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Tata Business Cycle Fund - Regular Plan - Growth

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Fund info
NAV (as on 2025-07-18)
19.02 -0.66%
AUM (Fund Size)
N/A
Expense Ratio
1.91%
Exit load
N/A
Risk
N/A
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹998.64
-0.14 %
Two Week 2025-07-03 ₹1,000.00 ₹1,003.21
0.32 %
One Month 2025-06-18 ₹1,000.00 ₹1,026.11
2.61 %
Three Months 2025-04-21 ₹3,000.00 ₹3,112.53
3.75 %
Six Months 2025-01-20 ₹6,000.00 ₹6,395.64
6.59 %
One Year 2024-07-18 ₹12,000.00 ₹12,307.08
2.56 %
Three Year 2022-07-19 ₹36,000.00 ₹47,099.27
30.83 %
Since Inception 2021-08-04 ₹49,000.00 ₹70,149.84
43.16 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 64%
Debt 0%
Others 0%

Sectors Holding in Tata Business Cycle Fund - Regular Plan - Growth

Banks
16%
Petroleum Products
5%
Construction
3%
Telecom - Services
2%
Pharmaceuticals & Biotechnology
3%
Cement & Cement Products
6%
Insurance
5%
Ferrous Metals
3%
Realty
2%
Industrial Products
1%
Healthcare Services
2%
Finance
6%
Consumer Durables
2%
Power
3%
Non - Ferrous Metals
1%
Transport Infrastructure
1%
Financial Technology (Fintech)
1%
Fertilizers & Agrochemicals
1%
Transport Services
1%
Minerals & Mining
0%
Commercial Services & Supplies
0%
IT - Software
0%
Beverages
0%
Retailing
0%
Paper, Forest & Jute Products
0%
Personal Products
0%
Entertainment
0%
CAPITAL MARKETS
0%
Other
2%

Companies Holding in Tata Business Cycle Fund - Regular Plan - Growth

HDFC BANK LTD
6.22%
RELIANCE INDUSTRIES LTD
5.65%
KOTAK MAHINDRA BANK LTD
3.69%
AXIS BANK LTD
3.19%
LARSEN & TOUBRO LTD
2.72%
BHARTI AIRTEL LTD
2.49%
LUPIN LTD
2.48%
AMBUJA CEMENTS LTD
2.45%
HDFC LIFE INSURANCE CO. LTD
2.25%
SHREE CEMENT LTD
2.23%
JINDAL STEEL & POWER LTD
2.17%
ICICI BANK LTD
2.02%
GODREJ PROPERTIES LTD
2.01%
STATE BANK OF INDIA
1.97%
CUMMINS INDIA LTD
1.94%
KEC INTERNATIONAL LTD
1.85%
METROPOLIS HEALTHCARE LTD
1.83%
NIVA BUPA HEALTH INSURANCE COMPANY LTD
1.82%
APOLLO HOSPITALS ENTERPRISE LTD
1.74%
THE RAMCO CEMENTS LTD
1.71%
BAJAJ FINSERV LTD
1.46%
SHRIRAM FINANCE LTD
1.45%
HAVELLS INDIA LTD
1.40%
NUVOCO VISTAS CORPORATION LTD
1.37%
ADANI ENERGY SOLUTIONS LTD
1.36%
ALKEM LABORATORIES LTD
1.36%
HINDALCO INDUSTRIES LTD
1.34%
ICICI LOMBARD GENERAL INSURANCE CO. LTD
1.28%
POWER GRID CORPORATION OF INDIA LTD
1.23%
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD
1.22%
PB FINTECH LTD
1.21%
BANDHAN BANK LTD
1.21%
INDIA SHELTER FINANCE CORPORATION LTD
1.20%
ASIAN PAINTS (INDIA) LTD
1.19%
PI INDUSTRIES LTD
1.18%
ICICI PRUDENTIAL LIFE INSURANCE COMPANY LTD
1.14%
ACME SOLAR HOLDINGS LTD
1.13%
DELHIVERY LTD
1.08%
POWER FINANCE CORPORATION LTD
1.05%
MUTHOOT FINANCE LTD
1.04%
TATA STEEL LTD
1.02%
APTUS VALUE HOUSING FINANCE INDIA LTD
1.01%
GRAVITA INDIA LTD
0.99%
TEAMLEASE SERVICES LTD
0.97%
FEDERAL BANK LTD
0.94%
G R INFRAPROJECTS LTD
0.93%
COFORGE LTD
0.93%
BAJAJ FINANCE LTD
0.90%
VARUN BEVERAGES LTD
0.89%
HCL TECHNOLOGIES LTD
0.89%
INFOSYS LTD
0.87%
PNB HOUSING FINANCE LTD
0.85%
FIVE-STAR BUSINESS FINANCE LTD
0.84%
DCB BANK LTD
0.84%
VEDANT FASHIONS LTD
0.80%
TATA CONSULTANCY SERVICES LTD
0.76%
GO FASHION (INDIA) LTD
0.73%
TARC LTD
0.69%
ADITYA BIRLA REAL ESTATE LTD
0.68%
SPICEJET LTD
0.63%
DABUR INDIA LTD
0.62%
AMI ORGANICS LTD
0.59%
PVR INOX LTD
0.55%
DR. LAL PATH LABS LTD
0.53%
QUESS CORP LTD
0.44%
BLUSPRING ENTERPRISES LTD
0.23%
DIGITIDE SOLUTIONS LTD
0.19%
TATA NIFTY AUTO INDEX FUND
0.08%
A) REPO
0.12%
CASH / NET CURRENT ASSET
2.16%

Risk Ratios

Std. Deviation N/A
Beta N/A
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.91
Expense Ratio Direct
0.35
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Sailesh Jain
17 years Experience
Rahul Singh
28 years Experience
Murthy Nagarajan
27 years Experience
Kapil Malhotra
14 years Experience

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