SUNDARAM LOW DURATION FUND - INSTITUTIONAL PLAN - GROWTH
Debt
Debt Low Duration
Fund House : SUNDARAM MUTUAL FUND
-
-
- 1W
- 2W
- 1M
- 3M
- 6M
- 1Y
- 3Y
- 5Y
- 10Y
- SI
NAV (as on
2021-12-31)
27.87 0.02%
Fund Size (Total
Assets)
-
Expense Ratio
(Regular)
-%
Expense Ratio
(Direct)
-%
SIP Returns
| Period Invested for | ₹1000 SIP Started on | Investments | Latest Value | Abs. Returns |
|---|---|---|---|---|
| One Week | 2021-12-24 | ₹1,000.00 | ₹1,000.76 |
0.08 %
|
| Two Week | 2021-12-16 | ₹1,000.00 | ₹1,001.40 |
0.14 %
|
| One Month | 2021-12-01 | ₹1,000.00 | ₹1,002.62 |
0.26 %
|
| Three Months | 2021-10-04 | ₹3,000.00 | ₹3,015.85 |
0.53 %
|
| Six Months | 2021-07-05 | ₹6,000.00 | ₹6,306.97 |
5.12 %
|
| One Year | 2020-12-31 | ₹12,000.00 | ₹13,009.46 |
8.41 %
|
| Three Year | 2019-01-01 | ₹36,000.00 | ₹41,053.40 |
14.04 %
|
| Five Year | 2017-01-02 | ₹60,000.00 | ₹71,239.44 |
18.73 %
|
| Ten Year | 2012-01-03 | ₹120,000.00 | ₹169,084.57 |
40.90 %
|
| Since Inception | 2007-04-23 | ₹179,000.00 | ₹306,064.89 |
70.99 %
|
Portfolio Summary
| Company Name | Sector | Sector Type | Nav(in %) |
|---|---|---|---|
| Can Fin Homes Ltd - 8.45% - 27/05/2026 | - | Debt | 3.82 |
| Shriram Finance Ltd - 9.2% - 22/05/2026 | - | Debt | 3.81 |
| REC LTD - 7.56% - 30/06/2026 | - | Debt | 3.80 |
| Bharti Telecom Ltd - 8.9% - 04/12/2025 | - | Debt | 3.03 |
| Small Industries Development Bank of India - 7.68% - 10/08/2027 | - | Debt | 2.57 |
| PNB Housing Finance Ltd - 8.15% - 29/07/2027 | - | Debt | 2.55 |
| Power Finance Corporation Ltd - 8.03% - 02/05/2026 | - | Debt | 2.54 |
| Small Industries Development Bank of India - 7.43% - 31/08/2026 | - | Debt | 2.53 |
| Indian Railway Finance Corporation Ltd - 7.23% - 15/10/2026 | - | Debt | 2.53 |
| JM Financial Products Ltd - 8.92% - 16/11/2026 | - | Debt | 2.53 |
| Muthoot Finance Ltd - 8.4% - 28/08/2028 | - | Debt | 2.53 |
| Muthoot Finance Ltd - 8.3% - 06/01/2026 | - | Debt | 2.52 |
| Can Fin Homes Ltd - 8.09% - 04/01/2027 | - | Debt | 2.29 |
| Godrej Industries Ltd - 8.36% - 28/08/2026 | - | Debt | 2.29 |
| REC LTD - 7.56% - 31/08/2027 | - | Debt | 1.28 |
| National Bank for Agriculture & Rural Development - 7.8% - 15/03/2027 | - | Debt | 1.28 |
| REC LTD - 7.77% - 30/09/2026 | - | Debt | 1.27 |
| Cholamandalam Investment and Finance Co Ltd - 8.45% - 21/11/2025 | - | Debt | 1.26 |
| Embassy Office Parks REIT - 7.77% - 05/06/2025 | - | Debt | 1.26 |
| Muthoot Finance Ltd - 8.65% - 31/01/2028 | - | Debt | 0.89 |
| 7.32% Government Securities-13/11/2030 | - | Debt | 1.33 |
| 7.04% Central Government Securities 03/06/2029 | - | Debt | 1.05 |
| 7.38% Central Government Securities 20/06/2027 | - | Debt | 0.78 |
| Punjab National Bank - 18/03/2026 | - | Debt | 5.97 |
| Bank of Baroda - 12/12/2025 | - | Debt | 4.85 |
| IDFC First Bank Ltd - 25/05/2026 | - | Debt | 4.71 |
| Axis Bank Ltd - 09/09/2025 | - | Debt | 2.47 |
| HDFC Bank Ltd - 06/02/2026 | - | Debt | 2.40 |
| National Bank for Agriculture & Rural Development - 27/02/2026 | - | Debt | 2.40 |
| Small Industries Development Bank of India - 27/02/2026 | - | Debt | 2.40 |
| National Bank for Agriculture & Rural Development - 13/03/2026 | - | Debt | 2.39 |
| Export Import Bank of India - 20/03/2026 | - | Debt | 2.39 |
| National Bank for Agriculture & Rural Development - 25/03/2026 | - | Debt | 1.19 |
| TREPS | - | Debt | 17.18 |
| Corporate Debt Market Development Fund - Class A2 | - | Debt | 0.29 |
| Cash and Other Net Current Assets | - | Cash | 1.64 |
| Can Fin Homes Ltd - 8.45% - 27/05/2026 | - | Debt | 3.82 |
| Shriram Finance Ltd - 9.2% - 22/05/2026 | - | Debt | 3.81 |
| REC LTD - 7.56% - 30/06/2026 | - | Debt | 3.80 |
| Bharti Telecom Ltd - 8.9% - 04/12/2025 | - | Debt | 3.03 |
