.10 %
Two Week 2025-07-03 ₹1,000.00 ₹1,002.14
0.21 %
One Month 2025-06-18 ₹1,000.00 ₹1,004.65
0.47 %
Three Months 2025-04-19 ₹3,000.00 ₹3,028.81
0.96 %
Six Months 2025-01-19 ₹6,000.00 ₹6,106.28
1.77 %
Since Inception 2024-12-01 ₹8,000.00 ₹8,170.57
2.13 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity N/A
Debt 87%
Others N/A

Sectors Holding in Shriram Liquid Fund Regular - Growth

Other
87%

Companies Holding in Shriram Liquid Fund Regular - Growth

7.15% Small Industries Development Bank Of India
6.05%
6.8% Can Fin Homes Ltd.
5.73%
5.7% National Bank For Agriculture & Rural Development
2.95%
Bank Of Baroda
8.45%
Axis Bank Ltd.
5.64%
HDFC Bank Ltd.
5.64%
IDFC First Bank Ltd.
5.62%
Punjab National Bank
2.80%
Kotak Mahindra Bank Ltd.
2.80%
Indian Oil Corporation Ltd.
5.62%
Bajaj Finance Ltd.
5.61%
Export Import Bank Of India
2.82%
Small Industries Development Bank Of India
2.80%
National Bank For Agriculture & Rural Development
2.80%
91 DAYS TBILL RED 05-06-2025
8.46%
364 DAYS TBILL RED 19-06-2025
5.63%
364 DAYS TBILL RED 10-07-2025
5.61%
182 DAYS TBILL RED 07-08-2025
5.59%
364 DAYS TBILL RED 12-06-2025
2.82%
SBI CDMDF--A2 (Corporate Debt Market Development Fund)
0.16%
Clearing Corporation Of India Ltd.
6.40%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
Low To Moderate Risk

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
0.257
Expense Ratio Direct
0.117
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A

Exit load

Upto Day 1 @ 0.0070%, Day 2 @ 0.0065%, Day 3 @ 0.0060%, Day 4 @ 0.0055%,Day 5 @ 0.0050%, Day 6 @ 0.0045% and Day 7 onwards 0.0000%.

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