Home Mf Research Tata Balanced Advantage Fund Regular Plan Growth

Tata Balanced Advantage Fund - Regular Plan - Growth

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  • 6M
  • 1Y
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  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
20.56 -0.25%
AUM (Fund Size)
169
Expense Ratio
1.69%
Exit load
1) Redemption/Switch-out/SWP/STP on orbefore expiry of 90 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment. -NIL 2)Redemption/Switch-out/SWP/STP on or before expiry of 90 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment. -1%3 ) NIL - Redemption / Switch- out/SWP/STP after expiry of 90 days from the date of allotment.
Risk
High
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹1,000.50
0.05 %
Two Week 2025-07-03 ₹1,000.00 ₹999.23
-0.08 %
One Month 2025-06-18 ₹1,000.00 ₹1,013.04
1.30 %
Three Months 2025-04-21 ₹3,000.00 ₹3,062.00
2.07 %
Six Months 2025-01-20 ₹6,000.00 ₹6,240.06
4.00 %
One Year 2024-07-18 ₹12,000.00 ₹12,415.37
3.46 %
Three Year 2022-07-19 ₹36,000.00 ₹42,496.31
18.05 %
Five Year 2020-07-20 ₹60,000.00 ₹79,729.02
32.88 %
Since Inception 2019-01-28 ₹79,000.00 ₹116,690.32
47.71 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 30%
Debt 2%
Others 5%

Sectors Holding in Tata Balanced Advantage Fund - Regular Plan - Growth

Banks
12%
Petroleum Products
4%
Telecom - Services
2%
Automobiles
2%
Construction
2%
IT - Software
2%
Power
2%
Diversified FMCG
1%
Cement & Cement Products
2%
Healthcare Services
1%
Realty
1%
Transport Infrastructure
1%
Finance
1%
Industrial Products
1%
Insurance
0%
Pharmaceuticals & Biotechnology
0%
Fertilizers & Agrochemicals
0%
Ferrous Metals
0%
Non - Ferrous Metals
0%
Beverages
0%
IT - Services
0%
Electrical Equipment
0%
Personal Products
0%
Auto Components
0%
Chemicals & Petrochemicals
0%
Capital Markets
0%
Entertainment
0%
Gas
0%
Leisure Services
0%
Other
5%
CAPITAL MARKETS
0%