| Small Industries Development Bank of India - 7.68% - 10/08/2027 | - | Debt | 2.57 |
| PNB Housing Finance Ltd - 8.15% - 29/07/2027 | - | Debt | 2.55 |
| Power Finance Corporation Ltd - 8.03% - 02/05/2026 | - | Debt | 2.54 |
| Small Industries Development Bank of India - 7.43% - 31/08/2026 | - | Debt | 2.53 |
| Indian Railway Finance Corporation Ltd - 7.23% - 15/10/2026 | - | Debt | 2.53 |
| JM Financial Products Ltd - 8.92% - 16/11/2026 | - | Debt | 2.53 |
| Muthoot Finance Ltd - 8.4% - 28/08/2028 | - | Debt | 2.53 |
| Muthoot Finance Ltd - 8.3% - 06/01/2026 | - | Debt | 2.52 |
| Can Fin Homes Ltd - 8.09% - 04/01/2027 | - | Debt | 2.29 |
| Godrej Industries Ltd - 8.36% - 28/08/2026 | - | Debt | 2.29 |
| REC LTD - 7.56% - 31/08/2027 | - | Debt | 1.28 |
| National Bank for Agriculture & Rural Development - 7.8% - 15/03/2027 | - | Debt | 1.28 |
| REC LTD - 7.77% - 30/09/2026 | - | Debt | 1.27 |
| Cholamandalam Investment and Finance Co Ltd - 8.45% - 21/11/2025 | - | Debt | 1.26 |
| Embassy Office Parks REIT - 7.77% - 05/06/2025 | - | Debt | 1.26 |
| Muthoot Finance Ltd - 8.65% - 31/01/2028 | - | Debt | 0.89 |
| 7.32% Government Securities-13/11/2030 | - | Debt | 1.33 |
| 7.04% Central Government Securities 03/06/2029 | - | Debt | 1.05 |
| 7.38% Central Government Securities 20/06/2027 | - | Debt | 0.78 |
| Punjab National Bank - 18/03/2026 | - | Debt | 5.97 |
| Bank of Baroda - 12/12/2025 | - | Debt | 4.85 |
| IDFC First Bank Ltd - 25/05/2026 | - | Debt | 4.71 |
| Axis Bank Ltd - 09/09/2025 | - | Debt | 2.47 |
| HDFC Bank Ltd - 06/02/2026 | - | Debt | 2.40 |
| National Bank for Agriculture & Rural Development - 27/02/2026 | - | Debt | 2.40 |
| Small Industries Development Bank of India - 27/02/2026 | - | Debt | 2.40 |
| National Bank for Agriculture & Rural Development - 13/03/2026 | - | Debt | 2.39 |
| Export Import Bank of India - 20/03/2026 | - | Debt | 2.39 |
| National Bank for Agriculture & Rural Development - 25/03/2026 | - | Debt | 1.19 |
| TREPS | - | Debt | 17.18 |
| Corporate Debt Market Development Fund - Class A2 | - | Debt | 0.29 |
| Cash and Other Net Current Assets | - | Cash | 1.64 |
Risk Ratios
Standard Deviation
-
Beta
-
Sharpe Ratio
-
Lock In Period
-
Residual Maturity
-
Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
- Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
- High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
- Low beta = Less sensitive to market changes → Great for investors with less market exposure.
- High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
- A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
- Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:
India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.
Lock-in times for various investment types
- Most ELSS mutual fund holders hold for 3 years.
- Tax savings FDs lock in for 5 years.
- The lock-in period for 8% Government of India bond investment is 6 years.
- ULIPs must be locked in for 5 years.
- The average hedge fund holding period is 30-90 days.
- The average PPF investor holds onto their money for 15 years.
Residual Maturity:
Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.
There are two different types of residual maturity.
- Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
- Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
- Fund manager(s) : Dwijendra Srivastava (22 years), Sandeep Agarwal (13 years),
- Expense ration regular : -
- Expense ration direct : -
- Launch date : -
- Benchmark : -
- Min SIP amount : -
- Max SIP amount : -
- Min investment amount (one time- first time) : ₹-
- Type : debt
Exit load
Nil
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