Home Mf Research Tata Digital India Fund Regular Plan Growth

Tata Digital India Fund - Regular Plan - Growth

-
-
  • 1W
  • 2W
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y
  • SI
Fund info
NAV (as on 2025-07-18)
47.05 -0.24%
AUM (Fund Size)
N/A
Expense Ratio
1.67%
Exit load
0.25% of NAV if redeemed/switched out before 30 days from the date of allotment
Risk
N/A
AMC
Tata Mutual Fund
View AMC Details

SIP Returns

Period Invested for ₹1000 SIP Started on Investments Latest Value Abs. Returns
One Week 2025-07-11 ₹1,000.00 ₹990.16
-0.98 %
Two Week 2025-07-03 ₹1,000.00 ₹966.33
-3.37 %
One Month 2025-06-18 ₹1,000.00 ₹963.85
-3.62 %
Three Months 2025-04-21 ₹3,000.00 ₹3,059.97
2.00 %
Six Months 2025-01-20 ₹6,000.00 ₹5,972.20
-0.46 %
One Year 2024-07-18 ₹12,000.00 ₹11,424.69
-4.79 %
Three Year 2022-07-19 ₹36,000.00 ₹43,903.88
21.96 %
Five Year 2020-07-20 ₹60,000.00 ₹85,172.64
41.95 %
Since Inception 2015-12-28 ₹117,000.00 ₹309,600.54
164.62 %

Return Calculator

SIP Amount
1M
6M
1Y
3Y
5Y
Investment
₹0
Maturity Value
₹0
Abs. Returns
0
Current CAGR
0

Portfolio

Allocation of Equity and Debt Asset Classes.

Equity 80%
Debt N/A
Others 2%

Sectors Holding in Tata Digital India Fund - Regular Plan - Growth

IT - Software
63%
Retailing
6%
Commercial Services & Supplies
3%
Telecom - Services
2%
IT - Services
2%
Financial Technology (Fintech)
2%
Capital Markets
1%
Electrical Equipment
1%
Leisure Services
0%
Transport Services
0%
Other
2%

Companies Holding in Tata Digital India Fund - Regular Plan - Growth

INFOSYS LTD
18.93%
TATA CONSULTANCY SERVICES LTD
12.26%
TECH MAHINDRA LTD
9.62%
WIPRO LTD
7.00%
HCL TECHNOLOGIES LTD
6.98%
ETERNAL LTD
5.93%
LTIMINDTREE LTD
4.28%
PERSISTENT SYSTEMS LTD
3.66%
FIRSTSOURCE SOLUTIONS LTD
3.22%
BHARTI AIRTEL LTD
2.33%
CYIENT LTD
2.14%
PB FINTECH LTD
2.11%
BSE LTD
1.98%
SONATA SOFTWARE LTD
1.83%
NEWGEN SOFTWARE TECHNOLOGIES LTD
1.63%
ZENSAR TECHNOLOGIES LTD
1.13%
ABB INDIA LTD
1.05%
BIRLASOFT LTD
1.04%
INFO EDGE (INDIA) LTD
1.04%
MASTEK LTD
0.94%
TATA COMMUNICATIONS LTD
0.86%
ECLERX SERVICES LTD
0.73%
AFFLE 3I LTD
0.67%
SIEMENS LTD
0.57%
NETWEB TECHNOLOGIES INDIA LTD
0.46%
SWIGGY LTD
0.43%
LE TRAVENUES TECHNOLOGY LTD
0.41%
L&T TECHNOLOGY SERVICES LTD
0.39%
KPIT TECHNOLOGIES LTD
0.38%
RATEGAIN TRAVEL TECHNOLOGIES LTD
0.38%
SIEMENS ENERGY INDIA LTD
0.37%
REDINGTON (INDIA) LTD
0.31%
TBO TEK LTD
0.24%
CARTRADE TECH LTD
0.24%
DELHIVERY LTD
0.21%
MPHASIS LTD
0.17%
YATRA ONLINE LTD
0.17%
QUICK HEAL TECHNOLOGIES LTD
0.10%
A) REPO
2.83%
CASH / NET CURRENT ASSET
0.98%

Risk Ratios

Std. Deviation 22.39
Beta 0.34
Sharpe Ratio N/A
Lock In Period N/A
Residual Maturity N/A

Standard Deviation:

Standard deviation numbers measure the variability or volatility of a fund's returns over a specific time period (often 3 years).
  • Low standard deviation = Stable, predictable returns → Suitable for conservative investors seeking stability.
  • High standard deviation = High volatility, more risk → Be cautious, suitable for risk-tolerant investors who can handle fluctuations.

Beta:

Beta measures a fund's volatility about the market or a benchmark. A lower beta means the fund's performance is less sensitive to market movements, making it more predictable compared to the market.
  • Low beta = Less sensitive to market changes → Great for investors with less market exposure.
  • High beta = More sensitive to market changes → Better for aggressive investors who seek higher returns but can handle market risks.

Sharpe Ratio:

The Sharpe Ratio measures how much return a fund has made compared to the risk it carries. A higher Sharpe ratio indicates better returns relative to the risk taken, meaning the fund delivers more efficiently.
  • A higher Sharpe ratio indicates better risk-adjusted returns → Look for funds with higher ratios for better return efficiency.
  • Use it to compare different funds' efficiency in generating returns relative to the risk taken.

Lock-In Period:

India's "lock-in period" in mutual funds encourages long-term investment, particularly in tax-saving schemes preventing redemption or selling of units.

Lock-in times for various investment types

  • Most ELSS mutual fund holders hold for 3 years.
  • Tax savings FDs lock in for 5 years.
  • The lock-in period for 8% Government of India bond investment is 6 years.
  • ULIPs must be locked in for 5 years.
  • The average hedge fund holding period is 30-90 days.
  • The average PPF investor holds onto their money for 15 years.

Residual Maturity:

Residual maturity is the remaining time until a security reaches its maturity date. It is an important factor for investors to consider when evaluating the risk associated with an investment.

There are two different types of residual maturity.

  • Short-term residual maturity: This occurs when a security has less than a year left on its maturity.
  • Long-term residual maturity: This occurs when a security has more than a year left on its remaining maturity.

Scheme Details

Min. SIP Amount
N/A
Min. Lumpsum Amount
N/A
AUM (in Cr.)
N/A
Expense Ratio Regular
1.67
Expense Ratio Direct
0.36
Lock-in Period
N/A
Fund Age
N/A
Benchmark
N/A
Fund managers
Meeta Shetty
17 years Experience
Kapil Malhotra
14 years Experience

Exit load

0.25% of NAV if redeemed/switched out before 30 days from the date of allotment

FAQs

Is a Mutual Fund with a Lower NAV Better?
What Are the Charges in Mutual Fund Investments?
What Are the Tax Benefits of Mutual Funds?
Is It a Good Time to Invest in Mutual Funds?
What Is the Difference Between Dividend and Growth Plans?
Should I Invest in Infrastructure Funds?
What Are Sector-Specific Funds/Schemes?
What Happens If I Miss an SIP Payment?
How Can I Compare Different Mutual Funds?