Companies Holding in Tata Balanced Advantage Fund - Regular Plan - Growth

HDFC BANK LTD
4.61%
RELIANCE INDUSTRIES LTD
4.24%
ICICI BANK LTD
4.17%
BHARTI AIRTEL LTD
2.20%
MAHINDRA & MAHINDRA LTD
2.16%
LARSEN & TOUBRO LTD
2.16%
STATE BANK OF INDIA
2.10%
AXIS BANK LTD
2.04%
INFOSYS LTD
1.99%
KOTAK MAHINDRA BANK LTD
1.58%
TATA CONSULTANCY SERVICES LTD
1.55%
NTPC LTD
1.35%
HINDUSTAN UNILEVER LTD
1.32%
SHREE CEMENT LTD
1.32%
APOLLO HOSPITALS ENTERPRISE LTD
1.32%
GODREJ PROPERTIES LTD
1.26%
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD
1.13%
BAJAJ FINANCE LTD
1.13%
POWER GRID CORPORATION OF INDIA LTD
1.10%
AMBUJA CEMENTS LTD
1.05%
CUMMINS INDIA LTD
1.03%
HDFC LIFE INSURANCE CO. LTD
0.93%
SUN PHARMACEUTICAL INDUSTRIES LTD
0.93%
NIVA BUPA HEALTH INSURANCE COMPANY LTD
0.85%
SHRIRAM FINANCE LTD
0.84%
TATA POWER COMPANY LTD
0.83%
KEC INTERNATIONAL LTD
0.81%
BHARAT PETROLEUM CORPORATION LTD
0.81%
TECH MAHINDRA LTD
0.81%
DR. LAL PATH LABS LTD
0.79%
BAJAJ FINSERV LTD
0.79%
HCL TECHNOLOGIES LTD
0.76%
ITC LTD
0.73%
PI INDUSTRIES LTD
0.73%
ICICI LOMBARD GENERAL INSURANCE CO. LTD
0.72%
FEDERAL BANK LTD
0.68%
INDUSIND BANK LTD
0.61%
TATA MOTORS LTD
0.60%
TVS MOTOR COMPANY LTD
0.54%
ICICI PRUDENTIAL LIFE INSURANCE COMPANY LTD
0.53%
ALKEM LABORATORIES LTD
0.52%
TATA STEEL LTD
0.52%
HINDALCO INDUSTRIES LTD
0.50%
UNITED SPIRITS LTD
0.49%
SBI LIFE INSURANCE COMPANY LTD
0.45%
VARUN BEVERAGES LTD
0.45%
MAX HEALTHCARE INSTITUTE LTD
0.44%
INVENTURUS KNOWLEDGE SOLUTIONS LTD
0.44%
DLF LTD
0.43%
POLYCAB INDIA LTD
0.42%
PNB HOUSING FINANCE LTD
0.41%
ABB INDIA LTD
0.41%
INDUS TOWERS LTD
0.40%
DABUR INDIA LTD
0.40%
EXIDE INDUSTRIES LTD
0.40%
TATA CHEMICALS LTD
0.39%
SIEMENS LTD
0.39%
CRAFTSMAN AUTOMATION LTD
0.37%
MULTI COMMODITY EXCHANGE OF IND LTD
0.32%
ACC LTD
0.32%
CIPLA LTD
0.29%
BAJAJ AUTO LTD
0.27%
GRASIM INDUSTRIES LTD
0.24%
PVR INOX LTD
0.22%
ULTRATECH CEMENT LTD
0.22%
SIEMENS ENERGY INDIA LTD
0.20%
GAIL ( INDIA ) LTD
0.13%
HERO MOTOCORP LTD
0.12%
UPL LTD
0.11%
AARTI INDUSTRIES LTD
0.05%
YATRA ONLINE LTD
0.02%
AARTI INDUSTRIES LTD^
-0.05%
POLYCAB INDIA LTD^
-0.34%
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD^
-0.10%
UPL LTD^
-0.11%
DLF LTD^
-0.12%
HERO MOTOCORP LTD^
-0.12%
GAIL ( INDIA ) LTD^
-0.14%
LARSEN & TOUBRO LTD^
-0.14%
GRASIM INDUSTRIES LTD^
-0.18%
CUMMINS INDIA LTD^
-0.19%
ABB INDIA LTD^
-0.20%
BAJAJ FINANCE LTD^
-0.21%
POWER GRID CORPORATION OF INDIA LTD^
-0.22%
ULTRATECH CEMENT LTD^
-0.22%
BAJAJ AUTO LTD^
-0.28%
TATA POWER COMPANY LTD^
-0.30%
TATA MOTORS LTD^
-0.31%
ACC LTD^
-0.32%
MULTI COMMODITY EXCHANGE OF IND LTD^
-0.33%
TECH MAHINDRA LTD^
-0.37%
TATA CHEMICALS LTD^
-0.39%
NTPC LTD^
-0.40%
EXIDE INDUSTRIES LTD^
-0.40%
INDUS TOWERS LTD^
-0.41%
SBI LIFE INSURANCE COMPANY LTD^
-0.46%
UNITED SPIRITS LTD^
-0.49%
HDFC BANK LTD^
-0.49%
HINDUSTAN UNILEVER LTD^
-0.56%
INDUSIND BANK LTD^
-0.61%
INFOSYS LTD^
-0.72%
AXIS BANK LTD^
-0.78%
STATE BANK OF INDIA^
-0.90%
MAHINDRA & MAHINDRA LTD^
-0.98%
ICICI BANK LTD^
-1.43%
IND29FNSEJUN2025FUT^
-4.85%
GOI - 5.63% (12/04/2026) $$
1.56%
GOI - 6.54% (17/01/2032)
1.50%
GOI - 5.74% (15/11/2026) $$
0.78%
GOI - 7.32% (13/11/2030) $$
0.78%
GOI - 7.09% (05/08/2054) $$
0.76%
GOI - 5.22% (15/06/2025) $$
0.64%
GOI - 7.34% (22/04/2064) $$
0.57%
GOI - 7.10% (08/04/2034) $$
0.52%
