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Home Mf Research Tata Business Cycle Fund Regular Plan Growth
Tata Mutual Fund

Tata Business Cycle Fund - Regular Plan - Growth

Equity Equity Sectoral Thematic
Fund House : Tata Mutual Fund
Overview
Returns
Portfolio
SIP Calculator
Analysis
Peer Comparison
Fund Family
Scheme Details
-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • SI
NAV (as on 2025-06-12)
18.64 -1.09%
Fund Size (Total Assets)
-
Expense Ratio (Regular)
1.91%
Expense Ratio (Direct)
0.35%
SIP Returns
Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-06-05 ₹1,000.00 ₹1,012.00
1.20 %
Two Week 2025-05-28 ₹1,000.00 ₹1,012.27
1.23 %
One Month 2025-05-13 ₹1,000.00 ₹1,027.19
2.72 %
Three Months 2025-03-17 ₹3,000.00 ₹3,189.45
6.31 %
Six Months 2024-12-16 ₹6,000.00 ₹6,300.51
5.01 %
One Year 2024-06-12 ₹12,000.00 ₹12,028.93
0.24 %
Three Year 2022-06-13 ₹36,000.00 ₹47,102.35
30.84 %
Since Inception 2021-08-04 ₹47,000.00 ₹66,773.63
42.07 %
Portfolio Summary
Company Name Sector Sector Type Nav(in %)
HDFC BANK LTD Banks Equity 6.22
RELIANCE INDUSTRIES LTD Petroleum Products Equity 5.65
KOTAK MAHINDRA BANK LTD Banks Equity 3.69
AXIS BANK LTD Banks Equity 3.19
LARSEN & TOUBRO LTD Construction Equity 2.72
BHARTI AIRTEL LTD Telecom - Services Equity 2.49
LUPIN LTD Pharmaceuticals & Biotechnology Equity 2.48
AMBUJA CEMENTS LTD Cement & Cement Products Equity 2.45
HDFC LIFE INSURANCE CO. LTD Insurance Equity 2.25
SHREE CEMENT LTD Cement & Cement Products Equity 2.23
JINDAL STEEL & POWER LTD Ferrous Metals Equity 2.17
ICICI BANK LTD Banks Equity 2.02
GODREJ PROPERTIES LTD Realty Equity 2.01
STATE BANK OF INDIA Banks Equity 1.97
CUMMINS INDIA LTD Industrial Products Equity 1.94
KEC INTERNATIONAL LTD Construction Equity 1.85
METROPOLIS HEALTHCARE LTD Healthcare Services Equity 1.83
NIVA BUPA HEALTH INSURANCE COMPANY LTD Insurance Equity 1.82
APOLLO HOSPITALS ENTERPRISE LTD Healthcare Services Equity 1.74
THE RAMCO CEMENTS LTD Cement & Cement Products Equity 1.71
BAJAJ FINSERV LTD Finance Equity 1.46
SHRIRAM FINANCE LTD Finance Equity 1.45
HAVELLS INDIA LTD Consumer Durables Equity 1.40
NUVOCO VISTAS CORPORATION LTD Cement & Cement Products Equity 1.37
ADANI ENERGY SOLUTIONS LTD Power Equity 1.36
ALKEM LABORATORIES LTD Pharmaceuticals & Biotechnology Equity 1.36
HINDALCO INDUSTRIES LTD Non - Ferrous Metals Equity 1.34
ICICI LOMBARD GENERAL INSURANCE CO. LTD Insurance Equity 1.28
POWER GRID CORPORATION OF INDIA LTD Power Equity 1.23
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD Transport Infrastructure Equity 1.22
PB FINTECH LTD Financial Technology (Fintech) Equity 1.21
BANDHAN BANK LTD Banks Equity 1.21
INDIA SHELTER FINANCE CORPORATION LTD Finance Equity 1.20
ASIAN PAINTS (INDIA) LTD Consumer Durables Equity 1.19
PI INDUSTRIES LTD Fertilizers & Agrochemicals Equity 1.18
ICICI PRUDENTIAL LIFE INSURANCE COMPANY LTD Insurance Equity 1.14
ACME SOLAR HOLDINGS LTD Power Equity 1.13
DELHIVERY LTD Transport Services Equity 1.08
POWER FINANCE CORPORATION LTD Finance Equity 1.05
MUTHOOT FINANCE LTD Finance Equity 1.04
TATA STEEL LTD Ferrous Metals Equity 1.02
APTUS VALUE HOUSING FINANCE INDIA LTD Finance Equity 1.01
GRAVITA INDIA LTD Minerals & Mining Equity 0.99
TEAMLEASE SERVICES LTD Commercial Services & Supplies Equity 0.97
FEDERAL BANK LTD Banks Equity 0.94
G R INFRAPROJECTS LTD Construction Equity 0.93
COFORGE LTD IT - Software Equity 0.93
BAJAJ FINANCE LTD Finance Equity 0.90
VARUN BEVERAGES LTD Beverages Equity 0.89
HCL TECHNOLOGIES LTD IT - Software Equity 0.89
INFOSYS LTD IT - Software Equity 0.87
PNB HOUSING FINANCE LTD Finance Equity 0.85
FIVE-STAR BUSINESS FINANCE LTD Finance Equity 0.84
DCB BANK LTD Banks Equity 0.84
VEDANT FASHIONS LTD Retailing Equity 0.80
TATA CONSULTANCY SERVICES LTD IT - Software Equity 0.76
GO FASHION (INDIA) LTD Retailing Equity 0.73
TARC LTD Realty Equity 0.69
ADITYA BIRLA REAL ESTATE LTD Paper, Forest & Jute Products Equity 0.68
SPICEJET LTD Transport Services Equity 0.63
DABUR INDIA LTD Personal Products Equity 0.62
AMI ORGANICS LTD Pharmaceuticals & Biotechnology Equity 0.59
PVR INOX LTD Entertainment Equity 0.55
DR. LAL PATH LABS LTD Healthcare Services Equity 0.53
QUESS CORP LTD Commercial Services & Supplies Equity 0.44
BLUSPRING ENTERPRISES LTD Commercial Services & Supplies Equity 0.23
DIGITIDE SOLUTIONS LTD Commercial Services & Supplies Equity 0.19
TATA NIFTY AUTO INDEX FUND CAPITAL MARKETS Debt 0.08
A) REPO - - 0.12
CASH / NET CURRENT ASSET - Cash 2.16
SIP Calculator
Risk Ratios
Standard Deviation
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Beta
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Sharpe Ratio
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Lock In Period
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Residual Maturity
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Standard Deviation:
Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.
Beta:
Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.
Sharpe Ratio:
The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.
Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.
Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.
Scheme Details
  • Fund manager(s) : Sailesh Jain (17 years), Rahul Singh (28 years), Murthy Nagarajan (27 years), Kapil Malhotra (14 years),
  • Expense ration regular : 1.91
  • Expense ration direct : 0.35
  • Launch date : -
  • Benchmark : -
  • Min SIP amount : -
  • Max SIP amount : -
  • Min investment amount (one time- first time) : ₹100.00
  • Type : equity

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