SGS MAHARASHTRA 7.32% (31/05/2032)
0.51%
GOI - 7.18% (14/08/2033) $$
0.36%
SGS ANDHRA PRADESH 7.70% (06/12/2029)
0.26%
GOI - 7.04% (03/06/2029)
0.25%
SDL TAMILNADU 6.53% (06/01/2031)
0.25%
GOI - 5.15% (09/11/2025) $$
0.24%
SDL GUJARAT 8.53% (20/11/2028)
0.21%
SDL HARYANA 7.86% (27/12/2027)
0.05%
SDL TAMILNADU 6.95% (07/07/2031)
0.05%
GOI - 6.97% (06/09/2026) $$
0.05%
07.38 % BAJAJ FINANCE LTD - 26/06/2028
0.98%
07.75 % TITAN COMPANY LTD - 03/11/2025
0.98%
09.25 % SHRIRAM FINANCE LTD - 19/12/2025
0.79%
07.97 % TATA CAPITAL HOUSING FINANCE LTD - 03/11/2025
0.74%
08.28 % GIC HOUSING FINANCE LTD - 21/08/2026
0.59%
07.57 % NABARD - 19/03/2026
0.59%
07.85 % INTERISE TRUST - 31/03/2040
0.56%
07.82 % LIC HOUSING FINANCE LTD - 28/11/2025
0.54%
07.84 % TATA CAPITAL HOUSING FINANCE LTD - 18/09/2026
0.49%
08.15 % GODREJ PROPERTIES LTD - 03/07/2026
0.49%
07.08 % JIO CREDIT LTD - 26/05/2028
0.49%
08.40 % GODREJ PROPERTIES LTD - 25/01/2028
0.40%
08.30 % GODREJ PROPERTIES LTD - 19/03/2027
0.40%
07.84 % HDB FINANCIAL SERVICES LTD - 14/07/2026
0.30%
05.85 % REC LTD - 20/12/2025
0.24%
L&T FINANCE LTD - 15/09/2025 - ZCB
0.24%
08.92 % CHOLAMANDALAM INVT & FIN CO LTD - 02/12/2034
0.20%
08.30 % TATA PROJECTS LTD - 07/01/2028
0.20%
08.19 % CHOLAMANDALAM INVT & FIN CO LTD - 26/03/2027
0.20%
07.25 % CUBE HIGHWAYS TRUST - 25/04/2028
0.10%
08.50 % CHOLAMANDALAM INVT & FIN CO LTD - 27/03/2026
0.10%
07.13 % NHPC LTD - 11/02/2028
0.05%
07.90 % BAJAJ FINANCE LTD - 17/11/2025
0.05%
07.70 % HDFC BANK LTD - 18/11/2025
0.05%
07.22 % TATA CAPITAL LTD - 04/08/2025
0.05%
07.14 % EXIM - 13/12/2029
0.03%
08.85 % SANSAR JUNE 2024 TRUST - 25/09/2027
0.69%
08.60 % SANSAR JAN 2025 TRUST - 25/10/2028
0.44%
08.20 % INDIA UNIVERSAL TRUST AL1 - 20/09/2030
0.44%
08.03 % INDIA UNIVERSAL TRUST AL2 - 21/11/2026
0.11%
08.17 % INDIA UNIVERSAL TRUST AL2 - 21/11/2030
0.07%
- BARCLAYS INVESTMENTS & LOANS (INDIA) PVT LTD - CP - 31/10/2025
0.95%
- CANARA BANK - CD - 19/12/2025
0.94%
- BAJAJ HOUSING FINANCE LTD - CP - 24/06/2025
0.49%
- AXIS BANK LTD - CD - 05/09/2025
0.24%
- HDFC BANK LTD - CD - 19/09/2025
0.24%
- BAHADUR CHAND INVESTMENTS PVT. LTD - CP - 04/03/2026
0.23%
BROOKFIELD INDIA REAL ESTATE TRUST
0.74%
NEXUS SELECT TRUST
0.62%
ALTIUS TELECOM INFRASTRUCTURE TRUST
0.72%
TATA CORPORATE BOND FUND
0.52%
TATA NIFTY G-SEC DEC 2026 INDEX FUND
0.18%
D) REPO
5.01%
CASH / NET CURRENT ASSET
2.74%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Risk-O-Meter

Investors understand that their principal will be at
High

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.69
Expense Ratio Direct
0.42
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Rahul Singh
28 years Experience
Sailesh Jain
21 years Experience
Akhil Mittal
22 years Experience

Exit load

1) Redemption/Switch-out/SWP/STP on orbefore expiry of 90 days from the date of allotment: If the withdrawal amount or switched out amount is not more than 12% of the original cost of investment. -NIL 2)Redemption/Switch-out/SWP/STP on or before expiry of 90 days from the date of allotment: If the withdrawal amount or switched out amount is more than 12% of the original cost of investment. -1%3 ) NIL - Redemption / Switch- out/SWP/STP after expiry of 90 days from the date of allotment.

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